Aug 6, 2013, 11:56 am
Last edit by: beltway
For the current version of this thread & related wiki, see
IHG Rewards MasterCard (2016).
IHG Rewards MasterCard (2016).
IHG Rewards Visa/MC, currently 60K, possibly 80K, pts
Dec 19, 2014, 12:06 pm
#2206
Join Date: Jun 2013
Programs: DL Plat, Hilton Diamond, Marriott Plat, IHG Plat, Hertz Prez Circle, National Exec
Posts: 1,357
I got that as well. All the options were Higher annual fee for fewer benefits, or less fee for no benefits of note. I gave pretty much all of them low ratings. The free night makes the card worth keeping around but if the fee goes up much, or if the Platinum benefit goes away, then I wouldn't see any reason to keep this card.
Dec 19, 2014, 12:33 pm
#2207
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,755
Thanks a lot.
Dec 19, 2014, 12:36 pm
#2208
Join Date: Feb 2010
Posts: 1,263
I got that as well. All the options were Higher annual fee for fewer benefits, or less fee for no benefits of note. I gave pretty much all of them low ratings. The free night makes the card worth keeping around but if the fee goes up much, or if the Platinum benefit goes away, then I wouldn't see any reason to keep this card.
Dec 19, 2014, 1:27 pm
#2209
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
I got that as well. All the options were Higher annual fee for fewer benefits, or less fee for no benefits of note. I gave pretty much all of them low ratings. The free night makes the card worth keeping around but if the fee goes up much, or if the Platinum benefit goes away, then I wouldn't see any reason to keep this card.
Dec 19, 2014, 1:42 pm
#2210
FlyerTalk Evangelist
Join Date: Aug 2002
Location: Intermountain West
Programs: Too many to list
Posts: 12,080
Last edited by philemer; Dec 19, 2014 at 2:01 pm Reason: Only 60K
Dec 19, 2014, 5:44 pm
#2211
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Please take a look at the wiki and the additional info to which it links. Those resources contain current information on our present level of ignorance and/or knowledge on Chase's approval practices.
Dec 20, 2014, 8:05 am
#2212
Join Date: May 2011
Programs: Spg Gold, Hilton Diamond, Hyatt Diamond
Posts: 1,578
Dec 22, 2014, 8:26 am
#2214
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Is the First Use bonus a New Cardmember Bonus
I canceled my IHG Visa, then later reapplied for the IHG MC, without worrying about the 2 years after a new card bonus, since the MC is a "different card".
But my wife didn't cancel hers in time, and got the replacement card in the mail sooner than expected. When she didn't use if for a month or so, Chase sent her an offer of a few thousand points for using it once.
Is she now good to cancel the MC and reapply since she has not ever received the 60/80K sign up bonus for the MC, only for the Visa?
Or is Chase going to say those few thousand "first use" points are a New Card member bonus, and she has to wait until 2 years after the date she got those?
But my wife didn't cancel hers in time, and got the replacement card in the mail sooner than expected. When she didn't use if for a month or so, Chase sent her an offer of a few thousand points for using it once.
Is she now good to cancel the MC and reapply since she has not ever received the 60/80K sign up bonus for the MC, only for the Visa?
Or is Chase going to say those few thousand "first use" points are a New Card member bonus, and she has to wait until 2 years after the date she got those?
Dec 22, 2014, 11:06 am
#2215
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,755
I canceled my IHG Visa, then later reapplied for the IHG MC, without worrying about the 2 years after a new card bonus, since the MC is a "different card".
But my wife didn't cancel hers in time, and got the replacement card in the mail sooner than expected. When she didn't use if for a month or so, Chase sent her an offer of a few thousand points for using it once.
Is she now good to cancel the MC and reapply since she has not ever received the 60/80K sign up bonus for the MC, only for the Visa?
Or is Chase going to say those few thousand "first use" points are a New Card member bonus, and she has to wait until 2 years after the date she got those?
But my wife didn't cancel hers in time, and got the replacement card in the mail sooner than expected. When she didn't use if for a month or so, Chase sent her an offer of a few thousand points for using it once.
Is she now good to cancel the MC and reapply since she has not ever received the 60/80K sign up bonus for the MC, only for the Visa?
Or is Chase going to say those few thousand "first use" points are a New Card member bonus, and she has to wait until 2 years after the date she got those?
I would imagine your wife would get the bonus.
Dec 22, 2014, 11:49 am
#2216
Join Date: Jan 2014
Location: Rochester, MN
Programs: UA Silver, Hilton HHonors Diamond, IHG Plat
Posts: 1,830
Got this card 1 year ago (visa first, then replaced with MC). Received free anniversary night on Dec 15. Called today to canx card, prior to statement release and billing of annual fee. Success!
Dec 22, 2014, 10:44 pm
#2217
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Chase does not harp on the New Card member except with the CONDITION which only sets the time lapse from last bonus. No where one can find languages related to time lapse needed between open/closed accounts, nor anyone reported being denied based on the time lapse, NOT related to receipt of bonus.
I would imagine your wife would get the bonus.
I would imagine your wife would get the bonus.
So yes, I too think she should be good to apply for a MC that she has never in fact applied for. Just looking for some data points from folks who have been in the same situation.
Dec 23, 2014, 2:33 am
#2218
Join Date: Dec 2013
Posts: 25
When you apply for a new card to churn it. Do you put your existing IHG membership number on the chase application or leave it blank?
Dec 23, 2014, 6:34 am
#2219
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Provide your existing IHG member number. Omitting it will result in a separate IHG account & more busy work for you to have the accounts merged.
Dec 23, 2014, 7:47 am
#2220
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
It's not like Chase isn't going to know who you are without the IHG number. You are going to have to use your SS#, home address, and phone number. They will know who you are, and what cards you have had open in the past anyway.