Aug 10, 2013, 9:26 pm
Last edit by: MDtR-Chicago
For questions on NEW applications for US Airways cards please use this thread:
USAirways CC special Offer 40K + 10K Bonus; AF not waived
Official: 10k annual bonus for existing cardholders will continue beyond 2014
Note: All links are expired
Related threads:
US Airways CC / Companion Certificates discussion thread
Barclays Retention Offers
Forced conversion to Aadvantage Mastercard
We will leave this thread open for questions from existing cardholders who applied using offers with the perpetual annual 10k bonus. Otherwise, please post on the ongoing thread on standard offers:
Current Offers: USAirways cards with no annual mileage bonus
Current Links:
30k + 10k anniversary + no annual fee for the first year (now says "Offer expired"); terms and conditions include offer specifics
[NOTE: Barclays is erratically enforcing the restriction "for Preferred members only," especially for those who leave off a membership number on the application. See recent experiences reported in the thread.]
There is a separate thread for a 40k+10k offer with $89 annual fee, no anniversary bonus: USAirways CC special Offer 40K + 10K BT Bonus; AF not waived
Expired Links:
30k at signup, 10k anniversary bonus, 10k with balance transfer, no fee first year - Landing Page (Ended 4/30/14)
Older 35K Link (older link not working)
Newer 35K Link (click on terms and conditions to see 35K bonus after first purchase, first year fee waived, and 10K anniversary bonus)
1) I applied for this card but got the message
Check your application status by visiting http://www.myapplicationstatus.com/
At Barclays, if you already have an online account, the card can also show up there before you get a notification from them. Obviously, that won't work if you don't yet have an online Barclays account from another card. But if it's not your first US card, you presumably do have an online account already.
2) What's the reconsideration line number?
866-408-4064. Only open M>F, 8am>5pm, Eastern.
3) How long after my first purchase does it take for the bonus miles to post in my account?
Miles for the first-purchase bonus post with the statement showing the initial purchase.
4) For those people who got the targeted offer, how long after spending $750 in each of the 3 months does it take for the bonus miles to post in my account?
Miles posts two months after the end of the promotion period. For example, if your promo was to spend in June, July and August, the 15k bonus would post with October statement.
5) How can I get the anniversary 10K bonus points without paying the annual fee?
The annual bonus posts on the statement date of the month of anniversary. No need to "kick out" a statement. But if you are worried, you can put a few bucks on the card during that cycle thus generate a statement but it is NOT necessary.
AF is billed the last business day of the month of the anniversary (much better than Chase practice which is on the 1st day of the month). You have 60 days to cancel the card for the AF to be reversed. You also can use SM to cancel card and no need to call.
Note: I called to cancel the card (June, 2014), told them it was because the AF was too high, and they waived it. Still got the 10,000 points and the Companion Certs!!
USAirways CC special Offer 40K + 10K Bonus; AF not waived
Official: 10k annual bonus for existing cardholders will continue beyond 2014
Note: All links are expired
Related threads:
US Airways CC / Companion Certificates discussion thread
Barclays Retention Offers
Forced conversion to Aadvantage Mastercard
We will leave this thread open for questions from existing cardholders who applied using offers with the perpetual annual 10k bonus. Otherwise, please post on the ongoing thread on standard offers:
Current Offers: USAirways cards with no annual mileage bonus
Current Links:
[NOTE: Barclays is erratically enforcing the restriction "for Preferred members only," especially for those who leave off a membership number on the application. See recent experiences reported in the thread.]
There is a separate thread for a 40k+10k offer with $89 annual fee, no anniversary bonus: USAirways CC special Offer 40K + 10K BT Bonus; AF not waived
Expired Links:
1) I applied for this card but got the message
We apologize for the inconvenience, but our website is experiencing technical issues.
Please contact us at 1-866-419-6437 or try again later.
What does this mean? What should I do?Please contact us at 1-866-419-6437 or try again later.
Check your application status by visiting http://www.myapplicationstatus.com/
At Barclays, if you already have an online account, the card can also show up there before you get a notification from them. Obviously, that won't work if you don't yet have an online Barclays account from another card. But if it's not your first US card, you presumably do have an online account already.
2) What's the reconsideration line number?
866-408-4064. Only open M>F, 8am>5pm, Eastern.
3) How long after my first purchase does it take for the bonus miles to post in my account?
Miles for the first-purchase bonus post with the statement showing the initial purchase.
4) For those people who got the targeted offer, how long after spending $750 in each of the 3 months does it take for the bonus miles to post in my account?
Miles posts two months after the end of the promotion period. For example, if your promo was to spend in June, July and August, the 15k bonus would post with October statement.
5) How can I get the anniversary 10K bonus points without paying the annual fee?
The annual bonus posts on the statement date of the month of anniversary. No need to "kick out" a statement. But if you are worried, you can put a few bucks on the card during that cycle thus generate a statement but it is NOT necessary.
AF is billed the last business day of the month of the anniversary (much better than Chase practice which is on the 1st day of the month). You have 60 days to cancel the card for the AF to be reversed. You also can use SM to cancel card and no need to call.
Note: I called to cancel the card (June, 2014), told them it was because the AF was too high, and they waived it. Still got the 10,000 points and the Companion Certs!!
[EXPIRED] Fee waived, US Airways Card, 30K + 10k @ anniversary
Nov 7, 2012, 12:41 am
#1576
Suspended
Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
That is not how AAoA is calculated. Closing accts hurts your AAoA
Nov 7, 2012, 7:33 am
#1577
Join Date: Mar 2010
Location: New York, NY
Programs: The Golden status boy
Posts: 854
Nov 7, 2012, 8:22 am
#1578
Join Date: Aug 2010
Location: LAS, MPL
Programs: DL Platinum, 1 MM
Posts: 1,320
Well, it seems simple math to me - if I have an account with 15 year history and one with 1 year history my average account age is 8 years ((15*1)/2). If I cancel the 1 year account my average is 15 years (15/1).
Last edited by drminn; Nov 7, 2012 at 8:32 am
Nov 7, 2012, 9:23 am
#1580
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,452
(15+1)/2 = 8
When you close the 1 year account, it is:
(15+1)/2 = 8
Closing accounts quickly only matters when a credit analyst or proprietary algorithm checks your report and makes the judgement that you are a churner. It doesn't directly figure into the FICO score.
Here are decent sources that discuss it. This is the thread to which the FICO people directly refer in their FAQ on AAoA: http://ficoforums.myfico.com/t5/Unde...date_ascending
A quote from their forum moderator in that thread:
Closed OC accounts, good and bad, factor into AAoA. Like with open accounts, you calculate it from the date the account was opened up through today to determine the age.
AAoA is the average age of accounts. While some FAKO scores and services count AAoA for open accounts only, FICO counts ALL OC accounts into AAoA including open, closed, and even charged-off accounts. AAoA does not include any collection agencies or public records.
EDIT: I did stumble upon a reference to someone receiving a notice from FICO that they had too many total accounts reporting and that it was a negative. However, that seems to be a rare message and that person had a 760+ score anyway; this balances with the reports people receive that having many reporting accounts with positive history is given as a positive factor. So it's not clear when/if there is an equilibrium point between those factors.
Last edited by MDtR-Chicago; Nov 7, 2012 at 9:41 am
Nov 7, 2012, 9:40 am
#1581
Join Date: Apr 2009
Location: 787
Programs: Too many to list
Posts: 1,306
FICO counts ALL OC accounts into AAoA including open, closed, and even charged-off accounts
Nov 7, 2012, 9:54 am
#1582
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,452
It's still possible to have a score in the high-700's and bomb out on that segment of the score.
"New credit" is another 10% but that's generally measured over a scale of two years, so it's easy to recover.
Nov 8, 2012, 3:25 pm
#1584
Join Date: Feb 2000
Location: TPA & MCO
Programs: DL Diamond, AA EXP & UA Gold
Posts: 3,046
Folks,
I have deleted several off topic posts about the virtues and evils of credit cards. Let's get back on track, which is a discussion of the US Airways card that affords bonus miles.
Thanks,
Babu
Co-Moderator, MilesBuzz.
I have deleted several off topic posts about the virtues and evils of credit cards. Let's get back on track, which is a discussion of the US Airways card that affords bonus miles.
Thanks,
Babu
Co-Moderator, MilesBuzz.
Nov 9, 2012, 5:47 am
#1585
Join Date: Jan 2012
Location: ORD
Programs: US Air Silver, UA, WN CP, PC Plat, Hilton Gold, BW Diamond
Posts: 43
Fee waived, no spend, US Air Card, 40K-55K + benies
I got my first card at the end of Jan 2012 and just got instant approval for my second card. Received the 40k (1st card) bonus and then no spend until I got the targeted 15k (3 months of $1250). Back in the drawer and then got the 5X target for dining/electronics/? up to $500. The first card had about two months of inactivity before the target offers. Just to be clear, my first card is still open and they pull (TU) the same as Chase.....and Chase has been very generous this year:-)
Nov 13, 2012, 10:32 am
#1586
FlyerTalk Evangelist
Join Date: Apr 2002
Location: Madison, WI, USA
Posts: 14,162
Today I checked my US account and found the miles for my last statement added:
11/9/2012 11/09/12 US WORLD CARD: EVERYDAY PURCHASES 72
plus this curious entry:
11/9/2012 11/09/12 FIRST USE BONUS MILES 348
I first got this card in April of 2011 and paid the annual fee in April, 2012, receiving the 10,000 miles for renewal. I've used the card almost every month since then -- how is it I received a first use bonus, and why 348 miles?
Anyone have a clue?
11/9/2012 11/09/12 US WORLD CARD: EVERYDAY PURCHASES 72
plus this curious entry:
11/9/2012 11/09/12 FIRST USE BONUS MILES 348
I first got this card in April of 2011 and paid the annual fee in April, 2012, receiving the 10,000 miles for renewal. I've used the card almost every month since then -- how is it I received a first use bonus, and why 348 miles?
Anyone have a clue?
Nov 13, 2012, 11:59 am
#1587
Join Date: Jan 2007
Location: SJC/SFO
Posts: 295
Apply right after closing due to fraud
My situation is this:
Got the card this May.
Got a fraud alert couple weeks ago. There was a 20k transaction from Turkey. In the phone call, they dismissed the charge and offer me a new card with new number. I decided to close it because I heard from somewhere that new # might not be safe enough.
Do you think I can apply a new card now or I need to wait a few months?
Got the card this May.
Got a fraud alert couple weeks ago. There was a 20k transaction from Turkey. In the phone call, they dismissed the charge and offer me a new card with new number. I decided to close it because I heard from somewhere that new # might not be safe enough.
Do you think I can apply a new card now or I need to wait a few months?
Nov 13, 2012, 9:43 pm
#1589
Join Date: Nov 2009
Location: MRY
Posts: 430
In the past when I had signed up for one of those spend X,XXX per month for 3 months and get 5X miles or something similar, the bonus for that showed up in my USAir account as "First Use Bonus Miles". Could that be it? Did you sign up for one of those offers but only put a small amount of spending against it?
Nov 13, 2012, 11:03 pm
#1590
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,452
In case anyone else is concerned about this issue...
Just got my (first) USAirways card. In the packet was a plain black-and-white booklet titled "REWARD RULES". Inside, it specifically mentions the 10k anniversary bonus.
Based on the occasional negative reports here on honoring that bonus, I'm keeping the booklet in case there are problems later.
Just got my (first) USAirways card. In the packet was a plain black-and-white booklet titled "REWARD RULES". Inside, it specifically mentions the 10k anniversary bonus.
Based on the occasional negative reports here on honoring that bonus, I'm keeping the booklet in case there are problems later.