Sep 24, 2014, 4:20 pm
Last edit by: DenverBrian
The thread was split on September 24, 2014. To review the original thread, click HERE.
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For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
CURRENT PUBLIC OFFER: 50k
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"
Link A50
Link B50
Link C50
Link D50
Link E50
Link F50
Link G50
PREVIOUS OFFERS
Previous 75k links (NOT WORKING 11/18)
Link A75, Link B75, Link C75, Link D75, Link E75, Link F75, Link G75, Link H75, Link I75, Link J75, Link K75
Landing Page Application Page (Both pages include the 18 month language).
http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp
Option 1: Zombie Link with no Landing Page, Several FTers have been using this link with Success. Application Link 50k with 5k spending
Option 2: [note: may be dead or dying as of 3/16/15- check most recent posts in thread] Current Zombie link Application Link 50K for 5K spending, no statement credit.
Option 3: This Link was obtained off of aa.com at one point Bonus is unknown Application Link.
Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
Landing page for New 50K for $5K spending, no statement credit and Application Link
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b:Landing page and Application page
Option 4c: Landing page and Application page
Option 5: Does not have the 18-month language of Option 4, and the application form has the older format (like Option 2 and unlike Option 4).
Landing page for 50K for $5K spending, no statement credit and Application Link
Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6b: Application page
6c: Application page
6d: Application page
Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts.Application Link Link to application page began dying on 6/1/2015. Now completely dead.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a)With Citi, if you are approved for a card, and meet the minimum spend requirement, you will get the bonus listed for the offer you applied for. Every time ! Unlike Chase or AMEX, who will send you a card, wait for you to pay the fee and spend, and then say "sorry, you don't qualify for a bonus". If Citi doesn't intend to give you the bonus, they will just deny your app. They won't even do a pull, they will just instantly deny your app. If they send you the card, and you meet the spend on time, you will get the bonus. My attorney insists I add "that could change tomorrow", but from the Big Bang thru today, that has always been true.Recently, Citi has been approving Exec cards but not giving the bonus, e.g. when there has been less than 18 months from the previous application. Therefore, (a) use an application link that does not list the 18-month wait requirement; (b) check the letter you get via UPS to see if it explicitly promises the bonus; if it's in the letter, it will be honored (c) if in doubt, call and ask.
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Admiral Club Access: You do not need to be flying AA that particular day of travel. (Ex: you're flying DL on the day of travel...you could still enter the AC lounge, even though you're not on an AA flight that day.) Beware, though, that individual lounges have individual rules (see the link below). Alternate rules usually come w/ Qantas lounges, not AA lounges. Furthermore, AC access "comes with" US Air access (19 locations). As of December 2015, authorized users have AC access (but not partner lounge access) even if they are not with the primary card holder.
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
------------------------
For questions NOT related to the application process - such as experiences using benefits - refer to the AA forum thread on this card: AA Citibank Executive / AAdvantage World Elite MasterCard (Master Thread)
Recommended Application Procedure:
Clear cache and cookies prior to applying or use an incognito or private browsing session to apply. Opening multiple different apps in different windows or tabs or failing to clear cookies/cache has resulted in people receiving a lesser offer for some Citi cards. We do not know, and Citi has not indicated, how long these offers will last. Citi has left other offers alive for over a year beyond the 'apply by' date in the past. These links could be here all year or gone tomorrow. If the application loads, it is good, based on past Citi applications that survived past the landing page expiration, regardless of any posted or advertised 'apply by' date.
MOST CURRENT LINKS:
CURRENT PUBLIC OFFER: 50k
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months"
Link A50
Link B50
Link C50
Link D50
Link E50
Link F50
Link G50
PREVIOUS OFFERS
Previous 75k links (NOT WORKING 11/18)
Landing Page Application Page (Both pages include the 18 month language).
http://www.aa.com/i18n/AAdvantage/ea...-executive.jsp
Option 4: Citi Website Offer; Application has the following warning
"American Airlines AAdvantage® bonus miles are not available if you have had a Citi Executive® / AAdvantage® World EliteTM MasterCard® opened or closed in the past 18 months" There are indeed several reports of people who have already had an EXEC card not receiving any signup bonus miles. And no reports of anyone who has had an EXEC before actually getting any signup bonus at all. Do NOT use this link if you have ever had an EXEC card.
The following are identical to Option 4, but the landing pages were working at the time they were entered into this wiki. All landing pages and application pages have the same content but (slightly) different URLs:
Option 4a: Landing page and Application page
Option 4b:
Option 4c: Landing page and Application page
Landing page for 50K for $5K spending, no statement credit and Application Link
Option 6: Artificially generated links; all lead to old-format application pages just like Options 1/2/5, without the "18 months" language found in Option 4 application pages. No landing page ever existed.
There are reports in the thread that applications using 6a/6d were approved but the UPS letter did not mention a bonus, and Citi telephone agents said there would be no bonus. Other reports say that the bonus was stated in the letter.
6a: Application page
6c: Application page
6d: Application page
Option 7:The following link is very similar to Options 1/2/5 and has been found to work without an 18-month restriction. Since it does not originate from a landing page, there is no web page showing the bonus offer. However, the UPS letter confirms a 50K-mile bonus after $5K spend, and many people have reported that the bonuses have appeared in their AAdvantage accounts.
EXPEDITED SHIPPING
While reconsideration/application reps do not seem to be aware of this, these cards are expedited and usually arrive 1-2 days after approval.The CSR will not take a request to expedite the card.
Who is eligible for this card? Anyone as long as you can be approved for the minimum $5K credit line, subject to the standard Citi rules of 1 Citi app or card of any kind per 8 days and 2 Citi cards or apps of any kind per 65 days. It is always advisable to wait 65 days from any type of Citi denial before applying for another Citi card. Many have reported getting approved for this card in spite of having several open AA cards over the past year as well as having previously had this card.
Not sure about the 8 and 65 day rules? If your most recent application for any Citi card is less than click here - 8 days ago, you need to wait. Also, if your previous (second-to-last) Citi application is less than click here - 65 days ago, you need to wait. These are not rules published or known by Citi CSRs but rather based on thousands of Citi card applications and datapoints across several threads.
Credit inquiry history
Some have reported more approval success with no more than 5 or 6 Experian inquiries within the last 6 months. And Citi credit reviewers have told some applicants that too many inquiries is a problem, even with an excellent credit score. Multiple inquiries from other banks seem to be especially problematic, because Citi can't see their current balances as easily. Other applicants have been approved with more inquiries, especially with a long term Citi tenure and a favorable income to debt ratio.
This card can be churned. Recent datapoints concerning multiple Executive cards include posts 917, 1059 and starting at 1365. For in-depth datapoints and advice on churning Citi cards, read and study the extensive wiki posts in the HH thread and the AA Plat/gold thread. Click the plus on the right hand side of the wiki if you do not see the wiki text. Datapoints for bonus points posting on multiple cards include post 2579.
Getting around the $450 annual fee: Many people have been able to meet the spending requirement before the first statement posts and then cancel and have the fee refunded after the miles post. Details and datapoints include starting at post 74. T&C state that the card must be cancelled within 30 days of the fee posting to get it refunded; in practice you have 37 days. Potential problems with this plans include a very short (1 week or less) first "month" as well as delays in miles posting which have been reported by several FTers.
Once you cancel the card (within the 37 day window of AF posting) the refund will post on the account between 1-3 business days. Leave a $450 balance and it will be zeroed out.
Retention Bonus Offers: User have been offered the following retention bonus offers when calling to cancel the card:
- 5,000 points + $100 credit with $1,500 spend per month for 3 months 5333
- 2 additional club member passes 6862
- 1,000 bonus miles each month for 16 month, min $1k spend/month 6862
- [3/15] 15,000 bonus miles for spending $5k
- $450 Credit for spending $5k for next three statements
Already a member? If you already purchased an AC membership (for example, using the credit from Amex Plat) and apply and are approved for this card, AA will refund you the pro-rated AF from any time left on your membership.
When do miles post? Usually two days after your statement closing date. In some cases your statement will show the correct miles earned but will show 0 miles reported to AA. In this case see this thread.
Helpful points from post #3794 and others, especially for those new to Citi:
1) Citi CSRs are clueless, so disregard everything they say that seems to contradict anything you have read on F/T. And take everything else with a big grain of salt. I was told 3 times VERY CLEARLY "You will not got your annual fee refunded" while I was cancelling, but I did get it.
2a)
2b) Another helpful post discussing timeframe for meeting min spend: 6279
3) Any expectation that Citi will do things that make sense is just plain silly. They won't.
Citibank Contacts/Resources
- Application status: https://www.accountonline.com/cards/...?screenID=3187
- (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 – General Personal Application Inquiries with live rep
- (866) 606-2787 – General Application and Account Questions with live rep
- (888) 201-4523 – Application status
- (866) 606-2961 – Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
- Executive Office - useful for getting a more empowered agent for reconsideration purposes: CitiBank Executive Review Department, P.O. Box 6000, Sioux Falls, SD 57117
For reference, an AC lounge list: http://www.aa.com/i18n/travelInforma...#admirals-club
For questions and discussions on lounge access: Help Desk: Lounge Access and Lounge Access Rules
Information on new authorized user AC lounge access: Citi Authorized User Admirals Club Benefit Terms
Also, please note that these cards do not include the 10% miles rebate offered by some other Citi AA products.
What about the EQM? AA tracks your miles earned on Executive card(s) and adds 10K Elite Qualifying Miles to your EQM balance once you earn 40,000 miles during a calendar year on Executive card(s). Any number of Executive cards can add up to the 40K, and you cannot earn more than 10K EQM each year. No redeemable miles are added, and this is of no consequence or value unless you will also earn at least 15K additional EQM in a given year by flying and 10K will bump you up to the next status level.
Direct phone number to Citi Fraud Prevention department: +18664705331
Concierge service enrollment (allows for electronic requests). Concierge number is +18778812668
Here are the minimum credit limit required amounts in order to keep an account open (for purposes of new card applications and reconsiderations)
Citi Amex 1k (likely citi gold as well)
Citi Visa signature/world MasterCard 3k (as low as 1k on some accounts YYMV)
Citi World elite Mastercards (including exec) 5k
Advice to those new to citi American Airlines cards,
If you are just starting out please apply and use the lower level citi AA card for a while before moving on to this thread and card. This will help you in the long run in more ways than one. Most of us here have opened and used lower level AA cards before moving on to this thread and card
Also,
Check out this thread
http://www.flyertalk.com/forum/citi-...-benefits.html
Citi AA Executive [Late 2014 - 2015]
May 23, 2015, 8:05 am
#3812
Join Date: Jan 2011
Location: MDW
Programs: WN (CP 6x, A+ 2x), Marriott (LT Titanium), Hyatt Explorer, Hertz PC, UA/*A Silver
Posts: 425
Citi can't verify your identity using your voice since they have nothing on file to compare it to. All they are doing is, with your permission, recording your consent and saving that recording as a substitute for a pen-on-paper signature. Either that, or they are recording your voice for future identity verification.
May 23, 2015, 8:52 am
#3813
Join Date: May 2014
Location: SoCal
Posts: 2,164
if the question is " does 62 days work?" the answer is: The rule is 60 days, there is a risk of people and CSRs not able to count 60 days properly, this is why this community is using 65 days, 5 additional days for safety. so if you are feeling lucky, go for it hopefully you get automatic approval, good luck. Everything here is YMMV, i applied on day 62 and got auto approved.
May 23, 2015, 9:21 am
#3814
Join Date: Apr 2014
Posts: 78
Well, it's been a year since I got my first Exec card, and this one I held onto after they gave me another credit, lowering the fee to $150, plus a mileage bonus on top of the 100K. I figured that was worth it as I travelled a fair amount and the Admiral's club was a nice option.
It's now renewal time and the annual fee posted. I'll be calling to cancel, because the club isn't worth $450 to me, as I'm lifetime Gold already so already get the free checked bag (used to be 2!) etc.
But of course I am willing to be 'coaxed' into retention if the offer is right. A bunch of us must have gone through this recently; what have peoples' experiences been?
It's now renewal time and the annual fee posted. I'll be calling to cancel, because the club isn't worth $450 to me, as I'm lifetime Gold already so already get the free checked bag (used to be 2!) etc.
But of course I am willing to be 'coaxed' into retention if the offer is right. A bunch of us must have gone through this recently; what have peoples' experiences been?
Last edited by chicagoal; May 23, 2015 at 10:00 am
May 23, 2015, 12:05 pm
#3815
Join Date: Nov 2012
Posts: 116
Well, it's been a year since I got my first Exec card, and this one I held onto after they gave me another credit, lowering the fee to $150, plus a mileage bonus on top of the 100K. I figured that was worth it as I travelled a fair amount and the Admiral's club was a nice option.
It's now renewal time and the annual fee posted. I'll be calling to cancel, because the club isn't worth $450 to me, as I'm lifetime Gold already so already get the free checked bag (used to be 2!) etc.
But of course I am willing to be 'coaxed' into retention if the offer is right. A bunch of us must have gone through this recently; what have peoples' experiences been?
It's now renewal time and the annual fee posted. I'll be calling to cancel, because the club isn't worth $450 to me, as I'm lifetime Gold already so already get the free checked bag (used to be 2!) etc.
But of course I am willing to be 'coaxed' into retention if the offer is right. A bunch of us must have gone through this recently; what have peoples' experiences been?
Seriously though, I fail to see why anyone would want to keep this card for a 2nd year when you can just reapply and get 50k miles.
May 23, 2015, 8:44 pm
#3817
Join Date: Mar 2015
Posts: 333
62 or 65 is a personal choice whether you use 7a or any other citi link or app.
if the question is " does 62 days work?" the answer is: The rule is 60 days, there is a risk of people and CSRs not able to count 60 days properly, this is why this community is using 65 days, 5 additional days for safety. so if you are feeling lucky, go for it hopefully you get automatic approval, good luck. Everything here is YMMV, i applied on day 62 and got auto approved.
if the question is " does 62 days work?" the answer is: The rule is 60 days, there is a risk of people and CSRs not able to count 60 days properly, this is why this community is using 65 days, 5 additional days for safety. so if you are feeling lucky, go for it hopefully you get automatic approval, good luck. Everything here is YMMV, i applied on day 62 and got auto approved.
May 24, 2015, 12:46 am
#3818
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
...So I did the last part while travelling in France; I wish I could do everything from abroad. So I'll go for the next one when I'm back in the US next month. Is travel interfering with anyone else's churning? No complaints, just travel is slowing down my collecting miles.
While I'm away traveling, I don't really want to have to screw around with this stuff, but was wondering about accessing the Citi website from an overseas IP address. Some financial institutions block that.
Were you able to access your account online from France?
May 24, 2015, 7:10 am
#3819
Join Date: Jan 2012
Posts: 219
I'll be overseas for a few weeks from late June through mid July, and I'm a little concerned about the timing of things for my next card - which I'm planning to apply for on Tuesday. Your post raises some questions for me...
While I'm away traveling, I don't really want to have to screw around with this stuff, but was wondering about accessing the Citi website from an overseas IP address. Some financial institutions block that.
Were you able to access your account online from France?
While I'm away traveling, I don't really want to have to screw around with this stuff, but was wondering about accessing the Citi website from an overseas IP address. Some financial institutions block that.
Were you able to access your account online from France?
May 24, 2015, 7:59 am
#3820
Join Date: Apr 2014
Posts: 78
I would like to hold onto the card for the Admiral's Club benefit, but not for $450. For the last year I've had it for just $150, after the initial statement credit and negotiating with retention.
I'm sure I'm not the only one here who would like the AC benefit on the cheap so thought I'd ask if anyone has had any luck with retention.
Though the vast majority of postings here are about churning cards, that's not my topic. I've done it, have lots of miles, and can get more at any time.
Thanks for your help though.
May 24, 2015, 2:15 pm
#3821
Join Date: Apr 2012
Posts: 232
There have been a numer of posts saying that it is taking longer. I got approved on Thursday, using link #7. The letter will be here Tuesday (via UPS). Remains to be seen if the cards arrive this morning. Two of my other cards that were approved on a Thursday arrived Saturday morning.
Update: I was approved Thursday, card arrived today (Saturday morning). They must've worked out the kinks.
Update: I was approved Thursday, card arrived today (Saturday morning). They must've worked out the kinks.
anxiously awaiting the welcome letter, hopefully with the bonus listed!
May 24, 2015, 7:14 pm
#3822
Join Date: Feb 2014
Location: PHX
Programs: AA EXP, SPG Plat, Hyatt Plat
Posts: 78
Evidently I didn't make it clear enough.
I would like to hold onto the card for the Admiral's Club benefit, but not for $450. For the last year I've had it for just $150, after the initial statement credit and negotiating with retention.
I'm sure I'm not the only one here who would like the AC benefit on the cheap so thought I'd ask if anyone has had any luck with retention.
Though the vast majority of postings here are about churning cards, that's not my topic. I've done it, have lots of miles, and can get more at any time.
Thanks for your help though.
I would like to hold onto the card for the Admiral's Club benefit, but not for $450. For the last year I've had it for just $150, after the initial statement credit and negotiating with retention.
I'm sure I'm not the only one here who would like the AC benefit on the cheap so thought I'd ask if anyone has had any luck with retention.
Though the vast majority of postings here are about churning cards, that's not my topic. I've done it, have lots of miles, and can get more at any time.
Thanks for your help though.
May 24, 2015, 7:32 pm
#3823
Join Date: Apr 2012
Posts: 232
is there any info in regards to a prorated AF refund after the 37 day mark for the Exec (and other CitiAA or other Citi cards in general)? I'm just curious as to how Citi works compared to some of the other banks.
CSRs ofc give mixed responses, and we all know cant take their word. unless they notate the call/acct and you happen to hold them to their word etc.
but yeah just wondering if anyone has any experience to share.
CSRs ofc give mixed responses, and we all know cant take their word. unless they notate the call/acct and you happen to hold them to their word etc.
but yeah just wondering if anyone has any experience to share.
May 24, 2015, 7:41 pm
#3824
Join Date: Jan 2014
Posts: 1,269
is there any info in regards to a prorated AF refund after the 37 day mark for the Exec (and other CitiAA or other Citi cards in general)? I'm just curious as to how Citi works compared to some of the other banks.
CSRs ofc give mixed responses, and we all know cant take their word. unless they notate the call/acct and you happen to hold them to their word etc.
but yeah just wondering if anyone has any experience to share.
CSRs ofc give mixed responses, and we all know cant take their word. unless they notate the call/acct and you happen to hold them to their word etc.
but yeah just wondering if anyone has any experience to share.
May 24, 2015, 11:53 pm
#3825
Join Date: Apr 2014
Posts: 1,774
Is it 37 days from AF posting or 37 days from account opening? I understand wiki says 37 days from AF posting, but the citi agent on the phone told me it's 37 days from account opening....