Programs: AA Exec Plat, UA Gold, HH Gold, SPG Gold, Marriott Silver, Hyatt Platinum
Posts: 1,676
[REVISED] Suntrust Bank Skymiles Check Card Offer [5k + 5k after $1k]
Not as lucrative as past offers, it does offer those unable to get a premium travel credit card a chance to play the game.
The promo runs until June 30th:
15K DL miles on opening an account with $100 minimum balance
15K more DL miles when establishing a real direct deposit
The check card costs $75 and there are monthly fees if you don't maintain a hefty balance.
Suntrust Bank has been extremely good to us in the past but they have tightened considerably at least in my Hilton Head Island branch. This time they will only accept walk in applicants.
Maybe somebody else can find a branch willing to take mail in applicants?
I have no indication if multiple authorized users can get separate cards.
Same in my area, Florida. Also, Tennessee. Walk-ins only.
I notice other banks (non-SunTrust) are also extending more generous offers to walk-ins. They'd "like to get to know you" [Spanky & Our Grang, 1968 http://www.youtube.com/watch?v=80Y3l0_1US4 ]
Programs: Plans=55, TCC=129, MTP=211, C-Cards in Play=24+
Posts: 3,001
Good thing I'm headed to Florida so that I can walk in. Just hope that I don't find a long line around the block.
Quote:
Originally Posted by Frugal Travel Guy
Not as lucrative as past offers, it does offer those unable to get a premium travel credit card a chance to play the game.
The promo runs until June 30th:
15K DL miles on opening an account with $100 minimum balance
15K more DL miles when establishing a real direct deposit
The check card costs $75 and there are monthly fees if you don't maintain a hefty balance.
Suntrust Bank has been extremely good to us in the past but they have tightened considerably at least in my Hilton Head Island branch. This time they will only accept walk in applicants.
Maybe somebody else can find a branch willing to take mail in applicants?
I have no indication if multiple authorized users can get separate cards.
Anyone know if a monthly electronic deposit from an outside Savings Account (e.g. American Express Online Savings Account) would qualify as a direct deposit? Their wording is a little vague (italics mine):
"A qualifying Direct Deposit is a direct deposit of your salary, pension, Social Security or other regular monthly income of $100 or more per deposit electronically deposited to your account during statement cycle by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit. "
Does anyone know if Sun Trust will "status match?" I'm serviced by BoA wealth management because my dad's banker tagged my account with the proper codes several years ago, so while I'm not married to BoA, I do enjoy the perks (refund any fees, free personal and business checks, dedicated phone number, etc)
Anyone know if a monthly electronic deposit from an outside Savings Account (e.g. American Express Online Savings Account) would qualify as a direct deposit? Their wording is a little vague (italics mine):
"A qualifying Direct Deposit is a direct deposit of your salary, pension, Social Security or other regular monthly income of $100 or more per deposit electronically deposited to your account during statement cycle by your employer or an outside agency. Transfers from one account to another or deposits made at a banking location or ATM do not qualify as a Direct Deposit. "
No, must be direct deposit from payroll.
Quote:
Originally Posted by Frugal Travel Guy
your link is to a credit card, big difference for some.
Sorry, my signature line had nothing to do with the context of my post.
You do not need to visit a SunTrust branch to sign up for their check card.
Quote:
Originally Posted by DC777Fan
Does anyone know if Sun Trust will "status match?" I'm serviced by BoA wealth management because my dad's banker tagged my account with the proper codes several years ago, so while I'm not married to BoA, I do enjoy the perks (refund any fees, free personal and business checks, dedicated phone number, etc)
Not sure on the business side. Personal side gets free checks with the right checking account, free check card, free suntrust atm use, limited amount of waivers for non-atm use. All with the right checking account.
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 286
I know this offer was on deck before and lucrative. Could someone explain what the old offer was and what made it lucrative? Please clearly label you post. I just want to understand what to look for in the new offer. Multiple accounts? Multiple authorized user? etc.
Here is the Delta Landing page. According to the Delta sign up page (here), you should be able to sign up online, by calling or by going into a branch. But, when you click the sign up online section, it does not provide the "open now" link that Delta is referencing.
The checking account bonus and enrollment bonus are limited time offers from 5/1/2012-6/30/2012 and are only available once per customer.
I am assuming that means that you cannot add authorized users.
Keep in mind that this offer cannot take advantage of the low fees for the Everyday Checking account, SunTrust's basic checking account, and instead requires Balanced Banking or above, checking products that impose at least a $12 monthly fee for checking and other SunTrust accounts that, in total, fall below $3000 (not a daily average--and other products impose higher fees and minimum balance requirements). Not bad if you intend to maintain a decent balance with SunTrust or already have some other accounts there, but certainly a factor to throw in when calculating whether $75 plus possible monthly fees are worth 30K Delta miles to you.
Just verified via SunTrust's online chat feature that this offer can be accessed without going into a physical branch. "Jenny" was all revved to get me set up. (Don't have the time right now but will do it later.)
Not sure if you can do it all online without a chat helper though.
update: just completed setting up the account with this offer via the chat. Thanks again Rick.
__________________ Two roads diverged in a wood, and I - I took the one less traveled by,
And that has made all the difference - Robert Frost
The business version is also available with a 25K bonus. It's unfortunate I just opened a business account and got the card in march for the 5K bonus.
Where did you see this? The only business offer I see is for a 5,000 mile bonus after first use with the card that will cost a whopping $125 annual fee. Sweet deal! Not.
__________________ Two roads diverged in a wood, and I - I took the one less traveled by,
And that has made all the difference - Robert Frost
Where did you see this? The only business offer I see is for a 5,000 mile bonus after first use with the card that will cost a whopping $125 annual fee. Sweet deal! Not.