May 17, 2013, 10:08 pm
Last edit by: beltway
This thread is now archived. For later discussion, see the threads starting at May 2015 (now also closed) and January 2017 (current, with updated wiki).
Applying for Chase Credit Cards- Archived 2008-5/2015
May 12, 2015, 5:38 am
#3346
Join Date: Feb 2003
Location: On strike
Posts: 8,135
An odd & rather puzzling phenomenon:
Every time I call the automated status line to check on a business card app I submitted recently, the system simply says "to repeat this information, press..." after I enter my SSN. But there is no information, even if I ask for it to be repeated.
I suspect this is just a one-off glitch & that my app is still sitting in a queue to be processed, but I thought I'd ask whether anyone else has run into this (& whether or not it seemed to foretell a denial). And yes, I could talk to a CSR, except that I was grilled & turned down when I called in on my previous Chase biz card app.
Every time I call the automated status line to check on a business card app I submitted recently, the system simply says "to repeat this information, press..." after I enter my SSN. But there is no information, even if I ask for it to be repeated.
I suspect this is just a one-off glitch & that my app is still sitting in a queue to be processed, but I thought I'd ask whether anyone else has run into this (& whether or not it seemed to foretell a denial). And yes, I could talk to a CSR, except that I was grilled & turned down when I called in on my previous Chase biz card app.
May 12, 2015, 7:26 pm
#3347
Join Date: Mar 2015
Location: California
Programs: AA UA
Posts: 151
To be sure, I always call the CC company (or in this case, Chase accepts secure messaging online) and ask them to confirm the signup bonus.
May 12, 2015, 7:42 pm
#3348
Join Date: Mar 2015
Location: California
Programs: AA UA
Posts: 151
Got the UA card signon bonus 2 years plus 2 months ago and cancelled the card two weeks ago. is it now safe to apply for it again? My concern is that I received the UA card refer ad email 3 days ago and I can still be able to log in the chase refer system with my old UA card info, so i am not sure if my old card is still in their system..
If you need to be very sure, you can call Chase. Let them know you have paid off all balances on this card and you have accrued no new charges on the card. And ask them to remove the card from online account history. If they ask why, let them know the card has been closed, and you no longer need to see it online (which is your case). It should be immediately marked, and may take up to two days for it to disappear from your account.
Last edited by Bluebirdie; May 17, 2015 at 11:28 pm Reason: Heed to sethb's comment and edited wording
May 13, 2015, 7:12 am
#3349
FlyerTalk Evangelist
Join Date: Jun 2004
Location: MSP
Programs: DL PM, MM, NR; HH Diamond, Bonvoy LT Gold, Hyatt Explorist, IHG Diamond, others
Posts: 12,159
I agree with what Brugge said.
If you need to be very sure, you can call Chase. Let them know you have paid off all balances on this card and you have accrued no new charges on the card. And ask them to make the card delinquent. If they ask why, let them know the card has been closed, and you no longer need to see it online (which is your case). It should be immediately delinquent, and may take up to two days for it to disappear from your account.
If you need to be very sure, you can call Chase. Let them know you have paid off all balances on this card and you have accrued no new charges on the card. And ask them to make the card delinquent. If they ask why, let them know the card has been closed, and you no longer need to see it online (which is your case). It should be immediately delinquent, and may take up to two days for it to disappear from your account.
May 13, 2015, 3:47 pm
#3350
Join Date: Mar 2007
Posts: 4,964
I closed my Chase SW Plus account around 8 months ago. Got the bonus points back in 2011. Would it be safe to apply again and get the new 50K bonus amount?
May 13, 2015, 5:14 pm
#3351
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
May 13, 2015, 7:19 pm
#3352
Join Date: Apr 2003
Location: MCI
Programs: AA, DL, WN, HHonors Diamond, IHG Platinum, Marriott, Hyatt
Posts: 249
Applied and got pending. Called recon. Went through a fairly extensive Q&A with no issues. Rep said they need another 1-2 days for a senior rep to look at my application. Haven't had this happen before. Do I have any chance of this getting approved?
May 13, 2015, 10:41 pm
#3353
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
May 14, 2015, 10:34 am
#3354
Join Date: Aug 2012
Location: BOS/MHT/PVD/BDL
Programs: Belong to Many but No Longer Loyal to Any
Posts: 880
I'm not sure if a data point is needed here, but I can confirm that reducing your total CL seems to prompt instant approval. (Obviously, if your income and FICO are adequate) I have been at about $75K CL for over a year. Every single app I had to call in and move credit around for approval. I finally whacked $42K off. Low and behold...Instant approval today with $35K CL. Probably going to have to trim that a bit now, too.
May 14, 2015, 10:39 am
#3355
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
I'm not sure if a data point is needed here, but I can confirm that reducing your total CL seems to prompt instant approval. (Obviously, if your income and FICO are adequate) I have been at about $75K CL for over a year. Every single app I had to call in and move credit around for approval. I finally whacked $42K off. Low and behold...Instant approval today with $35K CL. Probably going to have to trim that a bit now, too.
May 14, 2015, 2:17 pm
#3356
Join Date: Oct 2005
Location: Chicago
Programs: Elite status everywhere, not enough time to enjoy
Posts: 255
May 14, 2015, 3:13 pm
#3357
Join Date: Aug 2012
Location: BOS/MHT/PVD/BDL
Programs: Belong to Many but No Longer Loyal to Any
Posts: 880
May 14, 2015, 3:34 pm
#3358
Join Date: Mar 2007
Posts: 4,964
I called after getting the pending notice. Got asked some questions and after they said it would take a few days I asked for a credit line exchange (CLE). Within 5 minutes of doing that I was approved after moving some credit around and new card is on its way.
May 15, 2015, 5:15 pm
#3359
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
Hopefully this isn't some new Chase policy, or I'm most likely never getting another Chase card for the rest of my life.
May 15, 2015, 5:30 pm
#3360
Join Date: Jan 2014
Posts: 565
Would love to see folks doing 5BM getting locked out of Chase for a couple of years.