Originally Posted by dlesin

GHA is gone for JPMR, only PD holders will continue to have it and it will be phased out after conversion.

Originally Posted by bribro

It's a little absurd to say that the JPMR is "not even a good [let alone great] perks card," especially when compared to the AmEx Platinum card. Everyone is different, but I find the perks for the JPMR to be much more useful. $300 annual credit automatically applied against any travel spend vs. $200 annual credit against specific charges from a single airline you have to manually select. Primary CDW on car rentals vs. secondary coverage (unless you pay a fee). PP Select with free guest privileges vs. PP Select without guest privileges (unless you pay a fee). And JPMR insurance coverage seems to be superior to AmEx Platinum across the board. Plat doesn't even offer trip delay or baggage delay coverage.

The AmEx Centurion lounges are nice by domestic standards, but the footprint is obviously limited and the lounge locations tend to be out of the way in my experience. I'm sure some people out there enjoy getting to the airport a couple of hours early to eat some decent "free" food, but I generally try to spend as little time as possible in any domestic airport, no matter how nice the lounge is. Personally, I'd take the lounge access that comes with JPMR over AmEx Plat any day, since it is objectively superior when traveling internationally.

FHR and bottom/mid-tier Marriott/SPG/Hilton status is nice, but not very useful to people that already have top-tier hotel status (the target audience of "premium" credit card users).

I haven't found the AmEx concierge to be all that useful lately. The last time I tried to use the AmEx concierge, they kept me on hold for literally 30+ minutes, and they have little to no pull at high-end restaurants these days. I'm not saying the Visa Infinite concierge is necessarily better; I just find credit card concierge services in general to be of little value.

I'm hoping the rumors about additional benefits coming to the AmEx Plat card are true, otherwise I'm closing it down next month when my AF comes due.

Originally Posted by joelfreak

I am trying to read this thread and figure out, is there any reason why a current Pd card holder NEEDS to call and convert now, or can we just wait? A Wiki would be great.

Originally Posted by comptalk

I believe eventually you'll be switched automatically. However, the main benefit is the increased rewards. The rewards suck on the Palladium card. Couldn't justify the annual fee. Now, with the travel reimbursement, 3x for res. & travel, and lowered annual fee, you really cannot lose.

Originally Posted by sfeater

I wouldn't consider the $300 travel credit a perk - it just effectively makes the card a $150 AF card, which is in line with the perks, or lack thereof, it offers.

Originally Posted by sfeater

Primary and trip insurance benefits are definitely nice, but almost the exact same benefits are available on Chase's $95 AF cards.

Originally Posted by sfeater

Centurion lounges have free drinks including decent wine - if your home airport has one, it's an amazing value. I always get to the airport less than an hour before departure time and still manage to get a good amount of use out of them. FHR is great. I agree that credit card concierges in general aren't very helpful.

Originally Posted by sfeater

The mid-tier statuses are definitely nice, if only for priority check-in lines. I don't believe that the target audience has top-tier status - these boards skew highly toward consultants that need to travel a lot. And when you look at the target audience of the JPMR, they're typically well off enough that they don't need to travel for work as much, aside from some exceptions. The people on this board will definitely skew toward the exceptions.

Originally Posted by sfeater

It's fairly obvious why this all is - the JPMR is essentially a CSR, which has a $150 AF for all intents and purposes and offers 3x UR on travel and dining. It simply can't have great perks at that price point and spend bonus. The Amex Plat, on the other hand, has a $450 AF for a lot of people (very few people know about the MPX trick) with no spend bonuses, so it can have a lot of perks.

The JPMR / CSR are definitely the must have card, but the Amex Plat is a great complement when it comes to perks.

Originally Posted by Boraxo

Personally I don't plan to convert just yet as I like my Pd card and want to ensure that JPMR still includes UC.

Originally Posted by bribro

.... Plat has mid-tier hotel status and access to Centurion lounges. Am I missing anything?

Originally Posted by bribro

Thanks for the comprehensive list mia, that helps solidify my decision to drop the AmEx Plat in it current form. With the exception of maybe AmEx Offers, nothing on that list is particularly useful to me.

We'll see if those rumored improvements to AmEx Plat actually happen.

Originally Posted by dlesin

Does anyone know how the purchase protection claims are paid out? Son filed one for a pair of damaged Berluti sneakers and didn't know if it was going to be paid as a statement credit or via check....?

Originally Posted by bribro

My friend mentioned that he got the Select to Sapphire Preferred conversion letter last week. Seems like FT member DrMilano got the conversion letter as well. You said you tried to convert your Select card to JPMR and got denied? Strange. I wonder if your card has some weird internal coding.

I didn't receive the conversion letter from Select to CSR from Chase, as I was proactive and requested a product change to the JPMR after reading the forums.

I have found that AmEx concierge is best when sending an e-mail as you don't have to wait on hold and they will get back to you within 8 hrs. Have used the concierge for bizarre requests such as where to watch NFL games when traveling overseas. It is the same concierge agents for both Platinum and Centurion cards as I was sent a confirmation recently thanking me for my Centurion status, but I'm Platinum. Could always flash the JPMR card at the restaurant manager and see if you could get a table that way. Have seen the Centurion flashed at packed clubs in SoBe before to skip the line and I have successfully flashed my AmEx Platinum at Armani Privè in the past.

I find that the international conversation rates are better with AmEx than JPMorgan cards as with ApplePay/installed respective bank apps I have real time conversion when shopping overseas. I plan on keeping both AmEx Platinum and JPMR.

It's a little absurd to say that the JPMR is "not even a good [let alone great] perks card," especially when compared to the AmEx Platinum card. Everyone is different, but I find the perks for the JPMR to be much more useful. $300 annual credit automatically applied against any travel spend vs. $200 annual credit against specific charges from a single airline you have to manually select. Primary CDW on car rentals vs. secondary coverage (unless you pay a fee). PP Select with free guest privileges vs. PP Select without guest privileges (unless you pay a fee). And JPMR insurance coverage seems to be superior to AmEx Platinum across the board. Plat doesn't even offer trip delay or baggage delay coverage.

The AmEx Centurion lounges are nice by domestic standards, but the footprint is obviously limited and the lounge locations tend to be out of the way in my experience. I'm sure some people out there enjoy getting to the airport a couple of hours early to eat some decent "free" food, but I generally try to spend as little time as possible in any domestic airport, no matter how nice the lounge is. Personally, I'd take the lounge access that comes with JPMR over AmEx Plat any day, since it is objectively superior when traveling internationally.

FHR and bottom/mid-tier Marriott/SPG/Hilton status is nice, but not very useful to people that already have top-tier hotel status (the target audience of "premium" credit card users).

I haven't found the AmEx concierge to be all that useful lately. The last time I tried to use the AmEx concierge, they kept me on hold for literally 30+ minutes, and they have little to no pull at high-end restaurants these days. I'm not saying the Visa Infinite concierge is necessarily better; I just find credit card concierge services in general to be of little value.

I'm hoping the rumors about additional benefits coming to the AmEx Plat card are true, otherwise I'm closing it down next month when my AF comes due.

Originally Posted by halfleafclover

Check. Damaged shoes... that's brilliant. I'm curious if that's covered as it could be considered regular wear and tear. If it is I have a torn suit to claim as well...

Originally Posted by dlesin

Wasn't regular wear and tear, an idiot in his dorm at school decided it would be funny to douse them in water since they "looked expensive" they had never left the box

Originally Posted by bribro

I guess by perks you're referring specifically to elite status? Because that's the only thing that AmEx Plat really has over JPMR right now. Mid-tier hotel elite status is definitely a nice plus for certain people (e.g. infrequent, casual travelers), and that would make the AmEx Platinum a nice complement to JPMR for those users.

Originally Posted by bribro

Yes, very similar but incrementally better than the CSP, but more to the point, vastly superior to the AmEx Plat. The insurance/coverage "perks" of the AmEx Plat are sorely lacking. The beauty of the JPMR/CSR is that you can put all of your spending on it, earn some of the best rewards multipliers possible, and have the best insurance coverage possible. With AmEx Plat, both the rewards and insurance are mediocre.

Originally Posted by bribro

Definitely a value add for some people, although I suspect it is a very small subset of Plat users.

Originally Posted by bribro

They are definitely complements, but I wouldn't say the Plat has "a lot of perks." Compared to JPMR, Plat has mid-tier hotel status and access to Centurion lounges. Am I missing anything? (I'm trying to find a reason to hold onto my Plat card.)

Originally Posted by dlesin

Wasn't regular wear and tear, an idiot in his dorm at school decided it would be funny to douse them in water since they "looked expensive" they had never left the box