Aug 22, 2016, 11:52 am
Last edit by: mia
This thread continues discussion which started here in 2010: JP Morgan Palladium Card
Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero
JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2
JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel
Temporary COVID-19 rewards are documented here:
https://www.chase.com/personal/credi...asehome_3/hero
JP Morgan Reserve Ultimate Rewards Program Agreement
https://chaseonline.chase.com/resources/RPA0512_Web.pdf
JP Morgan Reserve Guide to Benefits
https://www.chasebenefits.com/jpmreserve2
JP Morgan Reserve card features are found here
https://www.chase.com/card-benefits/jpmreserve/travel
JPM Reserve VISA Infinite replaced Palladium (2016 - 2021)
Jun 15, 2017, 2:50 pm
#1457
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,138
Jun 15, 2017, 4:09 pm
#1458
Join Date: Apr 2010
Posts: 391
Is there any benefit in having the JPMR? It seems that beside the unofficial United Club benefit, JPMR and CSR are pretty much the same card.
Am I missing something?
Am I missing something?
Jun 15, 2017, 4:21 pm
#1459
FlyerTalk Evangelist
Join Date: Aug 2009
Location: ZOA, SFO, HKG
Programs: UA 1K 0.9MM, Marriott Gold, HHonors Gold, Hertz PC, SBux Gold, TSA Pre✓
Posts: 13,811
http://therewardboss.com/approved-jp...ve-200k-bonus/
It could be the case, as the datapoint was as of 2016.
Jun 15, 2017, 4:46 pm
#1460
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
Jun 15, 2017, 4:57 pm
#1461
Join Date: Nov 2009
Location: LAS/GRU/DUB
Programs: Amex, JPMR, Nexus
Posts: 365
Jun 15, 2017, 5:00 pm
#1462
Join Date: Apr 2010
Posts: 391
Why is that a benefit? I mean, if I keep my utilization low, why is it a benefit the credit is not reported?
Or is it a card with no CL?
Or is it a card with no CL?
Jun 15, 2017, 5:13 pm
#1463
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,953
All cards have a limit. VISA Infinite cards (in common with VISA Signature, MasterCard World/World Elite and American Express charge cards) have a feature called No Preset Spending limit, which does not mean no limit. Read HERE.
The advantage of a hidden tradeline (which most business cards also have) is that you can pay your cards when due, rather than before the statement is generated, and not affect the utilization portion of your FICO score.
The advantage of a hidden tradeline (which most business cards also have) is that you can pay your cards when due, rather than before the statement is generated, and not affect the utilization portion of your FICO score.
Jun 16, 2017, 1:32 pm
#1464
Join Date: Sep 2013
Posts: 401
It also helps you avoid the, "too many open accounts," or, "too much available credit," denial reason you might receive from other issuers.
Jun 17, 2017, 5:30 pm
#1465
Join Date: Jan 2003
Location: New York, NY, USA
Programs: UA 1K - 2.1MM, HH LT Diamond, IHG Diamond, Bonvoy LT Titanium, Hyatt Glob
Posts: 766
If I have a credit balance of $300 and want to withdraw $100 from a Chase ATM, would there be no interest or fees accrued? I know there is no cash advance fee, but I haven't heard about this scenario before...
Jun 26, 2017, 9:16 pm
#1466
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,138
I was on the Chase website and just noticed that my APR and Cash Advance had increased since June 1 (compared to when my original JPMR cardmember agreement was sent.)
APR went up 0.75%
Cash Advance also went up 0.75%
Not that I have ever used either of them...
Has yours been changed as well? How much?
PS, I understand that for PB clients, there is no cash advance fee
APR went up 0.75%
Cash Advance also went up 0.75%
Not that I have ever used either of them...
Has yours been changed as well? How much?
PS, I understand that for PB clients, there is no cash advance fee
Last edited by 747FC; Jun 27, 2017 at 1:34 am Reason: Typo
Jun 27, 2017, 12:58 am
#1467
Join Date: Nov 2009
Location: LAS/GRU/DUB
Programs: Amex, JPMR, Nexus
Posts: 365
I was on the Chase website and just noticed that my APR and Cash Advance had increased since June 1 (compared to when my original JPMR cardmember agreement was sent.)
APR went up 0.75%
Cash Advance also went from 0.75%
Not that I have ever used either of them...
Has yours been changed as well? How much?
PS, I understand that for PB clients, there is no cash advance fee
APR went up 0.75%
Cash Advance also went from 0.75%
Not that I have ever used either of them...
Has yours been changed as well? How much?
PS, I understand that for PB clients, there is no cash advance fee
Jun 27, 2017, 1:38 am
#1468
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,138
Jun 27, 2017, 12:59 pm
#1469
Join Date: Jan 2003
Location: New York, NY, USA
Programs: UA 1K - 2.1MM, HH LT Diamond, IHG Diamond, Bonvoy LT Titanium, Hyatt Glob
Posts: 766
J.P. Morgan Fraud Alert
I received a fraud alert via text and email for an in person foreign translation after it was completed. I confirmed that I made the charge, but I thought we weren't supposed to get hassled for in-person transactions? I don't always have immediate access to alerts when overseas so I'd hate for this to be an ongoing issue.
Jun 27, 2017, 1:15 pm
#1470
Join Date: Jan 2013
Location: Hawai'i Nei
Programs: Au: UA, Marriott, Hilton; GE
Posts: 7,138
I received a fraud alert via text and email for an in person foreign translation after it was completed. I confirmed that I made the charge, but I thought we weren't supposed to get hassled for in-person transactions? I don't always have immediate access to alerts when overseas so I'd hate for this to be an ongoing issue.
"Hello, 747FC,
Let me share with you that we typically ask customers to
let us know when they're taking a trip, but because of
your history with us, you don't need to notify us when you
travel with these cards ending in XXXX, XXXX, and XXXX.
when you're traveling:
--We continue to monitor your account for signs of fraud.
--We may decline a charge if we think someone else is
using your card. "