Last edit by: mia
Chase checking account questions and strategies [Consolidated]
#65
Join Date: Nov 2013
Location: United States
Posts: 526
- One bonus per calendar year
- Cannot get a bonus if you have closed an account in the past 90 days
So if you closed it now, you would not get it if you opened in January due to the second rule.
#66
Join Date: May 2014
Location: TUS
Posts: 69
I went in a Chase branch yesterday and took advantage of the sign up bonus. I specifically asked the manager if I could get UR points instead of cash. He confirmed it's not possible.
My bonus offer was -
$300 for checking account with direct deposit. Must keep the account open for 6 months
$150 for savings account with a $10,000 deposit for 90 days
The branch manager who helped me was extremely friendly. The process took about 45 minutes because of the paperwork but he was pleasant. I say that's not bad for $450!
My bonus offer was -
$300 for checking account with direct deposit. Must keep the account open for 6 months
$150 for savings account with a $10,000 deposit for 90 days
The branch manager who helped me was extremely friendly. The process took about 45 minutes because of the paperwork but he was pleasant. I say that's not bad for $450!
#67
Join Date: Nov 2013
Location: United States
Posts: 526
I went in a Chase branch yesterday and took advantage of the sign up bonus. I specifically asked the manager if I could get UR points instead of cash. He confirmed it's not possible.
My bonus offer was -
$300 for checking account with direct deposit. Must keep the account open for 6 months
$150 for savings account with a $10,000 deposit for 90 days
The branch manager who helped me was extremely friendly. The process took about 45 minutes because of the paperwork but he was pleasant. I say that's not bad for $450!
My bonus offer was -
$300 for checking account with direct deposit. Must keep the account open for 6 months
$150 for savings account with a $10,000 deposit for 90 days
The branch manager who helped me was extremely friendly. The process took about 45 minutes because of the paperwork but he was pleasant. I say that's not bad for $450!
Did you just rock up in branch to get that offer? I assume you couldn't do the initial funding of $500 using a credit card like you can online?
#68
Join Date: May 2014
Location: TUS
Posts: 69
I wrote checks for both accounts' initial funding ($25 for checking and $10,000 for savings). I didn't ask if credit card was an acceptable form of funding.
#69
Join Date: Aug 2014
Location: Sacramento, CA
Posts: 97
However, this may change. I just received an offer in the mail from them: $300 bonus for opening up a Total Checking account and setting up direct deposit. This after being lazy and not taking advantage of the previous two offers of $200 and $250, respectively.
I didn't think their checking account offer would go higher than $250 but to my surprise, it did. Kind of makes me want to wait for $350
#71
Join Date: Dec 2011
Posts: 49
#72
Join Date: Apr 2013
Programs: Starwood/Hyatt/IHG-PLAT/Hilton-DIA
Posts: 468
B of A ACH Transfer ---> Chase Premiere Plus - Will this Count as a DD?
Are there any recent data points on if this specific method will work?
When checking my chase account how this transfer looks, in the "Type" column it shows as "Incoming Wire Transfer", with text description including "FEDWIRE CREDIT VIA: BANK OF AMERICA"
Is this what "direct deposits" from employers show as?
TIA for any help provided. ^
#73
FlyerTalk Evangelist
Join Date: Jul 2008
Location: IAH
Programs: DL DM, Hyatt Ist-iest, Stariott Platinum, Hilton Diamond
Posts: 12,784
I just did my first "direct Deposit" by using ACH and paying the $3 fee from Bank of America (rather than using the free email method of transfer) to transfer into my Chase Premiere Plus Checking.
Are there any recent data points on if this specific method will work?
When checking my chase account how this transfer looks, in the "Type" column it shows as "Incoming Wire Transfer", with text description including "FEDWIRE CREDIT VIA: BANK OF AMERICA"
Is this what "direct deposits" from employers show as?
TIA for any help provided. ^
Are there any recent data points on if this specific method will work?
When checking my chase account how this transfer looks, in the "Type" column it shows as "Incoming Wire Transfer", with text description including "FEDWIRE CREDIT VIA: BANK OF AMERICA"
Is this what "direct deposits" from employers show as?
TIA for any help provided. ^
#74
Join Date: Apr 2013
Programs: Starwood/Hyatt/IHG-PLAT/Hilton-DIA
Posts: 468
what is the best way to do ACH so it shows as a Direct deposit?
#75
Join Date: Apr 2013
Programs: Starwood/Hyatt/IHG-PLAT/Hilton-DIA
Posts: 468
So it looks like this B of A --> Chase via ACH transfer is not going to count as a direct deposit, since I definitely was charged a "wire transfer fee".
How are people "ACH" transferring into Chase and getting it to count as a direct deposit? Trying to avoid any further headaches, any tips would be greatly appreciated. ^
Also, I know there are reports of Serve working for a Direct Deposit, but I don't have a Serve account (currently have bluebird) and am looking for a traditional bank to ACH from into Chase.