Since my business application was denied (not big enough to meet their qualifications), I wanted a personal card. The club rewards program is just too darn good to pass up!
I was told by 2 phone reps and the business credit vice president that DC is NO LONGER ACCEPTING APPLICATIONS FOR PERSONAL CARDS!!
Is this the beginning of the end of DC or just a temporary hiccup?
budugu
Nov 24, 08, 3:18 pm
I wish it very well be the end! Citi group is the most useless and imbecile of the lot! The other day i was on a trip and out of no where they decide to reduce my internal allowed amount from 6K-9K to 3K and also put the disputed amount of 3K back on the card. Which effectively puts the line at zero! And as a perfect strom i forgot to carry my back up card that i usually do. MY fastlane/ezpass account was charged automatically to it. Now that it failed i would be hit with using the using pass to a tune of 50$ per violation at 6 toll booths... my rental car processing had to be stopped! They eventually raised my limit back up again (i was out on the road, how am i supposed to pay them now even if i had the amount in an account!??). I now just cannot deal with this "no limit" DC/Amex cards that wont let you plan ahead. I would rather know the limit so that i can plan than keep guessing.
MileageAddict
Nov 26, 08, 11:50 am
It would not surprise me if they finally pull the plug on Diners Club.
I wonder if halting any new personal cardmembers has anything to do with their current dire situation?
Steve M
Nov 26, 08, 1:20 pm
Is this the beginning of the end of DC
Beginning of the end? DC jumped the shark a long time ago.
Aaron01
Nov 26, 08, 3:10 pm
Can anyone else confirm that they are no longer accepting personal DC applications?
BearX220
Nov 26, 08, 5:18 pm
Is this the beginning of the end of DC or just a temporary hiccup?
The beginning of the end of DC was when Citibank gutted Club Rewards, hiked membership fees, and spent millions marketing Montage and Carte Blanche -- "premium" DC variants with no premium value whatsoever.
The middle of the end was when they made DC into just another affinity Mastercard.
This is the end of the end.
The rocket scientists at Citi had the basis for a worthy alternative to (the IMO very vulnerable) Amex, but systematically destroyed the Diners brand instead. I loved DC for about five years, 1999-2004. Now it is nothing.
tsastor
Nov 26, 08, 11:28 pm
This is the end of the end.
Diners Club still provides significant value in many countries outside of the United States. (and I suppose also for existing cardholders and corporate customers in the US.)
sdsearch
Nov 27, 08, 8:09 am
Wow, if this is true, this would make my DC the second card in my wallet that apparently no one can apply for now. (The first would be Chase Rewards Plus, which gives me -- after point redemptions -- 4+ UA miles for gas/grocery/drug store spend, though it was never marketed as a miles-redeemable card except to people who called to cancel another miles-earning card.)
Perhaps the Citi layoffs included the department in charge of DC personal apps?? (After all, if they were only accepting apps over the phone, they had to have phone agents to take those apps, while "mainline" Citicards doesn't need many of those because apps can be done online.)
BearX220
Nov 27, 08, 10:33 am
Diners Club still provides significant value in many countries outside of the United States. (and I suppose also for existing cardholders and corporate customers in the US.) Compared to the value package DC represented ten years ago, in the US at least, today's DC is pathetic.
bjerregaard
Nov 27, 08, 1:42 pm
The entrance should have been called "No More Personal Diner's Club Cards in the US or from Citi"
Here in Denmark a combined Diners Eurobonus = SAS is still in general one of the best CC's and give great value. Their costumer service are rated as one of the best year after year.
Well maybe I am biased since I can use their great lounge in Copenhagen when travelling, as I am not flying in business or are any kind of Glold member on a FF program.
I get a lot of points to my FF=Eurobonus (together with my SAS Mastercard and no Diners are not Mastercard in Europe, but can be used as a Mastercard in the US).
They gives great discounts on restaurants, promotions like 10 % discounts on Austrian and so on.
ahrz
Nov 28, 08, 6:24 pm
The end of Diners Club began in the early 80's when Citicorp acquired it, IMHO.
During the twenty years following the acquisition, Citi was unable to develop the brand.
Citi simply didn't have any concept for the card. The reason why they didn't sell the brand in the 90's remains a mistery.
Now that the brand seems to be almost worthless in the US, it would not surprise me if Citi decided to stop issuing cards.
It is true that many Diners Club franchisees outside of the US still run well. They could continue to issue and manage DC cards because they don't need Citi anymore :
the Diners Club network outside of the US has been sold to Discover already. Within the US, Discover could replace Citi as DC partner.
Aaron01
Nov 28, 08, 10:00 pm
Within the US, Discover could replace Citi as DC partner.
If DC drops the Mastercard network then it would be almost worthless to many in the US.
ch00068
Nov 29, 08, 8:13 am
A friend of mine had an offer for the professional card a few days ago when he paid a visit to his Citigold representative with the classic offer of no annual fee for life. But he didn't applied.
Maybe is only through branches or citigold.
Kagehitokiri
Nov 29, 08, 12:49 pm
DC no longer has better RC awards than ML+?
its also the only hyatt credit card.
saradon
Nov 30, 08, 7:15 pm
I was told yesterday afternoon by a CB CS rep that Citibank was looking for a purchaser for the Citibank (US - Canada unknown, though I believe they operate the same way that the US does) diners club card portfolio. This would make sense to me as CB issues AMEX cards now. That was just one CS rep, though - I called again and another one didn't know anything about it. Still, I could have hit it lucky and gotten one knowledgeable representative. :confused:
saradon
Nov 30, 08, 7:21 pm
If DC drops the Mastercard network then it would be almost worthless to many in the US.
But if the Discover network replaced MC in the us, it could then become the DC network for the US and rejoin the worldwide DC network which rivals AMEX, could it not? All they'd need is new stickers (actually, old stickers) and to convert DISC cards from 6011+ numbering scheme to 38+ for the DISC cards to work on the DC network worldwide. A very smart acquisition, on DISCOVER's part, IMHO, I thought. They could also just make those new 38+ numbered cards Diners Club if they own the brand now - and Citibank (or whoever buys it, if they are for sale) could continue to issue DC cards in the US as well.
It's an old brand, first general-purpose credit card at least in the US I think, and I certainly hope they don't let it die out.
Aaron01
Nov 30, 08, 11:53 pm
But if the Discover network replaced MC in the us, it could then become the DC network for the US and rejoin the worldwide DC network which rivals AMEX, could it not? All they'd need is new stickers (actually, old stickers) and to convert DISC cards from 6011+ numbering scheme to 38+ for the DISC cards to work on the DC network worldwide.
Well, the problem is Discover is not as widely accepted as MC.
BearX220
Dec 1, 08, 9:26 am
Well, the problem is Discover is not as widely accepted as MC. Nor is Amex.
UAPremExecflyer
Dec 1, 08, 10:49 am
The real value for me in having a DC card is the CDW provided for car rentals, particularly in Ireland (where AmEx and MC and VISA don't cover you for CDW). Otherwise I don't use the card for anything.
tsastor
Dec 1, 08, 11:21 am
That seems to be the general attitude. Are Club Reward points really that bad value?
Aaron01
Dec 1, 08, 1:12 pm
Nor is Amex.
True, but it's more widely accepted than Discover, at least in my experience and I would want something like the Diner's card, with a rewards program that rivals MR, to be a companion to the AMEX to use where AMEX isn't accepted. If it's a Discover card, what's the point?
saradon
Dec 1, 08, 1:29 pm
I don't know -- I haven't had the card in around two years, but they always seemed a reasonably good deal to me - value of points approximately .01 each (1 %) and reasonable. That does not apply to mileage or hotel points - I believe changes in the tax code resulted in additional fees and charges that others have mentioned in response to those. But for retail rewards or waiving the annual fee, I thought it was OK as of around 2 (maybe 3) years ago.
saradon
Dec 1, 08, 1:35 pm
Just my thought, but if DISCOVER bought DC and issued them, they could maintain the benefits and not have to make them like discover cards or even call them discover cards. Why would they? I've looked at discover and I can do better.
What I liked about the way DC used to be was:
1. No additional foreign surcharging the way Citi does now for personal DC cardmembers;
2. Prompted the retail clerk to enter the sales tax separately (would enable this to be tracked; but never tried to get them to tell me the total at the end of the year for tax purposes);
3. 60-day interest free grace period.
4. Primary car rental collision insurance. Even if you never had a claim, around six car rental days a year cancelled out the annual fee in the US. (If you had a claim, one was more than enough with the damage and what it would do to your claims record!)
The only drawback from my POV was the limited acceptance in the US.
True, but it's more widely accepted than Discover, at least in my experience and I would want something like the Diner's card, with a rewards program that rivals MR, to be a companion to the AMEX to use where AMEX isn't accepted. If it's a Discover card, what's the point?
christianj
Dec 1, 08, 1:45 pm
Are Club Reward points really that bad value?
IMHO they are not a bad value when using them for certain transfers and rewards...especially ones not offered via AMEX or most other credit cards. I for one like the card (but typically only use it if the establishment does not accept AMEX cards) for the following transfers and rewards:
1. Hyatt Choice - as mentioned DC offers the only alternative for CC spending to be moved into Hyatt GP points.
2. Choice Hotels - have not used this alternative but if I remember correctly you could get more Choice points via a transfer from DC than you could directly using the Choice CC. As a hotel snob (thanks to FT :D) I typicallly would not go out of my way to stay in a Choice hotel but they offer a nice alternative via Preferred Hotels redemptions that I could see myself using.
3. Hotel Vouchers - the Hyatt and Fairmont hotel vouchers are a better deal than using AMEX MR points.
4. Trading them via the CC on FT.
As mentioned they used to have good redemption rates for Ritz-Carlton vouchers but those quietly disappeared recently. Now ML+ has only redemption alternative for those! :mad:
Would I be upset if they discontinue the card...probably due to the loss of Hyatt transfers but I could definitely live without the card. It would just be a pain trying to figure out were to transfer the points to. If they co-brand the card with Discover then I think they would have to significantly lower the yearly fee (which most of us get waived or reduced anyway).
Kagehitokiri
Dec 2, 08, 8:42 am
RC is gone? wow.
so just hyatt and primary CDW. (cant believe i forgot about that)
christianj
Dec 2, 08, 9:44 am
RC is gone? wow.
OK...I could have sworn that the last couple of times I checked (last time yesterday) the Ritz-Carlton vouchers were no longer available. I rechecked this morning and they are showing up now. Either I am getting old :rolleyes: or I somehow missed them in the past. Sorry!!
These are available:
Ritz-Carlton $100 voucher for 10,000 DC pts.
Ritz-Carlton Royal Prestige voucher for 51,000 DC pts.
Ritz-Carlton Royal Prestige Suite voucher for 58,000 DC pts.
So overall still a good value when compared with the same awards via ML+ at:
R-C Royal Prestige voucher for 54,000 ML+ pts.
R-C Royal Presitge Suite voucher for 61,000ML+ pts.
DH
Dec 2, 08, 11:34 am
These are available:
Ritz-Carlton $100 voucher for 10,000 DC pts.
Ritz-Carlton Royal Prestige voucher for 51,000 DC pts.
Ritz-Carlton Royal Prestige Suite voucher for 58,000 DC pts.
So overall still a good value when compared with the same awards via ML+ at:
R-C Royal Prestige voucher for 54,000 ML+ pts.
R-C Royal Presitge Suite voucher for 61,000ML+ pts.
The problem with DC's RC awards is that they don't cover high end properties like SF and NYC. Here's the link to the participating hotels (http://www.itcheque.com/2008ritzhotels.pdf).
BTW, cash price is about $540 for Royal Prestige and $610 for Royal Prestige Suite certificates (http://www.itcheque.com/ritz.html) so you get slightly more than 1 cent/pt.
MichaelJFK
Dec 2, 08, 1:29 pm
Actually the Discover aquisition of DC was completed earlier in the year:
http://www.nytimes.com/2008/04/07/business/worldbusiness/rtcard-web.html?_r=1&partner=rssnyt&emc=rss
bjerregaard
Dec 2, 08, 2:28 pm
Actually the Discover aquisition of DC was completed earlier in the year:
http://www.nytimes.com/2008/04/07/business/worldbusiness/rtcard-web.html?_r=1&partner=rssnyt&emc=rss
Discover may have purchased the Diners Club international network, but Citigroup may retain ownership of the U.S. card issuing franchise.
Unlike most posters above, I find DC to be a good value as a point storage bank, and for its periodic transfer bonus offers. It still has a broader assortment of airline and hotel partners that I use than any other card.
ohmark
Dec 2, 08, 9:34 pm
Still, I could have hit it lucky and gotten one knowledgeable representative. :confused:
But, which one?
Aside from the negatives about Citi/Diners in this thread, can anybody else confirm, by personal experience, that Diners is not accepting new personal applications, as mentioned by the OP?
trojanman
Dec 2, 08, 10:48 pm
But, which one?
Aside from the negatives about Citi/Diners in this thread, can anybody else confirm, by personal experience, that Diners is not accepting new personal applications, as mentioned by the OP?
Absolutely...each and every one of you can confirm this fact by calling up the 800# on the DC website and asking to apply for a personal card.
Half of the agents will transfer you to the main CitiCards line where they will try to sell you a generic Citi card with TYP, and the other half will just be up front and tell you they are no longer accepting personal card apps.
LAXRuss
Dec 8, 08, 7:09 am
Once in a while I look at the DC forum for nostalgia. All through the 90's, DC was my top card of choice (because of the rewards program) followed by AMEX. For the life of me, I cannot fathom what Citibank's business model for this card is. It seems like they have taken a well-established brand and just gutted it. Are they really making money hand over fist with the corporate market? Or are they saving so much money by eliminating the DC-unique merchant network in the U.S. that they have a high profit margin off corporate customers?
I remember the excitement when DC initially announced they would become MC compatible. Our whole family eagerly awaited the new card issuance back in 2005. For a few months, our monthly spend on the card went absolutely through the roof with everything charged to the account.
Within two months of the conversion, the outstanding rewards program seemed to fall apart. Within nine months we cashed in all our mileage to United as they departed the Club Rewards program. We then cancelled Diners after zeroing out the rewards account. I remember the cancellation was met with indifference at the customer service level and there was no apparent follow-up survey attempting to ascertain why they were losing long-term cardholders with above-average pay-in-full spends. (I suppose they already new why, and then again, maybe cardholders who pay in full with no interest each month are no longer valued customers since MC's merchant fees are likely lower than AMEX's or DC's old fee structure.)
Not sure if I'm a common example, because if I am, it seems like Citi decimated their DC customer base. Fast forward ahead three years, our family is now satisfactorily ensconced with AMEX Centurion, but we would be saving a lot of money in annual AMEX fees and still be pulling Diners Club out of our wallets as our only card, if Citi had maintained the quality of the product and the Club Rewards program.
ohmark
Dec 8, 08, 8:16 am
Absolutely...each and every one of you can confirm this fact by calling up the 800# on the DC website and asking to apply for a personal card.
I just did that. Here's what I was told. They are not accepting applications for personal cards through December 31, but will accept again after January 1. I asked why. Rep said because "we're doing year end summaries" and other things. Sounded bogus to me, so I asked are you certain you will be accepting after January 1. She said, "that's the information we're being given." I asked if the personal card was being discontinued. She said, "Absolutely not." Who knows?
Aaron01
Dec 8, 08, 1:05 pm
Just called up the 800 number, they said that they're not accepting applications for personal cards and haven't been for about 2 months. Person I spoke to said they were not informed on whether or not they will be in the future.
MileageAddict
Dec 8, 08, 2:51 pm
Resuming after Jan 1, eh? Suuuuure. Could you see Visa/MC or AMEX suspending new enrollees for an entire calendar quarter?
sam-i-am
Dec 8, 08, 4:23 pm
I wonder if this will affect my annual retention bonus. Anybody with recent experience?
ohmark
Dec 9, 08, 7:12 am
Resuming after Jan 1, eh? Suuuuure. Could you see Visa/MC or AMEX suspending new enrollees for an entire calendar quarter?
Actually, if true, this wouldn't be the first time Diners has temporarily stopped accepting applications.
DiscoPapa
Dec 10, 08, 10:04 am
I have a corporate DC card for work, and last year grabbed the personal card as well. So far, I have zero complaints about DC as they have been very nice and personal to me whenever I call. Plus I use my DC points for Delta, so no complaints from that end as well. I called yesterday to do a points transfer, and asked about the end of the personal card. The agent confirmed that they are no longer accepting applications for personal cards, but will continue to offer full-service to the current personal card holders.
sdsearch
Dec 12, 08, 9:47 am
Could you see Visa/MC or AMEX suspending new enrollees for an entire calendar quarter?
Apples and oranges. Diners Club is a single type of personal card from a single type of issuer. No close analogy at Visa/MC, since Visa/MC doesn't issue a single card, they only license banks to issue them. And in fact, Diners is an MC now!
The only somewhat close analogy would be AMEX "home grown" cards (not stuff like Citi AA AMEX, which is issued by Citi, not AMEX). But even then, they've got whole collection, including cards that are only marketed as personal (AFAIK), like Blue. (Even in just the Membership Rewards corner, they've got way more different cards than Diners Club has, now that Montage is gone, Carte Blanche is gone, etc.)
And, as I've mentioned before, this is the second card I have in my wallet that the bank that issued it is not accepting applications for. Chase has done it too, on the Chase Rewards Plus card, and in that case it's been far far longer than just one quarter. Yet, they continue to update the rewards catalog annually (despite seeminly not having accepted new applications for a couple years!).
Diners is in the perculiar position of being a separate (non-integrated) brand under Citi, with its own staff, etc, while being part of a huge bank which issued oodles of cards in completely other divisions. Thus its not comparable to any other card that I can think of.
edcba
Dec 12, 08, 2:19 pm
[QUOTE=sdsearch;10897600] And in fact, Diners is an MC now!
Only in the USA and Canada, which is a very small part of a very big world.
The Ivory Actuary
Dec 12, 08, 2:23 pm
Only in the USA and Canada, which is a very small part of a very big world.
Depends how you measure it. By land area, they take up 13.2% of Earth's total.
yanxfann
Dec 12, 08, 2:39 pm
Are Club Reward points really that bad value?
Not in my eyes, when I see a Club Reward point I see something that for me has been and continues to be worth at a minimum 2.6 cents each. For me their real value has always been tied to their transferability to other's frequent flyer accounts - they're absolutely invaluable for "topping-off" purposes.
ahrz
Dec 13, 08, 4:34 am
Depends how you measure it. By land area, they take up 13.2% of Earth's total.
we don't forget the importance of the Diners Club market in Canada, especially in Nunavut and North West territories :D
sdsearch
Dec 13, 08, 9:46 am
And in fact, Diners is an MC now!
Only in the USA and Canada, which is a very small part of a very big world.
Actually, it's an MC in the whole world -- in which "no more personal Diner's Club Cards" is being discussed!
What's NA-centric is not my post as much as this whole thread. Whether personal Diners Club card cards applications are being accepted is determined by the issuer, and thus the fact they're not being accepted by DC US/CA has no bearing on whether someone in Finland can apply for the Finnish DC, or whatever.
Once I'm in a US-centric thread, I don't feel the need to everytime mention in every post in that thread that some detail I'm spelling out is US-centric.
edcba
Dec 13, 08, 3:24 pm
No, Diners Club cards issued in MOST of the world are NOT MCs and are NOT accepted by Master Card merchants who do not accept DC. This is an international forum, not a US-centric one.
MIKESILV
Dec 14, 08, 7:39 am
No, Diners Club cards issued in MOST of the world are NOT MCs and are NOT accepted by Master Card merchants who do not accept DC. This is an international forum, not a US-centric one.
Yarrrnnn .. somebodies inferiority complex is showing:rolleyes:
mike
LegalEagle
Dec 14, 08, 8:04 am
After charging almost all travel/restaurant/business expenses on the Diners Club throughout the '80s, 90's, and into the 2000nds I too looked toward being able to charge EVERYTHING including groceries on the Diners when they became "Mastercard accepted" in 2005. Was used to getting double points on British Air during the special period each year and getting those nice business class seats to London for free.
But shortly after 2005 customer service went down the toilet (i.e. to an Indian call center) and by June of this year it was no longer worth the high annual fee to keep the card. They made no effort to dissuade me (i.e. offering 10,000 bonus points or waiving the annual fee, as in past years),
even though they could see tens and tens of thousands of annual charges in past years.
Citi group here shows the reason they are in financial trouble: they dump on their most loyal customers.:td:
sam-i-am
Dec 14, 08, 12:08 pm
But shortly after 2005 customer service went down the toilet (i.e. to an Indian call center)
Huh? I've called DC CS many times. Always got an articulate English-speaking rep, with no hint of an accent.
yanxfann
Dec 14, 08, 4:11 pm
Huh? I've called DC CS many times. Always got a articulate English-speaking rep, with no hint of an accent.
I've been a cardholder since the early 1990's and I too have never spoken to a DC customer service rep with a hint of a foreign accent.
Shareholder
Dec 15, 08, 9:54 pm
No, Diners Club cards issued in MOST of the world are NOT MCs and are NOT accepted by Master Card merchants who do not accept DC. This is an international forum, not a US-centric one.
I tried using my Canadian-issued Diners|Mastercard in Warsaw last year, in a Marks & Sparks, and they refused to accept it saying they didn't take DC. I insisted it was actually a MC but to no avail and ended up using my Visa!
SirWilliam
Dec 15, 08, 11:00 pm
I tried using my Canadian-issued Diners|Mastercard in Warsaw last year, in a Marks & Sparks, and they refused to accept it saying they didn't take DC. I insisted it was actually a MC but to no avail and ended up using my Visa!
Thats pretty unique. I have never gotten even a second glance at mine now that it is a MasterCard.
The Ivory Actuary
Dec 16, 08, 8:16 am
Thats pretty unique. I have never gotten even a second glance at mine now that it is a MasterCard.
I was using my Canadian-issued DC at the Smithsonian gift shop in Washington DC (no relation to Diners Club) and had to argue back and forth with the clerk. Finally she relented, saying, "I don't think this is gonna work..." but it did!
sdsearch
Dec 19, 08, 7:18 am
I was using my Canadian-issued DC at the Smithsonian gift shop in Washington DC (no relation to Diners Club) and had to argue back and forth with the clerk. Finally she relented, saying, "I don't think this is gonna work..." but it did!
Do you hand the card to clearks in such a way that they see the MC logo before they see the DC logo? (Ie, at merchants that never took DC, I generally hold it so that my hand is over the DC end and the MC end is showing.)
The Ivory Actuary
Dec 19, 08, 8:08 am
Do you hand the card to clearks in such a way that they see the MC logo before they see the DC logo? (Ie, at merchants that never took DC, I generally hold it so that my hand is over the DC end and the MC end is showing.)
I recall a light-hearted posting on FT a while back when I claimed to cover the MC logo so as to increase the prestige factor. ;)
In truth, I don't recall how I handed the card to the clerk, but I do recall that I had to point to the MC logo and tell her it was a MasterCard twice.
"Recall" three times in one post. Can anyone guess what dinosaur I'm going to find in my stocking next week?
BKKLEE
Dec 20, 08, 7:44 am
My Thai issued DC card is valid at all establishments in the US (only) that accept MC.
My US issued DC, co-branded as MC, carries a MC number (first 4-digits ID), and I've yet to have any problems using it in the US although establishments that first say we do not accept DC are asked to run it through and low and behold it works (although co-branded for some time I guess its just easier to say "no" then be able to look at the co-branded card).
Brendan
Dec 22, 08, 6:07 am
In Australia in March 2007 a clerk whose shop accepted MC but not DC said she was "confused" by both logos on my card. I explained that DC had partially merged into MC in the USA so that every US DC was processable as a MC. So she tried it & it worked.
Trav1970
Dec 23, 08, 3:14 am
I tried using my Canadian-issued Diners|Mastercard in Warsaw last year, in a Marks & Sparks, and they refused to accept it saying they didn't take DC. I insisted it was actually a MC but to no avail and ended up using my Visa!
The Mastercard connection is valid only with US-issued and Canada-issued Diners Club cards. I have one issued from Finland, and it too carries the Mastercard logo on the back with a remark "In U.S./Canada this Diners Club Card is accepted at MasterCard locations". This being the case, it is no wonder that European Visa/MC retailers don't take Diners Club cards, as U.S. customers are a small minority of all customers here.
On the other hand, the acceptability of Diners Club is quite a lot better in Europe than in the US. There are hardly any stores I do business with that would not take a Diners Club card (well, McDonalds and some other cheapo retailers do not). It's only been the US where the usability of the card has previously been inferior, but the MasterCard connection was clearly an improvement. If Citibank ceases to issue the cards, I could not care less - with the U.S. only having about 300 million people of the world's over 6 billion, there are plenty of other places to use the card, and while visiting the US I can certainly survive with my Amex, Visa, and Mastercard. As Diners Club has some superior benefits in comparison to those other cards, I will certainly carry on having this card in my wallet.
There has been no talks about stopping the issuance of DC cards where I live at. In fact, Diners Club was just running a promotion for a combined SAS Eurobonus / Diners Club card with a substantial sign-up point promotion.
EasternTraveler
Dec 28, 08, 10:48 pm
The Mastercard connection is valid only with US-issued and Canada-issued Diners Club cards. I have one issued from Finland, and it too carries the Mastercard logo on the back with a remark "In U.S./Canada this Diners Club Card is accepted at MasterCard locations". This being the case, it is no wonder that European Visa/MC retailers don't take Diners Club cards, as U.S. customers are a small minority of all customers here.
On the other hand, the acceptability of Diners Club is quite a lot better in Europe than in the US. There are hardly any stores I do business with that would not take a Diners Club card (well, McDonalds and some other cheapo retailers do not). It's only been the US where the usability of the card has previously been inferior, but the MasterCard connection was clearly an improvement. If Citibank ceases to issue the cards, I could not care less - with the U.S. only having about 300 million people of the world's over 6 billion, there are plenty of other places to use the card, and while visiting the US I can certainly survive with my Amex, Visa, and Mastercard. As Diners Club has some superior benefits in comparison to those other cards, I will certainly carry on having this card in my wallet.
There has been no talks about stopping the issuance of DC cards where I live at. In fact, Diners Club was just running a promotion for a combined SAS Eurobonus / Diners Club card with a substantial sign-up point promotion.
Why don't you read the thread before posting? The intent of the thread was not to discuss Diner's Club anywhere in the world except the USA and Canada. More specifically the end of application acceptance for personal cards at Citibank which is the US issuer. You state above that your card indicates MC in USA and Canada, yes we know that, so? You state that you could care less if citi stops issuing cards in the us, so what if you could care less, don't comment in a post that is only about citi and us issuance. You state that there has not been any talk of stopping the issuance of DC cards where you live, well no one said that the had or were. With Finland only having about 5 million people of the world's over 6 billion, there must not be anyone to talk to about your card. Maybe not many have the card, but with our over 300 million there are plenty to talk about it. We can also add the Canadian population to the mix of Citi issued cards and run that up some more. So the citi issuance probably exceeds any other single countries card numbers. Get over it, this is not about you.
The thread is only about Citi issued personal diner's club cards and nothing else.
EasternTraveler
Dec 28, 08, 11:00 pm
Diners Club is alive and thriving. It is the oldest charge card franchise and network on earth, started in New York, NY USA in 1950. For those with a USA issue, your Diner's Club is an American based card franchised locally, just like Visa, MasterCard, Discover and American Express.
It is unfortunately being dessimated by Citibank just as they have done to other great card brands like Carte Blanche, C&S, The Everything Card and Choice. Why oh why buy cards and strip to nothing and destroy them in the USA. I would think they are hoping to get more card users. That will not happen because they are trying to gain card users that were sold on the card and its service and features. As soon as Citi gets it they change those things and make them like their other cards. If the card user wanted a citi card they would apply for one.
Give it up citi, you DON'T know how to handle the high end cards.
edcba
Dec 29, 08, 4:25 pm
The intent of the thread was not to discuss Diner's Club anywhere in the world except the USA and Canada. More specifically the end of application acceptance for personal cards at Citibank which is the US issuer.
The thread is only about Citi issued personal diner's club cards and nothing else.
The title of the thread makes it appear that Diners Club has stopped issuing personal credit cards worldwide. This is simply false. Citigroup owns the Diners Club franchise in numerous countries besides Canada and USA. It's only in North America that Citigroup made this decision, not in its other franchise areas.
EasternTraveler
Dec 30, 08, 6:54 pm
You know you are very correct, the title is misleading and even the content of the OP's post was misleading or it might could be that it is does not contain enough specifics or it might even be that the OP is quite uninformed about the whole citigroup - dc situation.
Regardless after anyone reads beyond the title and the op's post, it becomes blatenly clear that the issue is only about the USA - Canada issued cards. Since you are not supposed to just read the title and post 1 then post, any post that rants about Finland (highest crime rate in the Eurozone) or any where else being not involved are just showing their ignorance or jealsousy as it is clearly off topic at that point.
hockeynuts
Jan 1, 09, 5:43 pm
FYI
Japanese DC will have Discover and Pulse logo from Jan. 2009.
ATM network change will be made on July 2009 (from Cirrus to Pulse).
Japanese DC will have Discover and Pulse logo from Jan. 2009.
ATM network change will be made on July 2009 (from Cirrus to Pulse).
Interesting news, although may be considered OT by some. Btw. my European issued DC with MC logo on the back could not be processed by Radio Shack here in the US.
trojanman
Oct 26, 09, 5:58 pm
The title of the thread makes it appear that Diners Club has stopped issuing personal credit cards worldwide.
Don't mean to beat a dead horse, but as the OP I can assure you that was not the intent. While there are some internationally based FTers, I believe it was reasonable of me to assume that since FT is based in the USA, is written in English, and has a majority (presumably a very significant majority) of USA-based members, that it would be assumed I was talking about US accounts.
Additionally, after spending a couple years on FT, I have come to notice that people referring to credit cards/offers/events, etc.. outside of the USA will always specify that fact in the title or 1st post. As such, the lack of reference to anything international should have de facto told you I was only referring to the USA.
To insinuate that I was trying to mislead people intentionally is downright incorrect.
Stepping off of my soapbox, I now recognize that I need to be as specific as possible to avoid confusing people. You have my word that I will be from now on.
Cheers.
rhodri
Nov 12, 09, 5:49 pm
Hi all:
I just made a post in the Other Credit Card Programs forum and don't want to create duplicate or unnecessary posts, but thought I would ask here in case there are some experts that peruse this section but not the "Other Credit Card Programs" section and also because my problem started when I discovered Diners Club no longer issues personal cards (I know, I'm about a year late on that one..)
I need a USA Mastercard that will transfer points to SPG reward program. A charge card with at least 45day billing cycles would be ideal but I'll take what I can get. Also, if it is absolutely impossible to accomplish this with a USA Mastercard, I could potentially be interested in foreign options, although from my understanding their reward programs are often more limited?
Any comments / suggestions / tips / help / etc., is appreciated, thanks!!
ctownflyer
Nov 12, 09, 8:01 pm
Hi all:
I just made a post in the Other Credit Card Programs forum and don't want to create duplicate or unnecessary posts, but thought I would ask here in case there are some experts that peruse this section but not the "Other Credit Card Programs" section and also because my problem started when I discovered Diners Club no longer issues personal cards (I know, I'm about a year late on that one..)
I need a USA Mastercard that will transfer points to SPG reward program. A charge card with at least 45day billing cycles would be ideal but I'll take what I can get. Also, if it is absolutely impossible to accomplish this with a USA Mastercard, I could potentially be interested in foreign options, although from my understanding their reward programs are often more limited?
Any comments / suggestions / tips / help / etc., is appreciated, thanks!!