PNC Points travel rewards - any good?
Feb 28, 2013, 11:39 am
#1
Original Poster
Join Date: Sep 2004
Posts: 215
PNC Points travel rewards - any good?
Searched in all forums, couldn't find any information on PNC points credit card and travel rewards.
I received an offer on PNC points select credit card for 100,000 pnc points after first purchase and earn up to 7 points per dollar spend (need performance select checking account). Cash and gift card redemption is not good for these points, wondering if anybody has insight in to how useful these points are for air travel.
I called PNC points program, they could only give minimal information. Based on what I captured so far they have 2 kind of air travel redemption -
Restricted Award (21 day advance purchase, sat night stay required, return in 30 days, capacity controlled)-
Economy:
100,000 points - US 48 domestic (no cap)
180,000 points - US 48 to Hawaii (no cap)
300,000 points - US 48 to Asia (excludes India for some reason) (no cap)
Business/First:
460,000 points - Anywhere up to $2000 value
Unrestricted Award (No restrictions) -
100,000 - up to $250, above pay with credit card.
So if using points for unrestricted awards, card is essentially 1.75% cash back with performance select checking account.
What I am looking to find out is how good are restricted awards as agent I spoke is not informative about what are the capacity restrictions.
Any insight will help.
I received an offer on PNC points select credit card for 100,000 pnc points after first purchase and earn up to 7 points per dollar spend (need performance select checking account). Cash and gift card redemption is not good for these points, wondering if anybody has insight in to how useful these points are for air travel.
I called PNC points program, they could only give minimal information. Based on what I captured so far they have 2 kind of air travel redemption -
Restricted Award (21 day advance purchase, sat night stay required, return in 30 days, capacity controlled)-
Economy:
100,000 points - US 48 domestic (no cap)
180,000 points - US 48 to Hawaii (no cap)
300,000 points - US 48 to Asia (excludes India for some reason) (no cap)
Business/First:
460,000 points - Anywhere up to $2000 value
Unrestricted Award (No restrictions) -
100,000 - up to $250, above pay with credit card.
So if using points for unrestricted awards, card is essentially 1.75% cash back with performance select checking account.
What I am looking to find out is how good are restricted awards as agent I spoke is not informative about what are the capacity restrictions.
Any insight will help.
Mar 1, 2013, 8:09 am
#3
Original Poster
Join Date: Sep 2004
Posts: 215
I agree in terms of cash back, there are better cards out there.
If restricted flight redemption truly doesn't have a cap and wondering for example 100,000 points can be used to book $600 flight, making it 4% card.
If restricted flight redemption truly doesn't have a cap and wondering for example 100,000 points can be used to book $600 flight, making it 4% card.
Apr 1, 2013, 10:40 pm
#4
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,474
Mom received a special offer in the mail for a PNC visa rewards. They seem to make a big deal about earning 4points/dollar, however on the redemption side it is very poor:
https://pncpoints.visaextras.com/Rew...x?Category=142
They even wrote that there were no bonus points. Strange. Just wanted to give others a heads up before getting into this.
https://pncpoints.visaextras.com/Rew...x?Category=142
They even wrote that there were no bonus points. Strange. Just wanted to give others a heads up before getting into this.
Apr 2, 2013, 6:02 am
#5
Join Date: Jan 2012
Posts: 118
I got that offer a few days ago too. I had a real problem trying to find information on what the points were worth which is always a red flag.
Mom received a special offer in the mail for a PNC visa rewards. They seem to make a big deal about earning 4points/dollar, however on the redemption side it is very poor:
https://pncpoints.visaextras.com/Rew...x?Category=142
They even wrote that there were no bonus points. Strange. Just wanted to give others a heads up before getting into this.
https://pncpoints.visaextras.com/Rew...x?Category=142
They even wrote that there were no bonus points. Strange. Just wanted to give others a heads up before getting into this.
Apr 3, 2013, 2:57 pm
#6
Join Date: Feb 2003
Location: Reston, Virginia, USA
Posts: 653
I bank at PNC so I get their offers regularly. Look at their cash rewards. $100 card for 50,000 points. That makes a point at best, $0.0002. At 4 points/dollar spent, your return is $0.008 per dollar. That sucks. I decline the offers.
On the other hand, PNC's free checking is free. At least once one learns to navigate around the "gotcha" fees.
On the other hand, PNC's free checking is free. At least once one learns to navigate around the "gotcha" fees.
Jun 11, 2013, 2:21 pm
#7
Join Date: Jun 2013
Posts: 14
I bank at PNC so I get their offers regularly. Look at their cash rewards. $100 card for 50,000 points. That makes a point at best, $0.0002. At 4 points/dollar spent, your return is $0.008 per dollar. That sucks. I decline the offers.
On the other hand, PNC's free checking is free. At least once one learns to navigate around the "gotcha" fees.
On the other hand, PNC's free checking is free. At least once one learns to navigate around the "gotcha" fees.
Anyone has PNC cc ? Seem no many people talk about it ,I wonder if this is a good credit card or not ,Do they need to become a member first to opened a checking account then allow to apply cc ?Any through ?
many thank
Last edited by mia; Jun 11, 2013 at 6:11 pm