Mar 12, 2014, 3:53 pm
Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
Dec 15, 2015, 12:50 pm
#2896
Join Date: Aug 2015
Posts: 214
I found the thread here
http://www.doctorofcredit.com/which-...credit-report/
Definitely will be looking into this more. Since Citi and Amex are stubborn about Exp, I still have Chase, Barc, and US that pull Trans where I live so literally any reports I can get on Equifax are a huge benefit. Thanks!
http://www.doctorofcredit.com/which-...credit-report/
Definitely will be looking into this more. Since Citi and Amex are stubborn about Exp, I still have Chase, Barc, and US that pull Trans where I live so literally any reports I can get on Equifax are a huge benefit. Thanks!
Dec 16, 2015, 8:48 am
#2897
Join Date: Sep 2013
Location: CVG or DAY
Posts: 159
Looking to get another Signature card. I went through all the trouble of upgrading the last one to Signature and was looking for advice as to the best odds of getting another Signature card (close this one and apply again, keep this one open, etc.)
Any help is appreciated.
Any help is appreciated.
It seems like once you are in you are in. At least in my short experience for this.
Dec 16, 2015, 1:46 pm
#2898
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
i am just saying that even BofA pulls from the SAME bureau, EX somehow does not combine the 2 pulls done on the SAME day with identical information to the entity that pulled it. This has not happened in the past with any bank.
Dec 16, 2015, 5:12 pm
#2900
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Ouch! Got approved for my first BOA Alaska Air cc but got TWO hard pulls from them instead of just one. It's great to be able to get multiple cards from them eventually, but maybe not at the cost of 2 hard pulls for each one! Here's what Credit Karma shows:
Account Type Date Opened Balance Reported By
BANK OF AMERICA Credit Card Nov 22, 2015 $75 Equifax
BK OF AMER Credit Card Nov 22, 2015 $75 TransUnion
Is this common with Bank of America?
Account Type Date Opened Balance Reported By
BANK OF AMERICA Credit Card Nov 22, 2015 $75 Equifax
BK OF AMER Credit Card Nov 22, 2015 $75 TransUnion
Is this common with Bank of America?
No bank that I've heard of adds up pulls from different bureaus. They pick a bureau and then count the pulls on that bureau. If the pick another bureau and count the pulls on that bureau too, they don't add the two up, they just might pick whichever one results in a bigger count. (But the result is the same that would have happen had they just counted the pulls on whichever bureau had the bigger count to begin with!)
However, what you just quoted CreditKarma showing is account openings, not pulls! Pulls don't show balances on them!
So did you really even get pulls at two bureaus? I don't see the evidence of it!
Dec 16, 2015, 8:03 pm
#2901
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Received a letter dated Dec. 1st, ( just got back from vacation) telling me about the 90 days and $1k minimum purchase needed by Dec. 17th for the $100 statement.
Went to account and it's already there.
Am I safe to apply for a 2nd card now since 90 days have lapsed?
Went to account and it's already there.
Am I safe to apply for a 2nd card now since 90 days have lapsed?
Dec 16, 2015, 10:42 pm
#2902
Join Date: May 2015
Posts: 441
maybe
maybe not
...to many variables for anyone to give you a definitive answer
Dec 17, 2015, 2:21 pm
#2903
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,762
Ahh. I see your post now. What was the result of your dispute?
UPDATE
EX told me even though everything I saw on the report is identical, in their internal records, the codes of the entities made the inquiries were different, signaling they came from 2 different dept of BofA. The only way to get it remove is to contact BofA. Since these were from March, and they have not hindered me getting new cards this year, they should be even less significant once they pass 12 months, I will not be bothered to contact BofA.
Fwiw, the inquiries were related to a double app on personal card. Since apps were pending, called recon and a nice lady quickly processed the first app at 15K then told me she could give the second app at 5K. Before I was even able to say thank you, she changed her mind, claiming since you had such good credit, I would give you 15K on the second card also. My guess is, the "duplicate" HP was from the recon lady.
Last edited by Happy; Dec 28, 2015 at 5:47 pm
Dec 17, 2015, 8:47 pm
#2904
Join Date: Oct 2008
Location: LAX/ONT
Posts: 201
Recieved a letter from a business app for my SO requesting company address, mailing address, proof of ownership, verification of legal structure. Fico is 800 with a couple cc's, any tips on how to get around this? She sells hand made goods.
Dec 18, 2015, 9:40 am
#2905
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Congratulations Iliana! Your Alaska Airlines VisaŽ Card application has been approved with a $18,000 credit line
Dec 22, 2015, 6:57 am
#2906
Join Date: Feb 2013
Posts: 167
Does anyone know if BoA allows you to apply for a separate card for each business as Chase does?
Dec 27, 2015, 5:50 pm
#2907
Join Date: Jul 2003
Location: Wine Country, Finger Lakes
Programs: LFFRS BOD
Posts: 1,355
Lowered CL to $5k, received card on 12-26, points were added today( 25k) no purchases done yet.
Last edited by duranza; Dec 27, 2015 at 6:01 pm
Dec 29, 2015, 3:40 pm
#2908
Join Date: Aug 2011
Posts: 36
Got approved for Platinum Visa. If I lower my other credit line (Signature) and add to NEW one, will I get 25,000 points offer?
Suggestions/Tips?
Thanks!
Suggestions/Tips?
Thanks!
Dec 29, 2015, 4:13 pm
#2909
Join Date: Jan 2015
Location: SFO
Programs: PetCo Pals Rewards
Posts: 531
Dec 29, 2015, 6:04 pm
#2910
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
Thunder, you should have reduced the credit limit on your existing card before you applied for the new card. Now it's much trickier.