lakers6902
Aug 26, 12, 11:42 am
Quick question...
Are there any real benefits of having an out of state address for my amex accounts?
I recently moved from CA to VA, and all my accounts are under my parents address back in CA. Other than cheaper premium rental protection through the Amex platinum, are there any benefits of keeping my address out of state? I do paperless statements so rarely receive anything in the mail anyways.
Thanks!
ddallas
Aug 26, 12, 5:23 pm
Sounds like it could be a hassle with replacement cards and any documentation being sent to your parents.
elitism
Aug 26, 12, 5:28 pm
Wouldn't it be beneficial if the parent's home is worth more than OP's current address for how much credit AmEx extends? Also, maybe the OP would be able to use any travel benefits (roadside assistance) since he is technically more than the required miles from home?
goAsia
Aug 27, 12, 11:00 am
Wouldn't it be beneficial if the parent's home is worth more than OP's current address for how much credit AmEx extends? Also, maybe the OP would be able to use any travel benefits (roadside assistance) since he is technically more than the required miles from home?
Yes, OP would get roadside assistance in VA but not if visiting the parents.
lakers6902
Aug 28, 12, 12:54 am
Thought about it and decided to leave my parents address until the end of the year. As mentioned, theres a few benefits to it:
roadside assistance
ca primary rental insurance is a few dollars cheaper and,
different flying insurance benefits will work at my new home airport since on my account, itll show it as a visiting airport. ^
Your billing address does not establish your place of residence.
Roadside Assistance makes no reference to address:
American Express Roadside Assistance Services are provided as an emergency service and not a general maintenance type service. Coverage is provided for 1 service only every 7 days. Coverage provided for self-propelled, four-wheel vehicles designed, licensed, and used for private on-road transportation, and trucks with a carrying capacity of up to 2 tons. Towing to the nearest authorized facility, or, upon the Card-member's request, to another location with a maximum of $50 coverage. Emergency situations do not include: all parts, labor and supplies provided while at an auto repair shop or service station, towing to another location unless the initial service location is closed, service for taxicabs, tractors, boats, rental vehicles, ambulances, trucks, vehicles used for competition, unlicensed vehicles, illegally parked or impounded vehicles, or any vehicles in tow, rental and towing equipment, towing at the direction of law enforcement officer relating to traffic obstruction, impoundment, abandonment, illegal parking, or other violations of law or towing by other than a licensed service station or garage, installation or removal of snow tires, repairs to studs, mounting and dismounting snow chains, repeated service calls for a vehicle in need of routine maintenance or repair, shoveling snow from around a vehicle, vehicle storage, or impoundment charges. Coverage is applicable to the entire United States, Canada, and Puerto Rico. Limit of 4 services per calendar year. If you need further information, please call the number on the back of your Card.
elitism
Aug 28, 12, 4:00 pm
I might've had it confused with the global assist hotline.
"Get emergency assistance anywhere, anytime with the Global Assist® Hotline. When you’re more than 100 miles from home, one phone call to us can help connect you with the help you need — from doctor referrals to passport assistance and emergency cash."