American Express Membership Rewards - What way besides mailing in a check is there for paying a *wood Amex cc bill?
ghurty
Jul 20, 09, 10:48 pm
What way besides mailing in a check is there for paying a *wood Amex cc bill?
Is there a physical location that you can walk into in order to pay?
Thanks
a4cell
Jul 20, 09, 10:51 pm
What way besides mailing in a check is there for paying a *wood Amex cc bill?
Thanks
With your card you can sign up for an online account. You can pay your bill via this account. You can set up multiple checking accounts to pay the bill with no charge.
SFO777
Jul 20, 09, 10:59 pm
With your card you can sign up for an online account. You can pay your bill via this account. You can set up multiple checking accounts to pay the bill with no charge.
This is the best way to pay, plus your Amex account is credited immediately. You can also schedule a payment for any date you choose, and then not worry about missing a payment due date.
pueywei
Jul 21, 09, 1:33 am
I believe amex locations accepts payments as well. However, there may be a limit.
biggestbopper
Jul 21, 09, 4:31 am
Amex, for quite a while, will not take more than $1K in cash at the store locations. I was told it has something to do with money laundering and homeland security.
You can pay American Express, the same as any other creditor, using your bank's online billpay service.
You should be able to pay in person at a corporate owned American Express Travel Service Office...
Cardmember Remittances
Cardmembers may pay their American Express bill in person at these Travel Offices. The payment is not credited in the office. It is accepted as a courtesy only and then forwarded to the American Express Remittance Center for processing. The customer’s cheque is the receipt. Restrictions apply by market. Please call the office directly to verify policies and availability.
http://www.amextravelresources.com/services.html
Pizzaman
Jul 21, 09, 8:49 am
ModSpeak On
This belongs in AMEX MR.
ModSpeak Off
star_world
Jul 21, 09, 8:53 am
You can pay American Express, the same as any other creditor, using your bank's online billpay service.
In the US, for the most part, this is the equivalent of mailing a cheque but the bank does it for you - and pays for the stamp :)
The disadvantage is that it takes - yep - about as long as mailing a cheque does!
There are some payees that support electronic transfers but these are the exception rather than the rule. This came as quite a shock to me after years of never seeing a cheque in the UK and paying everything by direct debit :)
travelmad478
Jul 21, 09, 9:48 am
In the US, for the most part, this is the equivalent of mailing a cheque but the bank does it for you - and pays for the stamp :)
The disadvantage is that it takes - yep - about as long as mailing a cheque does!
Incorrect. Amex, like many large companies, accepts electronic payments from your bank. The payment is processed in a day, generally.
I pay all of my bills via electronic payment out of my bank account. My insurance company, all of my credit cards, my utility company, etc. all accept electronic payments. Not sure where you are getting your impression that "payees that support electronic transfers ... are the exception rather than the rule."
1995hoo
Jul 22, 09, 7:35 am
In the US, for the most part, this is the equivalent of mailing a cheque but the bank does it for you - and pays for the stamp :)
The disadvantage is that it takes - yep - about as long as mailing a cheque does!
There are some payees that support electronic transfers but these are the exception rather than the rule. This came as quite a shock to me after years of never seeing a cheque in the UK and paying everything by direct debit :)
That's not necessarily correct. It depends on both the bank and the payee. I use my bank's online bill payment service extensively and the majority of creditors receive the electronic payment on the same day or within one day; there are a few creditors, however, who are not set up to receive an electronic payment, and in those cases the bank sends the cheque and it typically takes four days. (I've also sent my father money I've owed him via this method. He initially thought the cheque was some kind of scam and didn't cash it, even though I had told him it was coming. He doesn't trust ATMs, online bill payment systems, etc.)
I also receive e-bills from several creditors (including AMEX) in which the bill is posted to my bank account, the bank sends me an e-mail, and when I log in I schedule the payment and tell it how much to pay.
I prefer managing everything through my bank's service rather than setting up online payments with each creditor because it centralizes everything in one place and because I don't like allowing anyone to link to my bank accounts.