Aug 27, 2016, 8:34 am
Last edit by: mia
Discussion continues HERE.
This card is subject to Chase's 5/24 policy. To read a summary of the policy click HERE. To discuss it click HERE.
You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. [Verified in Post #2635] Also verified by Chase
Schumer box on 8/15/2016:
https://applynow.chase.com/FlexAppWe...g.do?card=FL3P
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air Saver to everyone after production (currently (8/26) appears to have about a 3-day delay after approval before shipping. Expedited shipping is no longer being approved). Some are getting plastic cards with no box. Chase advises metal cards will follow later in these cases.
How to determine your account number, expiration date, and shipping date before receiving the card:
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720....
3. The expiration date is three years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2019.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined to your address.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement:
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
This card is subject to Chase's 5/24 policy. To read a summary of the policy click HERE. To discuss it click HERE.
You can override 5/24 by having an in-branch pre-approval (only! online prequalification does NOT override 5/24), or by already being Chase Private Client (as in you see the "Chase Private Client" text on the login screen of the Chase mobile app.)
Landing page with bonus offer (100,000 UR after spending $4,000 in 90 days):
https://creditcards.chase.com/credit...04&IS2F=Y71UH0
Application page: https://applynow.chase.com/FlexAppWe...L3P&PROMO=DF01
100,000 UR points is worth $1,000 as statement credit, $1,500 when used for travel through the Chase portal, or potentially more if transferred to a partner.
Card features are here:https://www.chase.com/card-benefits/...reserve/travel. The card's Priority Pass includes unlimited guests. [Verified in Post #2635] Also verified by Chase
Schumer box on 8/15/2016:
https://applynow.chase.com/FlexAppWe...g.do?card=FL3P
Chase Sapphire Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0511_Web.pdf
Chase Sapphire Reserve Guide to Benefits
https://www.chasebenefits.com/sapphirereserve
The card is made of the same material as the CSP, and is being shipped UPS Next Day Air Saver to everyone after production (currently (8/26) appears to have about a 3-day delay after approval before shipping. Expedited shipping is no longer being approved). Some are getting plastic cards with no box. Chase advises metal cards will follow later in these cases.
How to determine your account number, expiration date, and shipping date before receiving the card:
1. Send a secure message (SM) from the account. A common SM would be to ask about the sign-up bonus and last day to complete the spend requirement (which appears to be approximately 3.5 months from the date of approval).
2. Check the Sent Messages folder, and the full account number will be listed in the header of the message that you just sent. The number starts with 414720....
3. The expiration date is three years from the month of approval. So, if you were approved on August 31, 2016, your expiration date will be August 2019.
4. CVV2 number is not available, so if a merchant requires it for payment, you must wait for the physical card.
5. According to many reports, the card is not activated until it is shipped, which happens to be UPS Next Day Air Saver (if shipped on Friday, you will not receive the card until Monday or the next business day). To find out when it is shipped, go to My UPS and sign up for a free account. You'll be notified when a shipment is destined to your address.
Priority Pass Select
Click HERE to read the separate thread discussing this benefit.
As soon as the account shows up online:
1. Click on Go To Ultimate Rewards.
2. Scroll down to the very bottom left and click on "Card Benefits"
3. Activate Membership to request card.
4. Card will take 1-2 weeks and can't be expedited, but members have reported success in charging the lounge access to the card and requesting a refund from Customer Service.
5. PP cards will be issued for the account holder and any AU(s)
6. According to Chase, CSR's PP membership includes guest access.
Duplicate Card
1. If you receive the plastic card, wait for the metal card to arrive automatically.
2. If you receive the metal card, send SM or call to request plastic card (for use with overseas merchants that require a card imprint, because you hate metal cards, whatever).
3. DO NOT request a replacement card (especially under any pretense that the card was lost or misplaced).
4. Both cards will have the same number, expiration and CVV. Both cards will work.
5. It appears that all CSR cards are sent overnight once produced, including the plastic 'replacement' cards. No need to request expedited shipping.
How to get bonus points on the first statement:
Act very quickly; you may have less than a week. It depends on the timing of your first statement and when you receive the card. 4K in spending has to clear (not pending) about a week before the statement cuts in order to get the bonus points on that statement. Under "account details" you can see your first payment due date. Your closing date is usually three calendar days after your due date. For instance, if your very first bill is due October 20 that statement would close on September 23, and spending would have to clear by approximately September 16 in order to get the bonus points.
Chase Sapphire Reserve [Initial application frenzy]
Aug 22, 2016, 8:17 am
#61
Join Date: Feb 2013
Programs: Hyatt Globalist, MLife Gold, Marriott Gold, HHonors Gold, Caesars Diamond, Amex Plat
Posts: 5,937
Has anyone been able to access the application directly via Chase.com?
Also is Chase offering referral bonuses for this card? I'm received some in the past for referring friends to various cards. Have probably 7-8 friends i've convinced to sign up for the CSR card and it would be awesome if i could get a link to get 5,000 UR points for each referral or something.
Also is Chase offering referral bonuses for this card? I'm received some in the past for referring friends to various cards. Have probably 7-8 friends i've convinced to sign up for the CSR card and it would be awesome if i could get a link to get 5,000 UR points for each referral or something.
Aug 22, 2016, 8:19 am
#62
Join Date: May 2015
Posts: 1,066
Bummer. Have multiple Chase credit cards (2 Freedoms, Ink+, Ink Cash) and Checking (Total Checking, Total Business Checking), but no pre-qualified offer when I went into a branch this morning. EQ is 830 and EX is 780. I had EX frozen for the past week, but unfroze this morning.
I wonder how Chase determines who is pre-qualified? I was able to get an Ink+ a few months ago throuhg the pre-qualified route.
I wonder how Chase determines who is pre-qualified? I was able to get an Ink+ a few months ago throuhg the pre-qualified route.
Aug 22, 2016, 8:19 am
#63
Join Date: Jun 2005
Location: DCA
Programs: AA PPro, Mariott Ambassador, B6 Mosaic, SBUX Gold, Best Buy Elite
Posts: 1,838
I ended up doing the online application, at 4/24 got pending status. Will give them a call this evening to see whats up, would happily drop some of my credit on other cards if necessary.
Aug 22, 2016, 8:20 am
#64
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,740
It is the international premium cabin pay tickets / cruises / land tours, those would be the big money spend on travel and would well justify the Net AF. It needs $7500 travel spend earned at 3x to just break even on the calculation. ($150/0.02 = $7500) The incremental only starts from after $7500 travel spend. Other benefits are not impressive as already being discussed countless time.
Aug 22, 2016, 8:22 am
#65
Join Date: Jul 2011
Location: Orlando, FL
Posts: 196
Instant Approval, $34K limit.
Prior to this, 2/24.
Been a Chase Sapphire Preferred customer for several years now. It was always my go-to card when not churning Citi AA Cards.
Credit Score: 800+
Also have CSP, Hyatt, Marriott, and Freedom
Prior to this, 2/24.
Been a Chase Sapphire Preferred customer for several years now. It was always my go-to card when not churning Citi AA Cards.
Credit Score: 800+
Also have CSP, Hyatt, Marriott, and Freedom
Aug 22, 2016, 8:23 am
#66
Join Date: Nov 2015
Posts: 3
Applied and got instant approval.
Income: 102K
Credit Score: 801
1) My credit report showed JC Penny CC in Nov 2014 and
2) Costco Amex got converted to Citi Costco card.
Other than the above mentioned 2 points I have 4 credit cards in last 2 years.
So... Either Chase is not considering both (1) & (2) or they are approving borderline cases.
Regards,
Income: 102K
Credit Score: 801
1) My credit report showed JC Penny CC in Nov 2014 and
2) Costco Amex got converted to Citi Costco card.
Other than the above mentioned 2 points I have 4 credit cards in last 2 years.
So... Either Chase is not considering both (1) & (2) or they are approving borderline cases.
Regards,
Aug 22, 2016, 8:23 am
#67
Join Date: Nov 2006
Location: ORD & CMH
Programs: UA, SPG, Hyatt, Club Carlson, Avis
Posts: 32
Aug 22, 2016, 8:24 am
#68
Join Date: Jun 2005
Location: DCA
Programs: AA PPro, Mariott Ambassador, B6 Mosaic, SBUX Gold, Best Buy Elite
Posts: 1,838
actually upon closer inspection of my credit report I am at 3/24 not including a a new car loan earlier this year. I do have an amex from 6/2014 that shouldn't be in the calculation. Interestingly experian does not show a pull yet on my credit monitoring.
Aug 22, 2016, 8:25 am
#69
Join Date: Dec 2010
Location: DEL
Posts: 1,056
Instant approval, 28.5k (random number is random)
2/24 (maybe 3, too lazy to pull but definitely <5)
95k
CSP, no other Chase relationship (reduced CSP limit last week in anticipation of this app)
FICO 800ish
Now, the real question: how long is it gonna take me to get a PLASTIC version of this card? I've had a plastic CSP for years and keep the metal one solely as an emergency ice scraper.
2/24 (maybe 3, too lazy to pull but definitely <5)
95k
CSP, no other Chase relationship (reduced CSP limit last week in anticipation of this app)
FICO 800ish
Now, the real question: how long is it gonna take me to get a PLASTIC version of this card? I've had a plastic CSP for years and keep the metal one solely as an emergency ice scraper.
Aug 22, 2016, 8:25 am
#70
Join Date: Oct 2015
Location: NJ (EWR)
Programs: UA Premier Platinum + Marriott Platinum
Posts: 29
Applied and got instant approval.
Income: 102K
Credit Score: 801
1) My credit report showed JC Penny CC in Nov 2014 and
2) Costco Amex got converted to Citi Costco card.
Other than the above mentioned 2 points I have 4 credit cards in last 2 years.
So... Either Chase is not considering both (1) & (2) or they are approving borderline cases.
Regards,
Income: 102K
Credit Score: 801
1) My credit report showed JC Penny CC in Nov 2014 and
2) Costco Amex got converted to Citi Costco card.
Other than the above mentioned 2 points I have 4 credit cards in last 2 years.
So... Either Chase is not considering both (1) & (2) or they are approving borderline cases.
Regards,
Aug 22, 2016, 8:26 am
#71
Join Date: Sep 2005
Programs: Northwest, United
Posts: 3,256
Applied and got instant approval.
Income: 102K
Credit Score: 801
1) My credit report showed JC Penny CC in Nov 2014 and
2) Costco Amex got converted to Citi Costco card.
Other than the above mentioned 2 points I have 4 credit cards in last 2 years.
So... Either Chase is not considering both (1) & (2) or they are approving borderline cases.
Regards,
Income: 102K
Credit Score: 801
1) My credit report showed JC Penny CC in Nov 2014 and
2) Costco Amex got converted to Citi Costco card.
Other than the above mentioned 2 points I have 4 credit cards in last 2 years.
So... Either Chase is not considering both (1) & (2) or they are approving borderline cases.
Regards,
Aug 22, 2016, 8:26 am
#72
Join Date: Nov 2015
Posts: 3
Applied and got instant approval.
Income: 102K
Credit Score: 801
1) My credit report showed JC Penny CC in Nov 2014 and
2) Costco Amex got converted to Citi Costco card.
Other than the above mentioned 2 points I have 4 credit cards in last 2 years.
So... Either Chase is not considering both (1) & (2) or they are approving borderline cases.
Regards,
Income: 102K
Credit Score: 801
1) My credit report showed JC Penny CC in Nov 2014 and
2) Costco Amex got converted to Citi Costco card.
Other than the above mentioned 2 points I have 4 credit cards in last 2 years.
So... Either Chase is not considering both (1) & (2) or they are approving borderline cases.
Regards,
Aug 22, 2016, 8:26 am
#73
FlyerTalk Evangelist
Join Date: Nov 2002
Location: ORD
Posts: 14,230
Just applied online via the link in this thread. APproved instantly for $33k.
No credit accounts opened in the last 2 years, so well under 5/24.
FICO around 750-800
TOtal income of me + Mr Gfunk is 225k
We rent
Odd thing is that I have a credit freeze on my account across all four reporting agencies. EquiFax's website kept giving me an error when I tried to lift it. Experian gave me a single-use PIN to give to a creditor, which I wasn't prompted for. So Chase must have used TransUnion, which let me do a blanket temporary lift for a week.
No credit accounts opened in the last 2 years, so well under 5/24.
FICO around 750-800
TOtal income of me + Mr Gfunk is 225k
We rent
Odd thing is that I have a credit freeze on my account across all four reporting agencies. EquiFax's website kept giving me an error when I tried to lift it. Experian gave me a single-use PIN to give to a creditor, which I wasn't prompted for. So Chase must have used TransUnion, which let me do a blanket temporary lift for a week.
Aug 22, 2016, 8:27 am
#74
Original Poster
Join Date: Nov 2012
Programs: Hyatt Diamond, Hilton Diamond, SPG Gold, Will never by anything with airlines
Posts: 287
Looks as if the only hope for 5+/24'ers is to see if you're pre-approved in branch...even then it seems to be a toss-up.
Aug 22, 2016, 8:28 am
#75
Join Date: Feb 2010
Location: ORD
Programs: UA 1K
Posts: 4,216
Basically same result that I had (3/24, roughly same FICO, higher income but also higher credit limit right now). Called and told to wait for the letter because he "couldn't get into my application". May try again later, but I am somewhat encouraged by the fact that the 5/24 people are being told immediately over the phone that they are denied while people like you and I are still sitting "pending". I'm also happy to move credit around, I have $36k on my CSP that I can drop to like $10k when I switch it to FU.
Does anybody have prior experience with pending due to address verification? both the banker in-branch and recon guy told me they thought that could be the reason. I don't understand why that can't be done in-branch, online, by fax or over the phone.
Does anybody have prior experience with pending due to address verification? both the banker in-branch and recon guy told me they thought that could be the reason. I don't understand why that can't be done in-branch, online, by fax or over the phone.