Best credit card coversion rate to Asiamiles in 2009? (For FTers based in HK)
#1291
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,671
Interesting idea that's been confirmed by Bankcomm CS - signing up for $500 AAVS with Bankcomm Diamond qualifies for the $4/mile earn rate ($6/mile after year end).
http://www.hongkongcard.com/forum/fo...ow.php?id=6081
http://www.bankcomm.com.hk/mediafile...s/aavs_eng.pdf
http://www.hongkongcard.com/forum/fo...ow.php?id=6081
http://www.bankcomm.com.hk/mediafile...s/aavs_eng.pdf
Yes I was debited $20 admin fee. But 5,000 pts = 625AM = $62.5 @ $0.1/mile > $20
#1292
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
I am only prepaying HK$3k to CLP, HK$2k to Town Gas, and another HK$3k to rates. That will be enough to last for 1 year. HK$8k = 2k miles. Not too shabby.
#1293
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
Thanks for the tips percysmith (as always), I will register another AAVS just to enjoy the 5k pts and 500 miles worth of AAVS (around HK$2k worth of AAVS) before end of the year
#1294
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,671
WLB Platinum Unionpay $4/mile (+5,000 welcome miles)
http://www.winglungbank.com/wlb_corp...elGiftTnC.html
"1.W elcome Gifts are only applicable to Wing Lung Credit Card Principal Card customer without holding any Wing Lung Credit Card or Affinity Card currently and in the past 6 months, whose credit card accounts should be approved and opened on or before 31 January, 2012.
...
3. For redemption of ...60,000 Bonus Points, principal cardholder should make HK$2,800 purchase transactions or above in the first 2 months upon card issuance."
http://www.winglungbank.com/wlb_corp...28fd9603b6.htm
"Asia Miles Redemption
12,000 Bonus Points = 1,000 Asia Miles
Cardholders can use Asia MilesTM accumulated to redeem flight awards to over 900 destinations with 20 airline partners. Moreover, you can redeem other lifestyle award including Hotel & Holiday Packages, Wine & Dine, Electronics & Accessories."
"3X Bonus Points exclusively for Wing Lung CUP Dual Currency Platinum Card No registration required!
From now to 31 October, 2012, Wing Lung CUP Dual Currency Platinum Card cardholders can exclusively enjoy 3X Bonus Points for spending in Hong Kong and designated cities in China. A maximum of HK$60,000 spending can enjoy extra Bonus Points for each card account (earn a maximum of 120,000 extra Bonus Points) during this promotion. [i.e. 15,000 miles max]
Privilege 1: 3X Bonus Points for spending in Hong Kong
Privilege 2: 3X Bonus Points for spending in China at below specified spending categories:
- Hotel & Lodging
- Catering [Chinese version: "餐飲"]
For details about the promotion, please refer to the Terms and Conditions for 3X Bonus Points"
I'll update my best cards list, it'll beat Bankcomm Unionpay between 1 Jan - 31 Oct 2012. Note 3X ($4/mile) for retail spending only, no online bill payment or AAVS.
"1.W elcome Gifts are only applicable to Wing Lung Credit Card Principal Card customer without holding any Wing Lung Credit Card or Affinity Card currently and in the past 6 months, whose credit card accounts should be approved and opened on or before 31 January, 2012.
...
3. For redemption of ...60,000 Bonus Points, principal cardholder should make HK$2,800 purchase transactions or above in the first 2 months upon card issuance."
http://www.winglungbank.com/wlb_corp...28fd9603b6.htm
"Asia Miles Redemption
12,000 Bonus Points = 1,000 Asia Miles
Cardholders can use Asia MilesTM accumulated to redeem flight awards to over 900 destinations with 20 airline partners. Moreover, you can redeem other lifestyle award including Hotel & Holiday Packages, Wine & Dine, Electronics & Accessories."
"3X Bonus Points exclusively for Wing Lung CUP Dual Currency Platinum Card No registration required!
From now to 31 October, 2012, Wing Lung CUP Dual Currency Platinum Card cardholders can exclusively enjoy 3X Bonus Points for spending in Hong Kong and designated cities in China. A maximum of HK$60,000 spending can enjoy extra Bonus Points for each card account (earn a maximum of 120,000 extra Bonus Points) during this promotion. [i.e. 15,000 miles max]
Privilege 1: 3X Bonus Points for spending in Hong Kong
Privilege 2: 3X Bonus Points for spending in China at below specified spending categories:
- Hotel & Lodging
- Catering [Chinese version: "餐飲"]
For details about the promotion, please refer to the Terms and Conditions for 3X Bonus Points"
I'll update my best cards list, it'll beat Bankcomm Unionpay between 1 Jan - 31 Oct 2012. Note 3X ($4/mile) for retail spending only, no online bill payment or AAVS.
Last edited by percysmith; Nov 7, 2011 at 4:51 am
#1295
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,671
SCB's "trying" for the $1,800 annual fee again...
http://www.discuss.com.hk/viewthread.php?tid=16016242
http://www.hongkongcard.com/forum/fo...ow.php?id=6091
Two years ago:
http://www.discuss.com.hk/viewthread...2#pid256728591
This month - SCB's requiring spending from $2,000 to $10,000 to renew Plat Visas/MCs
I don't give a sxit about the SCB Visa/MC - I compared it to a foreskin once http://www.flyertalk.com/forum/catha...hk-47.html#698 and I still belived it's true. It's the SCB AE with its $2.5/mile I am anxious to keep.
I called up SCB:
- if annual fee is collected on the Platinum Visa/MC, cannot spend on the SCB AE in lieu (I've no problems spending on the SCB AE with its $2.5/mile earn rate, but loathe having to spend on the SCB Visa/MC with its anemic $15/mile earn rate)
- you can cut after the end of the two months without annual fee - "can you confirm you are offering a two month waiver?" "correct".
If I have to spend $10K on it, I'm sacrificing about 1,000 miles on it ($10,000/6 (DBS Black) - $10,000/15 (SCB Visa/MC)).
I'll easily recover this 1,000 miles by spending 15,000 overseas on SCB AE instead of Fubon Plat ($15,000/2.5 (SCB AE) - $15,000/3 (Fubon Plat)).
If required, I'll "meekly" spend the $10,000.
http://www.hongkongcard.com/forum/fo...ow.php?id=6091
Two years ago:
http://www.discuss.com.hk/viewthread...2#pid256728591
sometimes you have to haggle with them like California Fitness/Cable TV/market grocer.
Here's a conversation I had last year with Manhattan (one month before my renewal is due):
Me: Will fee waiver be extended to me and my subsidiary cardholder please?
CS: Have renewals dept call you back in a day or two
(After three days) Renewal officer: We can only offer you half fee waiver ($300 of $600) plus waiver on the subsidiary card, plus give you an Osim (piece of rubbish, I forgot what) worth $600.
Me: Cut please. My welcome offer 12-month lockup is up. Shall I go to a (Standard Chartered) branch or shall I fill in a form?
Renewal: Sir, we really do not do full waivers this year.
Me: My friends have obtained them last month (yes, my good friends at hongkongcard.com). I will consider holding onto the card if the same is extended to me.
Renewal: Okay okay. I'll ask my manager if we can extend the same to you. (Less than one minute later) we'll give you full fee waiver. But I must emphasise it's for *this year only*.
When has a annual fee waiver been given for more than 12 months (except initial fee waiver)? I cut my card one month later anyway.
Here's a conversation I had last year with Manhattan (one month before my renewal is due):
Me: Will fee waiver be extended to me and my subsidiary cardholder please?
CS: Have renewals dept call you back in a day or two
(After three days) Renewal officer: We can only offer you half fee waiver ($300 of $600) plus waiver on the subsidiary card, plus give you an Osim (piece of rubbish, I forgot what) worth $600.
Me: Cut please. My welcome offer 12-month lockup is up. Shall I go to a (Standard Chartered) branch or shall I fill in a form?
Renewal: Sir, we really do not do full waivers this year.
Me: My friends have obtained them last month (yes, my good friends at hongkongcard.com). I will consider holding onto the card if the same is extended to me.
Renewal: Okay okay. I'll ask my manager if we can extend the same to you. (Less than one minute later) we'll give you full fee waiver. But I must emphasise it's for *this year only*.
When has a annual fee waiver been given for more than 12 months (except initial fee waiver)? I cut my card one month later anyway.
This month - SCB's requiring spending from $2,000 to $10,000 to renew Plat Visas/MCs
I don't give a sxit about the SCB Visa/MC - I compared it to a foreskin once http://www.flyertalk.com/forum/catha...hk-47.html#698 and I still belived it's true. It's the SCB AE with its $2.5/mile I am anxious to keep.
I called up SCB:
- if annual fee is collected on the Platinum Visa/MC, cannot spend on the SCB AE in lieu (I've no problems spending on the SCB AE with its $2.5/mile earn rate, but loathe having to spend on the SCB Visa/MC with its anemic $15/mile earn rate)
- you can cut after the end of the two months without annual fee - "can you confirm you are offering a two month waiver?" "correct".
If I have to spend $10K on it, I'm sacrificing about 1,000 miles on it ($10,000/6 (DBS Black) - $10,000/15 (SCB Visa/MC)).
I'll easily recover this 1,000 miles by spending 15,000 overseas on SCB AE instead of Fubon Plat ($15,000/2.5 (SCB AE) - $15,000/3 (Fubon Plat)).
If required, I'll "meekly" spend the $10,000.
#1296
Join Date: Sep 2011
Programs: Marco Polo Club
Posts: 3
Would dining in food forum (Times Square) be eligible for the HSBC 15x reward cash?
#1297
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,671
Wirelessly posted (Palm850/V0100 Mozilla/4.0 (compatible; MSIE 6.0; Windows CE; IEMobile 7.11))
I've just registered. The phone recital of the T&C said *all* Times Square and New Town Plaza merchants.
Originally Posted by fannyfanny
Would dining in food forum (Times Square) be eligible for the HSBC 15x reward cash?
#1299
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
It's always nice to receive the bonus miles early I expected to get it next month (Dec 2011).
9 Nov 2011 01 Nov 2011 The DBS Festival Walk Mall Promotion 2011 10,000
I have also registered 2 more Octopus card for the BankCom CUP Diamond Card.
@percysmith - how long did it take for them to credit the 5k pts to your account?
9 Nov 2011 01 Nov 2011 The DBS Festival Walk Mall Promotion 2011 10,000
I have also registered 2 more Octopus card for the BankCom CUP Diamond Card.
@percysmith - how long did it take for them to credit the 5k pts to your account?
#1300
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,671
Wirelessly posted (Palm850/V0100 Mozilla/4.0 (compatible; MSIE 6.0; Windows CE; IEMobile 7.11))
5,000 pts: Very quick. One week or so.
But a colleague of mine reported a problem registering his wife's AAVS on it. He hasn't had a chance to phone Bankcomm and find out what's wrong.
Originally Posted by MilesBuzz
It's always nice to receive the bonus miles early I expected to get it next month (Dec 2011).
9 Nov 2011 01 Nov 2011 The DBS Festival Walk Mall Promotion 2011 10,000
I have also registered 2 more Octopus card for the BankCom CUP Diamond Card.
@percysmith - how long did it take for them to credit the 5k pts to your account?
9 Nov 2011 01 Nov 2011 The DBS Festival Walk Mall Promotion 2011 10,000
I have also registered 2 more Octopus card for the BankCom CUP Diamond Card.
@percysmith - how long did it take for them to credit the 5k pts to your account?
But a colleague of mine reported a problem registering his wife's AAVS on it. He hasn't had a chance to phone Bankcomm and find out what's wrong.
#1301
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,671
Kaka, "bought" the miles last weekend. From the T&C looks like 8 weeks to post.
http://dbs3.esdlife.com/blackbazaar/...e0&itemId=114&
http://dbs3.esdlife.com/blackbazaar/...e0&itemId=114&
Bought on 21 Oct, credited yesterday. Redeemed 26 units of 1,000 miles originally:
11 Nov 2011 10 Nov 2011 THE DBS BLACK CARD - BLACK BAZAAR
0 0.0 28,600
Last edited by percysmith; Nov 10, 2011 at 11:35 pm
#1302
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
Mine has posted as well.
Bought just 3 units as I had reedemed 40k over the summer. Should have waited and enjoyed 4k more miles
11 Nov 2011 10 Nov 2011 THE DBS BLACK CARD - BLACK BAZAAR 3,300
Bought just 3 units as I had reedemed 40k over the summer. Should have waited and enjoyed 4k more miles
11 Nov 2011 10 Nov 2011 THE DBS BLACK CARD - BLACK BAZAAR 3,300
#1303
Join Date: Jun 2008
Location: DUS
Posts: 318
Bought some on 17.10. and some on 30.10. and all posted today, so rather quick.
#1304
Join Date: Nov 2008
Programs: SQ QPP1, HYATT DIA, SPG GOLD, HH GOLD, IHG GOLD
Posts: 656
The bonus pts from the Welcome Offer of BankComm Diamond CUP has also posted in my account, a sweet 54k bonus pts (from spending HK$18k or 3x bonus pts). The total pts (together with the basic 1x and additional 1x bonus pts for spending over HK$300) = 90k pts, equivalent to 11.25k. I had received an additional 1k miles for using form downloaded from the AM website. So, 12.25k miles for spending HK$18k in total ($1.47/mile).
I am also expecting 2x5k=10k bonus pts for the Octopus AAVS service activation+ 2x$8k = 16k bonus pts for online bill payments before end of this month. And at least an additional 2x$2k = 4k bonus pts for Octopus AAVS till Dec 2011. That will be a total of 30k bonus pts or 3.75k.
All in all, I will transfer at least 15k before the HK$8 to 1 mile promo ends on Dec 31.
Oh...and thanks for the tips percysmith, I will apply for the WLB CUP Card next week, just to enjoy the 5k bonus miles for spending a mere HK$2.8k.
I am also expecting 2x5k=10k bonus pts for the Octopus AAVS service activation+ 2x$8k = 16k bonus pts for online bill payments before end of this month. And at least an additional 2x$2k = 4k bonus pts for Octopus AAVS till Dec 2011. That will be a total of 30k bonus pts or 3.75k.
All in all, I will transfer at least 15k before the HK$8 to 1 mile promo ends on Dec 31.
Oh...and thanks for the tips percysmith, I will apply for the WLB CUP Card next week, just to enjoy the 5k bonus miles for spending a mere HK$2.8k.
#1305
Join Date: Jan 2011
Location: HKG/YVR
Programs: MPO, Aeroplan, SPG
Posts: 183
Pleasantly surprised by being awarded 5,000 pts even though I'm an existing AAVS user from BEA! I thought 5,000 pts was only applicable to new AAVS applicants (i.e. no previous AAVS at all).
Yes I was debited $20 admin fee. But 5,000 pts = 625AM = $62.5 @ $0.1/mile > $20
Yes I was debited $20 admin fee. But 5,000 pts = 625AM = $62.5 @ $0.1/mile > $20
Also, if I do a withdrawal of $500 per time, that will also allow me for double points as it's over $300HKD, correct?
Thanks!