You should dispute that and have them credit it. You are supposed to have 2 months to be able to fund your account before the monthly fee would apply.
Even though I've not previously had the suntrust account, there's clear evidence on the web that they run things in a way that is less than appealing to most customers. I'd consider this one an earn and burn.
Quote:
Originally Posted by elizadoo
1) Untrue: I opened my account March 19 and was hit with a monthly fee (for not meeting the minimum in the account) on April 7.
...
I called SunTrust customer service and was told accounts need to be funded in 21 days after it was open.
Programs: The Mac Daddy of Heimlich County (and low-ball status)
Posts: 2,371
Quote:
Originally Posted by yoyo
My guess is if you know your account number you can register on line and confirm the small deposits on SunTrust website.
well the issue is that the automatic email they sent only includes the last 4 of the account. that's all the info i got. phone support was a joke, yesterday
I currently have a Suntrust business bank account but my check card is not the Delta Skymiles check card -it is just a regular no fee check card. Is it possible to use this existing business account and just "order" the new check card to get the Skymiles? Or would I have to stop in and close the old account and open a new one?
I was debating if I should open an account, pay $75, and go through all the hassles, to get 30K sky pesos. But I did some search on their award tickets again and decided to pass. Delta's skymiles are basically worth almost nothing... I have 50K miles sitting in my account forever but I just cannot get any tickets that I want for the low award price. It's either weird connections or nothing under low price category. Totally not worth it.
I was debating if I should open an account, pay $75, and go through all the hassles, to get 30K sky pesos. But I did some search on their award tickets again and decided to pass. Delta's skymiles are basically worth almost nothing... I have 50K miles sitting in my account forever but I just cannot get any tickets that I want for the low award price. It's either weird connections or nothing under low price category. Totally not worth it.
It will allow you to pay your tax for less than $4 and earn 1 skymilefor each $ you pay. so it could worth a lot more than the 30K you get.
I can make very good use of this card based on the hbolded text, assuming I understand it correctly.
By recurring bill pays I'm assuming just paying bills online through the checking account. So I could place $3,000 in the account, setup a semimonthly direct deposit of $750 and setup a recurring bill pay of about $1500 per month. If I read everything correctly, that's 18k skymiles per year which I think is worth $75.
Those are my only (legitimate) recurring bills I can't pay through a credit card.
I don't really understand how this would generate sufficient fees to pay for the miles but I guess I shouldn't question it if it works out.
ALERT: NO! Please note that the recurring bill pay isn't quite what it seems--take it from one who got burned!
I THOUGHT it meant that I would get miles for my monthly bills, so I set up auto bill pay online--Verizon, Geico, etc. along with my health insurance company, which does not take credit cards. I did not get credit for anything!
I called SunTrust and was told the miles are only for transactions which can be put on the card, not paid through the checking account. There is only one place I can do that: my daughter's college, which does not accept credit cards, but will accept PIN transactions (i.e. debit card). Recurring bills to a business or individual--like a monthly check for child support--won't do it, unless your ex- takes debit cards!
Now I've gone back to paying all my bills on my credit cards that earn more than 1/$1.
They allow funding with a CC. Has anyone tried a Chase card?
I attempted to fund a large amount on CC, they informed me it was a courtesy and intended to just fund the first $100. I had trouble with the person I was chatting with so I'm interested in other's ability to fund with CC.
ALERT: NO! Please note that the recurring bill pay isn't quite what it seems--take it from one who got burned!
I THOUGHT it meant that I would get miles for my monthly bills, so I set up auto bill pay online--Verizon, Geico, etc. along with my health insurance company, which does not take credit cards. I did not get credit for anything!
I called SunTrust and was told the miles are only for transactions which can be put on the card, not paid through the checking account. There is only one place I can do that: my daughter's college, which does not accept credit cards, but will accept PIN transactions (i.e. debit card). Recurring bills to a business or individual--like a monthly check for child support--won't do it, unless your ex- takes debit cards!
Now I've gone back to paying all my bills on my credit cards that earn more than 1/$1.
Isn't this just backwards? I know that Verizon paid at their website gives cc points, why not here by use of card?
