Nov 14, 2016, 5:35 pm
Last edit by: CodeAdam10
THIS THREAD IS NOW ARCHIVED.
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
PLEASE CONTINUE THE DISCUSSION HERE: https://www.flyertalk.com/forum/chase-ultimate-rewards/2031752-chase-ink-business-preferred-2021-onward.html
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- 100,000 Chase UR points after $15K spend in 3 months, with $95 annual fee (not waived the first year)
Additionally: For those who may be automatically excluded due to 5/24, the in-branch Business Rep can submit the application by Mail on your behalf (this avoids the application going through the computer check that would automatically exclude those who are already at 5/24.) First year's annual fee is not waived.
: Some members may have a referral link and would be very grateful if you would use it. See this thread: http://www.flyertalk.com/forum/credi...ost-first.html
1) Should I apply using the link above or go to a nearby brick and mortar branch?
Sometimes there are better offers to be had in the branch (as referenced above). Some in-branch apps had/have the $95 AF waived 1st yr (ymmv). You can also have your banker check to see if you are pre-approved for this card (green screen on the banker's log in). However, it is likely simpler/easier to do a Chase business credit application Online as applying in-branch often requires providing documentation (proof of business, etc).
2) How do the rewards differ from other INK cards?
The bonus categories on this card are different than other cards in the INK family, notably, this card does NOT get a bonus at Office Supply stores, but DOES get the following:
3 Points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year:
- Travel; including airfare, hotels, rental cars, train tickets, and taxis
- For reports on what qualifies as travel expenses, see https://www.flyertalk.com/forum/chas...solidated.html
- Shipping purchases
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
- Internet, cable and phone services
- Advertising purchases made with social media sites and search engines
- 1 Point per $1 on all other purchases (with no limits on the number of points you can earn).
Also, notably, it follows the Sapphire Preferred personal card in offering a bonus when using points to book travel using the Ultimate Rewards web site: Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 towards travel.*
See discussion on using the UR portal, here: http://www.flyertalk.com/forum/chase...ts-2017-a.html
3) What are the insurance and other benefits provided by this card?
The Benefits Guide is here: https://www.chasebenefits.com/inkpreferred
4) Can I product change from a different INK Card?
Since this card is newly released, options may change in the future, but, at this time, Chase is not permitting product change to Ink Preferred at this time (reported on 11/23/16).
See our ongoing discussion here: http://www.flyertalk.com/forum/chase...16-onward.html
To check app. status find the numbers in the WIKI in this thread: https://www.flyertalk.com/forum/chas...onward-43.html
(888) 269-8690 - Business Credit Card Application Status Line, automated
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Landing page for all INK cards: https://creditcards.chase.com/a1/ink-business-compare-cards/nov?CELL=6RRW&jp_cmp=cc/Ink-General_Brand_Exact_Ink_SEM_US_Desktop_Standard_NA/sea/p56076138828/Business+Card+-+Chase+-+Ink&ds_rl=1268784&ds_rl=1238366&ds_rl=1238420&gcl id=EAIaIQobChMIoIqR-oic7QIV1x6tBh3k0gDyEAAYASAAEgItB_D_BwE&gclsrc=aw.d s
Chase Ink Business Preferred (2016 - 2020 ARCHIVED)
Nov 15, 2016, 9:56 am
#61
Join Date: Oct 2010
Location: Chicago, IL
Posts: 488
If gas does not count as travel I guess I am sticking with my Ink Bold.
Nov 15, 2016, 1:32 pm
#62
Join Date: Oct 2016
Posts: 345
Finally got approval.
Applied for CSR the morning of (online, instant approval), went into branch in the afternoon to apply for Ink Preferred (to get the waived first year annual fee), denied on the spot. Called app status line and got transferred to a rep who told me "I'm not an analyst but I suspect your CSR approval may have something to do with the denial". Called recon a couple hours later and was confirmed that Ink Preferred was denied because of the CSR approval. Sent SM from Business account (already have business checking and Ink+) asking for reconsideration and offering to reallocate credit line. Received SM back this morning that Preferred has been approved and credit line on Ink+ was decreased.
Applied for CSR the morning of (online, instant approval), went into branch in the afternoon to apply for Ink Preferred (to get the waived first year annual fee), denied on the spot. Called app status line and got transferred to a rep who told me "I'm not an analyst but I suspect your CSR approval may have something to do with the denial". Called recon a couple hours later and was confirmed that Ink Preferred was denied because of the CSR approval. Sent SM from Business account (already have business checking and Ink+) asking for reconsideration and offering to reallocate credit line. Received SM back this morning that Preferred has been approved and credit line on Ink+ was decreased.
Last edited by travelbugging; Nov 15, 2016 at 3:16 pm
Nov 15, 2016, 2:52 pm
#63
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,954
Nov 15, 2016, 2:57 pm
#64
Join Date: Jan 2010
Programs: AA PLT the rest, Kettle Power
Posts: 667
Called yesterday - had to call in to provide more info. The rep told me I was approved at $12k but then said it looked good, though the app would also go to a manager for approval? Any one else had this?
Nov 15, 2016, 6:14 pm
#66
Join Date: Aug 2015
Posts: 60
Tried to call the automated line, after entering my SSN it routed me to a live person. I've always read to talk to a live person for biz cards. Should I at least inquire what they need? If it's just an allocation of credit that would be ez.
Nov 16, 2016, 12:35 pm
#67
formerly known as s2kdriver80
Join Date: Nov 2014
Location: Long Island, New York, USA (JFK <--> OTP)
Programs: Delta SkyMiles, SPG, Marriott Rewards, Amex MR, Chase UR
Posts: 317
Arrived via UPS earlier today, very quick turnaround.
Nov 16, 2016, 8:11 pm
#68
Join Date: Jan 2014
Location: TYS/BNA/ATL
Programs: UR, TYP, MR, C1, AA, UA, WN, BA, AS, AV, AC, Choice, Hyatt, IHG, Hilton, Wyndham, Marriott
Posts: 1,973
Is it worth to get this card instead of CSR? Looks like the categories are similar (except restaurants), but I don't spend that much on restaurants.
Right now I have:
2x Ink Cash
1x Ink Plus
1x CSR
1x Sapphire
1x Freedom
I was thinking about downgrading Plus to Cash, getting Ink Preferred, and maybe downgrading CSR to CSP, or completely cancelling it. This will save me $55 per year. The main question is: whether it's safe to downgrade Plus to Cash. I like 5x at OS stores very much.
I have PP and GE from other cards (CNB Crystal, Citi Prestige)
What do you think?
Right now I have:
2x Ink Cash
1x Ink Plus
1x CSR
1x Sapphire
1x Freedom
I was thinking about downgrading Plus to Cash, getting Ink Preferred, and maybe downgrading CSR to CSP, or completely cancelling it. This will save me $55 per year. The main question is: whether it's safe to downgrade Plus to Cash. I like 5x at OS stores very much.
I have PP and GE from other cards (CNB Crystal, Citi Prestige)
What do you think?
Nov 17, 2016, 11:19 am
#69
Join Date: Apr 2013
Posts: 3
It's encouraging to see people getting this card while currently holding another Chase card (Plus, Cash, Bold, etc). I wonder if these data points are based on applying for a different business than the current card?
I just applied and received a Chase Ink Plus earlier this month. I'm currently at 4/24, and am wanting to apply to non Chase cards. I'd love to get the Ink Preferred along with the Plus, but I suspect that's a long shot. I only have 1 somewhat legitimate business.
I just applied and received a Chase Ink Plus earlier this month. I'm currently at 4/24, and am wanting to apply to non Chase cards. I'd love to get the Ink Preferred along with the Plus, but I suspect that's a long shot. I only have 1 somewhat legitimate business.
Nov 17, 2016, 12:13 pm
#70
Join Date: Oct 2016
Posts: 345
It's encouraging to see people getting this card while currently holding another Chase card (Plus, Cash, Bold, etc). I wonder if these data points are based on applying for a different business than the current card?
I just applied and received a Chase Ink Plus earlier this month. I'm currently at 4/24, and am wanting to apply to non Chase cards. I'd love to get the Ink Preferred along with the Plus, but I suspect that's a long shot. I only have 1 somewhat legitimate business.
I just applied and received a Chase Ink Plus earlier this month. I'm currently at 4/24, and am wanting to apply to non Chase cards. I'd love to get the Ink Preferred along with the Plus, but I suspect that's a long shot. I only have 1 somewhat legitimate business.
Nov 18, 2016, 7:48 am
#71
Join Date: Jan 2003
Posts: 3,785
If they would only add ebay fee to the 3x category, the card would be perfect for my business. 
Nov 18, 2016, 12:00 pm
#72
Join Date: May 2011
Posts: 44
Can someone post the phone number for the recon line? I can't seem to find it in the thread. I applied earlier this week, was told 7-10 days and would like to check in on it.
Nov 18, 2016, 1:05 pm
#73
Join Date: Jul 2016
Location: Dallas, TX
Programs: WN A-List Pref, Hilton Diamond, Marriott Gold, IHG Plat
Posts: 460
Nov 18, 2016, 3:31 pm
#74
Join Date: Aug 2015
Posts: 60
applied earlier this week, they said 7-10 biz days when I called in. Got a call from Chase today and they left a message asking me to call back.
I called them, the rep asked to put me on hold for 3 minutes or so. 3 minutes later she approves me. no questions asked.
Pretty painless!
I called them, the rep asked to put me on hold for 3 minutes or so. 3 minutes later she approves me. no questions asked.
Pretty painless!
Nov 21, 2016, 3:19 pm
#75
Join Date: Oct 2016
Posts: 47
Applied a week ago, and was told 7-10 days. No response yet from them, so I was planning on calling today. I went and opened the mail, and boom, there it was in the mail.
And I got the Sapphire Reserve deal 60-90 days ago.
And I got the Sapphire Reserve deal 60-90 days ago.