I have 2 ink cards. Chase sapphire regular.. and chase sapphire preferred..
I just got approved for the Chase Hyatt..
I really like booking vacations through the UR portal. Would the 20% extra by booking using the UR portal be enough reason to keep the SAPPHIRE PREF? or should i just keep the free sapphire regular? ? I'm definately going to keep the chase hyatt.. the free room every year is worth it for the price of admission.
Not sure the math works if the 20% bonus is all you're taking advantage of for the $95 annual fee…even with the bonus though, you're getting a maximum of 1.2 cents per point; a much higher value can be obtained through airline and hotel program transfers, which requires the Preferred card. Depends on your travel patterns and desires though.
Edit: I'm confused about whether you're talking about earning points by booking through UR travel or saving points when redeeming through UR travel. I do not think the former exists, but I am happy to be wrong.