Last edit by: pgary
Best welcome bonus is 120,000
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
Until the end of May 2015: "Bonus Award Night - Redeem Gold Points for two or more consecutive Award Nights and the last night is free. Exclusively for cardmembers.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
US Bank Radisson Rewards VISA (discontinued April 2022; cards to be converted)
#2311
Join Date: Mar 2013
Location: Dayton
Programs: Hilton Gold, IHG Platinum, United, AAdvantage
Posts: 223
I applied on April 3rd and was finally approved today (email notification).
2 questions:
- From what I read some people have gotten "false" approval notifications. Is that generally only from instant approvals?
- The email states I was approved for the Premier version and not the lesser one. For those who didn't end up receiving the Premier version and instead received the lesser version, did your approval notification note which version you would receive?
2 questions:
- From what I read some people have gotten "false" approval notifications. Is that generally only from instant approvals?
- The email states I was approved for the Premier version and not the lesser one. For those who didn't end up receiving the Premier version and instead received the lesser version, did your approval notification note which version you would receive?
#2312
Join Date: Aug 2013
Posts: 236
#2313
Join Date: Mar 2013
Location: Dayton
Programs: Hilton Gold, IHG Platinum, United, AAdvantage
Posts: 223
Thanks for the response. One more question- You continued with rest of the apps in the AOR after applying for Club Carlson or waited for this app to get approved and then continued with other app?
#2314
Join Date: Aug 2013
Posts: 236
#2315
Join Date: Jun 1999
Location: NYC/LA
Programs: DL Plat, AA Plat Pro, Marriott Titanium, IHG Diamond Amb
Posts: 7,487
I applied on April 3rd and was finally approved today (email notification).
2 questions:
- From what I read some people have gotten "false" approval notifications. Is that generally only from instant approvals?
- The email states I was approved for the Premier version and not the lesser one. For those who didn't end up receiving the Premier version and instead received the lesser version, did your approval notification note which version you would receive?
2 questions:
- From what I read some people have gotten "false" approval notifications. Is that generally only from instant approvals?
- The email states I was approved for the Premier version and not the lesser one. For those who didn't end up receiving the Premier version and instead received the lesser version, did your approval notification note which version you would receive?
#2316
Join Date: Nov 2012
Posts: 175
When my wife and I did our mini AORs late last month (3 cards and 2 cards, respectively), we first waited for the US Bank CC application to complete processing, receiving the "pending" notification, before proceeding with our subsequent applications. As I indicated a few posts up, both applications were subsequently approved.
#2317
Join Date: Mar 2013
Location: Dayton
Programs: Hilton Gold, IHG Platinum, United, AAdvantage
Posts: 223
When my wife and I did our mini AORs late last month (3 cards and 2 cards, respectively), we first waited for the US Bank CC application to complete processing, receiving the "pending" notification, before proceeding with our subsequent applications. As I indicated a few posts up, both applications were subsequently approved.
#2318
Join Date: Nov 2012
Posts: 175
Thank you all for your inputs. I took the plunge and was instantly approved for Premier Rewards Visa card for 14k limit (highest till now). I know that instant approval may not be final approval but can you guys please confirm if I can continue with the AOR or wait till I get "final" approval. Thanks
#2320
Join Date: Aug 2013
Posts: 236
#2322
Join Date: Apr 2014
Posts: 13
Just applied.
FICO (transunion): 728
FAKO (CK): 728
AAoA 5yrs
Current Cards:
Barclay Arrival (Jan 2014)
CorningCU Visa
Auto Loan: 4 yrs left
Hard pulls 6 (2 in last 6 months) all experian
No freeze.
Got 'Can't accept you right now please enter your email and we will notify you'. Let's see how we go. Should I call reconsideration in a couple of days? Or wait it out?
Update:
Approved for Platinum version. Going to give US Bank a call and see if they can't upgrade me to the card I applied for....
Edit to complete the datapoint:
They pulled experian. I was accepted for platinum and called to ask for upgrade. They told me to reapply and they would review it. Reapplied. Reviewed the case and accepted me for Premire visa, $5000 limit. Did not pull a second time with the 2nd application. Applied originally 4/17, approved for Premire 4/26. Should receive card next week. All in all CSR very helpful.
FICO (transunion): 728
FAKO (CK): 728
AAoA 5yrs
Current Cards:
Barclay Arrival (Jan 2014)
CorningCU Visa
Auto Loan: 4 yrs left
Hard pulls 6 (2 in last 6 months) all experian
No freeze.
Got 'Can't accept you right now please enter your email and we will notify you'. Let's see how we go. Should I call reconsideration in a couple of days? Or wait it out?
Update:
Approved for Platinum version. Going to give US Bank a call and see if they can't upgrade me to the card I applied for....
Edit to complete the datapoint:
They pulled experian. I was accepted for platinum and called to ask for upgrade. They told me to reapply and they would review it. Reapplied. Reviewed the case and accepted me for Premire visa, $5000 limit. Did not pull a second time with the 2nd application. Applied originally 4/17, approved for Premire 4/26. Should receive card next week. All in all CSR very helpful.
Last edited by aikitim; Apr 28, 2014 at 9:41 am
#2324
Join Date: Apr 2014
Posts: 13
Spoke to the underwriter today. Since i was approved for platinum they cant upgrade the account, but if i reapply they will use the same pull and i can call back to make sure I get the Premire card. The rep said i should have no problem getting the premire and that the system undersold me. So i will apply tonight and call back tomorrow. Sound reasonable?
What about the platinum card? If i cancel before activation and the fee will it affect my credit score as a very very short account?
What about the platinum card? If i cancel before activation and the fee will it affect my credit score as a very very short account?
#2325
Join Date: Feb 2014
Posts: 314
+1 Data point
Applied today for the business version. Not sure why i even got approved for it. It kind of goes against most things I was reading about USbank. All my cards other than the three others which have a combined CL of $2000 were opened in feb this year.
Approved with CL $12K
Last 2 months :
Feb 2014 ,
all on same day
Chase CSP : Approved $5k
Amex SPG : Approved $1K
Barclay's Arrival : Approved $1K
Citi AA plat Exe : Approved $5K
Declined
Case Ink Bold
Amex SPG business
Today
BoA Alaska signature : Approved $7.5K
USbank Clubcarlson premier business : Approved $12K
History with USBank :
1 card in grad school. For about 6 years, CL is $600 even today.
Credit Karma : 745
Barclay's Fico : 733
Credit Sesame : 735
Asked to rush the card for $15. Getting it wednesday.
Applied today for the business version. Not sure why i even got approved for it. It kind of goes against most things I was reading about USbank. All my cards other than the three others which have a combined CL of $2000 were opened in feb this year.
Approved with CL $12K
Last 2 months :
Feb 2014 ,
all on same day
Chase CSP : Approved $5k
Amex SPG : Approved $1K
Barclay's Arrival : Approved $1K
Citi AA plat Exe : Approved $5K
Declined
Case Ink Bold
Amex SPG business
Today
BoA Alaska signature : Approved $7.5K
USbank Clubcarlson premier business : Approved $12K
History with USBank :
1 card in grad school. For about 6 years, CL is $600 even today.
Credit Karma : 745
Barclay's Fico : 733
Credit Sesame : 735
Asked to rush the card for $15. Getting it wednesday.