Jul 3, 2014, 12:11 pm
Last edit by: muji
Please don't delete this Wiki.
Some of us still earn Delta miles with this card or may want information about past or grandfathered terms and conditions.
Please do not spread panic about miles not posting until after the 10th of each month.
In most cases, miles post in the evening on the 5th of each month if it's a business day, or else the evening of the next business day. "Miles post for purchases made between (inclusive) 5th day of prior month to 4th day of current month."
__________________________________________________ ____________
Current offer (as of March 2017) is for just 5,000 miles.
https://www.suntrust.com/personal-ba...les-debit-card
Most current 25,000 offer was in-branch only, through May 9, 2016:
History of Recent Past Offers:
Changes as of 7/25/15 :
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If SunTrust closed your account, it would be great if you could share a little info about the account history.
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Some of us still earn Delta miles with this card or may want information about past or grandfathered terms and conditions.
Please do not spread panic about miles not posting until after the 10th of each month.
In most cases, miles post in the evening on the 5th of each month if it's a business day, or else the evening of the next business day. "Miles post for purchases made between (inclusive) 5th day of prior month to 4th day of current month."
__________________________________________________ ____________
Current offer (as of March 2017) is for just 5,000 miles.
https://www.suntrust.com/personal-ba...les-debit-card
Most current 25,000 offer was in-branch only, through May 9, 2016:
INTRODUCING YOUR NEW EVERYDAY GETAWAY CARD: THE SKYMILES® DEBIT CARD.
Ready for a one-of-a-kind debit card that actually rewards you? Here's one that deposits miles directly into your SkyMiles account. You can earn up to 25,000 bonus miles with the SkyMiles World Debit Card from SunTrust. What's more, when you use your Card for everyday purchases, the miles add up quickly — and they'll never expire.
Here's how it works:
• Present this email at your nearest branch, or call 1-800-650-7277 and mention this offer.
• Get 5,000 bonus miles when you open or upgrade to a new qualifying SunTrust Signature Advantage Checking account with a Delta SkyMiles Debit Card and make your first qualifying purchase. If you already have a Signature Advantage Checking account, ask to upgrade your debit card to a Delta SkyMiles Debit Card.
• Get an additional 20,000 promotional bonus miles when you make 20 qualifying purchases within the first 90 days of account opening.
Continue to earn miles just for using your Card:
• Earn 1 mile for every dollar spent on everyday purchases like groceries, gas and restaurant purchases.1 (up to 4,000 per Card monthly)
• Earn 2 miles per dollar on all direct Delta purchases including flights, Delta Sky Club® passes, in-flight purchases of food and beverages and more.1
• Apply your miles toward upgrades and Award Travel to more than 1,000 destinations worldwide2 on Delta and its partner airlines.
• $75 Annual Fee (reduced fee may apply, ask for details).1
Hurry — this incredible 25,000 bonus mile offer is only available until May 9, 2016.
VISIT YOUR LOCAL BRANCH
Ready for a one-of-a-kind debit card that actually rewards you? Here's one that deposits miles directly into your SkyMiles account. You can earn up to 25,000 bonus miles with the SkyMiles World Debit Card from SunTrust. What's more, when you use your Card for everyday purchases, the miles add up quickly — and they'll never expire.
Here's how it works:
• Present this email at your nearest branch, or call 1-800-650-7277 and mention this offer.
• Get 5,000 bonus miles when you open or upgrade to a new qualifying SunTrust Signature Advantage Checking account with a Delta SkyMiles Debit Card and make your first qualifying purchase. If you already have a Signature Advantage Checking account, ask to upgrade your debit card to a Delta SkyMiles Debit Card.
• Get an additional 20,000 promotional bonus miles when you make 20 qualifying purchases within the first 90 days of account opening.
Continue to earn miles just for using your Card:
• Earn 1 mile for every dollar spent on everyday purchases like groceries, gas and restaurant purchases.1 (up to 4,000 per Card monthly)
• Earn 2 miles per dollar on all direct Delta purchases including flights, Delta Sky Club® passes, in-flight purchases of food and beverages and more.1
• Apply your miles toward upgrades and Award Travel to more than 1,000 destinations worldwide2 on Delta and its partner airlines.
• $75 Annual Fee (reduced fee may apply, ask for details).1
Hurry — this incredible 25,000 bonus mile offer is only available until May 9, 2016.
VISIT YOUR LOCAL BRANCH
History of Recent Past Offers:
Changes as of 7/25/15 :
Balanced Banking (no longer available): 95a/f, 1mile/$2 up to 2000 miles, $3000 daily collected balance to avoid monthly fee
Signature Advantage: $75a/f, 1mile/$1 up to 4000 miles, $25000 daily collected balance to avoid monthly fee
Solid Choice: $95a/f, 2m/$1 up to 2000 miles, $5000 daily collected balance to avoid monthly fee
SunTrust has a list of items that aren't supposed to earn miles, but some do anyway: cash advances, cash back, ATM transactions, tax payments, payments for stored value cards, wire transfers, money transfers, money orders, cashier checks, quasi cash, travelers cheques, purchase of monetary instrumentsSignature Advantage: $75a/f, 1mile/$1 up to 4000 miles, $25000 daily collected balance to avoid monthly fee
Solid Choice: $95a/f, 2m/$1 up to 2000 miles, $5000 daily collected balance to avoid monthly fee
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If SunTrust closed your account, it would be great if you could share a little info about the account history.
----------------------------------------------------------
Truist (fka Suntrust) Skymiles Check Card [see WIKI for offers]
Jun 10, 2012, 1:47 pm
#376
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,760
I thought the vendors who dont take credit card but take debit card (such as schools and some government agencies) is largely due to the fee on debit card is very small to the vendor, but the credit card would be in the 1 to 2% range, not because they may have potential for loss if taking credit card - if a stolen / fraudulent credit card is used, it is the BANK who eats the loss, not the Vendor - at least this is how it is operated in the US. Neither the consumer nor the vendor would suffer the loss once the charge is determined is a fraudulent one. The bank writes it off as a cost of doing business under the consumer protection law governs credit cards.
Jun 11, 2012, 2:52 pm
#382
Join Date: Jun 2011
Location: Flyover Territory
Programs: Hilton Diamond
Posts: 687
So far I'm impressed
I just opened the account via chat. I got great service. The rep answered all my questions and was very polite.
I just wish I'd signed up a few weeks ago as I have an estimated tax payment coming up in a few days
I just wish I'd signed up a few weeks ago as I have an estimated tax payment coming up in a few days
Jun 11, 2012, 11:43 pm
#383
Join Date: Jan 2003
Location: SAN
Programs: DL SM, Marriot PLT, Tall guy in need of legroom
Posts: 1,478
est tax payment
I can use my debit card to pay the IRS for my est tax payment? If so, then this card just proved to be a nice addition to my mile earning arsenal.
Jun 12, 2012, 11:59 am
#384
Join Date: Feb 2010
Programs: UA, CO, Delta, AA, BA, Hilton, Starwood, Marriott
Posts: 211
Jun 12, 2012, 1:28 pm
#386
Join Date: Nov 2011
Posts: 13
I opened up an account with SunTrust online about a month ago. I spent the last month trying to finally finish opening it - mailed in the card, finally got to make deposit, etc. Today, they say that my ACH transfer (which cleared fine) was not acceptable, and ever time I would call I'd get a different reason why. Finally they just told me my account was being closed, for no stated reason.
Have to say it was abysmal service for everything except the initial opening process, and a horrible set-up all the way through compared to any other time I've gotten a bank account. I'm happy to not have to bank with them but really annoyed I invested so much time /trying to send them money/ to get the account opened.
Have to say it was abysmal service for everything except the initial opening process, and a horrible set-up all the way through compared to any other time I've gotten a bank account. I'm happy to not have to bank with them but really annoyed I invested so much time /trying to send them money/ to get the account opened.
Jun 12, 2012, 1:40 pm
#387
Suspended
Join Date: Nov 2010
Posts: 1,677
I will even go one step further and say that it was abysmal service - period. This company must be pure bottom feeders who hire the absolute lowest $/hr. employees on the planet. Very, very poor quality help to say the least, and that is an understatement. This was my experience in a branch, on the phone, on an online chat, and also a (business side) phone call.
Jun 12, 2012, 1:46 pm
#388
Join Date: Dec 2010
Location: San Diego, CA
Programs: UA Silver/Marriott Gold/Hilton Gold
Posts: 540
+1^
I will even go one step further and say that it was abysmal service - period. This company must be pure bottom feeders who hire the absolute lowest $/hr. employees on the planet. Very, very poor quality help to say the least, and that is an understatement. This was my experience in a branch, on the phone, on an online chat, and also a (business side) phone call.
I will even go one step further and say that it was abysmal service - period. This company must be pure bottom feeders who hire the absolute lowest $/hr. employees on the planet. Very, very poor quality help to say the least, and that is an understatement. This was my experience in a branch, on the phone, on an online chat, and also a (business side) phone call.
Jun 12, 2012, 1:47 pm
#389
Join Date: Feb 2012
Location: LAX
Posts: 295
The Suntrust rep at the branch read off some T&Cs that stated the $75 fee for the personal account would be applied at the account's anniversary (one year out), while the phone rep stated that it would be applied at the first statement closing. Can anyone confirm when the annual fee is applied -- I'd think from CC fees that it would be the latter?
Jun 12, 2012, 1:55 pm
#390
Join Date: Feb 2005
Location: GSO
Programs: AA EXP, Marriott Titanium
Posts: 776
The Suntrust rep at the branch read off some T&Cs that stated the $75 fee for the personal account would be applied at the account's anniversary (one year out), while the phone rep stated that it would be applied at the first statement closing. Can anyone confirm when the annual fee is applied -- I'd think from CC fees that it would be the latter?
Last edited by tmm1012; Jul 28, 2012 at 11:39 am