Citi & Target prepaid REDcard (Redbird)
#1
Original Poster
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
Citi & Target prepaid REDcard (Redbird)
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Wishing there were a Happy Dance Smiley!!! I'm sure I would use that a lot!!!
#2
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
so long as you have a history of large payments with citi (or any other issuer) , as too not raise red flags with them because of it.
But it's not an issue at all on the side of Redbird
#3
Original Poster
Join Date: Aug 2013
Location: Orange County, CA
Programs: AA, BA, SPG Gold
Posts: 665
Good to know! I thought the problem was with RB, not Citi. Don't want to make RB angry! Citi is used to getting large payments from me as I pay my card off each month... Then close it!
#4
Join Date: May 2014
Location: SoCal
Posts: 2,164
Citi will initially decline your payment ( so odds are it won't go through so do all this at costumer service desk) you should get a text from fraud, and you will have to clear it, sometimes that doesn't work and you have to call citi and talk to fraud dept and be on the phone to make sure that the payment will go through.
I don't know if this is all off topic but that is part of using Exec card i guess. and option #2 still works
#5
Join Date: Jan 2014
Posts: 1,269
you won't be able to load more than 2500 in one day, RB Rules. Brugge has alot of experience in that.
Citi will initially decline your payment ( so odds are it won't go through so do all this at costumer service desk) you should get a text from fraud, and you will have to clear it, sometimes that doesn't work and you have to call citi and talk to fraud dept and be on the phone to make sure that the payment will go through.
I don't know if this is all off topic but that is part of using Exec card i guess. and option #2 still works
Citi will initially decline your payment ( so odds are it won't go through so do all this at costumer service desk) you should get a text from fraud, and you will have to clear it, sometimes that doesn't work and you have to call citi and talk to fraud dept and be on the phone to make sure that the payment will go through.
I don't know if this is all off topic but that is part of using Exec card i guess. and option #2 still works
#6
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
This bit of information is correct, but it is phrased wrong. When you go to target to load money on your redcard for the first time, Citi might very well block your first attempted transaction due to fraud concerns (in which case, as stated above you should call Citi to clear the alert and re run the charge). However, when it comes to payments FROM Redcard back to Citi, Citi will NOT block your payment (in this case, if anyone blocks your account, it will be amex Redcard, wanting to make sure the citi card that you send payments to, really does belong to you)
Last edited by rgAAFT; Dec 30, 2014 at 7:58 am
#7
Join Date: Jan 2014
Posts: 1,269
Has that ever happened to you (redbird blocking a payment to a credit card issuer)? I'm new to Redbird, but it hasn't happened so far, and it never happened to me with Bluebird.
#8
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
That's why I say,
"in this scenario, if anyone does initiate a block it would be amex"
I have however had amex request to verify ownership of my Citi card back when I did serve loads
#9
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
I really doubt it will be any different with RB.
#10
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Thinking it over, I don't think AMEX will care if the cc you are paying belongs to you or not. BP is BP, and if you want to pay someone else's bill, I think you are welcome to do that. My wife and I sometimes pay each other's cc bills (we have different last names) depending on who has how much $ in an account at the time, and it's never been a problem.
#11
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
Thinking it over, I don't think AMEX will care if the cc you are paying belongs to you or not. BP is BP, and if you want to pay someone else's bill, I think you are welcome to do that. My wife and I sometimes pay each other's cc bills (we have different last names) depending on who has how much $ in an account at the time, and it's never been a problem.
Same here
but I am just listing off theoretical stuff since the other lady is new
#13
Join Date: May 2014
Location: SoCal
Posts: 2,164
This bit of information is correct, but it is phrased wrong. When you go to target to load money on your redcard for the first time, Citi might very well block your first attempted transaction due to fraud concerns (in which case, as stated above you should call Citi to clear the alert and re run the charge). However, when it comes to payments FROM Redcard back to Citi, Citi will NOT block your payment (in this case, if anyone blocks your account, it will be amex Redcard, wanting to make sure the citi card that you send payments to, really does belong to you)
#14
Join Date: Jul 2013
Location: DFW,OVB (Russia)
Programs: AA HH Gold SPG Gold BA
Posts: 1,823
you won't be able to load more than 2500 in one day, RB Rules. Brugge has alot of experience in that.
Citi will initially decline your payment ( so odds are it won't go through so do all this at costumer service desk) you should get a text from fraud, and you will have to clear it, sometimes that doesn't work and you have to call citi and talk to fraud dept and be on the phone to make sure that the payment will go through.
I don't know if this is all off topic but that is part of using Exec card i guess. and option #2 still works
Citi will initially decline your payment ( so odds are it won't go through so do all this at costumer service desk) you should get a text from fraud, and you will have to clear it, sometimes that doesn't work and you have to call citi and talk to fraud dept and be on the phone to make sure that the payment will go through.
I don't know if this is all off topic but that is part of using Exec card i guess. and option #2 still works
This bit of information is correct, but it is phrased wrong. When you go to target to load money on your redcard for the first time, Citi might very well block your first attempted transaction due to fraud concerns (in which case, as stated above you should call Citi to clear the alert and re run the charge). However, when it comes to payments FROM Redcard back to Citi, Citi will NOT block your payment (in this case, if anyone blocks your account, it will be amex Redcard, wanting to make sure the citi card that you send payments to, really does belong to you)
I could say the same thing about you
If you go back in the conversation, Slhansen219 asked something about large payments to Citi via redbird, you then respond saying that yes in fact Citi would block a payment sent via Redcard (this is not true) and then you start explaining what to do if a TRANSACTION gets declined by Citi at the point of sale in Target (you were mixing up two different scenarios, POS Citi transaction vs Payment to Citi via Redcard. I knew what you meant so I tried to clear up the confusion
Last edited by rgAAFT; Dec 30, 2014 at 11:44 am
#15
Join Date: May 2014
Location: SoCal
Posts: 2,164
I could say the same thing about you
If you go back in the conversation, Slhansen219 asked something about large payments to Citi via redbird, you then respond saying that yes in fact Citi would block a payment sent via Redcard (this is not true) and then you start explaining what to do if a TRANSACTION gets declined by Citi at the point of sale in Target (you were mixing up two different scenarios, POS Citi transaction vs Payment to Citi via Redcard. I knew what you meant so I tried to clear up the confusion
If you go back in the conversation, Slhansen219 asked something about large payments to Citi via redbird, you then respond saying that yes in fact Citi would block a payment sent via Redcard (this is not true) and then you start explaining what to do if a TRANSACTION gets declined by Citi at the point of sale in Target (you were mixing up two different scenarios, POS Citi transaction vs Payment to Citi via Redcard. I knew what you meant so I tried to clear up the confusion