B of A Alaska Air Visa card questions
Churnable? If so, how long to wait between ending one card and starting another?
I've heard rumors than one can simply apply for and get more than one of the same cards at the same time (and get sign-up bonuses for both). True? I picked up an Alaska B of A Visa Signature card last summer when they were giving 40,000 miles for sign up. Looks like their current offer for this card is 25,000. Is that typical? Do they offer higher sign-up bonuses often? Any other tips on picking up a large chunk of miles with their credit cards? Thanks. |
Originally Posted by nwflyboy
(Post 18047724)
Churnable? If so, how long to wait between ending one card and starting another?
I've heard rumors than one can simply apply for and get more than one of the same cards at the same time (and get sign-up bonuses for both). True? I picked up an Alaska B of A Visa Signature card last summer when they were giving 40,000 miles for sign up. Looks like their current offer for this card is 25,000. Is that typical? Do they offer higher sign-up bonuses often? Any other tips on picking up a large chunk of miles with their credit cards? Thanks. http://www.flyertalk.com/forum/credi...l#post18026632 Had a couple of churns before that, but before I started spreadsheet tracking. |
Impressive. :D
Is 25k generally about all one can expect from these? Like many folks, I've become spoiled and now figure that it's not worth it to apply for a card that doesn't come with at least 50k miles/points. Granted, for those cards one typically only gets one bite at the apple, so n * 25k can easily trump 1 * 50k....then again, when I got my first (and so far, only) BofA AS Visa last year, the offer was 40k. So of course I'd rather hit that one repeatedly - but I don't recall seeing that since the deal was available summer of 2011. But I have not been paying close attention for very long. Based on their website (no secret links, no targeted offers), they currently offer the Visa Signature (personal card) - 25k bonus, $75 annual fee (not waived 1st year). This is the card I have (although I got 40k summer 2011) and seems to be their main card. They also have a couple of lesser cards with tiny bonuses (Platinum and Preferred, 5k and 3k bonuses with $50 and $35 annual fees, respectively). These don't seem worth the bother/credit pulls. They also have a Business card, which yields a 20k sign-up bonus with a $75 fee. So, a couple more questions on AS cards...
I actually could use another 20k miles fairly soon (thinking about an award ticket to Hawaii in the fall and would like to book soon), so if I was able to hit on the Business card now, that would give me enough to top off my account. I'm tempted... Thanks for any further input. |
Multiple cards - same card, same time?
Oh yeah, one more...
I've heard rumors that you can get more than one of the same card (at the same time) and still get the bonus for each. True? I've got one right now, but could use another 20k miles for an upcoming trip I'd like to book. Is it likely that I'd get the bonus if I simply applied for another? That seems like one of those 'too good to be true' things... |
Originally Posted by RetiredRoadWarrior
(Post 18049887)
My data points on churning BofA Alaskad are here:
http://www.flyertalk.com/forum/credi...l#post18026632 Had a couple of churns before that, but before I started spreadsheet tracking. |
Originally Posted by reaper99999
(Post 18095125)
RRW, I see that you are in the wc. What's your experience with which credit agency the bofa AS card pulls from (Experian, Equifax, or both)?
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Originally Posted by reaper99999
(Post 18095125)
RRW, I see that you are in the wc. What's your experience with which credit agency the bofa AS card pulls from (Experian, Equifax, or both)?
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Originally Posted by nwflyboy
(Post 18047724)
Looks like their current offer for this card is 25,000. Is that typical? Do they offer higher sign-up bonuses often?
|
Originally Posted by RetiredRoadWarrior
(Post 18350632)
ViewFromTheWing has new 30k offer. https://consumer.bankofamerica.com/U...?cid=2069046#b I don't see any fine print excluding current cardholders, so I may go for a second.
is it okay to apply and give your Alaska member number again or should you leave that box blank and have them issue you a new member number & later transfer miles between these account numbers? |
Anyone know if they will ever bump the bonus?
Wife just applied for one of their cards with 25k just last week. Got instant approval online, the card is in the mail, I'm expecting it in the next couple of days. I would like to get the higher bonus, of course. The new card has not been activated yet, so I assume that give us a little more leverage (we could decline to activate the card, and avoid the $75 fee, right?). |
Cancel 2 Year Old Card?
My wife holds a 2 year old Delta Amex with the $95 annual fee due in a couple weeks. She gets little benefit for this card. She has one other Amex (SPG). I know cancelling an old card gets a credit hit. How old is old? She would like to start churning Alaska cards. If she cancels this & applies for the Alaska Amex (both Experian), does the timing matter, i.e. cancel apply same day/apply first, cancel later or vice versa?
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Originally Posted by rxgeek
(Post 18362994)
My wife holds a 2 year old Delta Amex with the $95 annual fee due in a couple weeks. She gets little benefit for this card. She has one other Amex (SPG). I know cancelling an old card gets a credit hit. How old is old? She would like to start churning Alaska cards. If she cancels this & applies for the Alaska Amex (both Experian), does the timing matter, i.e. cancel apply same day/apply first, cancel later or vice versa?
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Originally Posted by nwflyboy
(Post 18357505)
Anyone know if they will ever bump the bonus?
Wife just applied for one of their cards with 25k just last week. Got instant approval online, the card is in the mail, I'm expecting it in the next couple of days. I would like to get the higher bonus, of course. The new card has not been activated yet, so I assume that give us a little more leverage (we could decline to activate the card, and avoid the $75 fee, right?). We gave up, just activated the card, and 30 seconds later the miles were in my wife's account. We booked award tickets to Hawaii immediately. Those miles weren't in her account more than a minute. Oh well, you can't get every mile. We figured we did pretty well. |
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