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Old Oct 16, 14, 8:50 pm   -   Wikipost
FlyerTalk Forums Thread Wiki: US Bank Club Carlson Signature Visa Card, 85K Sign up, 40k/yr upon renewal
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Last edit by: 466SHH
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40000 points bonus

Here is the link to apply:

http://www.clubcarlsonvisa.com/credit/welcome.do

There are numerous posts that suggest freezing your credit report on ARS (Advanced Resolution Services) and IDA, http://www.idanalytics.com/ , before applying for this US Bank card.

Advanced Resolution Services, Inc.
5005 Rockside Rd
Ste 600
Independence, OH 44131

Phone: 800-392-8911
Fax: 216-615-7642



ID Analytics, Inc.
PO Box 503793
San Diego, CA 92150 (as of 12/27/13)

Tel: 858.312.6200
Toll Free: 866.248.7344
Fax: 858.451.9051



Here is a credit boards link with more info: http://creditboards.com/forums/index...owtopic=424066

A blogger explains the process here: http://hackmytrip.com/2013/06/freeze...-club-carlson/

The hack my trip sample does not mention DOB, which is required. Also make sure you send the letter by certified mail and consider sending each spouse's letter separately rather than both in one mail. Also note that freezing is not the same as opt-out. The latter prevents you from getting pre-approved offers.

They will mail you a confirmation letter within 1-2 business days of receiving your written request (example).

-------------------------------------------------------------------------------------

US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.


U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.

Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.

There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.

The details on the card benefits, as provided by phdtomd in post #1:
10 points per $1 spent in eligible net purchases at participating Carlson Rezidor hotels worldwide

5 points per $1 spent in eligible net purchases everywhere else

Receive 50,000 Gold Points after your first purchase.

Plus 35,000 points once you spend $2,500 on your card within the first 90 days. Plus at least 12,500 points for your "spend" (2500 x 5). Minimum spend must be met by main account holder for the Business version of the card.

Bonus Award Night - When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free. Exclusively for cardmembers!

Club Carlson Gold Status is yours after you activate and use your card

40,000 renewal bonus points each year when you renew your card, approximately two months after the annual fee hits.

For the Rewards Visa Signature and Business Version

Forex fee is 3%

6/3/60,000; 25,000pts/yr upon renewal and automatic Silver with approval for lesser version.

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Old Jan 18, 13, 11:50 pm   #631
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Quote:
Originally Posted by DarcyMae View Post
I've decided to pull the trigger and apply for this card. I am not currently a Club Carlson member. Does US Bank automatically sign you up for Club Carlson when you apply for this card, or do I need to do that before applying for the CC Visa? Would appreciate confirmation from someone who signed up for the credit card and was automatically enrolled.
It takes less than 5 minutes to enroll on Club Carlson's website.

This way you can add the number on the application form, and your card arrives with the number on the card - you can make sure the points would post correctly to your account.

Why would anyone wants to skip the enrollment process and prefer the bank to take its sweet time to send your information over to the loyalty program to enroll you, and then you wait for your number to come... which could take a month or two...
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Old Jan 19, 13, 7:44 am   #632
 
Join Date: Jan 2012
Posts: 20
UGH....Applied for the Club Carlson Card last Saturday. Not immediately approved. Called the line to see if they need any further information. They said to call back on Wednesday. On Wednesday, application was still pending. Called today. Application denied!!! The customer service agent said that the company they use to screen applicants could not verify some of the information on my application. Gave me a number to call the company. CLosed on Saturday. But said I would have to reapply. There's not that much to verify....I have worked for the same company for 20 years, lived in the same address for 16, have excellent credit???? If I reapply that will be another hit to my credit. Should I just scrap this card? Any suggestions/recommendations?
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Old Jan 19, 13, 9:25 am   #633
 
Join Date: May 2012
Location: DEN
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I guess I don't understand why you have to reapply. In the past credit card issuers have given me 30 days, and if not approved in that time than I had to reapply. Maybe someone else will know more.
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Old Jan 19, 13, 9:32 am   #634
 
Join Date: Jan 2012
Posts: 20
That was my thought too. I thought people called the reconsideration line usually after they get denied by mail... I am a newbie at this. Maybe someone can help!!
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Old Jan 19, 13, 4:47 pm   #635
 
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If you a churner don't apply

This is one of these card companies that will deny you if you have too many recent inquires. Both my wife and I applied and both were denied. Both have 790+ credit scores and our mortgage is with USBank They use an outside agency and I got a copy of that report and nothing out of the ordinary except that I apply for a lot of cards.
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Old Jan 19, 13, 8:20 pm   #636
 
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Quote:
Originally Posted by Droch View Post
This is one of these card companies that will deny you if you have too many recent inquires. Both my wife and I applied and both were denied. Both have 790+ credit scores and our mortgage is with USBank They use an outside agency and I got a copy of that report and nothing out of the ordinary except that I apply for a lot of cards.
I would totally agree. Same thing happened to me. I didn't get the letter from them yet but when calling in the csr informed me that I did not have enough spending on record... I'm like, I put at least 50k on credit card and have 790+ credit... Poor csr is like, please check with your credit bureau and if you feel the records are not accurate please fix your records,...

Maybe I'll just stick with Hyatt and Hilton..
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Old Jan 19, 13, 8:24 pm   #637
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Originally Posted by Nottafatslob View Post
OK over 2 hours and several posts and still noone seems to know the answer to the question....
Patience is a virtue.
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Old Jan 20, 13, 7:48 am   #638
 
Join Date: Aug 2011
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Programs: AA EXP, UA 1K, TK EC, SPG PLT, Marriott GLD, Hilton GLD, Club Carlson GLD, National Exec, DL HM
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Quote:
Originally Posted by Happy View Post
Credit Karma is NOT the true credit score. Only the one from EQ is the real McCoy. Or the one supplied by the card issuer.

I just dont know why some get this letter while we dont.
If you have a banking relationship with DCU, they give you a free, actual FICO score from EQ every month. I'm fortunate that they are my local bank as well, I had them before they started doing the free credit score for members.
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Old Jan 20, 13, 1:29 pm   #639
 
Join Date: Jul 2012
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Just thought I'd add my experience with this card. I applied today for the Business version (US Bank Club Carlson Business Rewards). I decided to do the business version because the annual fee is less. I got immediately approved, which I was surprised by after having read some of other people's experiences here. I checked carefully and I was approved for the same version of the card I applied for. I didn't have to call the reconsideration line to verify my business info like I've had to with other cards. The instant approval gave me a credit limit of 1k, although when I applied for my citi business card I was also given a 1k credit limit, but when I got the card it was actually 10k. So I'm going to wait to get the card before calling to try to increase it (although a 1k limit would still allow me to get the bonus).

I've opened about 6 credit cards in the last 6 months and have a credit score of 760ish.
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Old Jan 21, 13, 7:07 am   #640
 
Join Date: Apr 2012
Posts: 44
Instant approval for Premier

My husband was instantly approved for the Premier card. He had 4 personal and 3 business cards in the past year but no applications in the past 6 months. I didn't apply yet because I've had other applications in the past 3 and 6 months and the reports on this thread make me cautious.
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Old Jan 21, 13, 9:51 pm   #641
 
Join Date: Oct 2009
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Programs: PC Platinum, Hyatt GP Diamond, Club Carlson Gold
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My spouse got the 7 to 10 day "manual" review

Here is another unusual datapoint.

My spouse has the US Bank Flex Rewards card basic with a low limit (approved in Aug 12).
She also applied to a Chase product in December.
No other inquiries in the past 6 months.
She is a homemaker (760+ score).
I am the joint account applicant (the guarantor) with a low 700s score.

I already have the Club Carlson Visa (Dec 12).
She got the 7 to 10 day message and after she called US Bank said that the application needs a manual review.
I wonder what the outcome would be.
I will report it here.

RM
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Old Jan 21, 13, 11:33 pm   #642
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Quote:
Originally Posted by Rumeli View Post
Here is another unusual datapoint.

My spouse has the US Bank Flex Rewards card basic with a low limit (approved in Aug 12).
She also applied to a Chase product in December.
No other inquiries in the past 6 months.
She is a homemaker (760+ score).
I am the joint account applicant (the guarantor) with a low 700s score.

I already have the Club Carlson Visa (Dec 12).
She got the 7 to 10 day message and after she called US Bank said that the application needs a manual review.
I wonder what the outcome would be.
I will report it here.

RM
That is interesting. Would the bank pull your credit report also?
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Old Jan 22, 13, 4:48 pm   #643
 
Join Date: Jan 2013
Posts: 23
For those of you who have received the card and did NOT have a Club Carlson account prior to applying for it, did the card come with a Club Carlson account number printed on it? Or do you have to manually sign up and link it to the credit card?
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Old Jan 22, 13, 6:29 pm   #644
 
Join Date: Apr 2011
Location: New York, NY
Posts: 151
got the fraud alert at CeeVeeEss today when trying to buy VRs. Called US BANK, spoke to fraud department. after a bunch of questions, they lifted the freeze.
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Old Jan 22, 13, 6:35 pm   #645
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Originally Posted by lolbombs View Post
For those of you who have received the card and did NOT have a Club Carlson account prior to applying for it, did the card come with a Club Carlson account number printed on it? Or do you have to manually sign up and link it to the credit card?
Do you want to make sure the correct Club Carlson account number is attached to the credit card therefore ensure timely posting of the points?

Or do you want to leave this up to the US Bank to apply a Club Carlson account for you and wait for that to attach to your account while you dont have any way of knowing until being informed either by Club Carlson (most likely) or by the bank (probably never happens )?

Your choice.
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