Best Credit Card to pay rent and utilities
May 21, 2012, 3:23 pm
#1
Original Poster
Join Date: Sep 2011
Programs: United Plat, SPG Plat, Marriott Plat, Hyatt Diamond, National Exec Elite
Posts: 108
Best Credit Card to pay rent and utilities
My leasing office started accepting CC as a means to pay my rent and utilities without any additional service fees 
.
I was wondering what's the best CC to use for this payment so that I get the most value for the buck?
Thanks!
.I was wondering what's the best CC to use for this payment so that I get the most value for the buck?
Thanks!
May 21, 2012, 3:26 pm
#2
Suspended
Join Date: Feb 2008
Posts: 836
The United Mileage Plus Club Card...You get 1.5 Miles for every dollar spent all the time. It's not just a promotional period or certain categories. Assuming your rent is $1,000 a month, you would earn 18,000 Miles a year in rent payments alone. Nearly enough for a domestic round trip.
May 22, 2012, 10:34 am
#4
Original Poster
Join Date: Sep 2011
Programs: United Plat, SPG Plat, Marriott Plat, Hyatt Diamond, National Exec Elite
Posts: 108
Any other cool ideas folks?
May 22, 2012, 12:10 pm
#5
Join Date: Feb 2012
Location: LAX
Programs: AA, TY, UR, UA, US, WN, MR, SPG
Posts: 1,453
Some of the Citi ThankYou Premier cards have an additional 10K points after $12K annual spend. If you have a pile of flight points with that card as well, you could theoretically get (based on $1K rent): $12,000 x 1 TYP + 1 FP + 10K points = 34K TYP. I realize this earning is based on a lot of factors you may not have, but it's the only other option I see to get the highest point total from that spend. Almost all other annual spend requirements are $20K+
Now, some people might argue that 12K or 18K United points are worth more than 34K TYP, but that depends how you value each point.
Now, some people might argue that 12K or 18K United points are worth more than 34K TYP, but that depends how you value each point.
May 23, 2012, 12:21 pm
#8
Join Date: Mar 2012
Posts: 51
If you live on the West Coast or in Hawaii...
...and your landlord takes Discover cards, you might consider the JCB Marukai Premium card. If you spend $5000 or more a year on it, including bonuses and the annual fee, it's effectively a 3% cash back card on everything. (This is different from the standard JCB card. Details are here.)
Miles are fine, but if the choice for me is between 1.5 miles per dollar spent or 3% cash back, I'll take the cash. Of course, this equation is changed if you have a lot of minimum spends to hit.
Miles are fine, but if the choice for me is between 1.5 miles per dollar spent or 3% cash back, I'll take the cash. Of course, this equation is changed if you have a lot of minimum spends to hit.
May 24, 2012, 6:04 am
#10
Join Date: Mar 2012
Location: New York
Programs: Marriot Platinum, United Premier Silver
Posts: 39
You should take a look at the merchant type when the transaction goes through. If, for example, the utility is taken as a lump sum with the rent, and is categorized within the housing, for example, perhaps the bold would not give the 5x. Not sure what the likelihood is for either, but good to check!