[Consolidated] Which Canadian credit card should I get?
#211
Join Date: Apr 2014
Programs: Avios, Aeroplan, Marriott, x,Hilton
Posts: 63
I live in Canada and have, for a long time, collected Avion points thru RBC and transferred twice a year to BAEC getting the 50% bonus at that time. It's worked pretty well for me except for the terrible costs that BA seems to charge for redemptions. I have recently booked flights to Asia using my Avios points in J Class on CX and this has left me pretty low. We normally use our points for long haul flights in J and pay for economy on shorter ones.
My question is should I continue to transfer to Avios or should I consider transferring to AA instead. Transferring to AA I would get a 25% bonus. The next major trip we will be planning is to Europe. I tried a dummy booking for next year on AA to Europe and there seemed little availability in J. I did find the redemption process a bit confusing.
I also have the TD aeroplan card and sometimes use those points for short haul flights. I'm also considering picking up an Alaska airlines card just for the yearly partner flights and because we regularly fly Alaska to Mexico about once a year.
I'd really appreciate some expert advice.
My question is should I continue to transfer to Avios or should I consider transferring to AA instead. Transferring to AA I would get a 25% bonus. The next major trip we will be planning is to Europe. I tried a dummy booking for next year on AA to Europe and there seemed little availability in J. I did find the redemption process a bit confusing.
I also have the TD aeroplan card and sometimes use those points for short haul flights. I'm also considering picking up an Alaska airlines card just for the yearly partner flights and because we regularly fly Alaska to Mexico about once a year.
I'd really appreciate some expert advice.
#212
Join Date: Nov 2011
Posts: 6,385
I live in Canada and have, for a long time, collected Avion points thru RBC and transferred twice a year to BAEC getting the 50% bonus at that time. It's worked pretty well for me except for the terrible costs that BA seems to charge for redemptions. I have recently booked flights to Asia using my Avios points in J Class on CX and this has left me pretty low. We normally use our points for long haul flights in J and pay for economy on shorter ones.
My question is should I continue to transfer to Avios or should I consider transferring to AA instead. Transferring to AA I would get a 25% bonus. The next major trip we will be planning is to Europe. I tried a dummy booking for next year on AA to Europe and there seemed little availability in J. I did find the redemption process a bit confusing.
I also have the TD aeroplan card and sometimes use those points for short haul flights. I'm also considering picking up an Alaska airlines card just for the yearly partner flights and because we regularly fly Alaska to Mexico about once a year.
I'd really appreciate some expert advice.
My question is should I continue to transfer to Avios or should I consider transferring to AA instead. Transferring to AA I would get a 25% bonus. The next major trip we will be planning is to Europe. I tried a dummy booking for next year on AA to Europe and there seemed little availability in J. I did find the redemption process a bit confusing.
I also have the TD aeroplan card and sometimes use those points for short haul flights. I'm also considering picking up an Alaska airlines card just for the yearly partner flights and because we regularly fly Alaska to Mexico about once a year.
I'd really appreciate some expert advice.
#213
Join Date: Apr 2014
Programs: Avios, Aeroplan, Marriott, x,Hilton
Posts: 63
We have the Avion cards with our banking package - 2 cards with no annual fee - which is why we've been using them for a long time and haven't checked into AMEX but I think we should probably do so.
Thanks
#214
Join Date: Mar 2007
Posts: 4,784
I didn't realize that AA levies those charges on BA flights as well. I have heard anecdotally from friends that it's very difficult to book J flights to Europe thru aeroplan which is why I haven't really been concentrating on building up my aeroplan points. But maybe I should do just that.
We have the Avion cards with our banking package - 2 cards with no annual fee - which is why we've been using them for a long time and haven't checked into AMEX but I think we should probably do so.
Thanks
We have the Avion cards with our banking package - 2 cards with no annual fee - which is why we've been using them for a long time and haven't checked into AMEX but I think we should probably do so.
Thanks
No surprise, you see many BA flights available for redemption because people avoid them, just like people avoid AC/LH on the Star Alliance side
For sure look into AMEX Canada cards, they remain the most competitive "welcome offers", like 25K AMEX MR and 30K Aeroplan FOR FREE (no fee 1st year), 55K Aeroplan is almost enough for 1 Europe round-trip in Economy (60K Y/90K J)
#215
Join Date: Apr 2014
Programs: Avios, Aeroplan, Marriott, x,Hilton
Posts: 63
I think using AA miles in Canada to anywhere is as difficult
No surprise, you see many BA flights available for redemption because people avoid them, just like people avoid AC/LH on the Star Alliance side
For sure look into AMEX Canada cards, they remain the most competitive "welcome offers", like 25K AMEX MR and 30K Aeroplan FOR FREE (no fee 1st year), 55K Aeroplan is almost enough for 1 Europe round-trip in Economy (60K Y/90K J)
No surprise, you see many BA flights available for redemption because people avoid them, just like people avoid AC/LH on the Star Alliance side
For sure look into AMEX Canada cards, they remain the most competitive "welcome offers", like 25K AMEX MR and 30K Aeroplan FOR FREE (no fee 1st year), 55K Aeroplan is almost enough for 1 Europe round-trip in Economy (60K Y/90K J)
#216
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Forgive me if I should be posting this follow up somewhere else. After your comments, I am strongly considering getting one of the AMEX cards. My question is if I want to book using Aeroplan points but not using Air Canada can I do it on line in some way or do I phone Aeroplan?
You can do it yourself, for simple itineraries, or you can call Aeroplan and pay $30 / ticket to get them to help you. Most/many people will look on their own and carve out an itinerary and then get the Aeroplan rep to help finalize a complicated booking, which you cannot do on your own online.
#217
Join Date: Mar 2007
Posts: 4,784
Forgive me if I should be posting this follow up somewhere else. After your comments, I am strongly considering getting one of the AMEX cards. My question is if I want to book using Aeroplan points but not using Air Canada can I do it on line in some way or do I phone Aeroplan?
Just make sure you get the best AMEX Welcome bonus FOR YOU
AMEX Gold - 25K AMEX MR either way, so you can go through www.GCR.ca for $50 cashback + 25K AMEX MR...unless you know someone to refer you
AMEX Aeroplan - 30K via referral, so ask a friend/family/someone for that referral link
There are tons of Aeroplan guides to assist you, or read this Wiki/FAQ
http://www.flyertalk.com/forum/air-c...forum-faq.html
#218
Join Date: Aug 2004
Location: YYZ
Programs: AA LT Plat, AC 25K, Marriott Plat, Hilton Diamond
Posts: 1,137
#219
Join Date: Aug 2007
Location: YTO
Posts: 594
AA redemptions from Toronto are GREAT
My experience booking J on Cathay to BKK has been excellent. Learning the timing of when they release seats is key. If you insist on having a confirmed booking weeks (or months!) before travel, then you're going to have frustration. But if you accept that they release unsold J seats in the five days (or two days sometimes) before the flight, then you can grab J seats YYZ-HKG-??? on Cathay with $124 taxes roundtrip. This is my favourite approach to Bangkok. Sometimes I'll go oneway and look for homebound travel in the last days before coming home. Takes a bit of nerve, but always rewards me for that.
The other thing to consider is value. If you earn some of your miles by flying on paid tickets, AAdvantage is the best in the market once you're Platinum or higher on AA. You earn 40,000 redeemable miles for each properly constructed Asia roundtrip. Try that on deep-discount Air Canada tickets.
I agree, though, that the easiest loyalty points in Canada are Membership Rewards points from American Express, which I mostly convert to Aeropesos, keeping a few in Avios for quickies to New York and Chicago.
#220
Join Date: Aug 2007
Location: YTO
Posts: 594
AA redemptions from Toronto are GREAT
My experience booking J on Cathay to BKK has been excellent. Learning the timing of when they release seats is key. If you insist on having a confirmed booking weeks (or months!) before travel, then you're going to have frustration. But if you accept that they release unsold J seats in the five days (or two days sometimes) before the flight, then you can grab J seats YYZ-HKG-??? on Cathay with $124 taxes roundtrip. This is my favourite approach to Bangkok. Sometimes I'll go oneway and look for homebound travel in the last days before coming home. Takes a bit of nerve, but always rewards me for that.
The other thing to consider is value. If you earn some of your miles by flying on paid tickets, AAdvantage is the best in the market once you're Platinum or higher on AA. You earn 40,000 redeemable miles for each properly constructed Asia roundtrip. Try that on deep-discount Air Canada tickets.
I agree, though, that the easiest loyalty points in Canada are Membership Rewards points from American Express, which I mostly convert to Aeropesos, keeping a few in Avios for quickies to New York and Chicago.
#221
Join Date: Sep 2002
Location: yyz
Posts: 110
you can pay your income tax though www.plastiq.com. Fee for using an Amex is 1.99% and usually the same for MC but right now for this tax season, they have a promotion. Use your MC, pay only 1%.
#222
Join Date: Sep 2012
Location: YVR
Posts: 1,847
I live in Canada and have, for a long time, collected Avion points thru RBC and transferred twice a year to BAEC getting the 50% bonus at that time. It's worked pretty well for me except for the terrible costs that BA seems to charge for redemptions. I have recently booked flights to Asia using my Avios points in J Class on CX and this has left me pretty low. We normally use our points for long haul flights in J and pay for economy on shorter ones.
My question is should I continue to transfer to Avios or should I consider transferring to AA instead. Transferring to AA I would get a 25% bonus. The next major trip we will be planning is to Europe. I tried a dummy booking for next year on AA to Europe and there seemed little availability in J. I did find the redemption process a bit confusing.
I also have the TD aeroplan card and sometimes use those points for short haul flights. I'm also considering picking up an Alaska airlines card just for the yearly partner flights and because we regularly fly Alaska to Mexico about once a year.
I'd really appreciate some expert advice.
My question is should I continue to transfer to Avios or should I consider transferring to AA instead. Transferring to AA I would get a 25% bonus. The next major trip we will be planning is to Europe. I tried a dummy booking for next year on AA to Europe and there seemed little availability in J. I did find the redemption process a bit confusing.
I also have the TD aeroplan card and sometimes use those points for short haul flights. I'm also considering picking up an Alaska airlines card just for the yearly partner flights and because we regularly fly Alaska to Mexico about once a year.
I'd really appreciate some expert advice.
Alaska is great for our family (we've flown to LA a few times, Hawaii, Vegas and quick jumps to Portland) and availability is always plentiful (except Hawaii, which can be challenging for 4 tickets during the peak times we travel). I am waiting for the ball to drop on this one, because honestly, it's too good to be true...
For your Asia flights, consider using Aeroplans on partner airlines that don't charge scamcharges. I am no expert on this because I don't fly to Asia, but I've read tons about it and there's lots of good advice on the Aeroplan forum about this PLUS have a ton of Aeroplans to be put to good use next summer to Europe on United and Scandinavian Airlines.
#223
Join Date: May 2016
Programs: Canadian
Posts: 1
What do you think the Canadian lending?
I'm wanting to get a new credit card where I can earn miles/points. I don't spend that much per year (so I know it will take a while to earn enough miles for a trip from North America to Europe), and I don't want to spent over ~$50 a year in fees. Which card would you reccomend? Thanks!