Mar 12, 2014, 3:53 pm
Last edit by: muji
As an additional resource for these cards see this thread: Alaska Airlines Visa
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
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Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
PERSONAL CARDS
30k mile offer, $75 AF, $1k spend: https://www.bankofamerica.com/credit...s-credit-card/
+2k miles if done with onboard paper application
30k mile offer with $100 credit and fee for companion ticket waived the first year, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4020594
link no longer working
30k mile offer with $100 credit, $75 AF, $1k spend: https://secure.bankofamerica.com/app...aignid=4009277
link no longer working
If you are applying for a personal Alaska card, and are not an expert on applying for Alaska cards STOP, don't apply yet.
Instead, read this post. Doing that first may save you a huge amount of wasted time and frustration.
A few people in the Alaska Airlines forum have in the past received personally targeted, single-use links for a 50k offer
when they opt-in to "Partner Offers" in their Mileage Plan account preferences.
=======================================
BUSINESS CARDS
30k mile offer, $75 AF, $1k spend, no foreign transaction fees:
https://www.bankofamerica.com/smallb...-credit-card//
Note: There are two different earning formats for the business card, which you choose when you apply:
- $50 per company, $25 per card (Business Level Earning Plan)
- $0 per company, $75 per card (Individual Level Earning Plan)
To avoid billing confusion later, make sure you choose the Individual Level Earning Plan if you are not going to have employee cards under the same account as your account.
Also see the Applying for Business Credit Cards [Consolidated] thread (not-BofA-specific) for general tips on applying for business cards.
------------------------------------------------------------------------------------
Reconsideration # (for personal cards):
1-800-354-0401 (8am-7pm ET Mon-Fri) direct, referring agent from another BofA line called it their "credit department"
1-866-811-4108 from the Alaska Airlines Visa thread post 949
Business card Recon Line:
866-695-6598 (8-7 EST M-F from what I was told)
Biz card status line: 888 663 6262
Biz Card credit analyst line: 877 665 5022, 877 665 5023 (seems to be non-working number)
Check application status online here:
https://www.bankofamerica.com/credit...status-form.go
------------------------------------------------------------------------------------
Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged.
When do the initial bonus miles post? You will get the miles after the statement closes for the cycle in which you meet your minimum spend. Usually AS points show up the Sunday evening after your statement closes, but sometimes it takes an additional week.
If there's a statement credit, when does it post?
It seems to be batch-processed. It will post automatically. Can be on the same statement or the next statement. It does not appear to be based on the statement close date.
.................................................. .................
Alaska Airlines card offers, Personal & Business [2012-2016]
Apr 9, 2012, 5:37 pm
#46
Join Date: Mar 2011
Location: USA
Programs: All of em...
Posts: 1,265
In my experience searching for awards on the AS site, it works well. When you want AA flights, you either get saver, or it immediately jumps to double miles in first/biz class mixes. Very smooth and quick searching though.
Apr 9, 2012, 8:27 pm
#47
Join Date: May 2010
Posts: 57
Even better, use BA miles to book AS awards. Very cheap. Then if you can't get a return, use the AS miles.
Apr 9, 2012, 8:40 pm
#48
Join Date: Dec 2011
Posts: 11
I have my wife as an additional card on my AS signature. Do I call BoA and ask to have her removed before she applies? Thanks for the help. Travis
Apr 10, 2012, 7:00 am
#49
Join Date: May 2009
Location: DCA
Programs: US Chairman, Marriott Platinum, PCR Platinum, and SPG Gold
Posts: 1,244
Shoot, applied for pers (25k) and biz (20k) a couple months ago. I emailed and was denied the bump.
"We understand your concern regarding the promotion offer you viewed online; however, we need to inform you that we are not able to apply new promotions to existing cards. We apologize for the inconvenience this may cause."
"We understand your concern regarding the promotion offer you viewed online; however, we need to inform you that we are not able to apply new promotions to existing cards. We apologize for the inconvenience this may cause."
Apr 10, 2012, 7:17 am
#50
Join Date: May 2008
Posts: 231
What happens to tickets if cancel (and late reapply)?
Just got card less than 3 months ago, got the 25000 miles, used the 25000 miles and $99 companion ticket; initial $75 annual fee due in a few days. BofA said won't match 35000 mile offer, but if I cancel card before fee due it is waived. I'm inclined to do this and then reapply. But if I were to cancel, my major concern is what, if anything, would happen to the first class tickets I purchased with companion pass and the two award travel tickets booked with 25000 miles (travel is not until August)? I don't want to screw up those tickets, of course. Thanks.
Apr 10, 2012, 8:16 am
#51
Join Date: Apr 2005
Location: PHX
Programs: Whatever you have, I have too.
Posts: 377
Has anyone here been successful in getting B of A to waive the annual fee which is associated w/their AS co-branded cc?
Apr 10, 2012, 8:49 am
#53
Join Date: Aug 2011
Location: PDX, PVR, NHA
Programs: SPG plat 75, HH Gold
Posts: 262
Apr 10, 2012, 9:04 am
#54
Join Date: May 2010
Location: NJ
Posts: 1,389
I saw upthread that you churn every 90-120 days. What do you do with the current card? Do you just keep them all until their 1 year anniversary or do you close them before each new churn? Thx
Apr 10, 2012, 9:22 am
#55
Join Date: Apr 2005
Location: PHX
Programs: Whatever you have, I have too.
Posts: 377
Thx for your reply, RetiredRoadWarrior. Then, I'm concluding that you've paid the annual fee each year, or have negotiated it to be waived in acceptance of extra miles added to your AS account in lieu. Is this right? (My experience with BOA is all over the board, depending on which rep I get whenever I call in. Usually, however, I find BOA to be pretty rigid regarding the annual fee.)
Apr 10, 2012, 2:18 pm
#56
Join Date: Aug 2011
Location: PDX, PVR, NHA
Programs: SPG plat 75, HH Gold
Posts: 262
Because I can't yet utilize another companion ticket, I haven't churned this year, but here's the last few (there were two or three before this, when I wasn't tracking with a spreadsheet.)
5/30/10: cancelled
7/6/10: instant approval
37 days
10/7/10: cancelled
12/28/10: instant approval
82 days
2/26/11: cancelled
6/3/11: instant approval
97 days
9/4/11: cancelled
10/14/11: approved via reconsideration (told them I goofed on cancellation, still got additional 25k)
40 days
Some FTers have said you can also get a second Alaska Sig, but not really any need for me to try that.
Caveat I: Seems many cc companies are tightening up churning. Since it's been 5 mos since my most recent churn, I suppose it's possible they have tightened things up. But my quess: no
Caveat II: I doubt this has anything to do with my BofA success, as probably all they do is pull credit. But I've had a 20+ year relationship with BofA . . . banking, saving, two mortgages. Could be that has helped me. Dunno.
Apr 10, 2012, 5:37 pm
#57
Join Date: May 2010
Location: WAS
Programs: Lotz
Posts: 1,534
Chutzpah
Has anyone yet had the chutzpah to ask for a pro-rated refund of the annual fee for the old card when closing and churning?
Just closed my Hawaiian to make way for a AS next week but didn't have it in me.
Just closed my Hawaiian to make way for a AS next week but didn't have it in me.
Apr 10, 2012, 5:56 pm
#58
Join Date: Sep 2010
Location: Seattle, WA
Programs: PC Plat RA, SPG Gold, AS MVPG
Posts: 811
You get the miles upon approval don't you? so technically you get the points, THEN you get a bill for the Annual fee
what if you closed it right there? will they take the points back?
what if you've used the points already?
what if you closed it right there? will they take the points back?
what if you've used the points already?
Apr 11, 2012, 6:58 am
#59
Join Date: Jan 2010
Programs: AA BA CO DL UA US
Posts: 814
My ideal churn would be to cancel at 90 days, reapply 30 days later. I'm still sitting on a hoard of AS miles from pre-retirement, so the miles themselves are nice bonus, but not critical to my churn schedule. The reason I've been churning is for the companion ticket. $99 ticket + $75 fee = $174 for RT F, which is usually a $1000+ ticket. In any given 12 mos period I can happily find a use for two or three companion tickets to Mexico and Hawaii.
Because I can't yet utilize another companion ticket, I haven't churned this year, but here's the last few (there were two or three before this, when I wasn't tracking with a spreadsheet.)
5/30/10: cancelled
7/6/10: instant approval
37 days
10/7/10: cancelled
12/28/10: instant approval
82 days
2/26/11: cancelled
6/3/11: instant approval
97 days
9/4/11: cancelled
10/14/11: approved via reconsideration (told them I goofed on cancellation, still got additional 25k)
40 days
Yes have paid all fees. In the last few years I've not had occasion to negotiate retention as I've not held a card that long.
Some FTers have said you can also get a second Alaska Sig, but not really any need for me to try that.
Caveat I: Seems many cc companies are tightening up churning. Since it's been 5 mos since my most recent churn, I suppose it's possible they have tightened things up. But my quess: no
Caveat II: I doubt this has anything to do with my BofA success, as probably all they do is pull credit. But I've had a 20+ year relationship with BofA . . . banking, saving, two mortgages. Could be that has helped me. Dunno.
Because I can't yet utilize another companion ticket, I haven't churned this year, but here's the last few (there were two or three before this, when I wasn't tracking with a spreadsheet.)
5/30/10: cancelled
7/6/10: instant approval
37 days
10/7/10: cancelled
12/28/10: instant approval
82 days
2/26/11: cancelled
6/3/11: instant approval
97 days
9/4/11: cancelled
10/14/11: approved via reconsideration (told them I goofed on cancellation, still got additional 25k)
40 days
Yes have paid all fees. In the last few years I've not had occasion to negotiate retention as I've not held a card that long.
Some FTers have said you can also get a second Alaska Sig, but not really any need for me to try that.
Caveat I: Seems many cc companies are tightening up churning. Since it's been 5 mos since my most recent churn, I suppose it's possible they have tightened things up. But my quess: no
Caveat II: I doubt this has anything to do with my BofA success, as probably all they do is pull credit. But I've had a 20+ year relationship with BofA . . . banking, saving, two mortgages. Could be that has helped me. Dunno.
I wish I can make use of AS miles/flights. Being based in the east coast (PHL, EWR, JFK area), I don't see how I can use the $99 certificates.
Apr 11, 2012, 7:18 am
#60
Join Date: May 2009
Location: DCA
Programs: US Chairman, Marriott Platinum, PCR Platinum, and SPG Gold
Posts: 1,244
I'm in a similar situation w/ the $99 certs but the miles definitely have value. I'm saving up for Emirates redemptions when they become available in "late 2012."