Dynamic Currency Conversion (DCC) and Chargebacks
#106
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#107
Join Date: Dec 2007
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So... when you said "no DCC possible" - how did they do it?
#108
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#109
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
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Posts: 19,800
Moondog, bkafrick: it js possible for one merchant to support what is known as multi currency transactions http://en.wikipedia.org/w/index.php?...ldid=405000340
This is mainly intended for online merchants. For example, cx has a policy to bill a passengers ticket in the currency of the point of origin, even though the processing happens out of HK (thus incurring foreign transaction fee).
However I would think it will be a sharp practice for a what is essentially bricks and mortar merchant like Avis to force billing in the cardholder's currency when the service is wholly provided outside the cardholder's country.
Surely a sek billing cannot be supported with a eur bill? Sounds like a prime candidate for chargeback, esp if the card is Amex-issued and not by a bank trying to avoid chargebacks (whilst collecting interchange).
This is mainly intended for online merchants. For example, cx has a policy to bill a passengers ticket in the currency of the point of origin, even though the processing happens out of HK (thus incurring foreign transaction fee).
However I would think it will be a sharp practice for a what is essentially bricks and mortar merchant like Avis to force billing in the cardholder's currency when the service is wholly provided outside the cardholder's country.
Surely a sek billing cannot be supported with a eur bill? Sounds like a prime candidate for chargeback, esp if the card is Amex-issued and not by a bank trying to avoid chargebacks (whilst collecting interchange).
#110
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Nacho: are you sure you will be billed in sek in France? I would go to ae and try a chargeback for wrong biller (Avis se vs Avis fr) and wrong currency (sek vs eur, use the rental documents as supporting)
Nacho: are you sure you will be billed in sek in France? I would go to ae and try a chargeback for wrong biller (Avis se vs Avis fr) and wrong currency (sek vs eur, use the rental documents as supporting)
Can I use my friend's US address to sign up for Preferred?
We don’t have AE and seriously I doubt that they will help me. People here don’t care who charge you, these people see Avis as Avis, they don’t care, since I rented a car so there is a bill, Avis Sweden sent me a bill in SEK. It’s impossible to file a charge back if Avis wrote us a bill in SEK (even though I have a reservation in local currency).
#111
Join Date: Dec 2007
Location: SYR
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So AVIS UK contacted me today and offered me a refund of $16.61 (USD) - the value of the 4% DCC fee that they tack on, or so they claimed.
My bill was $248.94 in GBP
My AMEX said $415.14 in USD
Using the currency conversion of 1.66348 (the current GBP rate) thats $414.11. So, a dollar in variance from last week. OK. It appears they did a currency conversion and didnt tack on any DCC %.
So, with the refund of $16.61, the new USD total is $398.53, and that makes my effective conversion rate $1.5888 USD to $1 GBP.
This seems like a good deal? In fact, even their conversion before giving me $16.61 back actually seems fair.
Weird?
My bill was $248.94 in GBP
My AMEX said $415.14 in USD
Using the currency conversion of 1.66348 (the current GBP rate) thats $414.11. So, a dollar in variance from last week. OK. It appears they did a currency conversion and didnt tack on any DCC %.
So, with the refund of $16.61, the new USD total is $398.53, and that makes my effective conversion rate $1.5888 USD to $1 GBP.
This seems like a good deal? In fact, even their conversion before giving me $16.61 back actually seems fair.
Weird?
#112
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
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If they gave you the yahoo rate and charged locally then I think you got a ***very*** good deal - not only did you avoid DCC, you avoided any foreign currency translation fee Amex may impose.
If this is a global practice then using AE on Avis Preferred is the way to go.
If this is a global practice then using AE on Avis Preferred is the way to go.
#113
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An update on how to avoid DCC for being Avis Preferred in Europe:
I was trying to sign myself up for Avis Preferred - since I live in Sweden I was redirected to Avis Europe.
It is very important that you DON'T use Visa or Master as your payment card because no matter what you do - it doesn't work on unchecking the option for not DCC.I first unchecked it and then press back button and that box was checked again!!!!!!!!!
Also once you have signed up you don't have any option to uncheck the box - even by going through update your credit card.
I don't have a DC or Amex so I wrote to Avis to ask them to permanently uncheck that box or sign me off from Preferred. I still haven't heard from them. I'll report back if I ever hear from them.
I was trying to sign myself up for Avis Preferred - since I live in Sweden I was redirected to Avis Europe.
It is very important that you DON'T use Visa or Master as your payment card because no matter what you do - it doesn't work on unchecking the option for not DCC.I first unchecked it and then press back button and that box was checked again!!!!!!!!!
Also once you have signed up you don't have any option to uncheck the box - even by going through update your credit card.
I don't have a DC or Amex so I wrote to Avis to ask them to permanently uncheck that box or sign me off from Preferred. I still haven't heard from them. I'll report back if I ever hear from them.
#114
FlyerTalk Evangelist
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Got an mail from Avis, they claim that they have changed my profile to 'local' currency, but I have to let the rental agent knows that I'd like to be billed in USD. Not sure it's going to work since all the amount I quoted was in SEK.
#116
Join Date: May 2006
Location: GVA
Programs: BA Gold, LH FTL, KL/AF Ivory
Posts: 1,878
An update on how to avoid DCC for being Avis Preferred in Europe:
I was trying to sign myself up for Avis Preferred - since I live in Sweden I was redirected to Avis Europe.
It is very important that you DON'T use Visa or Master as your payment card because no matter what you do - it doesn't work on unchecking the option for not DCC.I first unchecked it and then press back button and that box was checked again!!!!!!!!!
Also once you have signed up you don't have any option to uncheck the box - even by going through update your credit card.
I don't have a DC or Amex so I wrote to Avis to ask them to permanently uncheck that box or sign me off from Preferred. I still haven't heard from them. I'll report back if I ever hear from them.
I was trying to sign myself up for Avis Preferred - since I live in Sweden I was redirected to Avis Europe.
It is very important that you DON'T use Visa or Master as your payment card because no matter what you do - it doesn't work on unchecking the option for not DCC.I first unchecked it and then press back button and that box was checked again!!!!!!!!!
Also once you have signed up you don't have any option to uncheck the box - even by going through update your credit card.
I don't have a DC or Amex so I wrote to Avis to ask them to permanently uncheck that box or sign me off from Preferred. I still haven't heard from them. I'll report back if I ever hear from them.
#117
FlyerTalk Evangelist
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Last edited by nacho; Sep 24, 2014 at 11:48 am