Credit Card Programs - Citi HH visa- extra credit inquiry :(

Moderators- please move this thread if this isn't the right forum for it.

I wanted to share my situation to make others aware of it and also get some suggestions. In my last App-o-rama in April, I had applied for Citi HH cards as well. Bad luck/timing that apps for Citi didn't get filled properly and were submitted one day late than others. Citi saw multiple pulls on experian (that's what they use in WA) and decline apps. I have been with Citi for a while with good credit scores (750+). I sent the reconsideration mail to Exec office and received a mail from Citi stating that they would like to reconsider my apps but wanted me to submit recent copy of experian. I went ahead and submitted it.

Now, I see Citi doing new inquiry check on Experian yesterday (i have identityguard service) and I received a notice from Citi that my application (atleast one of the two i believe) was approved. While I am happy about approval, i think they have messed up my app-o-rama schedule by doing this out of turn inquiry after i submitted the experian report.

Is it common for this to happen? Any suggestions- should i just take it as lesson and let it go given i can't do anything in this situation.

What can I say? Sometimes you game the system and sometimes it games you back!:D

Moderators- please move this thread if this isn't the right forum for it.

I wanted to share my situation to make others aware of it and also get some suggestions. In my last App-o-rama in April, I had applied for Citi HH cards as well. Bad luck/timing that apps for Citi didn't get filled properly and were submitted one day late than others. Citi saw multiple pulls on experian (that's what they use in WA) and decline apps. I have been with Citi for a while with good credit scores (750+). I sent the reconsideration mail to Exec office and received a mail from Citi stating that they would like to reconsider my apps but wanted me to submit recent copy of experian. I went ahead and submitted it.

Now, I see Citi doing new inquiry check on Experian yesterday (i have identityguard service) and I received a notice from Citi that my application (atleast one of the two i believe) was approved. While I am happy about approval, i think they have messed up my app-o-rama schedule by doing this out of turn inquiry after i submitted the experian report.

Is it common for this to happen? Any suggestions- should i just take it as lesson and let it go given i can't do anything in this situation.

I recently applied for the two citi AA cards and wasn't given instant approval for either card. When I called them for reconsideration they wanted my last year's tax after which they would reconsider and pull another credit check for each card. At this point I am not even gonna bother wasting so many hard inquiries. Citi has messed up my vacation plans for next year now :(

Do appo-ramas still work? I thought I heard some horror stories about them.

Do appo-ramas still work? I thought I heard some horror stories about them.

I'm thinking he is using the new use of the term "churn" when he says app-o-rama...

Applying for multiple cards every quarter or so...

What can I say? Sometimes you game the system and sometimes it games you back!:D

^

What can I say? Sometimes you game the system and sometimes it games you back!:D

Well said! It is a risk when we play this game.

My circumstances were different but has happened to me too with a Citi Business AA card (extra credit pull), but the 75K miles I received for it eased the pain a "lil.;)