More questions on the credit cards with no foreign transaction fees
Thanks for this info. Can I please ask a couple of things?
With the BOC cards, do you have to pay via Union Pay in order to not have any foreign transaction fee?
WIth the Standard Chartered card, how do you redeem cash using the points? I looked at the site and could only see shopping vouchers at various places. I didn't take that as being a real cash credit.
For both, do they charge any spread on the FX rate given by the relevant credit card company eg AMEX or do you get the actual FX rate?
Sorry, I had a look at them both but couldn't find that info so was hoping you might know. This is the bain of frustration here for me in HK as in the UK, there are cards with nil foreign transaction fees and no additional spread on the FX rate given by Visa or Mastercard.