USA issuers announce EMV cards (Chip & PIN -or- Chip & Signature).
Dec 7, 2011, 12:26 pm
#451
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It is sometimes difficult to tell if a magnetic stripe card was declined because it lacks an EMV chip, or because it was issued outside the country. Discussion of merchants and machines which may not accept foreign payment cards has been extracted to a new thread:
http://www.flyertalk.com/forum/credi...ign-cards.html
http://www.flyertalk.com/forum/credi...ign-cards.html
Dec 15, 2011, 2:57 pm
#452
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cards with chips
Hi,
does anyone know which rewards cards have chips in them (for foreign travel) and no foreign transaction fee?
I'm looking for either a general travel rewards card or Delta, Hilton, or Marriott.
Thanks!
does anyone know which rewards cards have chips in them (for foreign travel) and no foreign transaction fee?
I'm looking for either a general travel rewards card or Delta, Hilton, or Marriott.
Thanks!
Dec 15, 2011, 5:20 pm
#454
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In the U.S., Chase Bank introduced chip-and-signature technology on its British Airlines Visa cards a few weeks ago. My spouse and I both called Chase last week to verify this, and Chase is sending us the new cards, in advance of our regular card expiration dates. There is no extra charge for this feature. And Chase does not charge foreign transaction fees.
In November, we had our magnetic-swipe cards rejected at several retail locations in the U.K. (including the ticket kiosks in the London Underground, unfortunately).
In November, we had our magnetic-swipe cards rejected at several retail locations in the U.K. (including the ticket kiosks in the London Underground, unfortunately).
Last edited by Steve in Olympia; Dec 15, 2011 at 5:23 pm Reason: tyo corrected
Dec 15, 2011, 10:38 pm
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Dec 16, 2011, 8:13 am
#456
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bludevil's question has been merged into the existing discussion of USA-issued EMV cards.
To summarize the situation as of late December 2011:
JP Morgan Palladium VISA
JP Morgan Select VISA
British Airways VISA
Please review the preceding posts for practical reports on acceptance of Chip & Signature to judge if it is worthwhile for your travel pattern.
To summarize the situation as of late December 2011:
- All VISA card issuers have chosen to start with Chip & Signature rather than Chip & PIN.
- Some MasterCard issuers have announced Chip & PIN, but none are actually available. (Possible exception some restricted membership credit unions.)
- American Express (USA) has announced nothing, even though they issue Chip & PIN cards in many other markets.
- The only rewards cards available today with no foreign transaction fees -and- EMV are from Chase (Chip & Signature):
JP Morgan Palladium VISA
JP Morgan Select VISA
British Airways VISA
Please review the preceding posts for practical reports on acceptance of Chip & Signature to judge if it is worthwhile for your travel pattern.
Dec 16, 2011, 8:27 am
#457
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Dec 16, 2011, 10:42 am
#458
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Are you sure the card was rejected by the Underground machine because it was a swipe card? I have had the size of the ticket transaction limited -and- have been unable to use the same card for consecutive ticket transactions, but I have never had a swipe card rejected anywhere in London. I sometimes do need to guide the sales assistant through the process .
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Dec 16, 2011, 12:31 pm
#459
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Dec 17, 2011, 3:09 am
#460
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The same is true for the Sydney Airport train now. They accept VISA and MC, their kiosks display the VISA and MC logo, but have the note "all card purchases require a PIN" and the slot will not read the mag-stripe. If your card only has a mag-stripe and only allows signatures, you have to go to the station attendant which there is usually a long line.
Dec 17, 2011, 6:18 am
#461
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Maybe I am confused, but I was under the impression that you can set up a PIN on any US-based credit card for the purposes of getting a cash advance from an ATM. My credit card issuer has been pushing me to set up a PIN for a while now. Would the same PIN not work for purchases in other countries?
When you insert a mag-stripe only credit card, nothing happens because the slot itself is looking for the EMV chip. Only when the EMV chip is there will it ask for you to enter in a PIN.
Dec 17, 2011, 7:05 am
#462
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Maybe I am confused, but I was under the impression that you can set up a PIN on any US-based credit card for the purposes of getting a cash advance from an ATM. My credit card issuer has been pushing me to set up a PIN for a while now. Would the same PIN not work for purchases in other countries?
Dec 17, 2011, 3:27 pm
#463
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We have had our magnetic-swipe cards rejected repeatedly in the automated ticket kiosks of the London Underground, in various locations and on various trips. In each instance, the attendant at the ticket window was able to process the transaction, and they explained that swipe cards don't work in the kiosk machines.
Swiped an American magstripe credit card this past week at the London Underground kiosk - worked instantly on the first US card I tried. It didn't even require a pin.
Ironically, I tried a British chip-pin card first, which was rejected because the PIN was "locked" (a feature of some new chip-pin cards which can only be unlocked at an ATM of the issuing FI).
Last edited by garyschmitt; Dec 17, 2011 at 3:36 pm
Dec 17, 2011, 4:31 pm
#464
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This has also been my experience, but our Oystercards now reload automatically, and I seldom use the machines. It is certainly possible that some machines have been fitted with new card readers which do not have swipe readers.
