Sep 25, 2014, 2:08 am
Last edit by: eponymous_coward
American Express
Platinum ($450 Annual fee) http://www304.americanexpress.com/ge.../Platinum-Card
Plum Card (Business) ($250 Annual Fee) https://www.americanexpress.com/us/s...dit-cards/plum
Delta Reserve Card ($450 Annual Fee) https://www304.americanexpress.com/c...ta-credit-card
Delta Platinum Card ($195 Annual Fee) https://www304.americanexpress.com/credit-card/skymiles
Delta Gold Card ($95 Annual Fee) https://www304.americanexpress.com/c...delta-skymiles
Starwood Preferred Guest Card ($95 Annual Fee)https://www.americanexpress.com/us/c...referred-guest
Associated Credit Union Visa Platinum Preferred (no annual fee) http://www.acuonline.org/home/products/credit
Bank of America
Alaska Airlines Visa Signature cards, both personal and business ($75 Annual Fee) see the wikipost in this thread for signup links (which periodically change)
Amtrak Guests Rewards (two versions, one version with no annual fee) http://agr.amtrak.com/apply/
BankAmericard Travel Rewards (no annual fee; includes chip with online PIN as backup CVM) https://www.bankofamerica.com/credit...credit-card.go
Celebrity Cruises ($69 Annual Fee) https://www.bankofamerica.com/credit...credit-card.go
Barclays
Arrival Card ($0 Annual Fee) http://www.barclaycardarrival.com/ar...4&cellNumber=1
Arrival Plus Card ($89 Annual Fee) http://www.barclaycardarrival.com/
Carnival Cruises FunPoints ($0 Annual Fee) https://www.barclaycardus.com/apply/...2&cellNumber=2
Hawaiian Airlines ($89 Annual Fee) http://www.hawaiianairlinescard.com/
Lufthansa Miles & More Card ($79 Annual Fee, waived for certain miles & more members) https://www.barclaycardus.com/apply/...erid=BCSHP1214
Princess Cruises Card ($0 Annual Fee) https://www.barclaycardus.com/apply/...1&cellNumber=3
AAdvantage Aviator Red MasterCard ($89 Annual Fee; new applications not available)
Priceline Rewards ($0 Annual Fee)https://home.barclaycardus.com/cards...visa-card.html
Capital One --all cards http://www.capitalone.com/creditcard...ts/browse-all/ also see partner cards http://www.capitalone.com/creditcard...04_T_CCBRWPTNR
Chase
IHG Rewards Club Select ($49 fee, waived 1st yr, one free hotel night cert. yearly) https://creditcards.chase.com/credit...edit-card.aspx (previously known as Priority Club Select)
Hyatt ($75 annual fee, one free hotel night cert. yearly for category 1-4 hotels) https://creditcards.chase.com/credit...yatt-card.aspx
Marriott Rewards Premier ($85 annual fee, waived 1st yr, one free hotel night cert. yearly for category 1-5 hotels) https://creditcards.chase.com/credit...dit-cards.aspx
British Airways ($95 annual fee, 2-for-1 cert. after $30k annual spend) https://creditcards.chase.com/credit...edit-card.aspx
JP Morgan Select Visa (has both chip & signature and magnetic strip--$95 fee, waived 1st yr, has primary rental car coverage) https://creditcards.chase.com/credit...lect-card.aspx
Sapphire Preferred ($95 fee, waived 1st yr, 20% point discount on travel, 7% annual points bonus) https://creditcards.chase.com/credit...rred-card.aspx
United MileagePlus Club card ($395 annual fee, $100 statement credit, United Club membership, 2 free checked bags on UA, UA Premier Access) https://creditcards.chase.com/credit...edit-card.aspx
United MileagePlus Explorer card ($95 annual fee waived first year; 30K-55K sign-up bonus, depending on landing page offer [see UA forum for more info], free checked bag on UA, priority boarding on UA) https://creditcards.chase.com/credit...edit-card.aspx
Ink Bold Business ($95 annual fee, waived first year)
https://www.chase.com/online/busines...s/ink-bold.htm
Ink Plus Business ($95 annual fee, waived first year)
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ritz-Carlton Rewards Credit Card (has both chip & signature and magnetic strip--$395 Annual fee. Has primary rental car coverage) https://creditcards.chase.com/credit...lton-card.aspx http://www.ritzcarltonrewardscard.com/home.php?pid=home
Citi
ThankYou Premier ($125 annual fee, waived 1st yr) https://www.citi.com/credit-cards/cr...er-credit-card
Prestige ($450 annual fee) https://www.citi.com/credit-cards/cr...-prestige-card
Executive AAdvantage ($450 annual fee) https://www.citi.com/credit-cards/cr...ite-mastercard
Expedia+ Voyager ($95 annual fee) https://www.citi.com/credit-cards/cr...a-plus-voyager
Hilton HHonors Reserve ($95 annual fee) https://www.citi.com/credit-cards/cr...s-reserve-card
AAdvantage Platinum MC ($95 annual fee, waived first year, retention offers may be possible subsequent years) -- as of 15 Nov 2015
Costco Anywhere Visa (no separate annual fee, requires a paid Costco Membership) https://www.citi.com/credit-cards/cr...sa-credit-card
Discover --all cards. no annual fee.
http://www.discovercard.com/credit-cards/
HSBC--several cards (But be careful--many of these cards have *very* low limits. The
Premier card, no annual fee, is a notable exception.) http://www.premiercardbenefits.com/1/2/3/
PenFed --all cards
examples:
Amex (no annual fee) https://www.penfed.org/productsandra...cards/amex.asp
Promise Visa (no annual fee) https://www.penfed.org/productsandra...romisecard.asp
Petal https://www.petalcard.com/ (Issued by WebBank, no AF, 1-1.5% cashback based on on timely payment, non-traditional approvals without credit scoring possible)
Navy Federal Credit Union --all cards
https://www.navyfederal.org/products...reditcards.php
Andrews FCU GlobeTrek Rewards Visa (No Annual Fee/Supports Chip & Pin) https://www.andrewsfcu.org/credit_ca...k_rewards.html
State Dept FCU Visa Platinum EMV Card (No Annual Fee/Supports Chip & Pin) https://www.sdfcu.org/emv-creditcards
San Francisco Fire Credit Union Platinum Visa (no annual fee) http://www.sffirecu.org/loans/credit-cards
Synchrony Bank/Cathay Pacific Signature Visa ($95 AF, no waiver, 1.5 Asia Miles per USD): https://us.cathaypacific.com/offers/credit-card/
Union Bank Graphite American Express ($99 annual fee, waived first year)
https://www.unionbank.com/personal-b...ards/index.jsp
**please check UA Fan's excellent list to see current bonus sign-up offers**
http://www.flyertalk.com/forum/miles...er-thread.html
Platinum ($450 Annual fee) http://www304.americanexpress.com/ge.../Platinum-Card
Plum Card (Business) ($250 Annual Fee) https://www.americanexpress.com/us/s...dit-cards/plum
Delta Reserve Card ($450 Annual Fee) https://www304.americanexpress.com/c...ta-credit-card
Delta Platinum Card ($195 Annual Fee) https://www304.americanexpress.com/credit-card/skymiles
Delta Gold Card ($95 Annual Fee) https://www304.americanexpress.com/c...delta-skymiles
Starwood Preferred Guest Card ($95 Annual Fee)https://www.americanexpress.com/us/c...referred-guest
Associated Credit Union Visa Platinum Preferred (no annual fee) http://www.acuonline.org/home/products/credit
Bank of America
Alaska Airlines Visa Signature cards, both personal and business ($75 Annual Fee) see the wikipost in this thread for signup links (which periodically change)
Amtrak Guests Rewards (two versions, one version with no annual fee) http://agr.amtrak.com/apply/
BankAmericard Travel Rewards (no annual fee; includes chip with online PIN as backup CVM) https://www.bankofamerica.com/credit...credit-card.go
Celebrity Cruises ($69 Annual Fee) https://www.bankofamerica.com/credit...credit-card.go
Barclays
Arrival Card ($0 Annual Fee) http://www.barclaycardarrival.com/ar...4&cellNumber=1
Arrival Plus Card ($89 Annual Fee) http://www.barclaycardarrival.com/
Carnival Cruises FunPoints ($0 Annual Fee) https://www.barclaycardus.com/apply/...2&cellNumber=2
Hawaiian Airlines ($89 Annual Fee) http://www.hawaiianairlinescard.com/
Lufthansa Miles & More Card ($79 Annual Fee, waived for certain miles & more members) https://www.barclaycardus.com/apply/...erid=BCSHP1214
Princess Cruises Card ($0 Annual Fee) https://www.barclaycardus.com/apply/...1&cellNumber=3
AAdvantage Aviator Red MasterCard ($89 Annual Fee; new applications not available)
Priceline Rewards ($0 Annual Fee)https://home.barclaycardus.com/cards...visa-card.html
Capital One --all cards http://www.capitalone.com/creditcard...ts/browse-all/ also see partner cards http://www.capitalone.com/creditcard...04_T_CCBRWPTNR
Chase
IHG Rewards Club Select ($49 fee, waived 1st yr, one free hotel night cert. yearly) https://creditcards.chase.com/credit...edit-card.aspx (previously known as Priority Club Select)
Hyatt ($75 annual fee, one free hotel night cert. yearly for category 1-4 hotels) https://creditcards.chase.com/credit...yatt-card.aspx
Marriott Rewards Premier ($85 annual fee, waived 1st yr, one free hotel night cert. yearly for category 1-5 hotels) https://creditcards.chase.com/credit...dit-cards.aspx
British Airways ($95 annual fee, 2-for-1 cert. after $30k annual spend) https://creditcards.chase.com/credit...edit-card.aspx
JP Morgan Select Visa (has both chip & signature and magnetic strip--$95 fee, waived 1st yr, has primary rental car coverage) https://creditcards.chase.com/credit...lect-card.aspx
Sapphire Preferred ($95 fee, waived 1st yr, 20% point discount on travel, 7% annual points bonus) https://creditcards.chase.com/credit...rred-card.aspx
United MileagePlus Club card ($395 annual fee, $100 statement credit, United Club membership, 2 free checked bags on UA, UA Premier Access) https://creditcards.chase.com/credit...edit-card.aspx
United MileagePlus Explorer card ($95 annual fee waived first year; 30K-55K sign-up bonus, depending on landing page offer [see UA forum for more info], free checked bag on UA, priority boarding on UA) https://creditcards.chase.com/credit...edit-card.aspx
Ink Bold Business ($95 annual fee, waived first year)
https://www.chase.com/online/busines...s/ink-bold.htm
Ink Plus Business ($95 annual fee, waived first year)
https://creditcards.chase.com/ink-bu.../ink-plus-card
Ritz-Carlton Rewards Credit Card (has both chip & signature and magnetic strip--$395 Annual fee. Has primary rental car coverage) https://creditcards.chase.com/credit...lton-card.aspx http://www.ritzcarltonrewardscard.com/home.php?pid=home
Citi
ThankYou Premier ($125 annual fee, waived 1st yr) https://www.citi.com/credit-cards/cr...er-credit-card
Prestige ($450 annual fee) https://www.citi.com/credit-cards/cr...-prestige-card
Executive AAdvantage ($450 annual fee) https://www.citi.com/credit-cards/cr...ite-mastercard
Expedia+ Voyager ($95 annual fee) https://www.citi.com/credit-cards/cr...a-plus-voyager
Hilton HHonors Reserve ($95 annual fee) https://www.citi.com/credit-cards/cr...s-reserve-card
AAdvantage Platinum MC ($95 annual fee, waived first year, retention offers may be possible subsequent years) -- as of 15 Nov 2015
Costco Anywhere Visa (no separate annual fee, requires a paid Costco Membership) https://www.citi.com/credit-cards/cr...sa-credit-card
Discover --all cards. no annual fee.
http://www.discovercard.com/credit-cards/
HSBC--several cards (But be careful--many of these cards have *very* low limits. The
Premier card, no annual fee, is a notable exception.) http://www.premiercardbenefits.com/1/2/3/
PenFed --all cards
examples:
Amex (no annual fee) https://www.penfed.org/productsandra...cards/amex.asp
Promise Visa (no annual fee) https://www.penfed.org/productsandra...romisecard.asp
Petal https://www.petalcard.com/ (Issued by WebBank, no AF, 1-1.5% cashback based on on timely payment, non-traditional approvals without credit scoring possible)
Navy Federal Credit Union --all cards
https://www.navyfederal.org/products...reditcards.php
Andrews FCU GlobeTrek Rewards Visa (No Annual Fee/Supports Chip & Pin) https://www.andrewsfcu.org/credit_ca...k_rewards.html
State Dept FCU Visa Platinum EMV Card (No Annual Fee/Supports Chip & Pin) https://www.sdfcu.org/emv-creditcards
San Francisco Fire Credit Union Platinum Visa (no annual fee) http://www.sffirecu.org/loans/credit-cards
Synchrony Bank/Cathay Pacific Signature Visa ($95 AF, no waiver, 1.5 Asia Miles per USD): https://us.cathaypacific.com/offers/credit-card/
Union Bank Graphite American Express ($99 annual fee, waived first year)
https://www.unionbank.com/personal-b...ards/index.jsp
**please check UA Fan's excellent list to see current bonus sign-up offers**
http://www.flyertalk.com/forum/miles...er-thread.html
USA Cards with no Foreign Transaction Fees
Aug 22, 2011, 6:13 pm
#16
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933
I'm not familiar with the Hyatt and Marriott Premier cards (also from Chase) to know whether they have any similar offsetting factor (reducing or evaporating the net annual fee) or not.
Aug 22, 2011, 6:28 pm
#17
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Aug 22, 2011, 8:29 pm
#21
Original Member
Join Date: May 1998
Location: Tampa, FL
Programs: AAMM & PLT; UA Gold, DL Silver, Marriott LT Titanium Elite, Hilton Diamond, Hertz #1 Gold Club
Posts: 1,591
So, if for $125 AF, you get CDW coverage on auto rental in places typically excluded (Italy, NZ, Jamaica, Isreal), 15% discount on flights, 25% discount on cash like flight award redemption, trip interruption coverage, along with no forex fees - this card would still not do much for you?
Aug 22, 2011, 8:37 pm
#22
Original Member
Join Date: May 1998
Location: Tampa, FL
Programs: AAMM & PLT; UA Gold, DL Silver, Marriott LT Titanium Elite, Hilton Diamond, Hertz #1 Gold Club
Posts: 1,591
Aug 22, 2011, 8:39 pm
#23
Join Date: Nov 2008
Location: Portland, OR
Programs: Alaska MVP, Hilton Diamond, Hyatt Explorist, Marriott Gold Elite
Posts: 129
The only other card that I know of that offers that is Diners.
With my SPG Amex card, primary car rental coverage is available at $24.95 per rental.
Final mitigating factor: Absence of a foreign exchange fee won't help much if a magnetic strip card isn't accepted overseas, and this is increasingly common.
Aug 22, 2011, 9:01 pm
#24
Join Date: Jul 2007
Posts: 1,762
This is a rather stiff annual fee. However, one mitigating factor is the PRIMARY car rental coverage.
The only other card that I know of that offers that is Diners.
With my SPG Amex card, primary car rental coverage is available at $24.95 per rental.
Final mitigating factor: Absence of a foreign exchange fee won't help much if a magnetic strip card isn't accepted overseas, and this is increasingly common.
The only other card that I know of that offers that is Diners.
With my SPG Amex card, primary car rental coverage is available at $24.95 per rental.
Final mitigating factor: Absence of a foreign exchange fee won't help much if a magnetic strip card isn't accepted overseas, and this is increasingly common.
Aug 23, 2011, 8:38 am
#25
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
If you wish to group the cards by issuer, be aware that this card is issued by Chase (the full name of the company is JP Morgan Chase). The card has Chip & Signature which is a specific method of transaction authorization. It also has a magnetic stripe which requires a signature, same as every other card issued in the USA.
Last edited by mia; Aug 23, 2011 at 8:45 am
Aug 23, 2011, 8:44 am
#26
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Moderator action
Two posts discussing acceptance of magnetic stripe cards outside the USA have been transferred to the established thread on that topic:
http://www.flyertalk.com/forum/credi...signature.html
http://www.flyertalk.com/forum/credi...signature.html
Aug 23, 2011, 8:47 am
#27
Original Poster
Join Date: Dec 2009
Location: DCA
Posts: 814
If you wish to group the cards by issuer, be aware that this card is issued by Chase (the full name of the company is JP Morgan Chase). The card has Chip & Signature which is a specific method of transaction authorization. It also has a magnetic stripe which requires a signature, same as every other card issued in the USA.
Aug 23, 2011, 8:56 am
#28
Original Poster
Join Date: Dec 2009
Location: DCA
Posts: 814
And then you need add if there's some offsetting factor, since at least one card (Chase PC Select Visa) that has an annual fee has no net annual fee. Ie, it has a $49 annual fee (waived the first year), but on each anniversary year they give you a free night voucher, and anyone who has need of a hotel card should presumably have no problems using such a voucher each year and thus recovering more than $49 of value from it.
I'm not familiar with the Hyatt and Marriott Premier cards (also from Chase) to know whether they have any similar offsetting factor (reducing or evaporating the net annual fee) or not.
I'm not familiar with the Hyatt and Marriott Premier cards (also from Chase) to know whether they have any similar offsetting factor (reducing or evaporating the net annual fee) or not.
Aug 23, 2011, 9:08 am
#29
Original Poster
Join Date: Dec 2009
Location: DCA
Posts: 814
Aug 23, 2011, 9:11 am
#30
Original Poster
Join Date: Dec 2009
Location: DCA
Posts: 814
I went ahead and updated the fee info for all the cards, and added "mitigating bonuses". I didn't include any info about sign-up bonuses, since they change a lot. Thanks for all the input everyone. Any other ideas, please post!