Sep 4, 2015, 8:47 am
Last edit by: beltway
This thread is now archived. For ongoing discussion and the current/updated wiki, see Applying for Chase Credit Cards, 2017 onward. For the archived predecessor thread, see Applying for Chase Credit Cards- Archived 2008-5/2015
Archived: Applying for Chase Credit Cards- May 2015- Jan 2017
Oct 2, 2015, 1:01 pm
#1606
Join Date: Apr 2013
Location: MCO, YEG
Posts: 1,181
Question here: I applied on my wife's name for a Fairmont card and got the page where they asked me to call with a reference number. It's been almost a week and I haven't asked my wife to call them yet. Is there a chance they they want to reduce the credit line from other cards and move it over to Fairmont and more importantly, unless we call, they want approve the card. From what I have read here, the best strategy is not to call.
In my experience, if they are willing to move limits around, they will call you with that option. If you call them, by time you get to that option, it will have already been ruled out by the conversation leading up to it.
Oct 2, 2015, 3:17 pm
#1607
Join Date: May 2015
Location: EWR
Programs: UA Gold, Marriott Gold, HH Gold, IHG Plat, AA peon
Posts: 15
Oct 2, 2015, 5:44 pm
#1608
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,760
A few months back there are a few data points in the BA thread that the posters confirmed getting the bonuses even though their 25K/$10K were less than 24 months before.
My gut feeling is, if you could make the spend, just do it if your initial bonus in the past was over 24 months.
Have we not learned now that these days it is better NOT to contact Chase when things aint clear cut? This applies to both the application status AND bonus questions.
My gut feeling is, if you could make the spend, just do it if your initial bonus in the past was over 24 months.
Have we not learned now that these days it is better NOT to contact Chase when things aint clear cut? This applies to both the application status AND bonus questions.
Oct 2, 2015, 6:40 pm
#1609
Join Date: Jun 2014
Location: SNA, VCE
Programs: AA Lifetime Platinum, Hyatt Plat, Marriott Gold, United
Posts: 129
Looking for more data points:
I applied for Ink Cash on 9/28 and got the 30 Day message. It has now been five business days and I am still getting "30 days"on the automated line. Has anyone been approved after more than five days from apping and getting that message?
Oct 2, 2015, 6:49 pm
#1610
Join Date: Dec 2012
Posts: 76
Am an unabashed credit limit haircut/trimmer.
My 3rd Chase card in 2015 (4th total). APPROVED. Hyatt with $28K limit. Will haircut on activation to probably $6k.
My DW's 3rd Chase card in 2015 (3rd total). APPROVED. Hyatt with $28K limit. Will haircut on activation to probably $6k.
This will be my 7th new account in 2015. My DW's 5th. Income $112k.
My 3rd Chase card in 2015 (4th total). APPROVED. Hyatt with $28K limit. Will haircut on activation to probably $6k.
My DW's 3rd Chase card in 2015 (3rd total). APPROVED. Hyatt with $28K limit. Will haircut on activation to probably $6k.
This will be my 7th new account in 2015. My DW's 5th. Income $112k.
Oct 2, 2015, 9:23 pm
#1611
Join Date: Sep 2013
Location: SMF
Posts: 1,251
Yes, people have been approved after more than a week. Be patient, if they'd already make a decision you would be getting a different message on the automated line.
Oct 2, 2015, 9:36 pm
#1612
Join Date: Apr 2013
Location: MCO, YEG
Posts: 1,181
Yes, we have been approved three times after receiving the 30 day message, twice pretty much at the 30 day mark. It happens quite a lot for business cards.
Oct 3, 2015, 12:34 am
#1613
Original Poster
Join Date: Apr 2015
Posts: 157
You may want to wait for a little while, just because on the application there's the little box you have to check that indicates if you've been denied credit by Chase in the past six months. I don't know whether or not that automatically disqualifies someone from being approved for a new CC, but you might want to wait for a bit.
Oct 3, 2015, 9:26 am
#1614
Join Date: Jun 2009
Posts: 428
Is the 30K Explorer or 4oK Sapphire the best right now if upfront miles is all I am looking at?
Last edited by randys1; Oct 3, 2015 at 9:40 am
Oct 3, 2015, 10:23 am
#1616
Join Date: Jun 2009
Posts: 428
Will transfer the points in wife's acct to United then cancel.
Oct 3, 2015, 12:44 pm
#1617
Join Date: May 2015
Location: LAX, BUR
Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry
Posts: 1,933
Oct 3, 2015, 3:29 pm
#1618
Join Date: Mar 2015
Posts: 333
This morning I applied back to back for SW Plus and SW Premiere 50,000 point offers.
One got the "7-10 days" message and the other the "call us" message. Following advice here my plan was to sit tight and wait. Well, my wait was short. Just now I logged into Chase and there are two new accounts opened for me! Strange no communication, but it looks like 2016 Companion Pass here I come!
One got the "7-10 days" message and the other the "call us" message. Following advice here my plan was to sit tight and wait. Well, my wait was short. Just now I logged into Chase and there are two new accounts opened for me! Strange no communication, but it looks like 2016 Companion Pass here I come!
Oct 3, 2015, 4:28 pm
#1619
Join Date: Sep 2013
Location: SMF
Posts: 1,251
Sadly, yes. This is Chase's way of saying "it's not that I don't like you, I just think we need some time apart, you know, to see other people." Go ahead and apply for some Citi cards and then come back after a few months. She'll probably be ready to receive you with open arms.
Oct 4, 2015, 10:17 am
#1620
Join Date: Nov 2009
Location: SE coast USA
Programs: US, AA, AM, BA, HH, SPG, PC, Carlson, Marriott, Choice
Posts: 306
CSP Should I call recon?
Hello all and thanks for the awesome advice here. I'm left with one question that I've not found a definitive answer to and would be grateful for some advice from the pros or those of you with a similar recent experience.
My situation: just applied yesterday for the CSP and got the 7 to 10 day message. Long time Chase relationship, 800+ credit score, 4 HP's for individual accounts and 2 as an AU, 3 of the 6 are closed accounts - (Citi Exec's). I held off t0 allow a couple of apps to fall off the 2 year window before I applied. And...I've made it a point to use my BA, Hyatt, Chase Ink cards fairly often in the past few months.
Question: should I call reconsideration? I will be prepared to answer questions...not really looking for more credit but will be traveling more and benefits ABC and F would be very helpful - I'd be more than happy to reallocate credit lines, etc. (The above is true and the card would be used regularly.)
Thanks in advance to those of you who can help. I'm so thankful for the entire FT community!
My situation: just applied yesterday for the CSP and got the 7 to 10 day message. Long time Chase relationship, 800+ credit score, 4 HP's for individual accounts and 2 as an AU, 3 of the 6 are closed accounts - (Citi Exec's). I held off t0 allow a couple of apps to fall off the 2 year window before I applied. And...I've made it a point to use my BA, Hyatt, Chase Ink cards fairly often in the past few months.
Question: should I call reconsideration? I will be prepared to answer questions...not really looking for more credit but will be traveling more and benefits ABC and F would be very helpful - I'd be more than happy to reallocate credit lines, etc. (The above is true and the card would be used regularly.)
Thanks in advance to those of you who can help. I'm so thankful for the entire FT community!
Last edited by aglasgow; Oct 4, 2015 at 10:19 am Reason: spelling