I tried doing a search for the information in threads but couldn't find it.
I'm on the Avis UK mailing list and get promotions for renting cars thru their site.
It seems many of their rates in the US contain insurance at reasonable prices.
I cannot find anywhere on the site that says you have to be a resident of the uk to use the rate and when I put in my wizard number it didn't kick out the rate.
Do most rates on avis.uk for us rentals contain prepaid insurance and are the rates open to anyone?
Would solve the problem of whether or not to purchase insurance for short rentals.