stevenryals
Mar 25, 08, 12:46 pm
Could one keep an Am/Ex card through a ch 7? I called to ask, but as I wouldnt give them my account #, they wouldnt help me. lol
Just wondering..
Just wondering..
American Express Membership Rewards - American Express & Bankruptcy
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Mr. Vker
Mar 25, 08, 3:07 pm
Don't call from home or work either if you want to keep your info confidential.
best
Mar 25, 08, 10:34 pm
From other posts it seems that only if you pay them.
fracmeister
Mar 28, 08, 9:24 pm
hmmmmmmmm
If you are going Ch. 7 it seems your credit card retention shouldn't be a big objective.
Chapter 13 (or 11 for companies) might make a decent argument for needing some sort of credit facilities. If you are really in the more severe shape that the law allows you to discharge all obligations in return for your nonexempt property, I think you are seriously in error trying to keep a credit card.
If you are going Ch. 7 it seems your credit card retention shouldn't be a big objective.
Chapter 13 (or 11 for companies) might make a decent argument for needing some sort of credit facilities. If you are really in the more severe shape that the law allows you to discharge all obligations in return for your nonexempt property, I think you are seriously in error trying to keep a credit card.
best
Apr 5, 08, 10:07 am
But does AMEX blacklists you for life after bankruptcy?
soitgoes
Apr 5, 08, 10:33 am
But does AMEX blacklists you for life after bankruptcy?
If your debts to them are discharged, yes.
If you pay everything you owe to them, no.
If your debts to them are discharged, yes.
If you pay everything you owe to them, no.
Steve M
Apr 5, 08, 2:17 pm
From other posts it seems that only if you pay them.
Why should it be any other way?
Why should it be any other way?