Chase and Citi BOTH just sent emails asking for my income?
Jul 12, 2017, 11:28 am
#1
Original Poster
Join Date: Oct 2014
Posts: 265
Chase and Citi BOTH just sent emails asking for my income?
I just got an email from both Chase and Citi. Both of them are asking me to log in and update my income ("ACTION REQUESTED. Please update your account"). Kind of strange I got both emails within 12 hours of one another.
My income was given when I signed up for the cards (obviously), they claim they like me to keep it updated to keep their records up to date and also help for consideration for future credit line increases (which I could care less about).
Funny because I've never gotten a request like this before, but last year was a down year for my income (business owner) and 2 banks hit me up out of nowhere at the same time.
Anyone else get these emails?
My income was given when I signed up for the cards (obviously), they claim they like me to keep it updated to keep their records up to date and also help for consideration for future credit line increases (which I could care less about).
Funny because I've never gotten a request like this before, but last year was a down year for my income (business owner) and 2 banks hit me up out of nowhere at the same time.
Anyone else get these emails?
Jul 12, 2017, 11:53 am
#2
Join Date: May 2016
Posts: 37
I received the same email from Chase earlier this morning as well. I've actually seen online popups asking for this when I've logged into my Citi account but have always been able to skip it. I have also seen this request thru Barclaycard when logging into my JetBlue card portal but again I have been able to skip the process without any issues.
Jul 12, 2017, 12:08 pm
#3
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
Received one from both Capitol one and Chase today. Funny thing is last week when I logged on to my Chase account I was prompted to enter that information then. Don't know why they are asking again since I gave it to them.
Jul 13, 2017, 10:37 am
#5
Join Date: Apr 2017
Location: IAD / DCA
Programs: AA EP, Hilton Diamond, Hyatt Globalist, IHG Diamond, United Silver, Bonvoy Titanium.
Posts: 158
Wondering if you set a new monthly balance record on all accounts that popped on your credit report and they're wondering how you're paying it off every month. It would make sense they'd both have similar algorithms in their risk modeling software. If you earn $50k a year and just paid off 10k in debt last month, it could look somewhat... odd 
Jul 13, 2017, 11:51 am
#6
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
RNE, griping that it was a pain to convert my income in Martian drachmas to U.S. dollars.
Jul 14, 2017, 5:35 am
#8
Join Date: Mar 2010
Posts: 468
I got this request for one of my Citi cards, the DoubleCash. I have 4 Citi cards and this card has the second lowest CL though ample for its usage, which is about $50 a month. Two of my other three have higher usage and higher CL. None of them have had a high utilization of CL, not even as high as 10% even temporarily, and all have had balances consistently paid in full.
My point is I have no idea why I received an inquiry on this card of the 4 I hold with Citi.
My guess was they were considering offering a CL increase, but I do not want or need that.
My point is I have no idea why I received an inquiry on this card of the 4 I hold with Citi.
My guess was they were considering offering a CL increase, but I do not want or need that.
