.02 balance, Chase issued a credit adjustment
Feb 23, 2014, 6:08 am
#1
Original Poster
Join Date: Dec 2002
Location: Washington, DC, Chapel Hill, NC (RDU)
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.02 balance, Chase issued a credit adjustment
So after purchases and credits for the return of some merchandise I ended up with a .02 balance due on my Chase Sapphire Preferred card this month. Chase issued a .02 "credit adjustment" to zero out my balance. Never seen this with a credit card before and I've had some low balances on various accounts.
Feb 23, 2014, 1:13 pm
#3
Join Date: Aug 2012
Posts: 60
Feb 24, 2014, 8:43 am
#4
Join Date: Sep 2011
Location: ORD/MDW
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Posts: 2,889
So after purchases and credits for the return of some merchandise I ended up with a .02 balance due on my Chase Sapphire Preferred card this month. Chase issued a .02 "credit adjustment" to zero out my balance. Never seen this with a credit card before and I've had some low balances on various accounts.
Feb 25, 2014, 11:45 am
#6
Join Date: May 2009
Location: EWR
Posts: 884
Feb 25, 2014, 5:29 pm
#8
Join Date: Aug 2013
Posts: 142
I recently charged a buck for an amazon gift card to keep Discover card active. When I went to pay it off today, a buck was credited to my account. Earned 1 point for "Everywhere Else" category and 10 points for "Online bill pay rewards"?? Bonus!
Feb 25, 2014, 6:23 pm
#9
Join Date: Feb 2013
Programs: Hilton Plastic, Delta Silver Emeritus
Posts: 1,037
I went to buy a sports drink on a jog once with a Barclaycard US Air Mastercard. The drink turned out to be on sale for $0.89. I had no other money so I went ahead figuring I'd buy something bigger one day to make it up to the merchant.
Barclays waived the charge so I got 35,001 free USAir miles.
My daughter got a Kohls.com charge down to $0.01 after nested discounts once. We figured Kohl's would never run the charge since it would cost them more to run the charge than to collect it. But, the 1 cent showed up on my Freedom card the next month.
Barclays waived the charge so I got 35,001 free USAir miles.
My daughter got a Kohls.com charge down to $0.01 after nested discounts once. We figured Kohl's would never run the charge since it would cost them more to run the charge than to collect it. But, the 1 cent showed up on my Freedom card the next month.
Feb 25, 2014, 6:28 pm
#10
Join Date: Nov 2013
Posts: 4,374
I assume large retailers have flat-rate or bulk transaction fee agreements so they never lose on any particular charge
Feb 25, 2014, 7:22 pm
#11
Join Date: Jul 2010
Posts: 78
Nov 28, 2014, 10:21 am
#13
Join Date: Aug 2013
Posts: 55
Dec 9, 2014, 1:25 pm
#14
Join Date: Jun 2013
Posts: 76
Similar story... I had a zero percent offer on my Menards BIG account so I set up repeating payments to make sure it got paid off in time. Turns out that my account ended up w/ a $0.05 credit (I overpayed) due to rounding each payment. The following month, they zeroed it out and kept my nickel! Goes both ways, I guess.