Wedding at Hilton- HHilton AMEX or 2x Citi Trick?
Nov 20, 2012, 10:03 pm
#1
Original Poster
Join Date: Nov 2012
Programs: MileagePlus
Posts: 190
Wedding at Hilton- HHilton AMEX or 2x Citi Trick?
So I am getting married in December at a Hilton and I just found this place and I thought what better way to make a honeymoon less expensive but to put it on a credit card and get free points (her father will pay me entirely).
Now I have to ask, should I get the AMEX Surpass or the no fee, or do the 2Browser for the Citi and split the price between the two?
I have a 775 rating, CSP ( Aug) and MileagePlus (Oct), and was wondering what course would be best?
Btw do they both have foreign transaction fees?
Thanks
Jared
Now I have to ask, should I get the AMEX Surpass or the no fee, or do the 2Browser for the Citi and split the price between the two?
I have a 775 rating, CSP ( Aug) and MileagePlus (Oct), and was wondering what course would be best?
Btw do they both have foreign transaction fees?
Thanks
Jared
Nov 21, 2012, 4:12 am
#4
Original Poster
Join Date: Nov 2012
Programs: MileagePlus
Posts: 190
Getting married next month...
I think I would like free hotel stays because I'm in the Navy and whenever we pull into a port I get a hotel. I would like the Hilton because I could double dip with the MileagePlus but I heard that you need to pick one or the other.
I'm not all into the Churning and counting every little point but the best option would be to get the Surpass (I think) and given that it has the best point earning and I calculated this.
Surpass Amex - 60,000 intro points + 72,000HH points from 12HHpd + 6000MPpd
or could do the 2 X Citi but hmmm I don't know. Still new to this game.
I think I would like free hotel stays because I'm in the Navy and whenever we pull into a port I get a hotel. I would like the Hilton because I could double dip with the MileagePlus but I heard that you need to pick one or the other.
I'm not all into the Churning and counting every little point but the best option would be to get the Surpass (I think) and given that it has the best point earning and I calculated this.
Surpass Amex - 60,000 intro points + 72,000HH points from 12HHpd + 6000MPpd
or could do the 2 X Citi but hmmm I don't know. Still new to this game.
Nov 21, 2012, 4:21 am
#5
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
Why not multiple cards and ask to split the charges? Sounds like you have $6000 to spend, so do an Amex and 2 Citis.
Citi Reserves have no Forex, you get 2 free weekend nights after $2500 spend.
Amex nonSurpass has a 65K bonus, you're better off getting that if you're going to spend less than $15K at Hilton with Amex. At $750 you get 400K HH, another 25K at $3K.
Citi Reserves have no Forex, you get 2 free weekend nights after $2500 spend.
Amex nonSurpass has a 65K bonus, you're better off getting that if you're going to spend less than $15K at Hilton with Amex. At $750 you get 400K HH, another 25K at $3K.
Nov 21, 2012, 4:41 am
#6
Join Date: Jan 2012
Programs: aa
Posts: 3
Wedding at Hilton- HHilton AMEX or 2x Citi Trick?
My wife and I got married at a Hilton last year. The event coordinator was able to give us 1 Hilton point for every dollar we spent there on our wedding as well as whatever points/miles we earned on our credit card. So definitely ask your Hilton coordinator for points as well!!
Nov 21, 2012, 6:05 am
#7
Original Poster
Join Date: Nov 2012
Programs: MileagePlus
Posts: 190
^^^Nice I will try that. I am deployed right now and I luckily don't have to coordinate everything but I am thinking long term and how to get the most out of this.
So, the nonSurpass HHilton AMEX, Citi Reserve two browser? That will put me at
CSP, United MP, HHilton Amex reg, Citi Reserve 2X?
Question does the HHilton Bonus Points through the use of the HHilton add to the other bonus points...confusing I mean will I get 10 points for staying + 10 points for using the credit card?
So much to workout, but I need to apply soon if I want to start getting those points ;P
So, the nonSurpass HHilton AMEX, Citi Reserve two browser? That will put me at
CSP, United MP, HHilton Amex reg, Citi Reserve 2X?
Question does the HHilton Bonus Points through the use of the HHilton add to the other bonus points...confusing I mean will I get 10 points for staying + 10 points for using the credit card?
So much to workout, but I need to apply soon if I want to start getting those points ;P
Nov 21, 2012, 5:48 pm
#9
Original Poster
Join Date: Nov 2012
Programs: MileagePlus
Posts: 190
Well thing I don't understand is that with the HHonors it already says that I get 10pts per dollar spent when I go to the rewards section. Is that a hiccup or something? Or is it another system like you have points that count towards your status and the "other" points?
Thanks for the help...really looking at the Amex no-fee 65K, and the Citi 40K, and poss the Citi Reserve...
Thanks for the help...really looking at the Amex no-fee 65K, and the Citi 40K, and poss the Citi Reserve...
Nov 21, 2012, 10:54 pm
#10
Join Date: Jan 2008
Location: LAS
Programs: DL PM, UA PS, Hyatt Globalist, Marriott Titanium
Posts: 4,904
You're looking at the points you get per $ for the room. That's through any purchase means.
Then you add the points you get from the credit card for spending at a Hilton.
If you get the Reserve and use your Citi card, PER DOLLAR, you'll get:
-10 points for the Hilton stay
- 2.5 points for Gold bonus (you get Gold with Citi Reserve)
- 12 points for paying with Citi Reserve
= 24.5 HHonors points/$. If you value HHonors points at about 0.5 cents each, that's about 12 cents back per dollar spent.
Then you add the points you get from the credit card for spending at a Hilton.
If you get the Reserve and use your Citi card, PER DOLLAR, you'll get:
-10 points for the Hilton stay
- 2.5 points for Gold bonus (you get Gold with Citi Reserve)
- 12 points for paying with Citi Reserve
= 24.5 HHonors points/$. If you value HHonors points at about 0.5 cents each, that's about 12 cents back per dollar spent.
Nov 22, 2012, 4:27 am
#11
Original Poster
Join Date: Nov 2012
Programs: MileagePlus
Posts: 190
Thank you so much, that makes so much sense. I think I will push for that
So I will do
-Amex noSurpass-65K - No fee -$750 / I'll use for Christmas Gifts
-Citi Reserve- $95 - Gold Status (24.5X HHilton per dollar) - $2500 / Majority of Wedding will go on this
-Citi HHonors 40K - No fee- $1000 / Deposit will go on this.
Now another question is this...since the Reserve will give me Gold status will use of the other cards give me the same points status?
I would go with SPG but given the fact that I can get these points for free.
Now how's the best way about going to get applications without screwing this up. Thanks.
Jared
So I will do
-Amex noSurpass-65K - No fee -$750 / I'll use for Christmas Gifts
-Citi Reserve- $95 - Gold Status (24.5X HHilton per dollar) - $2500 / Majority of Wedding will go on this
-Citi HHonors 40K - No fee- $1000 / Deposit will go on this.
Now another question is this...since the Reserve will give me Gold status will use of the other cards give me the same points status?
I would go with SPG but given the fact that I can get these points for free.
Now how's the best way about going to get applications without screwing this up. Thanks.
Jared
Nov 22, 2012, 7:03 pm
#12
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,454
If you get the Reserve and use your Citi card, PER DOLLAR, you'll get:
-10 points for the Hilton stay
- 2.5 points for Gold bonus (you get Gold with Citi Reserve)
- 12 points for paying with Citi Reserve
= 24.5 HHonors points/$. If you value HHonors points at about 0.5 cents each, that's about 12 cents back per dollar spent.
-10 points for the Hilton stay
- 2.5 points for Gold bonus (you get Gold with Citi Reserve)
- 12 points for paying with Citi Reserve
= 24.5 HHonors points/$. If you value HHonors points at about 0.5 cents each, that's about 12 cents back per dollar spent.
(I personally wouldn't make those two choices but they ARE available for someone who loves points.)
Nov 22, 2012, 9:22 pm
#14
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,454
However, as long as the card transaction is charged by the hotel, the credit card points will happen in any case.
Nov 23, 2012, 5:01 am
#15
Original Poster
Join Date: Nov 2012
Programs: MileagePlus
Posts: 190
Gotcha.
That's the thing they will throwing the room in with the wedding package, so I am going to still ask for it, and have them do it.
If not I am still going to put the 5K and charge it through that.
That's the thing they will throwing the room in with the wedding package, so I am going to still ask for it, and have them do it.
If not I am still going to put the 5K and charge it through that.