CSP / Freedom / checking triple combo no longer in effect ?
#1
formerly known as s2kdriver80
Original Poster
Join Date: Nov 2014
Location: Long Island, New York, USA (JFK <--> OTP)
Programs: Delta SkyMiles, SPG, Marriott Rewards, Amex MR, Chase UR
Posts: 317
CSP / Freedom / checking triple combo no longer in effect ?
I've had Chase checking for over a decade, had the CSP since last July, and just applied for the Freedom which I received today. I called in asking if I need to do anything in order to be eligible for the annual 10% bonus on all UR points earned on the Freedom since I have Chase checking. The lady informed me they no longer offer that benefit. I asked if she was certain as I understood initially, the Freedom/checking combo allowed instant 10% bonus, which was then later changed to a lump sum at the end of the year. But now it seems they got rid of the 10% bonus altogether.
So now, I guess the plan should be to spend on the Freedom only on the 5% categories, and everything else on the CSP (since at least the CSP still has the 7% bonus in effect for another year). Then move everything over to the CSP pool. The CSP/Freedom/checking triple combo is now a CSP/Freedom double combo. I'm effectively treating the Freedom as simply an extension of the CSP now.
So now, I guess the plan should be to spend on the Freedom only on the 5% categories, and everything else on the CSP (since at least the CSP still has the 7% bonus in effect for another year). Then move everything over to the CSP pool. The CSP/Freedom/checking triple combo is now a CSP/Freedom double combo. I'm effectively treating the Freedom as simply an extension of the CSP now.
#2
Join Date: Sep 2011
Location: IAH
Posts: 362
The 10% bonus is going away for existing cardmembers at the end of this year, and I believe they stopped it for new cardmembers last year.
Discussion here (look at later comments, the early comments discuss a different change): http://www.flyertalk.com/forum/chase...dfathered.html
Discussion here (look at later comments, the early comments discuss a different change): http://www.flyertalk.com/forum/chase...dfathered.html
Last edited by AggieTraveler; Feb 2, 2015 at 12:00 pm Reason: clarification
#3
Join Date: Dec 2013
Posts: 3,506
I've had Chase checking for over a decade, had the CSP since last July, and just applied for the Freedom which I received today. I called in asking if I need to do anything in order to be eligible for the annual 10% bonus on all UR points earned on the Freedom since I have Chase checking. The lady informed me they no longer offer that benefit. I asked if she was certain as I understood initially, the Freedom/checking combo allowed instant 10% bonus, which was then later changed to a lump sum at the end of the year. But now it seems they got rid of the 10% bonus altogether.
So now, I guess the plan should be to spend on the Freedom only on the 5% categories, and everything else on the CSP (since at least the CSP still has the 7% bonus in effect for another year). Then move everything over to the CSP pool. The CSP/Freedom/checking triple combo is now a CSP/Freedom double combo. I'm effectively treating the Freedom as simply an extension of the CSP now.
So now, I guess the plan should be to spend on the Freedom only on the 5% categories, and everything else on the CSP (since at least the CSP still has the 7% bonus in effect for another year). Then move everything over to the CSP pool. The CSP/Freedom/checking triple combo is now a CSP/Freedom double combo. I'm effectively treating the Freedom as simply an extension of the CSP now.
#5
formerly known as s2kdriver80
Original Poster
Join Date: Nov 2014
Location: Long Island, New York, USA (JFK <--> OTP)
Programs: Delta SkyMiles, SPG, Marriott Rewards, Amex MR, Chase UR
Posts: 317
I opened my CSP in time to be grandfathered into the 7% until the end of 2015, not so for the Freedom. So it seems like there's no longer any point in having a Chase checking account open for rewards earning purposes.