S.P.A.M. - Bank of America - $100 bonus for opening up a new checking account

Bank of America is currently offering a $100 bonus for opening a new checking account.

-New customers only
-Minimum opening balance of $500
-Must be open for at least 30 days
-Minimum one transaction with check card
-Offer code AOU260909
-Offer good until 11/30/09


***Fine Print****

1 To take advantage of this offer, you must use the Offer Code provided to open your qualifying new Bank of America personal checking account by 11/30/09. Bank of America may terminate the offer before this date. This offer is available only to new customers who open a new qualifying personal checking account. The new customer will receive the incentive upon verification of qualification in the incentive programs. We will deposit the $100 incentive directly into your new checking account within 90 days of its opening; if unable to do so, a check will be issued. The new customer is not eligible for this offer if they were a signer on a Bank of America checking account that was closed within the last three months. All accounts are subject to our normal approval process. Limit one offer per household. Offer does not apply to Bank of America associates, current checking customers or student checking accounts. To the extent required by law, Bank of America will report the value of the offer to the IRS. Any applicable taxes are the responsibility of the account holder. Reproduction, purchase, sale, transfer or trade of this offer is prohibited. For Tiered Interest personal checking accounts, the APY is as follows:For Tiered Interest personal checking accounts, the APY is as follows: Less than $10,000, 0.05 %; $10,000 - $99,999, 0.25%; $100,000 and over, 0.40%. APYs are accurate as of 09/11/2009.The APY may change after the account is opened. Fees may reduce earnings. Keep the Change® patent pending.

http://slickdeals.net/?sdtid=1554257&u2=http://www.bankofamerica.com/promos/jump/uspsmovers/?adlink=000302072j650000d980

stolen from SlickDeals

Thank you for the post. My only question is on the check card. I never use a check card, and can't think of how I can maintain the regular 1 minimum transaction a month.

I guess I do have another question: Will they accept cash (coin) deposits without a fee? ;)

Thank you for the post. My only question is on the check card. I never use a check card, and can't think of how I can maintain the regular 1 minimum transaction a month.

I guess I do have another question: Will they accept cash (coin) deposits without a fee? ;)
You get the check card, make a transaction with it (even an ATM withdrawl) for some nominal transaction, then shred it. *poof* you've me the requirement ... and if its 1xmonth, then rinse and repeat -- straightforward and doesn't require you to to change your normal habits

So does one have to deposit $500 upon opening the account or keep a $500 minimum balance.

Can I open with $500 and then withdraw $480 after a couple of weeks?

So does one have to deposit $500 upon opening the account or keep a $500 minimum balance.

Can I open with $500 and then withdraw $480 after a couple of weeks?

A bank agent has confirmed that it is a $500 opening deposit.

Opened the account: check
Made $500 initial deposit from FF earning check card: check
B of A new check card arrived; made my one required check card transaction: check
Waiting from my $100, please post when you receive your $100 bonus, thanks

Opened the account: check
Made $500 initial deposit from FF earning check card: check
B of A new check card arrived; made my one required check card transaction: check
Waiting from my $100, please post when you receive your $100 bonus, thanks

Account needs to be open for at least 30 days.

Bank of America has got to be the WORST bank that I opened an account with.

I opened an account with them last April 2, 2009 on their refer a friend program(rules were this: keep your account opened for 90 days, make a 25USD initial deposit, make a one time transaction-debit of any amount, and youre set to get the 50USD)..

so I thought everything was ok...WRONG!

they refused to give me the 50USD after 90 days claiming that the teller that opened my account put a direct deposit in my account..so now the rule was that 1. open an account 2. make a direct deposit 3. maintain I dont know how much.

When I opened the account in Las Vegas and I told the teller that I was not a resident of the US and I opened the account with them, she knew the promotion of 50USD(referral) and put the promotion code in. Now, I talked to her manager after 6 months and theyre claiming that I need to do a direct deposit with them. WHICH I TOLD THEM HOW CAN I DO DIRECT DEPOSIT IF I DONT WORK IN THE US!

BOA has got to be the WORST BANK WHEN IT COMES TO PROMOTIONS. I have opened an account with WellsFargo and Washington Mutual (now Chase) and they gave me the 50 and 100 dollars after leaving my money there for 90 days. SO DONT TRUST BOA...theyre thieves!!!!!!!!!

Thanks for the link. I will do this. Just got back from a overnight gambling trip with the gang and lost a couple of C notes, this gets me back $70 after Uncle Sam takes his cut.

What other options are there to fund this with?

Credit Card, other checking account, electronic transfer, or what?

There are other/better banks out there that have similar offers. B of A is a big enough bank...my suggestion take the offer to another bank you might WANT to do business with and see if they'll match it. Out here in the West, Bank of the West has this kind of offer, and would be more appreciative of your banking business.


**All IMO, I have no tie-ins to any banks.

Opened the account: check
Made $500 initial deposit from FF earning check card: check
B of A new check card arrived; made my one required check card transaction: check
Waiting from my $100, please post when you receive your $100 bonus, thanks

I contacted CSR through my account access and was told it would post around Nov 15.

I contacted CSR through my account access and was told it would post around Nov 15.

Interesting! When did you open you account!

I opened mine on Sept 14 and contacted Customer Service yesterday. I was told my bonus would post on Dec 29th.

I'd pay a hundred dollars not have to bank with BoA. :D

Interesting! When did you open you account!

I opened mine on Sept 14 and contacted Customer Service yesterday. I was told my bonus would post on Dec 29th.

Perhaps karma is on my side, my $100 posted today. My account open was in August.

biggestbopper, I agree that they are painful, but I was feeling guilty depositing all those $1 coins at my main bank . . . needed a new dump and BOA fits the bill nicely.

I'd pay a hundred dollars not have to bank with BoA. :D

My wife opened a BoA account to keep her US miles active. The account has $0.33 cents in it and we get offers all the time like: $50 to enroll in credit monitor, $40 to sign up for health something or other, etc, and they all have the free 30 day trial period. We've made out quite well with that b/c we always cancel within 30 days. I think I might take up this BoA offer for the $100, random $50 offers and a 5th bank to take coins to.

Thanks for the post. I did this and my $100 posted this past week. BOA takes the dollar coins just fine at my branch, I generally do $2500 at a crack.

How long does it take for the $100 to post. I have had mine for over a month and nothing yet.

Also free $35 for bill pay.
http://ibankdesign.com/board/t14343.html

I just used it to pay off my other credit cards.

Thanks for the post. I did this and my $100 posted this past week. BOA takes the dollar coins just fine at my branch, I generally do $2500 at a crack.

Did you open the account online and then go to the branch to fund the initial deposit?

The $100 bonus finally got deposited into my BOA account this week, about 3 months after opening.

How long does it take for the $100 to post. I have had mine for over a month and nothing yet.

Also free $35 for bill pay.
http://ibankdesign.com/board/t14343.html

I just used it to pay off my other credit cards.

Chase:

Easiest way to hit a debit card to trigger an after first use ff mileage bonus or regularly tickle a debit card for a cash bonus on opening a checking account is to get a Starbucks card, register it online and then reload it. Doesn't have to reload for the standard amounts - pick your own low reload amount.

Cheers,

ADK

Thank you for the post. My only question is on the check card. I never use a check card, and can't think of how I can maintain the regular 1 minimum transaction a month.

I guess I do have another question: Will they accept cash (coin) deposits without a fee? ;)

http://bankofamerica.com/promos/jump/uspsmovers

Also get $35 for doing bill pay.
https://billpayoffer.bankofamerica.com

$135 total.

Note 1: FireFinance reports that MyAccess Checking® has no monthly maintenance fee when opened online.

Note 2: Both Bonuses are not available in Washington or Idaho.

Note 3: $100 offer says it's only available on-line.

http://mybanktracker.com/bank-news/2009/10/07/new-customer-alert-how-to-make-135-bonus-from-bank-of-america

http://firefinance.blogspot.com/2007/11/bank-of-america-100-bonus.html

There is a hard pull by BOA when you open this account. I just checked my credit report.