Aug 18, 2015, 8:20 am
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.
Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.
Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
- Landing page; original application page, current application page.
- Landing page; application page.
- Landing page; application page.
- Landing page; current application page.
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
Merchants that qualify:
Where can I find the Ink Plus Guide to Benefits?AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
See the separate discussions in
Closing Ink Plus cardsIt is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
Previous Discussion Threads:
Chase Ink Business Cards - July 2015- Present
Jul 24, 2016, 8:16 am
#1142
Join Date: Dec 2009
Location: EWN/OAJ/RDU/ILM (Formerly BTV)
Programs: HH D i a m o n d !!!
Posts: 356
IMHO, don't waste your time (or inquiries) on hoping that you can beat the 5/24 thing by applying in branch. 'Cause I just tried and got the too many accounts letter.
Actually, I applied online for an INK (and I have a real biz with a real license) with a 60K bonus. Got a too many accounts letter denying my app. Thought I would try an experiment and go into branch and see about 70K offer (no preapproved cards showed at branch). At first the rep told me there was no 70K offer but checked with mgr who said old offer had just been extended. So, I applied (different real biz with different real license), no instant approval which surprised rep--few days later--denied for too many cards.
I note that I have three other Chase cards presently open and an excellent credit score. And I also have a Chase checking account which has been open for a year or so.
Actually, I applied online for an INK (and I have a real biz with a real license) with a 60K bonus. Got a too many accounts letter denying my app. Thought I would try an experiment and go into branch and see about 70K offer (no preapproved cards showed at branch). At first the rep told me there was no 70K offer but checked with mgr who said old offer had just been extended. So, I applied (different real biz with different real license), no instant approval which surprised rep--few days later--denied for too many cards.
I note that I have three other Chase cards presently open and an excellent credit score. And I also have a Chase checking account which has been open for a year or so.
What if I get a separate EIN?
Jul 24, 2016, 2:32 pm
#1143
Join Date: Jun 2009
Posts: 2,135
If I meet my 5k spend in 2 months and see the 70k bonus posted in the 2nd statement but then get a $1000 credit, does Chase take away the points?
2nd question - same scenario but credit occurring after 90 days of opening the card
Thx
2nd question - same scenario but credit occurring after 90 days of opening the card
Thx
Jul 24, 2016, 4:02 pm
#1144
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Why are you (or would you be) getting a $1,000 credit?
Jul 24, 2016, 4:22 pm
#1147
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,079
Jul 25, 2016, 9:09 am
#1149
Join Date: Jun 2016
Posts: 46
IMHO, don't waste your time (or inquiries) on hoping that you can beat the 5/24 thing by applying in branch. 'Cause I just tried and got the too many accounts letter.
Actually, I applied online for an INK (and I have a real biz with a real license) with a 60K bonus. Got a too many accounts letter denying my app. Thought I would try an experiment and go into branch and see about 70K offer (no preapproved cards showed at branch). At first the rep told me there was no 70K offer but checked with mgr who said old offer had just been extended. So, I applied (different real biz with different real license), no instant approval which surprised rep--few days later--denied for too many cards.
I note that I have three other Chase cards presently open and an excellent credit score. And I also have a Chase checking account which has been open for a year or so.
Actually, I applied online for an INK (and I have a real biz with a real license) with a 60K bonus. Got a too many accounts letter denying my app. Thought I would try an experiment and go into branch and see about 70K offer (no preapproved cards showed at branch). At first the rep told me there was no 70K offer but checked with mgr who said old offer had just been extended. So, I applied (different real biz with different real license), no instant approval which surprised rep--few days later--denied for too many cards.
I note that I have three other Chase cards presently open and an excellent credit score. And I also have a Chase checking account which has been open for a year or so.
Jul 25, 2016, 1:10 pm
#1151
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
-I started a corporation this year
-Filed incorporation documents with the State of California
-Applied for and received an EIN from the IRS
-Opened a new Chase performance business checking account in-branch, with EIN+SSN
-Listened politely while that same banker pitched CPC. Told him I might do CPC if we can expand the relationship, did not commit
-Was told I was not pre-approved
-Deposited over $10k in funds in Chase checking account
-Waited a few weeks
-Applied for Chase Ink+ with in branch offer, despite not being pre-approved, with EIN+SSN
-Completed special consideration form documented here: http://frequentmiler.boardingarea.co...consideration/
-Currently awaiting decision, automated line tells me 7-10 days response.
-I'm hoping for approval but I fear I will be declined
-Filed incorporation documents with the State of California
-Applied for and received an EIN from the IRS
-Opened a new Chase performance business checking account in-branch, with EIN+SSN
-Listened politely while that same banker pitched CPC. Told him I might do CPC if we can expand the relationship, did not commit
-Was told I was not pre-approved
-Deposited over $10k in funds in Chase checking account
-Waited a few weeks
-Applied for Chase Ink+ with in branch offer, despite not being pre-approved, with EIN+SSN
-Completed special consideration form documented here: http://frequentmiler.boardingarea.co...consideration/
-Currently awaiting decision, automated line tells me 7-10 days response.
-I'm hoping for approval but I fear I will be declined
Jul 30, 2016, 11:04 am
#1152
Join Date: Aug 2009
Location: Left Coast
Posts: 861
That's helpful. My DW applied in-branch and I could have sworn she said the Chase rep who helped her stated "No AF the first year," but it already hit the card.
All the offers I saw online did not feature the AF waived for year one, so I'll have to swing by a Chase branch and see what can be found.
All the offers I saw online did not feature the AF waived for year one, so I'll have to swing by a Chase branch and see what can be found.
So I SMed Chase from my DW's account, asking them to explain why they charged the AF. They replied that the AF is waived only for cards applied for in a branch. I replied that the card *was* applied for in the branch, and they forwarded the message to someone higher up the food chain. I'm waiting for the reply.
Originally Posted by Post 1131
[...]Applied for Ink Plus using EIN as sole prop. (banker was surprised there's a 70k promo instead of 60k, also note that the big flyer on the table says no annual fee first year)[...]
Jul 31, 2016, 4:40 pm
#1153
Join Date: Jan 2016
Posts: 21
Confirmation of 70k bonus upgrade from 60k
So about a week ago I called Chase CustSvc phone number on the back of my new Ink Business+ card, which was approved for 60k bonus, and indicated to the rep on the phone that I had seen the 70k bonus at a branch and would like to upgrade my bonus. The rep indicated that they would put my app in and I would hear via snail mail about the decision.
Today I received the snail mail.
"
Thanks for your interest in the 70,000-enrollment bonus points. You will quality for this bonus by spending $4,000 on new purchases within three months.
Once you have met the $5,000 spending requirement in the allotted timeframe, please contact us. We will make the offers comparable by adding an additional 10,000 points to your rewards balance.
"
Sounds like the min spend on the offer was 4k/3mo for 70k bonus. My offer was 5k/3mo for 60k bonus. I'll edit later with an update, hitting that 5k spend in the next day or two...
::EDIT 04aug2016:: Min spend completed before 1 bill cycle from card open. Received 60k UR in account at end of that 1st bill cycle. Talked to CS today and should see an additional 10k UR added within next week or two.
Today I received the snail mail.
"
Thanks for your interest in the 70,000-enrollment bonus points. You will quality for this bonus by spending $4,000 on new purchases within three months.
Once you have met the $5,000 spending requirement in the allotted timeframe, please contact us. We will make the offers comparable by adding an additional 10,000 points to your rewards balance.
"
Sounds like the min spend on the offer was 4k/3mo for 70k bonus. My offer was 5k/3mo for 60k bonus. I'll edit later with an update, hitting that 5k spend in the next day or two...
::EDIT 04aug2016:: Min spend completed before 1 bill cycle from card open. Received 60k UR in account at end of that 1st bill cycle. Talked to CS today and should see an additional 10k UR added within next week or two.
Last edited by FlyinStone; Aug 4, 2016 at 3:19 pm Reason: UPDATE
Aug 1, 2016, 11:58 am
#1154
Join Date: Aug 2009
Location: Left Coast
Posts: 861
[...]So I SMed Chase from my DW's account, asking them to explain why they charged the AF. They replied that the AF is waived only for cards applied for in a branch. I replied that the card *was* applied for in the branch, and they forwarded the message to someone higher up the food chain. I'm waiting for the reply.
Update #2: Branch-based banker put in some kind of request, AF was refunded.
Last edited by zippy the pinhead; Aug 6, 2016 at 4:49 pm Reason: Updated again
Aug 2, 2016, 5:57 am
#1155
Join Date: Jun 2013
Posts: 28
When I applied to this card in branch back in May I got a folder with all the paper work and explanation of all their business offerings (checking/savings/credit cards). One of those pieces of paper which were signed when applying states the terms of the offer (70K and AF waived). Check your documents.