#1
Serious Card churners benefit from having an idea which credit reporting agency will probably pull the credit for a given card application. Example: a Chase Hyatt card from a South Carolina address was pulled by Equifax in September 2010
Here is the suggested format:
Card Issuer: First USA Chase
Card Type: Chase Hyatt card
City and State: Hilton Head Island, SC
Approx Inquiry: Date 9/19/10
Credit Agency: Equifax
Optional Info:
Credit Score: 825 VantageScore Scale the other scale is FICO
Result: Approved
Here is the suggested format:
Card Issuer: First USA Chase
Card Type: Chase Hyatt card
City and State: Hilton Head Island, SC
Approx Inquiry: Date 9/19/10
Credit Agency: Equifax
Optional Info:
Credit Score: 825 VantageScore Scale the other scale is FICO
Result: Approved
#2
Card Issuer :American Express
Card Type: SPG Personal and SPG Business
City and State: Hilton Head Island, SC
Date of Inquiries: 7/21/10 and 7/29/10
Credit Agency: Experian and Experian
Optional Info
Credit Score: 843 843 VantageScore scale
Approved Approved
Card Type: SPG Personal and SPG Business
City and State: Hilton Head Island, SC
Date of Inquiries: 7/21/10 and 7/29/10
Credit Agency: Experian and Experian
Optional Info
Credit Score: 843 843 VantageScore scale
Approved Approved
#3
American Express
Premier Rewards Travel Card
Hilton Head Island, SC
4/26/10
Experian
Credit score over 800 on Vantage Score Scale
Approved
Premier Rewards Travel Card
Hilton Head Island, SC
4/26/10
Experian
Credit score over 800 on Vantage Score Scale
Approved
#4
Chase First USA Bank
Chase Sapphire Preferred Card
Hilton Head Island, SC
7/20/10
Equifax
Credit Score Over 800 VS scale
approved
Chase Sapphire Preferred Card
Hilton Head Island, SC
7/20/10
Equifax
Credit Score Over 800 VS scale
approved
#5
Isn't there a large database/link on FatWallet that helps you find out this info? I remember seeing it a couple years ago. Or I'm just senile. Thanks, ingy.
#6
Great idea...where can we find information on what credit bureau pulled our credit?
Quote:
There's on at credit boards. dunno about FWOriginally Posted by philemer
Isn't there a large database/link on FatWallet that helps you find out this info? I remember seeing it a couple years ago. Or I'm just senile. Thanks, ingy.
Quote:
From your credit report. Usually new credit cards will only pull 1 credit report so you'd see an inquiry from AMEX on 1 but not the other 2.Originally Posted by johndeere19
Great idea...where can we find information on what credit bureau pulled our credit?
#9
Card Issuer :Barclays Bank Delaware
Card Type: US Airways Dividend Miles Mastercard
City and State: Dallas, TX
Date of Inquiries: 10/10/2010
Credit Agency: Equifax
Card Type: US Airways Dividend Miles Mastercard
City and State: Dallas, TX
Date of Inquiries: 10/10/2010
Credit Agency: Equifax
#11
All of my Citi/Chase/Amex Card applications in the past 2 years hit Experian. As a result, I have ALOT of inquiries with Experian, but almost nothing with TransUnion and Equifax. This is very frustrating as most of the good offers come from Citi/Chase, and I can't get in no more. Anyone in the NYC area know who pulls from TransUnion and Equifax?
Card Issuer: Chase & Citi
Card Type: Continental One Pass Plus & Citi AA Visa
City and State: Queens, NY
Approx Inquiry Date 9/30/2010
Credit Agency: Experian
Optional Info:
Credit Score: 760+ (MyFico.com)
Result: All Rejected due to "Too many inquiries..."
P.S: Sent in reconsideration letters, have yet to hear anything back.
Card Issuer: Chase & Citi
Card Type: Continental One Pass Plus & Citi AA Visa
City and State: Queens, NY
Approx Inquiry Date 9/30/2010
Credit Agency: Experian
Optional Info:
Credit Score: 760+ (MyFico.com)
Result: All Rejected due to "Too many inquiries..."
P.S: Sent in reconsideration letters, have yet to hear anything back.
#13
tassojunior , Oct 21, 2010 6:53 am
Issuer: CitiBank
Cards: Advantage Visa, AmEx, and Business Visa
Date: May 7, 2010
Location: Washington, DC
Credit Report: Experian
Score (Credit Karma): 770
Neighbors who have gotten these cards recently have all also had Experian reports.
Cards: Advantage Visa, AmEx, and Business Visa
Date: May 7, 2010
Location: Washington, DC
Credit Report: Experian
Score (Credit Karma): 770
Neighbors who have gotten these cards recently have all also had Experian reports.
Quote:
Card Issuer: Chase & Citi
Card Type: Continental One Pass Plus & Citi AA Visa
City and State: Queens, NY
Approx Inquiry Date 9/30/2010
Credit Agency: Experian
Optional Info:
Credit Score: 760+ (MyFico.com)
Result: All Rejected due to "Too many inquiries..."
P.S: Sent in reconsideration letters, have yet to hear anything back.
Citi AAdvantage pulls Transunion in California. Freeze Experian and see if they pull the other bureaus. Since Citi pulls TU in Calif, freezing Experian may work.Originally Posted by NYC101
All of my Citi/Chase/Amex Card applications in the past 2 years hit Experian. As a result, I have ALOT of inquiries with Experian, but almost nothing with TransUnion and Equifax. This is very frustrating as most of the good offers come from Citi/Chase, and I can't get in no more. Anyone in the NYC area know who pulls from TransUnion and Equifax? Card Issuer: Chase & Citi
Card Type: Continental One Pass Plus & Citi AA Visa
City and State: Queens, NY
Approx Inquiry Date 9/30/2010
Credit Agency: Experian
Optional Info:
Credit Score: 760+ (MyFico.com)
Result: All Rejected due to "Too many inquiries..."
P.S: Sent in reconsideration letters, have yet to hear anything back.