May 19, 2013, 3:29 pm
Last edit by: SeeBuyFly
MOST CURRENT WORKING LINKS.
Citi AA platinum Personal Visa 50,000 miles after $2500 spend in 4 months (Note: no AC passes or statement credit). $85 Annual Fee. Waived first year.
End of an era Ladies and gents. The 50k offer is now dead.
Citi Business MasterCard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year.Landing page available here
Citi Platinum Select Visa. 40,000 miles after $3k spend in 3 months.$95 annual fee, waived first year. Landing page available here.
Citi Platinum Select Mastercard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Business Mastercard. 35,000 miles after $1.5k spend in 3 months.
Citi Personal Platinum Select. 35,000 miles after $1.5k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Gold AA World Mastercard. 30,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year.
Citi Business Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year. Landing page available here.
Citi Platinum Select Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year.
Citi Gold AA Visa Signature Card. 25,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year. Landing page available here
__________________________________________________ ________________________________
CitiBank Phone Numbers. (Please add the others that you know)
FAQ
1. Are these cards churnable?
Yes, they are. BUT you’ll have to wait anywhere from 12 to 26 months before applying again. Approvals have happened at the 13 month mark and denials at 24.
There is no set 18 month rule, but always err on the side of caution when churning.
Also- it’s from DATE OF APPROVAL and not from date of cancellation.
2.What are the most current rules in applying for these cards?
#ONLY ONE APPLICATION in a day (make that 30 hours to be safe)
#No more than 2 apps in 65 (approximately) days.
Example:
Day 1 40K personal platinum
Day 2 or later 25-30K personal gold
65+ days later 40K business
While the day limits are a little flexible by a few days either way and YMMV, the rules themselves are not flexible.
3. How long does it take for the Admiral passes to arrive?
For the better part, it takes about 3 months. This is not a set number, and some have received theirs sooner.It's been deduced that the passes are handled by a 3rd party that mails them in batches. Please don’t call Citi for the passes, because you’ll mostly find a CSR who doesn't know better and will give you wrong information.
4. Can I apply for a business card if I don’t have a business?
Technically, you can. But you may be asked for a 4506-T form, or to provide proof of business or/and a copy of a bill with your business name on it. If you don't already have a credit history for the business name you plan to use (meaning this is your first rodeo) then it is recommended you use your name as the business name with no income and 0 as years in business.
5. How do I get the statement credit?
First, you have to make sure if the offer you signed up for gave you A $150 credit or UP TO A $150 statement credit. For the 1st, any AA coded purchase ($50 AA GC seems to be the simplest option here) will/should trigger it. For the 2nd, you’ll have to spend $150 to get the $150 credit.
For more information on what will work and what won’t, please see here (thanks sdsearch) and here (thanks dogbyte)
6. Does the $150 account credit (for AA purchases using the VISA or AMEX) count against the spending required to receive the initial mileage bonus?
No. It does not. (Put differently: any account credit you receive has no impact on your spending total for purposes of earning the "X thousand miles for $Y spent in the first Z months" bonus.)
7. Can I buy Visa gift cards to meet my minimum spend?
There’s a very good chance that it’ll be coded as a cash advance.
It’s recommended to call citi and have them set your Cash Advance limit to zero. (thanks KennyBSAT)
8. Do I get 10% back when redeeming miles for awards?
It depends. First, the rebate program (which began in April 2012) applies only to holders of these cards:
Also, the maximum rebate for any cardholder in a single calendar year is 10,000 miles. Having more than one qualifying Citi AA card will not allow you to receive a larger rebate; the restriction applies per AAdvantage account.
9. At what locations are my one day Club passes valid?
All valid locations are listed here.
End of an era Ladies and gents. The 50k offer is now dead.
Citi Business MasterCard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year.
Citi Platinum Select Visa. 40,000 miles after $3k spend in 3 months.$95 annual fee, waived first year. Landing page available here.
Citi Platinum Select Mastercard. 40,000 miles after $3k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Business Mastercard. 35,000 miles after $1.5k spend in 3 months.
Citi Personal Platinum Select. 35,000 miles after $1.5k spend in 3 months. $95 annual fee, waived first year. Landing page available here.
Citi Gold AA World Mastercard. 30,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year.
Citi Business Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year. Landing page available here.
Citi Platinum Select Mastercard. 30,000 miles after $1k spend in 3 months. $95 annual fee, waived 1st year.
Citi Gold AA Visa Signature Card. 25,000 miles after $750 spend in 4 months. $50 annual fee,waived 1st year. Landing page available here
__________________________________________________ ________________________________
CitiBank Phone Numbers. (Please add the others that you know)
- (800) 695-5171 – Personal Application Status and Reconsideration Line with live rep
- (800) 763-9795 – General Personal Application Inquiries with live rep
- (800) 645-7240 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
- (800) 288-4653 – Business Application Status and Reconsideration Line, dial option 3 then option 1 for application status
- (866) 606-2787 – General Application and Account Questions with live rep
- (888) 201-4523 – Application status
- (866) 606-2961 – Reconsideration Line.
- Twitter : @AskCiti. Very powerful tool.
FAQ
1. Are these cards churnable?
Yes, they are. BUT you’ll have to wait anywhere from 12 to 26 months before applying again. Approvals have happened at the 13 month mark and denials at 24.
There is no set 18 month rule, but always err on the side of caution when churning.
Also- it’s from DATE OF APPROVAL and not from date of cancellation.
2.What are the most current rules in applying for these cards?
#ONLY ONE APPLICATION in a day (make that 30 hours to be safe)
#No more than 2 apps in 65 (approximately) days.
Example:
Day 1 40K personal platinum
Day 2 or later 25-30K personal gold
65+ days later 40K business
While the day limits are a little flexible by a few days either way and YMMV, the rules themselves are not flexible.
3. How long does it take for the Admiral passes to arrive?
For the better part, it takes about 3 months. This is not a set number, and some have received theirs sooner.It's been deduced that the passes are handled by a 3rd party that mails them in batches. Please don’t call Citi for the passes, because you’ll mostly find a CSR who doesn't know better and will give you wrong information.
4. Can I apply for a business card if I don’t have a business?
Technically, you can. But you may be asked for a 4506-T form, or to provide proof of business or/and a copy of a bill with your business name on it. If you don't already have a credit history for the business name you plan to use (meaning this is your first rodeo) then it is recommended you use your name as the business name with no income and 0 as years in business.
5. How do I get the statement credit?
First, you have to make sure if the offer you signed up for gave you A $150 credit or UP TO A $150 statement credit. For the 1st, any AA coded purchase ($50 AA GC seems to be the simplest option here) will/should trigger it. For the 2nd, you’ll have to spend $150 to get the $150 credit.
For more information on what will work and what won’t, please see here (thanks sdsearch) and here (thanks dogbyte)
6. Does the $150 account credit (for AA purchases using the VISA or AMEX) count against the spending required to receive the initial mileage bonus?
No. It does not. (Put differently: any account credit you receive has no impact on your spending total for purposes of earning the "X thousand miles for $Y spent in the first Z months" bonus.)
7. Can I buy Visa gift cards to meet my minimum spend?
There’s a very good chance that it’ll be coded as a cash advance.
It’s recommended to call citi and have them set your Cash Advance limit to zero. (thanks KennyBSAT)
8. Do I get 10% back when redeeming miles for awards?
It depends. First, the rebate program (which began in April 2012) applies only to holders of these cards:
- Citi Platinum Select AAdvantage Visa Signature
- Citi Platinum Select AAdvantage World MasterCard
- Citi Platinum Select AAdvantage World Elite MasterCard
- Citi Select AAdvantage American Express
Also, the maximum rebate for any cardholder in a single calendar year is 10,000 miles. Having more than one qualifying Citi AA card will not allow you to receive a larger rebate; the restriction applies per AAdvantage account.
9. At what locations are my one day Club passes valid?
All valid locations are listed here.
Citi AA: now 40k, plus other offers as they appeared.[9.2011 - 5.2013]
Nov 29, 2011, 1:18 am
#121
Join Date: Feb 2010
Programs: aa
Posts: 460
If you have no luck getting the fee waived, instead of cancelling you can try downgrading. There is a bronze version of the AA card which gives 0.5 miles/$ and it has no annual fee. I don't know if Citi still allows this. The poor earning ratio makes this card pretty useless. Just use it once or twice a month for small purchases. The advantage is that when you apply for a card in the future, you will have a credit line to help with reconsideration (if needed) and longer history. I think the bronze card would allow you to take advantage of Citi checking offers too.
For your spouse, have a look at the sticky in this forum. He could get another big bonus from Chase/Amex but the annual fee issue will come up in another year. Most rewards cards have a fee. The only ones I know of that don't have it are Citi/Amex Hilton cards. Also some cards will give you some anniversary benefits which will negate the fees.
For your spouse, have a look at the sticky in this forum. He could get another big bonus from Chase/Amex but the annual fee issue will come up in another year. Most rewards cards have a fee. The only ones I know of that don't have it are Citi/Amex Hilton cards. Also some cards will give you some anniversary benefits which will negate the fees.
Nov 29, 2011, 9:20 am
#122
Join Date: Nov 2011
Posts: 18
New here! aadvantage bonus miles ?
Hi! 
First off, I am finding the whole miles thing a little overwhelming, I am hoping for some patience and guidance.
I read on a miles blog about how you can apply on two different browsers at the same time to get two different citi aadvantage cards and 100k bonus miles, have any of you had success with this or had it fail? My plan is for both my husband and I each getting two cards.
Also I received a paper offer for the citi business aadvantage (not a business owner but do sell some of my photography every now and then.) If I do the double browser trick should I do a personal and a business or two personal (Am ex and visa), which is less risky?
If I am approved, in your experience, how long does it take to get the bonus miles after reaching the spending requirement?
Also this is for a trip that would be mid june and would involve a codeshare flight MCO to LGW on BA, right now all that is available is business/first milessaaver, which is more than fine if I can get the miles. Is it risky to bet on getting these seats with miles if it is May before I can book them?
Sorry for so many questions and thank you in advance for your help
First off, I am finding the whole miles thing a little overwhelming, I am hoping for some patience and guidance.
I read on a miles blog about how you can apply on two different browsers at the same time to get two different citi aadvantage cards and 100k bonus miles, have any of you had success with this or had it fail? My plan is for both my husband and I each getting two cards.
Also I received a paper offer for the citi business aadvantage (not a business owner but do sell some of my photography every now and then.) If I do the double browser trick should I do a personal and a business or two personal (Am ex and visa), which is less risky?
If I am approved, in your experience, how long does it take to get the bonus miles after reaching the spending requirement?
Also this is for a trip that would be mid june and would involve a codeshare flight MCO to LGW on BA, right now all that is available is business/first milessaaver, which is more than fine if I can get the miles. Is it risky to bet on getting these seats with miles if it is May before I can book them?
Sorry for so many questions and thank you in advance for your help
Nov 29, 2011, 11:08 am
#123
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,445
Welcome! There used to be a 75k offer for the AA cards. In the thread for that offer, in Post #2, are the answers to most of your questions - and many, many other details. Here's a link to that thread, check out the second post: http://www.flyertalk.com/forum/miles...t-2-first.html
See that thread. Dozens (hundreds?) of reports.
Typically it is easier to get approval for personal apps, since sometimes, without any discernible pattern, Citi will decide to ask for lots and lots of business documentation. More importantly, though, you MUST apply on the same day for two personal cards. Otherwise, you will not be approved for the second one. So if you apply for a personal and a business, you cannot later go back and get the second personal. (At least for roughly 18 months.)
A few days after the statement closes.
Very complicated question but the short answer is that availability can vary wildly over time. The key would be to find several other options that could also work for you. That will take the pressure off. You could also try asking in the BA forum about trends on that route but you'll probably get the same answer.
The first round of answers is free for newbies. But now that you know about the AA card threads, you have a lot of reading to do.
I read on a miles blog about how you can apply on two different browsers at the same time to get two different citi aadvantage cards and 100k bonus miles, have any of you had success with this or had it fail? My plan is for both my husband and I each getting two cards.
Also I received a paper offer for the citi business aadvantage (not a business owner but do sell some of my photography every now and then.) If I do the double browser trick should I do a personal and a business or two personal (Am ex and visa), which is less risky?
If I am approved, in your experience, how long does it take to get the bonus miles after reaching the spending requirement?
Also this is for a trip that would be mid june and would involve a codeshare flight MCO to LGW on BA, right now all that is available is business/first milessaaver, which is more than fine if I can get the miles. Is it risky to bet on getting these seats with miles if it is May before I can book them?
Sorry for so many questions and thank you in advance for your help
Nov 29, 2011, 11:13 am
#124
Join Date: Nov 2011
Posts: 18
Welcome! There used to be a 75k offer for the AA cards. In the thread for that offer, in Post #2, are the answers to most of your questions - and many, many other details. Here's a link to that thread, check out the second post: http://www.flyertalk.com/forum/miles...t-2-first.html
See that thread. Dozens (hundreds?) of reports.
Typically it is easier to get approval for personal apps, since sometimes, without any discernible pattern, Citi will decide to ask for lots and lots of business documentation. More importantly, though, you MUST apply on the same day for two personal cards. Otherwise, you will not be approved for the second one. So if you apply for a personal and a business, you cannot later go back and get the second personal. (At least for roughly 18 months.)
A few days after the statement closes.
Very complicated question but the short answer is that availability can vary wildly over time. The key would be to find several other options that could also work for you. That will take the pressure off. You could also try asking in the BA forum about trends on that route but you'll probably get the same answer.
The first round of answers is free for newbies. But now that you know about the AA card threads, you have a lot of reading to do.
See that thread. Dozens (hundreds?) of reports.
Typically it is easier to get approval for personal apps, since sometimes, without any discernible pattern, Citi will decide to ask for lots and lots of business documentation. More importantly, though, you MUST apply on the same day for two personal cards. Otherwise, you will not be approved for the second one. So if you apply for a personal and a business, you cannot later go back and get the second personal. (At least for roughly 18 months.)
A few days after the statement closes.
Very complicated question but the short answer is that availability can vary wildly over time. The key would be to find several other options that could also work for you. That will take the pressure off. You could also try asking in the BA forum about trends on that route but you'll probably get the same answer.
The first round of answers is free for newbies. But now that you know about the AA card threads, you have a lot of reading to do.
Thanks so much!
Last edited by philemer; Nov 29, 2011 at 11:29 am
Nov 29, 2011, 12:11 pm
#125
Join Date: Apr 2011
Posts: 359
This way you'll really appreciate the miles and business/first class!
Nov 29, 2011, 12:34 pm
#126
Join Date: Nov 2011
Posts: 18
Nov 29, 2011, 7:28 pm
#127
Join Date: May 2010
Programs: AA, Marriott rewards, United, AA, Delta
Posts: 150
Lots of good information. Elabut-I got the no fee card offered, guess that will work. At least I will have it to use for another checking offer.
MDtR-Chicago hubby can get more cards for sure. 2 AA cards every 18 months or so would work. Could use his account for travel instead of both.
Biggestbopper- Chase Sapphire will work, but we both have the UAL cards and I think I read you only get one bonus with them. As for self employed I don't really have an income that is just mine at this point in time.
This trip I just got back from was my first time in first class. I really loved it. It has spoiled me.
Does anyone know of another Citi checking offer for AA miles? I closed one a few months ago. Thanks for all the great info.
MDtR-Chicago hubby can get more cards for sure. 2 AA cards every 18 months or so would work. Could use his account for travel instead of both.
Biggestbopper- Chase Sapphire will work, but we both have the UAL cards and I think I read you only get one bonus with them. As for self employed I don't really have an income that is just mine at this point in time.
This trip I just got back from was my first time in first class. I really loved it. It has spoiled me.
Does anyone know of another Citi checking offer for AA miles? I closed one a few months ago. Thanks for all the great info.
Nov 29, 2011, 8:22 pm
#128
Moderator: Chase Ultimate Rewards
Join Date: Apr 2005
Location: SFO
Programs: UA 2P, MR LT Plat, IHG Plat, BW Dia, HH Au, Avis PC
Posts: 5,445
It's generally one bonus per loyalty partner, with business and personal versions considered separately. So a personal UA card will probably make you ineligible for another personal UA card but has nothing to do with Sapphire.
Nov 30, 2011, 12:36 am
#129
Join Date: Jul 2011
Posts: 58
I'm trying to apply for the CitiBusiness AAdvantage Visa (got a personal Citi visa 60+ days ago), and there are a lot of items on the application like the following:
Legal Name of Business
Years in Business
Name of Business for Card
Number of Employees
Line of Business
Annual Revenue
I read in the old 75k miles thread that you don't have to own a business to get a Citi Visa business card -- if not, then what kind of stuff should I enter for these business-related questions? I hear that some people get followup requests for documentation of their business, while others skate through without it. I wonder if the decision hinges on how these questions are answered?
Thanks,
Os
Legal Name of Business
Years in Business
Name of Business for Card
Number of Employees
Line of Business
Annual Revenue
I read in the old 75k miles thread that you don't have to own a business to get a Citi Visa business card -- if not, then what kind of stuff should I enter for these business-related questions? I hear that some people get followup requests for documentation of their business, while others skate through without it. I wonder if the decision hinges on how these questions are answered?
Thanks,
Os
Nov 30, 2011, 1:05 am
#130
Join Date: May 2011
Posts: 668
http://millionmilesecrets.com/2011/0...s-credit-card/
http://millionmilesecrets.com/2011/0...d-application/
Nov 30, 2011, 10:33 am
#131
Join Date: Sep 2011
Programs: SPG Gold, HH Gold, Marriott Silver
Posts: 173
Citi Business Reconsideration Dept
I was recently declined for the Citi Business card for too many inquiries. I got my credit report and have been calling, but the call center in Manila or wherever it is is zero help! They always say there is not a supervisor available and they will set up a call back from one, but I have not gotten any calls from a sup. Is this a lost cause? Does anyone have any experience with this? The main Citi number said that I would have to go through the applications department.
Nov 30, 2011, 10:46 am
#132
Join Date: May 2006
Location: Melbourne, Florida, USA
Posts: 2,983
I was recently declined for the Citi Business card for too many inquiries. I got my credit report and have been calling, but the call center in Manila or wherever it is is zero help! They always say there is not a supervisor available and they will set up a call back from one, but I have not gotten any calls from a sup. Is this a lost cause? Does anyone have any experience with this? The main Citi number said that I would have to go through the applications department.
Citi: 888-201-4523 (New App Approval Status)
Citi AA: 888-662-7759
Citi App Status: 800-645-7240, 800-288-4653, 800-750-7453
Citi: 800-444-2568 (Retention Dept.)
Citi: 800-763-9795 (Credit Dept.)
Citi Credit Bureau Dispute Fax: 866-713-5028
Edit to add: I would start with the 1-888-201-4523 number (9:00 am to 9:00 pm EST, Monday - Friday). I have a feeling that was the number I called.
Dec 1, 2011, 1:39 am
#133
Join Date: Jul 2011
Posts: 58
Thanks for the links, drbobguy. Exactly the kind of info I needed.
Os
Os
Dec 1, 2011, 1:50 am
#134
Join Date: Sep 2005
Location: CVG
Programs: AAdvantage, Delta Skymiles, CapOne Venture, Citi ThankYou
Posts: 486
I was recently declined for the Citi Business card for too many inquiries. I got my credit report and have been calling, but the call center in Manila or wherever it is is zero help! They always say there is not a supervisor available and they will set up a call back from one, but I have not gotten any calls from a sup. Is this a lost cause? Does anyone have any experience with this? The main Citi number said that I would have to go through the applications department.
* pulled a copy of the credit bureau in question
* wrote a short letter highlighting my positives
* low debt, high FICO, long credit file, etc
* faxed in the above for the quickest reconsideration by a live person
Keep in mind the bureau I faxed back was exactly the same inquiries they declined me for. I just had a real person take a better overall look at my total qualifications. Cards came soon after.
Dec 1, 2011, 9:43 am
#135
Join Date: Jun 2011
Posts: 21
I'm trying to apply for the CitiBusiness AAdvantage Visa (got a personal Citi visa 60+ days ago), and there are a lot of items on the application like the following:
Legal Name of Business
Years in Business
Name of Business for Card
Number of Employees
Line of Business
Annual Revenue
I read in the old 75k miles thread that you don't have to own a business to get a Citi Visa business card -- if not, then what kind of stuff should I enter for these business-related questions? I hear that some people get followup requests for documentation of their business, while others skate through without it. I wonder if the decision hinges on how these questions are answered?
Thanks,
Os
Legal Name of Business
Years in Business
Name of Business for Card
Number of Employees
Line of Business
Annual Revenue
I read in the old 75k miles thread that you don't have to own a business to get a Citi Visa business card -- if not, then what kind of stuff should I enter for these business-related questions? I hear that some people get followup requests for documentation of their business, while others skate through without it. I wonder if the decision hinges on how these questions are answered?
Thanks,
Os
Good luck.
