American Express Membership Rewards - AMEX and PAYPAL.com

I just tried to send payment to another paypal member for a laptop purcahsed on ebay. Payment was denied. Amex told me that paypal will only allow me to send 1000/month off the amex. Has anyone else had this issue? It was never a problem with my green card, but now with the SPG card, it wont let me!

see
http://www.flyertalk.com/forum/Forum69/HTML/000967.html

no limit on normal Platinum Cards for paypal...right?

WHITEamex,
wrong, sadly.

Limits as recently as 3/19 are like this:
Corporate cards (green, gold, plat, and centurion, purple, orange) - $ 0, yes, that's ZERO per month.

OPTIMA-type cards, whether co-branded or not (ie Delta, Starwood, etc) - $1000/mo

As far as I can tell, now you cannot even get a manual pre-authorization to exceed this $1000/mo.

My wife spends more than this at walmart a month. Well, almost as much. Its a farce and a token IMO. just so they can claim affiliation with paypal (and it *is* an AMEX issue, not a paypal issue).

A real slap in the face to corporate cardholders.

Ticks me off as I used paypal for a lot!!

<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by ILUVCITIBANK:
WHITEamex,
wrong, sadly.

Limits as recently as 3/19 are like this:
Corporate cards (green, gold, plat, and centurion, purple, orange) - $ 0, yes, that's ZERO per month.

OPTIMA-type cards, whether co-branded or not (ie Delta, Starwood, etc) - $1000/mo
</font>

And for normal Platinum cards also (non corporate) is there a limit?

<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by ILUVCITIBANK:
My wife spends more than this at walmart a month. </font>

Speaking of which, have you noticed that Walmart now asks for your billing ZIP code when using an Amex, instead of the previous practice of asking for photo ID? They enter it into the register, and the transaction is approved in about 3 seconds. That is, if the ZIP code is correct - unlike a lot of other stores that use ZIP code only for demographic purposes, Walmart appears to be validating the billing ZIP code with Amex.

<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Well, almost as much. Its a farce and a token IMO. just so they can claim affiliation with paypal (and it *is* an AMEX issue, not a paypal issue).</font>

I doubt it's part of some grand scheme on Amex's part to tick off their customers. I wonder if they've found there to be an unusually large amount of fraud on large monthly PayPal transactions?

I suspect that it costs them quite a bit to process the PayPal transactions, especially with the number of questions and chargebacks.

Steve M: So What happens at Walmart when the Amex being used is not U.S. issued? How is the transaction approved/ verified? Only U.S. cities/ towns have zip codes.

<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by Flyaway:
Steve M: So What happens at Walmart when the Amex being used is not U.S. issued? How is the transaction approved/ verified? Only U.S. cities/ towns have zip codes. </font>

I almost included this question in my original post. I have no idea. Perhaps they go back to their previous practice of asking for photo ID. I would imagine that their register system could differentiate between a US and non-US Amex card by the first few digits of the card number (assuming of course that they are assigned in this manner), or lacking that, perhaps the cashier will just accept photo ID if the cardholder says they are not from the US. I have no non-US card and know nobody that does, so I have no way to try it out. Maybe I'll ask the next time I'm there.

In regard to the PayPal $1000 limit, I understand the American Express Co.'s stance on the issue: since one might use PayPal to essentially withdraw cash even though it posts as a purchase, it becomes a higher risk for AmEx. And sending cash in large amount over a system that is supposed to be used for micropayments should definitely raise some red flags for a transaction. In the case of paying for a laptop bought on eBay (something I would never do, since it might be defective, stolen, etc.), you could always send $900 from your Amex card, and the remainder of your balance from a different mileage- or points-earning credit card.

WhiteAMEX (and others).

ssshhhh...it's a secret I just stumbled into, but I'll share...paypal and amex appear to have kissed and made up.

I am burning up my OPTIMA/Starwood AMEX at paypal in the last 5 days or so. Wanted to give it a few days' trial to see if it was a fluke or what.

Can't speak of the AMEX/GOLD/PLAT series (ie "corporate" cards)...which uniquely were being blocked BY AMEX (not by paypal), while the OPTIMA had a measley $1000/mo paypal limit up until mid last week...then...surprise.

All of a sudden, appears AMEX woke up and realized "this electronic payment thing" ain't goin away. Still appears AMEX has a $1000 PER TRANSACTION limit, as I've had more than one $1000+ transaction that didn't go thru...but when broken into two sub-$1000 transactions...no problems.

So - three cheers for AMEX and paypal for shakin hands and bein friends.

Better late than never.

YMMV.

ILUVCITIBANK, I have sent you an email at your aol address.

<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by WhiteAMEX:
ILUVCITIBANK, I have sent you an email at your aol address.</font>

Do you have some exciting secrets about AmEx / PayPal?

d

no surprises or secrets other than the paypal/amex "door" appears to be back open again.

Sorry for the confusion.

<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by Flyaway:
Steve M: So What happens at Walmart when the Amex being used is not U.S. issued? How is the transaction approved/ verified? Only U.S. cities/ towns have zip codes. </font>

It's not just Wal-mart either. I found some gas stations in Southern California requiring the entering of zip code when paying at the pump. With Canadian Amex I was able to pay inside at one, but had to use VISA at another. I wondered at the time if I entered hotel zip code, for example, if sale would actually validate.

<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by ILUVCITIBANK:
WHITEamex,
wrong, sadly.

Limits as recently as 3/19 are like this:
Corporate cards (green, gold, plat, and centurion, purple, orange) - $ 0, yes, that's ZERO per month.

OPTIMA-type cards, whether co-branded or not (ie Delta, Starwood, etc) - $1000/mo

As far as I can tell, now you cannot even get a manual pre-authorization to exceed this $1000/mo.

My wife spends more than this at walmart a month. Well, almost as much. Its a farce and a token IMO. just so they can claim affiliation with paypal (and it *is* an AMEX issue, not a paypal issue).

A real slap in the face to corporate cardholders.</font>

Strange, I've never had trouble using my corporate Platinum for such charges and have even had multiple charges through them manually authorized for a total of $1800 in a month.

yyzflyer: Interesting as I only have an Amex card. I don't do visa/ mastercard any more!

------------------
AAdvantage Platinum
AMEX Platinum (Canada)

kanebear,
don't how that can be IF you are saying you were able to get AUTOMATED charges through on your corporate card (gold, plat)...IF OTOH you mean you had to call them in manually, then I am not surprised that you were able to still use your corporate card through the "black period"...I gave up on that antiquated way to charge after AMEX blocked automated corporate card charges some weeks ago.

I've personally spoken to AMEX and paypal repS (yes, more than one at each place, since I rarely have 100% confidence in a single conversation with either of these companies)...and over and over consistently heard that only the OPTIMA-type (co-branded cards included (ie Delta, Starwood)) were able to be used in the automated mode for up to $1000 per month (ie load the charge into paypal, using an OPTIMA card...charge up to $1K per mo, no problem)....and that AMEX corporate gold, plat, etc cards, were outright limited to zero, again via the AUTOMATED PROCESS.

Yes, I am aware there is always the possibility one can call AMEX, ask for an "authorizer" and manually get a charge through...I was able to do that early-on even as AMEX was closing the door on the automated, but not manual system, but then AMEX closed the door entirely FOR paypal-originated charges specificially (by name) and prevented their authorizers from allowing ALL CORPORATE CARD/paypalcharges, even manually. That was my experience at least.

Now - as I posted - something has definitely thawed out at AMEX as recently as this past week....OPTIMA charges (I use the starwood card mostly)....go through fine now...seems to now have a $1000 PER TRANSACTION limit, so I occasionally have to break charges down into multiple sub-$1000 charges...and I also was able to send through some sizeable ($3K+) charges on my Corporate Plat card this past week....though I had to call them in manually still.

Bottom line is I think paypal and AMEX have kissed and made up...w/ AMEX leaving tighter security controls in place than any other V or M/C I use...which is fine w/ me as long as, with appropriate credentials, I can still process my charge, even if manually, and not be blocked entirely.

How do you send money on PayPal using your credit card instead of a bank account? I have a Platinum.

WhiteAMEX,

Just load your credit card in as one of your credit cards, and when you go to pay a bill, switch out of the default (paypal always wants you to use a brank draft, or better yet, funds maintained in their account, versus using a credit card, for several reasons I won't go into here).

Problem I still see for you here is, last time I tried using my corporate aamex card (last week)...you will need to call in your charges one by one and get them pre-authorized for paypal once you hit $1000/mo, that is for any amex product except the OPTIMA card(s) (ie co-branded starwood, hilton, delta, etc)...which seem now to have only a $1000 per transaction limit, but no aggregate limit per month except your loc itself. Catch 22 since you want to build your *colored* card volume, not any OPTIMA card volume if I recall.

IOW - for some unknown reason, AMEX thinks OPTIMA cardholders are more responsible than amex golds, plats and centurions (at least the corporate version of these "colored" cards)...isn't that special ? I've spoken with several amex folk in recent months...no, they can't explain this divergent approach to paypal b the OPTIMA side versus the "colored card" side either. Seems upper management can't even get the logic out to the organization. IMO of course.

[This message has been edited by ILUVCITIBANK (edited 04-09-2002).]

PayPal has a new system where it decides if you can use a credit card. I called and asked, and there's no way to force the use of a credit card. Help me!

<font face="Verdana, Arial, Helvetica, sans-serif" size="2">Originally posted by ILUVCITIBANK:
kanebear,
don't how that can be IF you are saying you were able to get AUTOMATED charges through on your corporate card (gold, plat)...IF OTOH you mean you had to call them in manually, then I am not surprised that you were able to still use your corporate card through the "black period</font>


They were automated transactions on my Corporate Platinum. After a certain amount (I can't remember exactly where the line was but it seemed to be around $1,000 a month IIRC) I'd have to call in to get charges authorized. It is a small business corporate (now OPEN, the small business network... oooooooh!) so perhaps that's handled differently.

WhiteAMEX, what you just said would fly in the face of the very concept of what paypal exists for...not only to move MONEY around the world electronically...but to give the "little guy" the ability to receive CREDIT CARD payments. Not just merchants, but any person in the world who can qualify to get an account open, and then maintain it.

I truly believe you just haven't found the page on this increasingly complex web site. Try this:

Log in, choose PROFILE, then under FINANCIAL INFORMATION (center screen) select "CREDIT CARDS" , find the word "ADD" at the bottom of this fairly-intuitive page, and then start entering the cards you wish to use.

After you enter them, paypal will send two very small, random charges against your account..like $1.20 and $1.08 as examples...and then will ask you to respond back to a specific page in your account with the CHARGE AMOUNT and also the ENCODED TRANSACTION NUMBER of both charges....which of course you'll either have to get online in a few days after the two charges post...OR wait until your hard copy credit card statement arrives and read the TRANSACTION CODE off.

With the AMOUNT(s) and TRANSACTION CODE(s) for both tiny charges, you will be able to CONFIRM your credit card and then start using it. Can't use your credit card until then, however. Best case turn-around from the day you enter a credit card to being able to use it - about 3-5 days in my experience...ie however long it takes for the two charges to POST to your credit card and become available for ONLINE VIEWING. Took Citibank 3 days for me to see the two charges online and pull the critical TRANSACTION CODE NUMBERS and DOLLAR AMOUNTS from the day paypal charged them.

Worst case - however long it takes for your next cycle to END, and then you to get your HARD COPY STATEMENT, if you can't view it online. if your cycle just closed and your credit card doesn't ofer online viewing..ouch...can be 28-32 days away. No way to shorten the time as far as I know.

I find it very tough to believe that paypal will no longer accept new credit card registrations...I think you must not have discovered this part of the paypal site yet.

Hope this helps.

P.S. One thing you might immediately focus on and start making use of - under WHAT's NEW" on the left hand side of the home page...read up on the "BILLPAY" concept. This is an innovative program paypal is rolling out...where you can make numerous payments, especially recurring payments, to vendors all over the world that may not otherwise accept directed CREDIT CARD PAYMENTS, per se (some utilities come to mind)....and more sign up literally daily...I predict this will be a superb feature in next few quarters.

FWIW this process only needs to be completed for the first credit card. Paypal will only show the billing address of a credit card as a verified address but adding additional cards is a matter of putting in the credit card number and proper billing address.

kane, true one can add 2nd and subsequent cards to one account, but there is still a verification process for each new card added; at least there was on my m/c when added about 45 days ago as the 3rd or 4th card to my account.

In fact, it was actually linked to a 2nd paypal account I used infrequently, so had to "de-link" it, then link it back to the more active account.

98% certain each and every card NOW has to be confirmed/verified through this 2x micro-charges process, or whatever term paypal calls it.

I do faintly recall last year...a person could just add a new card and start charging as long as one primary card was confirmed. Is this what you refer to ?

Not so any longer I don't believe. Could be wrong.

The problem is not with the credit card. It's when I go to send money: I enter the recipients email address, enter the dollar amount, and the type, and submit it. Then on the next screen it shows: "Source of Funds" and the primary source is my bank account, with the back-up being my credit card. I called PayPal and they said they have a new system; and some transactions can't be done with the credit card as the primary. It makes no sense to me. Help!!

WhiteAMEX,
only time I've ever seen something like this is in one of two circumstances: 1) when the RECIPIENT sets his preferences to only receive payments that are FUNDED by bank account or paypal on-hand funds AND/OR 2) when the recipient of you payment is still only signed up on paypal as a BASIC ACCOUNT, in which case paypal prevents them from receiving credit-card-funded payments specifically. This is one of the cute ways paypal essentially forces, over time, every single paypal user to UPGRADE to a higher level service...which I'm going to make a stab and say has a higher commission structure on the recipient's side.

I am not sure why a recipient would not be interested in receiving *any source of funded payment...since I think he/she will pay the 2.95% in-bound commission no matter source of funds...so its really only to paypal's benefit to shift charges from credit card funded to bank/account funded as I understand it.

When I run into A SCENARIO WHERE I CAN'T FUND MY PAYPAL PAYMENT VIA A CREDIT CARD, I will stop where I am, and email the recipient that he/she needs to go into paypal and either UPGRADE their account, or TOGGLE OFF any setting that prevents credit-card funded payments. Once that happens - all is well and I'm back to charging.

Have never been refused by a recipient to go into paypal and fix this, but I might see where a large institution has negotiated w/ paypal to receive payments, but *only if funded non-credit card* to reduce commission hit...which of course would be a bad omen for anyone desiring to use credit card.

I guess I equate paypal with the ability to use credit card in multiple scenarios...so anytime paypal sets hurdles to my use of a credit cad to fund payments, I am concerned. I asked paypal to stop making me have to toggle to a credit card from my bank account on every single payment transaction, and they acted dumb...which of course means they are sly like a fox and have this set up precisely to try to induce payments to be funded through non-credit card sources...because they have liability for chargeback, and also because they are paying a discount to handle that credit card, while a bank-funded transaction is pure (or primarily) profit to them.

Bottom line - you still have not given us enough info to understand what's going on. Who/what entity are you trying to pay va credit card funded payment ? Are you *sure* that recipient hasn't set up some preference setting to not receive credit card funde dpayments ? have you emailed that recipient to go into paypal and change their setting to allow for a credit-card funded payment ? Superficially, it seems still this is the recipient's issue and not a paypal issue, per se.

Are Amex Charges treated as Purchases or Cash Advances?

Purchases.

Were these "per month" limits that people mentioned per calendar month, or per statement month?

d

Doppy,
AMEX will tell you this limit is based on a ROLLING 30day period. ie, ...previous 29 days plus the current day you attempting to charge.

I had the same thing happen to me. I suspect AMEX sets the PAYPAL limit to prevent people from earning MR points in a rapid manner as this would be easily done with multiple paypal accounts.

I had the same thing happen to me. I suspect AMEX sets the PAYPAL limit to prevent people from earning MR points in a rapid manner as this would be easily done with multiple paypal accounts.

I think if someone is silly enough to pay all that paypal comission in order to earn MR points then they are off their rocker. We, in London, have to pay silly fees for using AmEx on paypal. For starter all transactions are processed in USD so they conversion rate sticks one knife in your back, then AmEx apply their USD conversion, which as we know is a joke and then some. Last week I did a transaction for £312 on paypal. After paypal converted it to USD to charge my AmEx card and then AmEx converted it back to GBP I had ended up paying £332. Joke, eh? All because paypal dont have a UK merchant account. More like AmEx wont give it to them to swindle us UK paypal peps with hefty forex charges.

Best

KVU

Wasn't part of the problem due to people using e-bay to buy things from themselves (or their relatives) using Paypal to generate low-cost Membership Reward points?

Wasn't part of the problem due to people using e-bay to buy things from themselves (or their relatives) using Paypal to generate low-cost Membership Reward points?

But these would not be low-cost MR points. The fee to be able to accept payments in your Paypal account via credit cards is 2.9% plus $0.30 per transaction. Is that an acceptable cost for MR points?

On a similar subject, Stormpay (similar online payment system as Paypal), has just this week stopped accepting AmEx as a payment method.

Susan

On a similar subject, Stormpay (similar online payment system as Paypal), has just this week stopped accepting AmEx as a payment method.

I would prefer not to shop somewhere that did not accept AmEx.

I have never heard of Stormpay, but when I checked their IN-BOUND fees...was surprised anyone would use such a service.

Paypal is half this. Am I missing something ? That they stopped AMEX, if they did (I don't personally know), is just the final nail in the coffin of this place. I have long-wondered why a large entity like AMEX, Citibank, even Wells Fargo bank (one of the original founding bank members of paypal, who sold out their interest when eBa bought the service)...hasn't jumped into this multi-billion electronic payment service. I believe there is a day when profits from paypal may rival ebay's own internally-generate profits, or at least represent a HUGE eBay's gross cash flow and gross income.

That the world's largest banks are missing this wide-open opportunity is really intriguing.
==================================
Receive Money to your StormPay Account::

Standard Rate = 6.9% plus 69 cents per transaction*

Does Amex provide any kind of protection with using the card to pay via paypal for a auction purchase? If someone was to buy somthing on a aution and use the card via paypal- never recieve the item- would you be able to call Amex and dispute the charge?

I have never heard of Stormpay, but when I checked their IN-BOUND fees...was surprised anyone would use such a service.

Paypal is half this. Am I missing something ? That they stopped AMEX, if they did (I don't personally know), is just the final nail in the coffin of this place.

I would never use them by choice, but a lot of online businesses use them for convenience to accept payments from customers. Paypal can be very difficult for small online businesses and will shut down accounts and freeze money at the drop of a hat if they see too much volume going through.

I've only used Stormpay to pay one merchant that I wanted to purchase from and had no other options (luckily, that merchant now has its own merchant account).

Susan

will a 1800 non ebay non auction payment be approved by ebay And Amex.
I'm sending it to an infrequent paypal user. An account that is a few years old but has not recieved money in the past. My friend has only sent money.
I am along time Amex cardholder and have a new Plat charge card ($395 a year).

I would be using the plat charge card.

I saw this two year old thread and was unsure if I should start a new one or continue this dated thread.

o

I'm completely confused. Are we talking about limits when sending payments on PayPal using your Amex? I send huge payments via PayPal every month and never have a problem. I probably average $30k per month on my Amex Business Gold and $15k per month on my Centurion thru PayPal. Am I missing something?

I'm completely confused. Are we talking about limits when sending payments on PayPal using your Amex? Am I missing something?

No you are not confused or missing anything.

If you are paying for ebay auctions, I think its viewed like any other purchase,
But I think that $1000 is a limit per month for others.

Have you had any charged as a cash advance?

I heard that Paypal can be diffucult with credit cards when it comes to money payments and not ebay auctions.

No you are not confused or missing anything.

If you are paying for ebay auctions, I think its viewed like any other purchase,
But I think that $1000 is a limit per month for others.

Have you had any charged as a cash advance?

I heard that Paypal can be diffucult with credit cards when it comes to money payments and not ebay auctions.

Never had a payment charged as a cash advance. Not even sure I have cash advance on my business charge card.

Just today I paid a web developer $6500 on my business Amex and paid 2 ebay auctions for rare coins, one for $2100 and one for $2800 on my Centurion. I also sent a guy $1300 yesterday for a deposit on a custom piece of furniture.

All on my Amex cards and all with no problems.

I charge mostly on starwood for more valuable points.

Today, I tried Plat card for $1800 and then $900.

DENIED.

EBAY screen "claimed" card issuer denied.

I skeptical. I sending to a paypay acct with zero transactions.
part of me suspects that paypal views this as higher risk and wants to steer me to instant transfer or e check.


This happened a few years ago with starwood card and I called Amex right away. Paypal customer service is non exsistance!

Amex said my account was find and it should have gone through.

Something is fishy here!

I have a centurion card and I done over $5K this month on ebay and paid with paypal and not 1 word. every change has gone through without 1 word. My largest charge was $1600 too.

In my experience, the Paypal sending limit for CC funded payments varies greatly...not just Amex. I think it is determined my sender history, sender history with that card, receiver history, type of transaction, and maybe other factors. I have sent over $30K Amex funded Paypal payments in a few days before...but my per tranaction limit has been fluid.

Is anybody aware of the fact that this thread started in 2002, then continues some time in 2004 and then suddenly appeared in 2006? Thing may change in the time...

Is anybody aware of the fact that this thread started in 2002, then continues some time in 2004 and then suddenly appeared in 2006? Thing may change in the time...
Yes,I`m aware of it and I wonder why everybody can use an Amex card.When I tried to enter the dates of my Amex (Germany),I was told that Paypal would not accept Amex although I`d been using Amex/Paypal for some years.Is there any German Paypal member using his Amex card here on FT?

Is there any German Paypal member using his Amex card here on FT?

No, I'm Dutch - and use Paypal rarely and only with small amounts. I don't trust Paypal enough for higher amounts.

Yes,I`m aware of it and I wonder why everybody can use an Amex card.When I tried to enter the dates of my Amex (Germany),I was told that Paypal would not accept Amex although I`d been using Amex/Paypal for some years.Is there any German Paypal member using his Amex card here on FT?

Yes, I'm from Germany and use my Amex with Paypal in eBay over years. My last transaction was last month. Now I write in German, it's easier to explain.

Ich hab eben mal auf mein Paypal-Profil geschaut und ich kann heutzutage keine weitere Amex mehr eingeben. Da eBay Deutschland auch kein Amex nimmt, wurde das wohl auch bei Paypal-Deutschland gestrichen. Ich hab mich damals noch auf der US-Seite von Paypal angemeldet, weil es da noch keine Deutsche Seite gab. Ich muss nun aber immer noch Zusatzgebühren bezahlen, weil die Amex-Karte über Amex-US abgerechnet wird. Ist nicht gerade der Hit. Vielleicht funktioniert es, wenn Du Dich zuerst auf der US-Seite anmeldest, aber ich glaub die Chancen sind schlecht mit Amex in Deutschland. Beschwerde an Amex schreiben!

I charge mostly on starwood for more valuable points.

Today, I tried Plat card for $1800 and then $900.

DENIED...
If you were sending to a Paypal personal account(receipient), I believe the limit is $500 monthly for any personal account to receive money after Paypal verification. That could be the problem.


This happened a few years ago with starwood card and I called Amex right away. Paypal customer service is non exsistance!....
Did you call? I got the answers I needed over the phone. I actually just spoke to their customer service tonight at 1-888-221-1161.
(4:00 AM PDT to 10:00 PM PDT Monday through Friday)
(6:00 AM PDT to 8:00 PM PDT on Saturday and Sunday)
Was told today this line is for Premier and Business Paypal accounts only.

I've been trying to use PayPal to up my Amex spend, and have run into some difficulty.

It allowed me to do an $8000 transaction on 5/20. On 5/25 I did another $8000 transaction. On 5/26 I tried again and PayPal told me it was declined by Amex. I called Amex (plat) and asked them and they confirmed that they had declined the charge. They said that they have a limit on the amount charged through PayPal in each 30 day period. I asked what that limit was, and he said around $5000, but it depends on each account. I told him that it must be much more than that, and he looked at my account and was very surprised that I was allowed to charge so much, and told me that I was very lucky, and that he'd never seen anyone able to charge so high within 30 days before. I've been trying to do another $8000 about every other day, and on 6/7 another went through without being declined by Amex. I was thinking that maybe it's actually 15 days, so I tried again today (16 days past the 5/25 transaction), but it was declined.

Can anyone shed any light on this?

I think its just the luck of the draw. I sent $10k to a (verified) American personal account from the UK last month from my BA Amex PPlus card.

AMEX still has a funky, inconsistent "30-day rolling average" limit for CHARGE CARD charging (gold,plat,cent), and it is absurdly low. In my experience as low as $4-$8K in a given 30day rolling period. (No loss, IMO, since AMEX's Membership Rewards program is so anemic who wants to accumulate MR points over starwood starpoints anyway ?)

OTOH, there is no limit, subject to your own credit line w/ AMEX, when using amex CREDIT CARDS such as HHONORs, starwood, etc (ie AMEX's OPTIMA card products).

ALL of these limits are AMEX-established, not paypal-established, even if and when AMEX claims otherwise (usually by an ill-informed AMEX CSR who doesn't even understand their own internal policies).

AMEX still has a funky, inconsistent "30-day rolling average" limit for CHARGE CARD charging (gold,plat,cent), and it is absurdly low. In my experience as low as $4-$8K in a given 30day rolling period. (No loss, IMO, since AMEX's Membership Rewards program is so anemic who wants to accumulate MR points over starwood starpoints anyway ?)

OTOH, there is no limit, subject to your own credit line w/ AMEX, when using amex CREDIT CARDS such as HHONORs, starwood, etc (ie AMEX's OPTIMA card products).

ALL of these limits are AMEX-established, not paypal-established, even if and when AMEX claims otherwise (usually by an ill-informed AMEX CSR who doesn't even understand their own internal policies).

This is interesting. Does that mean that I could get them to fedex me an optima card and charge as much as I want via PayPal? (and am I correct in understanding that these charges will count towards my spend for cent. qualification?)

Also, how do you explain me being able to charge $24k using my plat charge card within the last 30 days?

This is definitely a YMMV kind of thing.

I'm in the middle of a heavy charging month and have sent over $55k via PayPal in the first 12 days of this month.

All charged on my personal Centurion and no problems whatsoever.

Funny you all have problems. I normally send about $14,000 a month (work) from my US Amex Gold Prefered Rewards Plus whatever they call it. Each transaction is well over $5,000.

I think it is more of a rolling spending thing........

No, I'm Dutch - and use Paypal rarely and only with small amounts. I don't trust Paypal enough for higher amounts.

My colleague wanted to use his Amex on Paypal, but he couldn't enter his Amex-number, only Visa or Eurocard/Mastercard were accepted.

I tried for him, and after a phonecall to Paypal, they told me that the contracts between Paypal and Amex were suspended. Only the cards which were already on Paypal can be used until expiration date, but no new ones were accepted anymore.

I don't know if this is only for the Netherlands, Europe or everywhere, but I thought some of you wanted to know this.

WOW that sounds like it would apply to all of paypal. they dont want to pay the amex fees i guess.

My colleague wanted to use his Amex on Paypal, but he couldn't enter his Amex-number, only Visa or Eurocard/Mastercard were accepted.

I tried for him, and after a phonecall to Paypal, they told me that the contracts between Paypal and Amex were suspended. Only the cards which were already on Paypal can be used until expiration date, but no new ones were accepted anymore.

I don't know if this is only for the Netherlands, Europe or everywhere, but I thought some of you wanted to know this.

Your post made me think I wouldn't be able to register my new spg business card that I just received. But low and behold, I just added it to my paypal account and had no problems. Must have been something else preventing your adding the amex card.

would paypal vary between countries?

would paypal vary between countries?

Yes, it varies. You can't use it with amex in Australia.

You can't add any new cards to the system.

This moratorium has been going on since PayPal Australia started operating.

Resurrecting an old thread!
I just got screwed on a purchase (guy promised he can deliver CO gold, never came thru:mad:) that was made thru paypal. Paid with Amex.
Apparently there is 45 days to make a claim (he screwed me around for 2-3 months and i just gave up) with paypal, which has passed.
Can I dispute charge with Amex?

Resurrecting an old thread!
I just got screwed on a purchase (guy promised he can deliver CO gold, never came thru:mad:) that was made thru paypal. Paid with Amex.
Apparently there is 45 days to make a claim (he screwed me around for 2-3 months and i just gave up) with paypal, which has passed.
Can I dispute charge with Amex?

Only if you want to lose your PayPal privileges forever.

Only if you want to lose your PayPal privileges forever.

Can you please elaborate on that?!?

Can you please elaborate on that?!?

Similar thing happened to me in terms of getting screwed my an ebay auction, and I already filed a dispute through AMEX (wish I filed the paypal dispute earlier but whatever). Honestly, if paypal decides to shut my account down (and I do a LOT of purchasing through paypal) then whatever....I'll figure something out. When I spoke to the AMEX rep, that's what they recommended me to do, file a dispute with them. Paypal IMO, does not look after their customers, whereas I feel that AMEX does (or at least does a MUCH BETTER job than paypal).

What I could see happening with me is that my dispute (hopefully) goes through, get money back. Paypal being paypal decides to "close" or lock my account as a result (even though this is the first dispute that I've EVER done in my life).

In closing, this site can best explain it better: http://www.paypalsucks.com

Make sure you pull *all* of your money out of your PayPal account before you dispute. When they shut it down, they keep your money for 6 months.