Last edit by: pgary
Best welcome bonus is 120,000
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
Until the end of May 2015: "Bonus Award Night - Redeem Gold Points for two or more consecutive Award Nights and the last night is free. Exclusively for cardmembers.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
120,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
https://www.radissonrewardsvisa.com/...rect=plat32172
85,000 points, $75 annual fee, not waived (Premier Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...PremierCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
60,000 points, $50 annual fee, not waived (Rewards Visa Signature Card) offer:
http://www.clubcarlsonvisa.com/credi...gnatureCard.do
6x on Radisson, 3x else, Silver status. Up to 3 free nights for each $10K spend
30,000 points, $0 annual fee (Rewards Visa Card) offer:
https://www.radissonrewardsvisa.com/credit/visaCard.do
6x on Radisson, 3x else. Up to 3 free nights for each $10K spend
85,000 points, $60 annual fee, not waived (Business Rewards Visa Card) offer:
http://www.clubcarlsonvisa.com/credi...usinessCard.do
10x on Radisson, 5x else, Gold status. Up to 3 free nights for each $10K spend
_______________________________________________
For discussion of posting time on the annual 40k bonus, see this thread: CC visa annual 40,000 points bonus
US Bank Reconsideration Line: 800-947-1444
Use this phone number to check your application status as well. US Bank does not send you an approval/denial email. Many data points show 8-10 business days for decision is normal. Add another 2-3 weeks after that to receive physical card.
U.S. Bank Fraud Department - 800-260-8469. This is the number to call if your card starts getting declined when you try to make a purchase.
Why is the balance due on my business card always shown as $0?
There are TWO account numbers linked to your business card: The card itself, which shows up in the same website account as any personal cards you may have. This will always show a $0 balance due.
There is a SECOND account - labeled the "Central Bill Account" - with its own account number. You must set up a separate website account with its own username and password to access the Central Bill Account. This is the account that will actually show the balance due and let you schedule a payment. Somewhere in the paperwork you received with the card or the first paper invoice, you should be able to find the Central Bill Account's number.
Setting up separate website account for business card:
These are the instructions that US Bank emailed me:
To enroll in Online Banking for your U.S. Bank Business account, start by going to usbank.com. You do not need a Personal Identification Number (PIN) in order to enroll.
Please follow these instructions to enroll in Online Banking to view or pay your account:
1. Click on the Enroll Now link on the right side of the screen.
2. Select the Business Accounts option.
3. View the Terms and Conditions and then select Enroll Now.
4. Select I do not have a U.S. Bank small business checking or savings account.
5. Select I am an authorized officer of a U.S. Bank Business Credit Card.
6. Complete Step 2 of 2.
Once you have successfully logged in, you will be able to view your business account in its entirety. When you are making a payment you will need to select the Accounts Payable account number.
From June 1 2015: free night after $10,000 spend in a year plus payment of annual fee. Note: can only be used in the U.S.
"New Account Bonus is not available to applicants who have had this Card or another Club Carlson credit card product within the last 12 months."
Forex fee is 3%
For complaints about the changes slated for May 2015, try twitter, Facebook, emails to corporate, letter writing, etc.
Facebook: https://www.facebook.com/clubcarlson?fref=ts
Twitter: https://twitter.com/ClubCarlson
USA contact # +1 (888) 288 8889
US Bank Radisson Rewards VISA (discontinued April 2022; cards to be converted)
#2131
Why would you need to set the cash advance to 0?
AFAIK, only Citibank has this ability to set cash advance to 0. And even so, sometimes some transactions would void the restriction and revert it to what the default would have been.
Chase has a fixed % of the CL as cash advance limit but could not set it to 0. So as BofA. At least there are 2 that I know of that there is no way to set it to 0.
Still, I do not see any particular value of setting the cash advance to 0, given that these days hardly anyone would use a CC to fund a saving account (so to earn interest spread like 6 or 7 years ago.)
AFAIK, only Citibank has this ability to set cash advance to 0. And even so, sometimes some transactions would void the restriction and revert it to what the default would have been.
Chase has a fixed % of the CL as cash advance limit but could not set it to 0. So as BofA. At least there are 2 that I know of that there is no way to set it to 0.
Still, I do not see any particular value of setting the cash advance to 0, given that these days hardly anyone would use a CC to fund a saving account (so to earn interest spread like 6 or 7 years ago.)
#2132
Join Date: Feb 2014
Posts: 188
I applied for this card late Friday afternoon. I spoke with a rep who said that he would have someone from underwriting look at my credit and make a decision before they closed Friday.
I still haven't heard back. I'm now wondering how soon before I should go ahead and apply for the other cards I wanted to get on my first mini AOR? Only 3-4 total cards including this one. I only have 1 other app in last year which is the Barclay Arrival from 2 months ago.
Thanks all.
I still haven't heard back. I'm now wondering how soon before I should go ahead and apply for the other cards I wanted to get on my first mini AOR? Only 3-4 total cards including this one. I only have 1 other app in last year which is the Barclay Arrival from 2 months ago.
Thanks all.
#2133
Join Date: Mar 2013
Posts: 117
I'd like it to be set to $0 or some low number so that the card cannot be used for cash advance purposes. I would rather have a cash advance transaction be declined than to have it go through and pay the extra fees.
#2134
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,445
Please note this report of someone being shut down recently due to having multiple accounts: http://www.flyertalk.com/forum/carls...cate-ones.html
#2135
Join Date: Feb 2013
Location: Tampa, FL
Posts: 304
Please note this report of someone being shut down recently due to having multiple accounts: http://www.flyertalk.com/forum/carls...cate-ones.html
#2136
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,740
Unless you are afraid you yourself would / could use the card to get cash advance... If so, you have a much larger issue to deal with, though setting the cash advance limit to 0 might be a passive way to deal with it.
#2137
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,740
#2138
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,740
Please note this report of someone being shut down recently due to having multiple accounts: http://www.flyertalk.com/forum/carls...cate-ones.html
I wonder what Club Carlson would do to this type of duplicate accounts. It would be a huge uproar if Club Carlson just shuts people's accounts because they are duplicate but are opened by US Bank and Club Carlson themselves!
#2140
Join Date: Oct 2010
Location: SDF
Programs: Delta, Southwest, Hyatt
Posts: 153
Applied yesterday and received instant approval, did not freeze credit reports, ~775 credit score, 1 hard inquiry in last 6 months.
Assuming minimum spend is met, will bonus points post when first statement closes, or does it take longer?
Assuming minimum spend is met, will bonus points post when first statement closes, or does it take longer?
#2141
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
I really want to pull the trigger without going through the hassle (or what I consider ID theft risk) of freezing. 780 fako score, no inquiries in 9 months, 4 in 18 months. But, I don't want to waste a pull, if all it would have taken was freezing.
#2142
Join Date: Nov 2013
Posts: 84
Our bonus points posted a few days after the statement closed.
#2143
Join Date: Aug 2013
Location: NY
Programs: Hilton Diamond, Hyatt Diamond, CC Gold, SPG Gold, AA Exec Platinum
Posts: 99
Adding a data point and asking a question:
Data Point - I was approved for the card without freezing the two bureaus. That being said, my last credit card app was for one card a year ago. I've never done an AoR.
Question: I just called the US Bank and asked them to set my cash advance limit to $0, but the rep said it couldn't be done. I asked if she could change it to $1, but she said no changes at all. Is she mistaken? Is this a call back and try again situation? Thanks!
Data Point - I was approved for the card without freezing the two bureaus. That being said, my last credit card app was for one card a year ago. I've never done an AoR.
Question: I just called the US Bank and asked them to set my cash advance limit to $0, but the rep said it couldn't be done. I asked if she could change it to $1, but she said no changes at all. Is she mistaken? Is this a call back and try again situation? Thanks!
#2144
Join Date: Jan 2013
Posts: 299
You'll be fine. Freezing is for people with lots of inquiries/new accounts.
#2145
Join Date: Feb 2014
Posts: 188
Applied without freezing accounts and was approved for the lesser Platinum Card after 3 biz days. Only 1 inquiry in last few months was Barclay Arrival.
What are my options now? I've read earlier in the thread and it doesn't seem that they will reconsider upgrading the card? Also saw that someone got the 50,000 points, used them, and avoided the annual fee all within a month. How is this possible?
What are my options now? I've read earlier in the thread and it doesn't seem that they will reconsider upgrading the card? Also saw that someone got the 50,000 points, used them, and avoided the annual fee all within a month. How is this possible?
Last edited by cashcow; Feb 18, 2014 at 8:01 pm