Chase Ultimate Rewards - Chase Ink Plus is now available

The Chase Ink Plus is now available at the Chase business credit card site. The Ink Plus looks like the credit card version of the Ink Bold (charge card). So as of today there are 4 non-affiliated Chase business cards - Cash, Classic, Bold, and Plus.

https://www.chase.com/online/business-credit-cards/ink-business-credit-cards.htm?a=undefined

So, Ink Bold with 0% for six months, same bonus, same spend. Not bad. The zero percent makes meeting the spend a little easier in the event you are reaching a little.

can i get this with 50k bonus if i already have the INK BOLD?

So when a person's annual fee comes up for the IB, apply for the Plus. If you get instant approval, cancel the IB. If not, phone recon and say you want to switch your credit line from the IB to the Plus and cancel the IB then with the CSR. Rinse, repeat every 12 months. New bonus each year, no annual fee each year, same benefits perpetually. Any flaws with this strategy that you can see?

None that I can see, except unless Chase finally gets wise to the nonprofit able cardmember actions that we do and shut us down for good. :)

I got a US Mail offer a few weeks ago for the INK Plus with 50K bonus, no minimum spend (bonus with first purchase) and annual fee waived for first year.

It was for a business I have which already had the INK Bold.

Applied and am waiting for a response after "further processing."

PS Called the reconsideration line at Chase and app was granted.

Link says 10k spend to get the second 25k points. That's high.

Anyone with lots of office spend but limited by the $50k limit on office spend suddenly have another 250k they can earn.

this should be blowing up in the blogs tomorrow...pretty good offer...if only I could get the 50k no min..

With the 0% for 6 months, it's really $10K spend in 6 months (since there are many ways to "spend forward," especially with the Ink cards).

Hopefully some targeted/lower spend offers surface soon :)

Is Ink Plus benefit better than Ink Bold? I you also get lounge passes with Ink Plus. I think I should switch!

Is Ink Plus benefit better than Ink Bold? I you also get lounge passes with Ink Plus. I think I should switch!

You get that exact same benefit with the Ink Bold - the only difference is that it's a credit card (Ink Plus) instead of a charge card (Ink Bold).

The public links came out yesterday and the referral links will be on all the blogs next week.

The offer is virtually the same as the INK Bold card but this one is a credit card NOT a charge card as is the INK Bold.

50K with $10K spend
First year fee waived.
5 UR points per dollar on Office supplies, Internet, cable and phone etc.

Based on past experience I believe holders of the Bold will be able to apply for the Plus and get another sign up bonus. We'll know for sure next week.

Probably not a bad idea to wait to apply for this to see if other offers with less spend become available in the coming days/weeks...I think I saw mention of an offer that only required $5k spend in 3 months but no link is readily available for that one that I've seen yet...

Probably not a bad idea to wait to apply for this to see if other offers with less spend become available in the coming days/weeks...I think I saw mention of an offer that only required $5k spend in 3 months but no link is readily available for that one that I've seen yet...

I think I read they increased it from $5K to $10K awhile ago.

But $10K is a lot for most people, so sure would like to see something like $5K for this new card.

I was told that you should be able to get the bonus on this card as well as the Ink Bold since they are separate products.

There are targeted offers for no spending or $5K spending (instead of $10K), so it doesn't hurt to wait.

I was told that you should be able to get the bonus on this card as well as the Ink Bold since they are separate products.

There are targeted offers for no spending or $5K spending (instead of $10K), so it doesn't hurt to wait.

After I got the original bold, I was mailed an offer for a preapproved classic. It was only 25k points but with no spend. It wasn't earth shattering, and it's a Chase inquiry, but preapproved 25k points for no spend is hard to pass up. Not when I'm not planning to get another Chase card for several months.

Sad thing is, if I wanted to, I could do $10k in three months. Even sadder, I might actually want to. I love me some UR points.

Public link for those wanting now:
https://www.chase.com/online/business-credit-cards/ink-plus.htm?a=undefined

I'm going to wait until my Ink Bold gets a little closer to the annual fee so I can keep Ultimate Rewards points for free, foreverrrrrr :)

Hey DHAST, no worries. When your annual fee comes up for the Bold, apply for the Plus. It they don't approve you, tell them you want to cancel your Bold and move the credit line over to the Plus. Having the Classic doesn't mean you can't get the Plus too. You can have 2 Chase Biz cards at the same time. Even if you may not be able to have 3, cancel the Bold and you're all good. 50K bonus points for the new Plus! Just tell them your Biz works better with a credit than a charge card if they ask for a reason.

You can have at least three INKs since I just got my third, an INK Plus, using a U.S. Mail offer I got a few weeks ago for no minimum spend, fee waived for first year, 50K bonus.

Was initially turned down due to too many Chase apps in past half year (probably five or so, with all granted eventually). A chat with nice person at biz reconsideration line resolved things (1-800-453-9719).

Thank you, Chase. You are being very good to me! :D

Hey DHAST, no worries. When your annual fee comes up for the Bold, apply for the Plus. It they don't approve you, tell them you want to cancel your Bold and move the credit line over to the Plus. Having the Classic doesn't mean you can't get the Plus too. You can have 2 Chase Biz cards at the same time. Even if you may not be able to have 3, cancel the Bold and you're all good. 50K bonus points for the new Plus! Just tell them your Biz works better with a credit than a charge card if they ask for a reason.

I opened my second Ink Bold in April, just before they pulled the 50K $5K spend promo - first one I opended under the old program in 2011 (so I have two Bold accts). I wanted to move some of the credit over from the first Ink Bold acct to open the second, but they wouldn't let me. They explained that since it's a charge card, it has a "soft" limit and the credit from this account cannot be used to open another account. I had to move credit from my personal UAL acct to open the new Ink Bold acct.

I had applied for the Club card at the same time and was told the same thing by a different rep at the recon. line. They would not allow me to move credit from my Ink Bold acct to open the new one, even if I closed the original Ink acct.

My point is, while there hasn't been an issue moving credit from Chase credit card accounts around to open new Chase accounts, I've had an issue trying to move Ink Bold credit to open new Chase accounts.

Anyone else have this issue?

I may have to apply for this one in a few months. The Bold is a great card and the spend over 6m is not too bad.

You can have at least three INKs since I just got my third, an INK Plus, using a U.S. Mail offer I got a few weeks ago for no minimum spend, fee waived for first year, 50K bonus.

Was initially turned down due to too many Chase apps in past half year (probably five or so, with all granted eventually). A chat with nice person at biz reconsideration line resolved things (1-800-453-9719).

Thank you, Chase. You are being very good to me! :D


which 3 ink cards and application dates on the 3 ink card please?
all instant approval or had to call reconsideration

thank you

I got a US Mail offer a few weeks ago for the INK Plus with 50K bonus, no minimum spend (bonus with first purchase) and annual fee waived for first year.

It was for a business I have which already had the INK Bold.

Applied and am waiting for a response after "further processing."

I got that offer for my current INK BOLD a few months back. Sweeeet. I'll wait for another "no spend" snail mail offer from Chase for this new one. :)

To answer the query above from emptyness-

I got basically the same offer (no spend, fee waived, 50K bonus) via the US Mail for both an Ink Bold (applied in late May '12) and Plus (applied a couple of days ago, that is, in late July 2012, a little less than two months between the two apps). Both these apps were addressed to a business name used a couple of years ago for an AA biz card app, so, since the name variant used in that app was slightly different than used anywhere else, I assume Chase somehow used Citi's list.

Previously, I applied for an Ink World in Nov. 2011 and in Mid-March 2012. IIRC these two apps were made back when the 50K offer was open to all with fee waived but with a minimum spend of $5K to get the 50K bonus Ult Reward Pts.

Again, IIRC, I had to call the reconsideration line for all four of the apps to get them approved (I have other, non biz Chase cards, UAL etc.)

Called Chase on the latest app almost right after app was made and rep wanted to know why so many apps over six month period. Ans.: 'cause Chase keeps sending me great offers! And, because the Plus is a credit card, not just a charge card, has option to not pay in full for a month if there are cash flow issues. Approved during the call for $20K credit limit.

Come on Citi, use those old mailing lists to make some offers that come close to Chase's!

PS Guess this means I have four Inks right now.

To answer the query above from emptyness-

I got basically the same offer (no spend, fee waived, 50K bonus) via the US Mail for both an Ink Bold (applied in late May '12) and Plus (applied a couple of days ago, that is, in late July 2012, a little less than two months between the two apps). Both these apps were addressed to a business name used a couple of years ago for an AA biz card app, so, since the name variant used in that app was slightly different than used anywhere else, I assume Chase somehow used Citi's list.

Previously, I applied for an Ink World in Nov. 2011 and in Mid-March 2012. IIRC these two apps were made back when the 50K offer was open to all with fee waived but with a minimum spend of $5K to get the 50K bonus Ult Reward Pts.

Again, IIRC, I had to call the reconsideration line for all four of the apps to get them approved (I have other, non biz Chase cards, UAL etc.)

Called Chase on the latest app almost right after app was made and rep wanted to know why so many apps over six month period. Ans.: 'cause Chase keeps sending me great offers! And, because the Plus is a credit card, not just a charge card, has option to not pay in full for a month if there are cash flow issues. Approved during the call for $20K credit limit.

Come on Citi, use those old mailing lists to make some offers that come close to Chase's!

PS Guess this means I have four Inks right now. if I apply for ink Plus and don't get approved, I should tell the rep that I wanted credit card version of the ink card? I have the ink bold since April 2012. Thanks

So when a person's annual fee comes up for the IB, apply for the Plus. If you get instant approval, cancel the IB. If not, phone recon and say you want to switch your credit line from the IB to the Plus and cancel the IB then with the CSR. Rinse, repeat every 12 months. New bonus each year, no annual fee each year, same benefits perpetually. Any flaws with this strategy that you can see?

For those that had already took advantage of too many Chase cc bonuses. I would say stay low. Someone reported that he called Chase for reconsideration to close and open two of his cards, and result in accounts closure:

http://www.flyertalk.com/forum/credit-card-programs/1321532-chase-closed-my-credit-cards-consolidated.html

I got a US Mail offer a few weeks ago for the INK Plus with 50K bonus, no minimum spend (bonus with first purchase) and annual fee waived for first year.

It was for a business I have which already had the INK Bold.

Applied and am waiting for a response after "further processing."

I got the same one ...and got it after i called it in...great deal as no min. spend required.....after 1st purchase....got my 50,000 UR pts already. 'CHASE'n da miles! One card at at time! :D

if I apply for ink Plus and don't get approved, I should tell the rep that I wanted credit card version of the ink card? I have the ink bold since April 2012. Thanks

Not in my humble opinion. I would apply for Bold and push for acceptance when you call the reconsideration line. The folks there appear oriented towards approval if you can provide reasonable answers to their questions which are likely to include how long has your biz been around, how much are gross revenues in each of last three or so years? How much do you anticipate revenues to be in this year and what do you think profits will be?

Remember, they have your online app in front of them so you might want to review it before calling.

Chase appears to be eager to hand out biz cards (not to mention personal cards).

Apply for Bold, then wait at least 30 days and apply for Plus. Everyone needs an INK charge and a credit card! @:-)

Besides, if you wait a bit you might get a no minimum spend 50K bonus in the mail. ^

Not in my humble opinion. I would apply for Bold and push for acceptance when you call the reconsideration line. The folks there appear oriented towards approval if you can provide reasonable answers to their questions which are likely to include how long has your biz been around, how much are gross revenues in each of last three or so years? How much do you anticipate revenues to be in this year and what do you think profits will be?

Remember, they have your online app in front of them so you might want to review it before calling.

Chase appears to be eager to hand out biz cards (not to mention personal cards).

Apply for Bold, then wait at least 30 days and apply for Plus. Everyone needs an INK charge and a credit card! @:-)

Besides, if you wait a bit you might get a no minimum spend 50K bonus in the mail. ^

The only offer i received recently , (2 days ago) was for chase united mileage explorer card for up to 65k miles, the thing is that I already have that card and got the bonus in april.

Is there a rationale for a certain order of applying for the Ink Plus or Ink Bold, assuming I would like to ultimately get 2 or more cards? I have no business cards as of yet, and have 3 Chase personal cards (UA 65K, Marriott 70K, BA 100K). Had to allocate 1,000 of credit line from MR to BA to get last approval (BA required minimum of 5,000). Any recommendations for a certain application order to get 3 Chase Biz cards?

Is there a rationale for a certain order of applying for the Ink Plus or Ink Bold, assuming I would like to ultimately get 2 or more cards? I have no business cards as of yet, and have 3 Chase personal cards (UA 65K, Marriott 70K, BA 100K). Had to allocate 1,000 of credit line from MR to BA to get last approval (BA required minimum of 5,000). Any recommendations for a certain application order to get 3 Chase Biz cards?

I would start with the Ink Bold only because I think that a better targeted offer is more likely with the Ink Plus since it is a sort of new product that they will be pushing

Thanks for the previous reply, Frequent Miler. Next question: having never applied for a biz card, do you know if it is possible to apply for a card with Chase using FEIN and without providing SSN? I have read about others doing this with the Citi AA Biz cards (getting more than 1 by using SSN for 1 and FEIN for another.)

Thanks for the previous reply, Frequent Miler. Next question: having never applied for a biz card, do you know if it is possible to apply for a card with Chase using FEIN and without providing SSN? I have read about others doing this with the Citi AA Biz cards (getting more than 1 by using SSN for 1 and FEIN for another.)

i won't go crazy with too many apps. Chase is harsh and may shut you down for life.

I'd be very careful with chase cards!

Thanks for the previous reply, Frequent Miler. Next question: having never applied for a biz card, do you know if it is possible to apply for a card with Chase using FEIN and without providing SSN? I have read about others doing this with the Citi AA Biz cards (getting more than 1 by using SSN for 1 and FEIN for another.)

I'm pretty sure each cardholder needs to provide an SSN, but I'm not sure

So any reports back (or direct confirmation from Chase) yet from someone who already has the Ink Bold and was approved for the Ink Plus? Hoping to include this on my next churn.

So any reports back (or direct confirmation from Chase) yet from someone who already has the Ink Bold and was approved for the Ink Plus? Hoping to include this on my next churn.

I have the Bold and was just able to get approved for the Classic - but I had to give up some of my personal credit line to get it. I am guessing that the same will apply to the Plus which is really an elite version of the Classic - they will not give you any "credit" for the Bold since it is a charge (not a credit) card.

I have an IB and got approved for the Cash earlier this month. Didn't have to give up any credit limit on my personal cards. No immediate approval, but called recon the next day and they didn't ask any questions at all why I needed a second Ink card for the same Biz. As such, I don't expect it should be much of a problem getting the Plus while having the IB.

In September, my wife will be applying for the Plus, for the same Biz that already has the Bold and Cash. I don't expect a problem there either, but she is prepared to close out her UA Explorer if needed.

i won't go crazy with too many apps. Chase is harsh and may shut you down for life.

I'd be very careful with chase cards!

Not my recent experience. Until a year or so ago I just couldn't get a Chase card.

Then, with an accepted BA app (for the 100K bonus, before BA zapped its miles by changing the program) the floodgates opened.

Right now I have four different Chase biz cards, all fairly recent and a couple of personal cards. Just got approved for the new INK Plus although I already had an INK Bold in the same biz name (both of these came from U.S. Mail offers, 50K bonus with first transaction ^--pays to read before shredding :D).

So, IMHO Chase is really generous these days. Kinda like Citi in the old days when you could really churn the AA cards.

Not my recent experience. Until a year or so ago I just couldn't get a Chase card.

Then, with an accepted BA app (for the 100K bonus, before BA zapped its miles by changing the program) the floodgates opened.

Right now I have four different Chase biz cards, all fairly recent and a couple of personal cards. Just got approved for the new INK Plus although I already had an INK Bold in the same biz name (both of these came from U.S. Mail offers, 50K bonus with first transaction ^--pays to read before shredding :D).

So, IMHO Chase is really generous these days. Kinda like Citi in the old days when you could really churn the AA cards.

That is what they want you to think. All your activity in 1 year says to me you are under the microscope and they will be evaluting your spending by all kinds of Sorcerors Computer Programs so what out.

I former employee of mine and good friend blew up his Chase accounts very similar being too cheap and not charging enough on the hotel cards like getting the points and only making a few small charges. Now he has nothing Chase except one business card they didn't touch but all his personal is dead.

I have a Chase Business Ink that was previously a regular chase business card that used to be dark green. Now it is slate black like the ink bold but I have kept this one open since 06 to keep the credit score up having several old accounts.

I had Ink Bold just a few months ago but canceled it after getting the 50k.

To get the coffee shop show going rather than asking to reopen mine I applied and got a Ink Bold in spouses name which I am helping her use LOL

I have United Ex 65k personal and P Club personal so I guess only 3 cards total from Chase I could do another but I think I will follow advice and wait on lower spend for INK PLUS even though it wouldn't be a problem for me to much if things keep working. I also have Costco Amex Biz so I feel full.

Spouse has IB now and also personal P Club, Marriott and SW which we both had last year but they sent her a targeted offer for the 50k months before the new public one. I do worry about her more than me since she also had Amex Gold Biz not being used.

My thought is rather than burn up the Marriott or Hilton for myself I am probably better off with the Ink Plus or if they said no have them reopen my Ink Bold and work that 50k x5 instead of messing with hotel pts.

I would like to get SW but I don't really use them much since they don't fly to Thailand or PI places I like.

Not sure if getting US Barclays or AA BOA would lower my chances with Chase or not much?? IDEAS on waiting

That is what they want you to think. All your activity in 1 year says to me you are under the microscope and they will be evaluting your spending by all kinds of Sorcerors Computer Programs so what out.

I former employee of mine and good friend blew up his Chase accounts very similar being too cheap and not charging enough on the hotel cards like getting the points and only making a few small charges. Now he has nothing Chase except one business card they didn't touch but all his personal is dead.

If you're right I should be worried. But, I just keep getting those cards. Latest one last week. :D

Seen any black helicopters lately?

If you're right I should be worried. But, I just keep getting those cards. Latest one last week. :D

Seen any black helicopters lately?

It would be interesting to know how many people have had accounts closed by Chase and how many applications in a certain time period along with how many total cards open for that person caused the shutdown.

I will continue to tread lightly but steady and consistant.

Hey guys, curious what you would suggest. I've never had a Chase card before but think I'd like to start taking advantage of the 5X on office/phone/cable/internet. Would it make sense to start with one card over the other (ink bold, ink plus, personal or business?)

Hey guys, curious what you would suggest. I've never had a Chase card before but think I'd like to start taking advantage of the 5X on office/phone/cable/internet. Would it make sense to start with one card over the other (ink bold, ink plus, personal or business?)

Ink cards are only business.

One thing about the Ink Plus is that it's a credit card and an offer I saw has 0% interest for first 6 months, which makes it easier to spend $10K in 3 months for the signup bonus (spend forward the $10K, make the minimum payments, and pay it down before 6 months are over).

Ink cards are only business.

One thing about the Ink Plus is that it's a credit card and an offer I saw has 0% interest for first 6 months, which makes it easier to spend $10K in 3 months for the signup bonus (spend forward the $10K, make the minimum payments, and pay it down before 6 months are over).

Thanks. That narrows it down. So is one of the two business cards better than the other...or is it simply the charge vs. credit card distinction?

I have had the Ink "Old" that I got last December. A few months ago I applied for the newer version of the Ink Bold thinking I would have to cancel my current Ink "Old" but they didn't care and left me with both. About two weeks ago I finally closed my Ink "Old" account since I use the Ink Bold much more. Now I just realized if I had the Ink "Old" I could use that to switch for the Ink Plus with another 50K bonus points!! I just sent Chase a message asking that the account be reopened. I think Chase allows this if it is within 30 days or so. I'm hoping they reopen it without a problem so I can apply for the Plus soon and then let them close the Ink "Old" in its place.

I use my "old" (pre-November 2011) Ink Bold more than I use the new one, because I get a 20 percent bonus (due to having a checking account), and I also like the threshold bonuses. Since the Plus also has the 5x on some spending, I think I'll try for the Plus and close the newer Ink Bold. If they ask me why I'm getting the new one, I really have no legitimate answer, though -- since it's such a similar product. I guess maybe I'll refer to the 6 months 0 percent.

Thanks. That narrows it down. So is one of the two business cards better than the other...or is it simply the charge vs. credit card distinction?

Think those two (charge/credit + 0% for 6 months) are the main differences. Just nice to be able to leverage the signup bonus twice. Although $20K spend is not insignificant.

It's a 10K spend in 3 mo to get the 2nd 25K bonus, not 20K.

IMHO, might want to apply for INK Bold first (assuming no Chase INK biz cards) since it has been around longer and usually we can expect better offers to come out on newer cards. Once you have Bold can always apply for Plus because you "need" a credit card for possible extended payments. It worked for me with a 100K in Ult Reward Pts. :D

As I mentioned before, also keep an eye on "junk" U.S. Mail as I have gotten recent offers for both Bold and Plus with 50K bonus on first use, annual fee waived for first year, no minimum spend.

I'm starting to feel the love for Chase that I used to have for Citi back when churning AA cards was easy.

It's a 10K spend in 3 mo to get the 2nd 25K bonus, not 20K.

Right, but I think the 20k mentioned was based on applying for both cards.

IMHO, might want to apply for INK Bold first (assuming no Chase INK biz cards) since it has been around longer and usually we can expect better offers to come out on newer cards. Once you have Bold can always apply for Plus because you "need" a credit card for possible extended payments. It worked for me with a 100K in Ult Reward Pts. :D

As I mentioned before, also keep an eye on "junk" U.S. Mail as I have gotten recent offers for both Bold and Plus with 50K bonus on first use, annual fee waived for first year, no minimum spend.


Sounds like a good plan. I guess I would need to decide before applying for the first card whether I would choose to can the Bold and then apply again for the Bold Plus a year from now. I don't usually apply for cards that often, so even though I've read it doesn't affect your credit score that much I'm still cautious about it.

And what do you guys make of this...

I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.

I was attracted by the Bold for the 5X categories, but my home Cable/Internet/Phone bundle doesn't exactly qualify. Same for my cellular plan.

I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.

I was attracted by the Bold for the 5X categories, but my home Cable/Internet/Phone bundle doesn't exactly qualify. Same for my cellular plan.
I think this language is included because business credit cards don't offer the same levels of consumer protection as personal credit cards (ie - CARD Act of 2009), and they want applicants to acknowledge that they are applying for a "business" account and not a "personal" consumer account.

I think this language is included because business credit cards don't offer the same levels of consumer protection as personal credit cards (ie - CARD Act of 2009), and they want applicants to acknowledge that they are applying for a "business" account and not a "personal" consumer account.

Fair enough. I think I'll give the card a go. Any advice on whether I should apply as a sole proprietor or use my LLC? The LLC is relatively new and hasn't done much business yet, so there aren't really significant "Annual Business Revenue/Sales" to speak of.

Fair enough. I think I'll give the card a go. Any advice on whether I should apply as a sole proprietor or use my LLC? The LLC is relatively new and hasn't done much business yet, so there aren't really significant "Annual Business Revenue/Sales" to speak of.

Either will get you approved. Should not be a problem

Either will get you approved. Should not be a problem

Thanks...any chance there would be a difference in credit limit depending on which way I went?

Also, anyone know what agency pulls the report? Has anyone applied for a couple cards at the same time, along with the Ink Plus?

Either will get you approved. Should not be a problem

Had to speak to reconsideration for an Ink Bold and they did ask quite a few questions trying to establish how long my business + what incomes were for the last two years. I've been rejected by Citi before for a business that was less than a year old, but never tried with Chase. GL!

I guess I should have read the forums more closely, but I just want to give people a warning, I was under the impression from reading a few posts on this forum that we could list a “sole proprietorship” and do some “consulting” for approval of the card.
I applied for two other Chase cards recently, so I had to call the reconsideration line for this one. They transferred me to a business office reconsideration line, where they asked me questions about the business.

They brought up that the business name was just my full name, and asked the current and projected revenue for the current year and next year, how advertising was done, advertising costs, what the nature of the business was (more specific than consulting) what my projected costs are and other aspects of the business plan. Whew! I stumbled through that conversation making sure she knew I was guessing and roughly estimating possible projections.
At the end of the call, the card was approved, but she let me know that they would be “watching” the credit line to see if it was “used appropriately for the business.” [I actually do a tiny bit of business, but nothing on the scale of having a business plan, etc.]

As I mentioned before, also keep an eye on "junk" U.S. Mail as I have gotten recent offers for both Bold and Plus with 50K bonus on first use, annual fee waived for first year, no minimum spend.

.

Wish I had your mailing list as I NEVER get any good "junk" mail offers. All I get from the banks are deals that are often even worst then the lowest offers already in existance.

What is the 'year' for the 5x bonuses with the Ink cards? I haven't hit my max on the first card but expect to by the end if the calendar year. If they use calendar years I'll wait on the new card. If its a year from opening I'll try to set the 6 months apart.

Does it matter if you apply for the card during normal business hours as far as the likelihood of getting an automatic approval vs. the "your application is pending" status? Basically, should I apply now or wait until monday morning?

The 50K max for 5X is on the calendar year. It's Jan. 1 to Dec. 31.

Anyone know what agency pulls the report?

Anyone know what agency pulls the report?

Chase pulled Transunion when I applied for the Ink Bold a few months ago.

Check creditboards for your state. _most_ of the US is Experian.

Check creditboards for your state. _most_ of the US is Experian.
Was Experian for me too - I'm in CA, USA

Chase pulls EQ for my personals and EX for business in VA

OK. last question...does the time of day have any effect on whether you get instant approval or the dreaded "status pending" result? I didn't have my EIN number with me at work and now it's after hours. Don't know whether it's all automated and therefore irrelevant, or if certain systems only operate from 9-5.

OK. last question...does the time of day have any effect on whether you get instant approval or the dreaded "status pending" result? I didn't have my EIN number with me at work and now it's after hours. Don't know whether it's all automated and therefore irrelevant, or if certain systems only operate from 9-5.

I just applied and got the dreaded 'status pending' I doubt they have human intervention real time but you never know.

I just applied and got the dreaded 'status pending' I doubt they have human intervention real time but you never know.

Thanks for the info. Guess I'll give it a shot and see what happens. Was your sales/revenue figure substantial or more in line with a small/home business?

I just applied and got the dreaded 'status pending' I doubt they have human intervention real time but you never know.

Thanks for the info. Guess I'll give it a shot and see what happens. Was your sales/revenue figure substantial or more in line with a small/home business?

Small business. It had the match my other Chase application just a few months ago.

Small business. It had the match my other Chase application just a few months ago.

I also got the further review reply. Sounds like I should call the reconsideration line tomorrow to see if I can push it through.

UPDATE: Just called the reconsideration line and after being put on hold for 2 minutes they told me i had been approved. Thanks all.

A little confused here . I have the old Ink Classic now turned exclusives , plus the 5-2-1 no FX FEE biz card

If I apply for the INK Plus Biz and the newer version of Ink Bold can I get them with the 25 K bonus each.

Willing to give up original Ink Bold that I have since Oct 2011. I also have 5 Chase personal cards.

I guess I should have read the forums more closely, but I just want to give people a warning, I was under the impression from reading a few posts on this forum that we could list a “sole proprietorship” and do some “consulting” for approval of the card.
I applied for two other Chase cards recently, so I had to call the reconsideration line for this one. They transferred me to a business office reconsideration line, where they asked me questions about the business.

They brought up that the business name was just my full name, and asked the current and projected revenue for the current year and next year, how advertising was done, advertising costs, what the nature of the business was (more specific than consulting) what my projected costs are and other aspects of the business plan. Whew! I stumbled through that conversation making sure she knew I was guessing and roughly estimating possible projections.
At the end of the call, the card was approved, but she let me know that they would be “watching” the credit line to see if it was “used appropriately for the business.” [I actually do a tiny bit of business, but nothing on the scale of having a business plan, etc.]

Good to know -- thanks for sharing your experience Cyblocgirl! I will know to be prepared when I apply.

The 50K max for 5X is on the calendar year. It's Jan. 1 to Dec. 31.

It's good to know that it is for the calendar year. Is this info on their T&C somewhere?

Dunno, but I asked the CSR that very question, a couple times, and she clarifed each time that it was calendar year.

You know, I really, truly, honestly think that there is no difference at all b/w the Ink Cash and Ink Classic. Reatrunestly.

Anyone know what agency pulls the report?

They pulled all 3 for me when I applied for the Ink Classic. They also asked several questions when I called for reconsideration, but finally approved after reallocating from my personal cards and lowering my overall limit. I had gotten approved for the another of their cards 3-4 months prior to applying for the Ink.
I applied a few months afterward for another Chase personal and was approved.

What is the 'year' for the 5x bonuses with the Ink cards?

Ink Classic terms state that it is the anniversary year:

Earning Points
You will earn 1 point for each $1 of net purchases. You will earn an additional 4 points for each $1 of net purchases made in any of the following categories: internet, cable, and phone services (excluding equipment purchases); office supply stores. You will earn an additional 1 point for each $1 of net purchases in any of the following categories: gas stations; hotel accommodations – when you use your card for hotel accommodations booked directly with the hotel. Merchants who accept Visa/MasterCard credit cards are assigned a merchant code based on the kinds of products and services they sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Chase makes every effort to include all relevant merchant codes in its listed categories. However, even though a merchant or the items that it sells may appear to fit within a listed category, the merchant may not have a merchant code that falls within that category. Therefore, purchases with that merchant will not qualify for the stated rewards offer on category purchases. You will also earn an additional 1 point for each $1 of airfare and hotel accommodation net purchases when you book at ultimaterewards.com. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. Maximum point accumulation on net purchases earning an additional 4 points is 100,000 points Annually, which equates to $25,000 in net purchases. Maximum point accumulation on net purchases earning an additional 1 point is 25,000 points Annually, which equates to $25,000 in net purchases. (“Annually” means the year beginning with your enrollment date through the first statement after the anniversary of your enrollment date, and each twelve billing cycles thereafter.) There is no maximum number of points that can be earned on net purchases earning 1 point, or the additional 1 point on ultimaterewards.com bookings. Bonus/Promotional offers may have a maximum accumulation. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.


Ink Bold and Ink Plus do not define Annually on the website, but I would check carefully the printed terms and seek written clarification from Chase customer service if the printed terms are silent. I would never rely on a telephone statement.

Earning Points
You will earn 1 point for each $1 of net purchases. You will earn an additional 4 points for each $1 of net purchases made in any of the following categories: internet, cable, and phone services (excluding equipment purchases); office supply stores. You will earn an additional 1 point for each $1 of net purchases in any of the following categories: gas stations; hotel accommodations – when purchased directly with the hotel. Merchants who accept Visa/MasterCard credit cards are assigned a merchant code based on the kinds of products and services they sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Chase makes every effort to include all relevant merchant codes in its listed categories. However, even though a merchant or the items that it sells may appear to fit within a listed category, the merchant may not have a merchant code that falls within that category. Therefore, purchases with that merchant will not qualify for the stated rewards offer on category purchases. You will also earn an additional 1 point for each $1 of airfare and hotel accommodation net purchases when you book at ultimaterewards.com. You do not earn points on cash-like charges such as travelers checks, foreign currency, and money orders, overdraft advances, unauthorized or fraudulent charges, or fees of any kind. Maximum point accumulation on net purchases earning an additional 4 points on category purchases is 200,000 points annually, which equates to $50,000 in net purchases. Maximum point accumulation on net purchases earning an additional 1 point on category purchases is 50,000 points annually, which equates to $50,000 in net purchases. There is no maximum number of points that can be earned on net purchases earning 1 base point, or the additional 1 point on ultimaterewards.com bookings. Bonus/Promotional offers may have a maximum accumulation. A service fee of up to $20 per ticket may be charged for the use of our toll-free number to book or change airline itineraries. Redemptions made online do not have a service fee. See Rewards Program Rules and Regulations which will be mailed after your account is established.

Ink Classic terms state that it is the anniversary year:



Ink Bold and Ink Plus do not define Annually on the website, but I would check carefully the printed terms and seek written clarification from Chase customer service if the printed terms are silent. I would never rely on a telephone statement.

My original Ink Bold was described to me as the Classic with the 3% FX fee. Chase CSR said it would convert to Exclusives after 1 1/2 months and I will get the 20% bonus because I have a Chase checking account .

So what does that make my old Ink Bold

WooHoo. Applied for Mr. Balima to get the Ink card and got the dreaded, "we will let you know". We hadn't heard anything for a while and figured the longer it took the better our chances were to not have to go through reconsideration. And today our beautiful blue cards arrived in the mail. I can hardly wait to move our spending to this pretty card. I smell some vanilla beans in the air.

WooHoo. Applied for Mr. Balima to get the Ink card and got the dreaded, "we will let you know". We hadn't heard anything for a while and figured the longer it took the better our chances were to not have to go through reconsideration. And today our beautiful blue cards arrived in the mail. I can hardly wait to move our spending to this pretty card. I smell some vanilla beans in the air.

Congrats. I hope to get this card sometime later this year. I must warn you though, it seems like there may be too many cooks in the kitchen (or just one really greedy one). I posted on FM website under "where to buy" post about my chicago survey done today.

Aaaaaaaaaand it begins! A relative of mine got a targeted by mail 50K first purchase offer for their small business.

Called me up and asked me if I knew anything about this card. I responded, "Yes, and today is the beginning of the rest of your life. Welcome." :)

sorry if it has been asked before, but what is the difference between the bold and plus?

sorry if it has been asked before, but what is the difference between the bold and plus?

Pretty much every other post on the first page says the main difference is that Bold is a charge card and Plus is a credit card.

I hope I haven't missed something already covered but I received my Annual Progeam Guide today and on the inside cover it reads

"Earn 5x points per dollar on the first $25,000 you spend annually on office supply..."

I thought it was the first $50k for 250,000 total potential points on office supplies.

This is for my brand new card do I'm nowhere near the $25,000 limit to see if it holds. My original Ink just cleared that hurdle but hasn't billed yet. Anyone know if the new card is limited or if this is a change across the board??

"Earn 5x points per dollar on the first $25,000 you spend annually on office supply..."


Chase website shows Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. I believe the limit is $25,000 on the free cards (e.g. Ink Classic) and $50,000 on the paid cards (e.g. Bold and Plus). May have just sent the wrong booklet in the welcome packet.

I just pulled the paperwork that came with the card, very clearly $50k. Maybe this is a generic catalog as it doesn't mention the card or account number anywhere.

Is it possible to get the Bold or Plus if you don't own a business?

Os

Is it possible to get the Bold or Plus if you don't own a business?

Os

Are you sure you don't run a small consulting company?

Come to think of it, maybe I do. I guess the question is, what information would I be required to submit to prove it?

Os

Come to think of it, maybe I do. I guess the question is, what information would I be required to submit to prove it?

Os

Nothing more than a well prepared explanation of what your company goals are. No paperwork usually

New company no previous sales. Search for what others have stated . Be creative like all small businessmen .

Sorry if this has been asked/answered already, but does anybody know if the Ink Plus or Classic have the same bonus points as the Ink Bold when shopping via the UR Mall? thanks

They pulled all 3 for me when I applied for the Ink Classic. They also asked several questions when I called for reconsideration, but finally approved after reallocating from my personal cards and lowering my overall limit. I had gotten approved for the another of their cards 3-4 months prior to applying for the Ink.
I applied a few months afterward for another Chase personal and was approved.

are you sure? 3?

Sorry if this has been asked/answered already, but does anybody know if the Ink Plus or Classic have the same bonus points as the Ink Bold when shopping via the UR Mall? thanks

AFAIK shopping thru the Ink Mall that you use to access the merchant decides how many points you will get.

You can even use non chase cards via INK MALL. And get the points that the portal advertises.
I just used Ink Bold /plus for Sears paid with non chase card and got 10 points per dollar.

Go to each site and see what they offer. Make sure to clear cookies cache etc in between !

Thanks. But do the Ink Plus and Classic use the same portal as the Bold?


AFAIK shopping thru the Ink Mall that you use to access the merchant decides how many points you will get.

You can even use non chase cards via INK MALL. And get the points that the portal advertises.
I just used Ink Bold /plus for Sears paid with non chase card and got 10 points per dollar.

Go to each site and see what they offer. Make sure to clear cookies cache etc in between !

Chase website shows Earn 5X points per $1 on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. I believe the limit is $25,000 on the free cards (e.g. Ink Classic) and $50,000 on the paid cards (e.g. Bold and Plus). May have just sent the wrong booklet in the welcome packet.

If one plans on exceeding this limit, I suggest one card of each flavor for enhanced limits.

Has anyone had any issues with Chase for running 1.5-2k of 5x Office store charges per month, with only occasional other charges from retailers who don't take AX?

Has anyone had any issues with Chase for running 1.5-2k of 5x Office store charges per month, with only occasional other charges from retailers who don't take AX?

I would suspect that you may run into more problems not because of the total spent, but of the percent that amount is to your total business revenue. For example, a business that has revenue of 2k per year should not have 10k worth of office supply purchases.

Damn i want this card... Ive just finished my amex business gold 10 k spend but checked my credit karma and im down to a 748. Lowest ive been in years. Ive pulled 2 other chase cards this year and it has been 3 months sincemy last cc... Would you roll the dice

50,000 miles after 5k from mms:

[Edited by moderator] https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?CELL=6H8X&SPID=DYSN

50,000 miles after 5k from mommy points:

[Removed by moderator]

both are referral links

1,will throwing in another card from citi with this result in one pull?

2, my overall total credit limits on all my cards is more then my annual income, is that a risk? should i shut down 1 or 2 cards? i am thinking of canceling the boa virgin atlantic card.
thanks

1,will throwing in another card from citi with this result in one pull?

2, my overall total credit limits on all my cards is more then my annual income, is that a risk? should i shut down 1 or 2 cards? i am thinking of canceling the boa virgin atlantic card.
thanks

If you combine this Chase business card with a Chase personal card, it will result in two pulls.

If you pull Chase with Citi, it will be two pulls. Should be the same bank issuer.

50,000 miles after 5k from mms:


Neither are available.

All affiliates were just informed to pull the offers:

http://ow.ly/i/12kmT/original

I still get the affiliate emails even though I was denied entry into the affiliate program. Ha.

All affiliates were just informed to pull the offers:

http://ow.ly/i/12kmT/original

I still get the affiliate emails even though I was denied entry into the affiliate program. Ha.

lame!

Wow, that was quick! Hopefully something better or the same will be on the horizon.

I forgot which of the board area bloggers said this, but I agree that this was no glitch, this was more like a "soft open" and will be re-jiggered in such manner in the coming week or so.

Anyone disagree?

Just like the CSP "soft glitch" a month ago where the minimum spend moved down to $2000 for a few hours?

Just like the CSP "soft glitch" a month ago where the minimum spend moved down to $2000 for a few hours?

That one was around a few days I believe. We were then told there was a "technical glitch" and that it would come back....it didn't. This one very well may be coming back, or it may be like the CSP offer that was supposed to come back and didn't. Hard to say. Gotta move quickly with these offers it seems!

I applied yesterday for the Ink Plus and was approved after calling recon line. Checked my Experian report today and there are 2 hard pulls, one for Chase NA and First USA, NA. My understanding is these are both from Chase. Is it common to get 2 pulls for one card after being approved on the first call to recon on the same day the app was submitted? Once the 2 pulls are there is it permanent or is it possible to appeal and get one removed? Hopefully I got the 5K spend I will confirm once the card arrives. Thanks.

I got a pull on experian and equifax when I applied a few weeks ago.

I applied yesterday for the Ink Plus and was approved after calling recon line. Checked my Experian report today and there are 2 hard pulls, one for Chase NA and First USA, NA. My understanding is these are both from Chase. Is it common to get 2 pulls for one card after being approved on the first call to recon on the same day the app was submitted? Once the 2 pulls are there is it permanent or is it possible to appeal and get one removed? Hopefully I got the 5K spend I will confirm once the card arrives. Thanks.

Be prepared to tell them you applied while offer was up ( I hope you did )
It was up at 8-10 am EST for certain. Taken down sometime later.

I requested match and they told me offer was no longer available . It was available at the time that I requested the match , and I am waiting to see if they will grant me the match

GL

I got a pull on experian and equifax when I applied a few weeks ago.

Yes that has been my experience as well. But what happened Thursday was 2 pulls for one card on the same day from the same credit bureau, Experian.

Be prepared to tell them you applied while offer was up ( I hope you did )
It was up at 8-10 am EST for certain. Taken down sometime later.

I requested match and they told me offer was no longer available . It was available at the time that I requested the match , and I am waiting to see if they will grant me the match

GL

When I applied it was during that timeframe and I took a screenshot. So hopefully it will go without issues. I will report back once I get the card and call to confirm.

Reports in the View From The Wing thread are that folks who signed up via the $5k offer are, upon inquiring post-approval, being told by Chase that it's a $10k offer. No word yet from anyone who has followed up a second time to get the offer honored.

Yes that has been my experience as well. But what happened Thursday was 2 pulls for one card on the same day from the same credit bureau, Experian.

Usually they will fall off, and be merged as one over a short period of time

Man I have never been higher then 670 on Credit Karma and I got ink plus $5K CL, mileage explorer $8K CL and CSP 5.7K CL. all of them in 4 months only

I applied yesterday for the Ink Plus and was approved after calling recon line. Checked my Experian report today and there are 2 hard pulls, one for Chase NA and First USA, NA. My understanding is these are both from Chase. Is it common to get 2 pulls for one card after being approved on the first call to recon on the same day the app was submitted? Once the 2 pulls are there is it permanent or is it possible to appeal and get one removed? Hopefully I got the 5K spend I will confirm once the card arrives. Thanks.

I applied in May and August (separate user) and both only pulled once from Equifax in California.

Is this double pull a recent trend on the IB card?

Man I have never been higher then 670 on Credit Karma and I got ink plus $5K CL, mileage explorer $8K CL and CSP 5.7K CL. all of them in 4 months only

I find Credit Karma's scoring model to be seriously flawed, and out of sync with Credit Sesame, Quizzle and real FICO scores.

Just applied for the Ink Plus and got the pending page. I called the business reconsideration line an hour later and the rep asked me some questions about my business and said that I have a satisfactory history with Chase. Then she asked if I am willing to move $2500 credit line from my Freedom card. I said yes and she went ahead to process. Then she told me I will receive the decision in a couple of days. I was surprised since I thought I would have been approved so I asked whether I was approved. She said I am 'recommended for approval' but not approved yet. It is another departments's decision and I should wait.

I am really confused with this, it is normal for Chase to do this? What is my chance of being approved?

I just applied for the Ink Plus and after completing the application and hitting submit, I received a page which said "Offer Unavailable". It then directed me back to the chase site. I actually tried this 3 separate times (twice from referral links and then finally directly from the Chase website). Same result.

I called the reconsideration line and they were stumped, so they transferred me over to the business card department and they told me that the Ink product was no longer available. Can this be???

I questioned that but she assured me that the Ink product was not currently available. She was also surprised that I was allowed to fill out an app before received the "unavailable" page.

Has anyone else had a similar experience? I have to think if Chase just dropped the Ink card there would be quite the buzz about it, but I'm a bit stumped.

bk

Just applied for the Ink Plus and got the pending page. I called the business reconsideration line an hour later and the rep asked me some questions about my business and said that I have a satisfactory history with Chase. Then she asked if I am willing to move $2500 credit line from my Freedom card. I said yes and she went ahead to process. Then she told me I will receive the decision in a couple of days. I was surprised since I thought I would have been approved so I asked whether I was approved. She said I am 'recommended for approval' but not approved yet. It is another departments's decision and I should wait.

I am really confused with this, it is normal for Chase to do this? What is my chance of being approved?

Very high IMHO . I was told the sae thing once by chase that I was recommended by someone and sent down the line for final approval and I
got it

I am really confused with this, it is normal for Chase to do this? What is my chance of being approved?

Similar happened to me in the last two weeks, although I understood the analyst to say I was approved, not recommended for approval. The card hasn't arrived so I called to check. Indeed, I had been recommended for approval and there were still more questions to answer. We are about as solid financially as anyone could be, as are the businesses that we own. I was really perplexed as to why this happened. We allegedly now have final approval.

I just spoke with a blogger & he has heard nothing from Chase. He thinks you ran into some tech. difficulties on the site. Try again using a different browser (Chrome, Firefox, etc). The bloggers are always informed before the general public when a product on their site is going to be discontinued.


I just applied for the Ink Plus and after completing the application and hitting submit, I received a page which said "Offer Unavailable". It then directed me back to the chase site. I actually tried this 3 separate times (twice from referral links and then finally directly from the Chase website). Same result.

I called the reconsideration line and they were stumped, so they transferred me over to the business card department and they told me that the Ink product was no longer available. Can this be???

I questioned that but she assured me that the Ink product was not currently available. She was also surprised that I was allowed to fill out an app before received the "unavailable" page.

Has anyone else had a similar experience? I have to think if Chase just dropped the Ink card there would be quite the buzz about it, but I'm a bit stumped.

bk

I got a pull on experian and equifax when I applied a few weeks ago.

So did I this week. I called back a credit analyst and they can not see they pulled on Exp.

I just spoke with a blogger & he has heard nothing from Chase. He thinks you ran into some tech. difficulties on the site. Try again using a different browser (Chrome, Firefox, etc). The bloggers are always informed before the general public when a product on their site is going to be discontinued.

Just got offer unavailable. I used a link from Chase's credit card site.

Is there a thread about the Ink plus lower spending limit that was avail a week or so ago? I applied and would like to see if they are honoring that lower limit.
thanks!

Similar happened to me in the last two weeks, although I understood the analyst to say I was approved, not recommended for approval. The card hasn't arrived so I called to check. Indeed, I had been recommended for approval and there were still more questions to answer. We are about as solid financially as anyone could be, as are the businesses that we own. I was really perplexed as to why this happened. We allegedly now have final approval.

Im so pissed at chase... I ordered the card, went through a 30 min interview process and was approved. Had not received the card and after 2 calls they still don't show approval.. Now i need to wait for thursday to speak to the business department. Now i will miss a 5k spending opportunity because of this mess.

Is there a thread about the Ink plus lower spending limit that was avail a week or so ago? I applied and would like to see if they are honoring that lower limit.
thanks!

Don't waste your time. They will not match even with a screenshot. I fought with
them and as a 45 year MULTI corporation Biz account the only concession I got
was another 45 days to complete the spend .

And now there is this:

http://boardingarea.com/blogs/frequentmiler/2012/10/30/ink-plus-better-offer-is-on-its-way/

so I just signed up for the Ink Bold...got the "pending" message and haven't heard anything (a week now...)...if the Ink Plus really goes down to the 5k spend, I'll be very sad...should I not activate the Bold when approved and reapply for the Plus in Nov ?? (assuming the spend drops...which I know is quite an assumption...)

Don't waste your time. They will not match even with a screenshot. I fought with
them and as a 45 year MULTI corporation Biz account the only concession I got
was another 45 days to complete the spend .

Finally got them to grant me the $5k offer, after four secure messages.

Keep trying.

I am thinking about getting this card for my wife who has a small business. she would use it for our cable bill and maybe $1,000 per month of other spend. In addition, I have the ability to put my work cell phone bill on this card as well and that would be about $1,500 per month, just in cell phones.

Obviously, this would be great for me but I am concerned this type of spend pattern would raise a red flag to Chase, what does everyone think?

I would probably put one Vanilla reload on the card per month as well.

I am thinking about getting this card for my wife who has a small business. she would use it for our cable bill and maybe $1,000 per month of other spend. In addition, I have the ability to put my work cell phone bill on this card as well and that would be about $1,500 per month, just in cell phones.

Obviously, this would be great for me but I am concerned this type of spend pattern would raise a red flag to Chase, what does everyone think?

I would probably put one Vanilla reload on the card per month as well.

Why are you worried that you would raise a red flag? I have put ALL of my utilities and also my cell phone bill that I share with multiple people. The only way you would raise a red flag is if it was some amount that was not ordinary OR if you started buying a lot of Vanilla Reloads. You should be fine though.

Just follow the rule that less is more and don't attract attention to yourself.

I was approved 15 days ago... still no card. It's "missing".

However I heard rumors some of their underwriting/issuance may be impacted by Sandy in one of these threads, so I'll give it a few more days before calling.

yes, paying for regular bills like cell phone, insurance , etc is normal and nothing to be nervous about. That is becos these are normal spending/transactions. what would raise the red flag and possible card closure is ABNORMAL TRANSACTIONS large purchase at certain office store. That will look more like perk abuse than normal transactions/activity.

I think what he is saying is that if he does not use the jungle and od, the chase analytical models might not accept the anomaly and crash. Subsequently, we are thrown into a dark period where we stoop to canniblism and churnning only citi and barclays cards.

I'm not having any luck either, just tried to apply today. Hopefully it's just in advance of them changing the product instead of discontinuing it. I haven't called to see what they say, I may try that tonight.

I just applied for the Ink Plus and after completing the application and hitting submit, I received a page which said "Offer Unavailable". It then directed me back to the chase site. I actually tried this 3 separate times (twice from referral links and then finally directly from the Chase website). Same result.

I called the reconsideration line and they were stumped, so they transferred me over to the business card department and they told me that the Ink product was no longer available. Can this be???

I questioned that but she assured me that the Ink product was not currently available. She was also surprised that I was allowed to fill out an app before received the "unavailable" page.

Has anyone else had a similar experience? I have to think if Chase just dropped the Ink card there would be quite the buzz about it, but I'm a bit stumped.

bk

Was able to fill in my application on Monday evening. Got the usual pending message. Called recon line on Tue morning to be told they were closed because of the hurricane.

Called in again today and was told that my application had been approved.
Hello OD!

Application is back up and working. Submitted last night, called this morning and was approved for a 5K limit.

EDIT: This is for the Plus card

Application is back up and working. Submitted last night, called this morning and was approved for a 5K limit.

The plus is...

The bold is still broken.

Was able to fill in my application on Monday evening. Got the usual pending message. Called recon line on Tue morning to be told they were closed because of the hurricane.

Called in again today and was told that my application had been approved.
Hello OD!

Might say BYE chase if you are not careful

Might say BYE chase if you are not careful

+1 Old Wall street saying Bulls get Fat, Bears get Fat, Hogs get Slaughtered !

lol, of-course.

Will be using it strictly to pay rent through bluebird. Should be safe enough.

Applied for Ink Plus on Oct. 24 and was told I was approved for 15K. No card was received and I called back yesterday. Now I am being told that the application is pending and I have to call back tomorrow. This is the first time I have had problems with Chase cards.

Take it for what it's worth... But this is likely to switch from a 25k first purchase and 25k after ten thousand spend to a straight 50k after five thousand spend structure soon.

Take it for what it's worth... But this is likely to switch from a 25k first purchase and 25k after ten thousand spend to a straight 50k after five thousand spend structure soon.

+1 That's the speculation from the blogosphere . And they find out before us !

lol, of-course.

Will be using it strictly to pay rent through bluebird. Should be safe enough.

Just curious, if you only plan on using it to purchase reload cards for the Bluebird, how would this be safe?

If you have no daily spenditures, couldn't this raise red flags as only taking advantage of the 5x deal?

I could be wrong, but if you are only using it for that kind of purchase, I think that would be a red flag. (maybe I am not thinking correctly, but I think you need to have those purchases along with normal daily spenditures to be seen as normal use of the card).

Just curious, if you only plan on using it to purchase reload cards for the Bluebird, how would this be safe?

If you have no daily spenditures, couldn't this raise red flags as only taking advantage of the 5x deal?

I could be wrong, but if you are only using it for that kind of purchase, I think that would be a red flag. (maybe I am not thinking correctly, but I think you need to have those purchases along with normal daily spenditures to be seen as normal use of the card).

I actually meant, rent (through vanillas) + normal expenditure (directly using the ink card) as opposed to buying vanilla reloads for all my regular expenses.

Applied for Ink Plus on Oct. 24 and was told I was approved for 15K. No card was received and I called back yesterday. Now I am being told that the application is pending and I have to call back tomorrow. This is the first time I have had problems with Chase cards.

Applied for the Bold on 10/18...thought I'd bide my time what with the storm and all...finally got a call today, spent about 1/2 hour in the phone and was told the business (an LLC) was recommended for the card, but I'd have to call the Chase Business Office. Called the Chase BO and was told they could not speak to me because my hubby is the "manager"...hubby was on another call at the time, so I'll have to call back again...the woman I spoke with said he couldn't even give her permission to speak with me...she needed to ask him several "security questions"...really ? We have a legit business with a Fed tax #...I don't even want this card for BB stuff since there are no VRs near us anyway...guess Chase is really cracking down ?

Applied for the Bold on 10/18...thought I'd bide my time what with the storm and all...finally got a call today, spent about 1/2 hour in the phone and was told the business (an LLC) was recommended for the card, but I'd have to call the Chase Business Office. Called the Chase BO and was told they could not speak to me because my hubby is the "manager"...hubby was on another call at the time, so I'll have to call back again...the woman I spoke with said he couldn't even give her permission to speak with me...she needed to ask him several "security questions"...really ? We have a legit business with a Fed tax #...I don't even want this card for BB stuff since there are no VRs near us anyway...guess Chase is really cracking down ?

quick update...just spent another 10 mins on the phone with Chase Bus Office...now they need a copy of the company's fed tax letter showing our tax ID# faxed to them...while hubby was on the phone with them, I got a call on the home phone from Fraud Prevention asking all the same questions ! We were double teamed !! Quite a pain at this point, but I'll fax the document to them and then forget about it...not worth any more hassle at this point...although there ARE those points, right ??

homegirlchris - did you provide a federal tax ID number when you applied, or did you just use your SSN?

In my experience (admittedly limited), if you just apply as a sole priprietor using your SSN for the ID number, there's not a lot of intense scrutiny. It may not make any sense, but a more "established" business (with a TIN) might trigger greater reporting/documentation requirements. Just a guess.

homegirlchris - did you provide a federal tax ID number when you applied, or did you just use your SSN?

In my experience (admittedly limited), if you just apply as a sole priprietor using your SSN for the ID number, there's not a lot of intense scrutiny. It may not make any sense, but a more "established" business (with a TIN) might trigger greater reporting/documentation requirements. Just a guess.

that's interesting...you would think just the opposite would be true...I used the fed ID#...mainly because I really DO want this card for the business...just so happens that alot of people seem to be applying recently I guess. All I know is that Chase has not made this particular experience very pleasant or very easy...guess I should have used just hubby's SSN...live and learn ! Thanks for your insight....:)

that's interesting...you would think just the opposite would be true...I used the fed ID#...mainly because I really DO want this card for the business...just so happens that alot of people seem to be applying recently I guess. All I know is that Chase has not made this particular experience very pleasant or very easy...guess I should have used just hubby's SSN...live and learn ! Thanks for your insight....:)

Really seems to be variable. I used my fed ID# that I have when I applied last week, called the line, they asked me some simple questions about my business and I was approved within 5-10 minutes.

Your track record specifically with Chase might also be a factor.

Although my "business" is pretty thin, I've never had any pushback from Chase when I applied for business cards using my SSN. I have about a dozen current Chase cards, must have had 30 over the years, have my home mortgage through them, just finished a home refi with them - so they know me well.

I'm planning to apply for the Ink Plus in mid-November when (if the rumors are true) they will have a lower spend requirement.

I have seen reports posted online indicating that there may be an even lower minimum spend on the Ink cards if you apply in person at a branch. Anybody know if this is true?

I was thinking of trying that since many folks in my local branch (2 blocks from my house) now know me on sight.

that's interesting...you would think just the opposite would be true...I used the fed ID#...mainly because I really DO want this card for the business...just so happens that alot of people seem to be applying recently I guess. All I know is that Chase has not made this particular experience very pleasant or very easy...guess I should have used just hubby's SSN...live and learn ! Thanks for your insight....:)

I've had the same issues in trying to get a SW biz card from them.

Have a legit business, have had to fax docs twice (to the fraud dept), call them 3+ times, and just got a letter yesterday saying they can't approve me because they need more information.

I'll call them tomorrow or Thurs and am confident I'll be approved, but it is somewhat annoying.

I've had the same issues in trying to get a SW biz card from them.

Have a legit business, have had to fax docs twice (to the fraud dept), call them 3+ times, and just got a letter yesterday saying they can't approve me because they need more information.

I'll call them tomorrow or Thurs and am confident I'll be approved, but it is somewhat annoying.

yes, annoying is the word...not trying for any gimmicks or crazy stuff...just a "normal" business request. When I spoke to the first rep, I told him we had Chase Sapphire preferred cards which we loved...in fact, Chase just increased our credit lines on those without our asking...not sure what's going on, but I don't really need the bus card badly enough for any more "hoops" to be jumped through...we'll see....

Does anyone know if 2x/5x maximum is per calendar year or 12 month period?

I had problems with the "offer unavailable" message too. I was using Chrome and tried it multiple times for both Ink Plus and Ink Bold. Switched to Firefox and it worked.

Does anyone know if 2x/5x maximum is per calendar year or 12 month period?

Believe it is calendar year.

Ink Bold and Ink Plus have had their minimum spends reduced to $5000 in 3 months for the 50k UR points. I guess it's time for me to include one on my upcoming AOR.
https://creditcards.chase.com/ink-business-credit-cards/default

I actually saw this on MMS first and was surprised that it hasn't been mentioned here yet. I guess he can come to FT and say that FTers stole his post? lol :rolleyes:

Clicking on the link from post #1 is showing $5000 spend in 3 months. Is the lower spend promotion active now?

Ink Bold and Ink Plus have had their minimum spends reduced to $5000 in 3 months for the 50k UR points. I guess it's time for me to include one on my upcoming AOR.
https://creditcards.chase.com/ink-business-credit-cards/default

I actually saw this on MMS first and was surprised that it hasn't been mentioned here yet. I guess he can come to FT and say that FTers stole his post? lol :rolleyes:

It is posted on Chase website directly. If you go there regularly, you can see it right away.

It is posted on Chase website directly. If you go there regularly, you can see it right away.

so if I applied a couple of weeks ago, and am still waiting for approval...will I get in on the new lower spend requirement...or will I need to fight for it ? THX

so if I applied a couple of weeks ago, and am still waiting for approval...will I get in on the new lower spend requirement...or will I need to fight for it ? THX

If you get approved send a secure message immediately before you start your
Spend and ask to be matched to the newer offer. Chase has always matched
Offers on cards approved in the last 90 days

They are getting more difficult with this , but call speak to someone in Exec offices and insist on not being disadvantaged.

This is an offer open to anyone, on Chases own site that you can see from Google to Chase .com and has nothing to do with the sites they used as an excuse to match 2 weeks ago .

You may have to fight but you should win . I fought with the last offer that was shown for a few hours on some sites and was granted 40 extra days to complete
The spend. But now with a public offer accept no less than a match

Do not accept no as an answer. That should go for everyone in this situation .

Called to ask if they could match the new offer and their words were "There is no way to change offers after your application has been approved".

I just thanked him and hung up, I will try again once I get my card in the mail to activate it (which seems to be taking a long time to arrive).

Just applied for the new 5K offer and got a pending decision. This would be my first business card with chase, although I have 3 other cards with them.

They said that I would need to call back within 24-48 so my application can fully enter the system, they could not help me at this time.

Has anyone ever tried/been successful in upgrading an Ink Classic card to Ink Plus/Bold?

I got a Classic card back in September to test the waters and because the previous 10k spend of the Plus and Bold seemed too daunting for a noob like me (lol).

Now that they've reduced the spend to 5k for Plus and Bold, I'd obviously be interested in upgrading to either card...

If you get approved send a secure message immediately before you start your
Spend and ask to be matched to the newer offer. Chase has always matched
Offers on cards approved in the last 90 days

They are getting more difficult with this , but call speak to someone in Exec offices and insist on not being disadvantaged.

This is an offer open to anyone, on Chases own site that you can see from Google to Chase .com and has nothing to do with the sites they used as an excuse to match 2 weeks ago .

You may have to fight but you should win . I fought with the last offer that was shown for a few hours on some sites and was granted 40 extra days to complete
The spend. But now with a public offer accept no less than a match

Do not accept no as an answer. That should go for everyone in this situation .

thanks for the advice...we'll see what happens IF the business finally gets approved !

I had problems with the "offer unavailable" message too. I was using Chrome and tried it multiple times for both Ink Plus and Ink Bold. Switched to Firefox and it worked.

I am having the same problem now, however switching to Firefox and Internet Explorer did not help either. Any suggestions?

Just tried again now with Firefox and it worked. However, did not get instant approval :(. Will need to call.

As per page 2 or 5 or whatever, I applied under the old $10k offer. I received my card today and called to activate. During the call, I asked about changing to the $5k offer. The rep laughed and said they'd been getting that all day. She then notated my account and told me to call in after spending the $5k, like everyone else has reported. If I understand correctly, I'm set up to receive 25k UR points after the first purchase and 25k after spending $5k. So, 50k points and WEMC perks. Double bonus! Thanks for 100k extra UR points this year, Chase.

I sent a couple of secure messages and to paraphrase, they said if I can't spend 10,000 in 3 months but have spent at least 5,000, call them at the end of 3 months and they will credit the additional 25,000. Very good response by them if you ask me. I still won't spend much over 5,000 anyways but they didn't just hand it to me.

The Chase Ink Plus is now available at the Chase business credit card site. The Ink Plus looks like the credit card version of the Ink Bold (charge card). So as of today there are 4 non-affiliated Chase business cards - Cash, Classic, Bold, and Plus.

https://www.chase.com/online/business-credit-cards/ink-business-credit-cards.htm?a=undefined

had a interesting experience applying for ink plus. applied. called in right after. they said they'd check and give me a call back. got a call be and said i was approved. didn't ask for my business info. i previously have a swa biz card in which they asked me a lot of questions about biz.

I realize this has come up many times in many threads, but I think it bears emphasis to everyone here that with Chase Ink you get a 5x Ultimate Rewards bonus for cable, Internet and wireless bills.

That's huge! My Verizon/Comcast combo is almost $600/mo. That's 3,000 miles per month compared to what would have been 600/mo.

I'm guessing most here already realize this. But if you missed it, here's your heads-up.

mhm mhm

I realize this has come up many times in many threads, but I think it bears emphasis to everyone here that with Chase Ink you get a 5x Ultimate Rewards bonus for cable, Internet and wireless bills.

That's huge! My Verizon/Comcast combo is almost $600/mo. That's 3,000 miles per month compared to what would have been 600/mo.

I'm guessing most here already realize this. But if you missed it, here's your heads-up.

You spend $600/mo for on Verizon/Comcast?!

I realize this has come up many times in many threads, but I think it bears emphasis to everyone here that with Chase Ink you get a 5x Ultimate Rewards bonus for cable, Internet and wireless bills.

That's huge! My Verizon/Comcast combo is almost $600/mo. That's 3,000 miles per month compared to what would have been 600/mo.

I'm guessing most here already realize this. But if you missed it, here's your heads-up.

yes, you got it.

my cell phone bill is $200 monthly so I earn 1k monthly on cellphone bill.

you are safe.

That's huge! My Verizon/Comcast combo is almost $600/mo.
Surely, this isn't for one person. Then, that's huge!:eek:

mute after merge

Someone correct me if I'm wrong, but I heard that cable 5x bonus is for package bundles (internet + phone or internet + phone + television) and no 5x bonus is earned on cable internet only.

Is this true?

Someone correct me if I'm wrong, but I heard that cable 5x bonus is for package bundles (internet + phone or internet + phone + television) and no 5x bonus is earned on cable internet only.

Is this true?

No, not true. From the offer:

"You will earn an additional 4 points for each $1 of net purchases made in any of the following categories: internet, cable, and phone services (excluding equipment purchases); office supply stores."

There is no indication that it applies only to bundles.

Someone correct me if I'm wrong, but I heard that cable 5x bonus is for package bundles (internet + phone or internet + phone + television) and no 5x bonus is earned on cable internet only.

Is this true?

No - it's based on the merchant. Your cable company will be an eligible merchant. All charges from that merchant will earn 5x points.

You spend $600/mo for on Verizon/Comcast?!

Four mobile phones (wife & 2 daughters), my home business Internet connection and premium cable. Yep -- about $600/mo.

For the previous sign-on version of the IB and IP, did the second 25K UR pt bonus post at the end of the cycle after $10K spend was met? Or did they post mid-cycle? For ex, if I just hit $10K spend, will all my bonus UR pts post soon, or do I have to wait until the statement cycle ends?

For the previous sign-on version of the IB and IP, did the second 25K UR pt bonus post at the end of the cycle after $10K spend was met? Or did they post mid-cycle? For ex, if I just hit $10K spend, will all my bonus UR pts post soon, or do I have to wait until the statement cycle ends?

Have to wait till your cycle closes. Thats what Chase told me , and I am waiting for Dec statement

finally got the card in the mail - applied on 10/18 ! Rep. told me it was under the 25k after first spend offer...I asked about match after spending $5k in 3 mos., and he said Chase was being very accommodating...call back after I meet the spend...we're leaving the country in Jan., so I'm not sure I can actually meet the spend (without over-extending myself...), so I'm just as happy to have the initial 25k...too bad this card took so long ... I could have met the spend in 3 mos, but having just 2 left to work with is pushing it ! oh well...there's always another churn, right ?

finally got the card in the mail - applied on 10/18 ! Rep. told me it was under the 25k after first spend offer...I asked about match after spending $5k in 3 mos., and he said Chase was being very accommodating...call back after I meet the spend...we're leaving the country in Jan., so I'm not sure I can actually meet the spend (without over-extending myself...), so I'm just as happy to have the initial 25k...too bad this card took so long ... I could have met the spend in 3 mos, but having just 2 left to work with is pushing it ! oh well...there's always another churn, right ?

I complained about not being matched to either the $5 K total spend open offer that is out now , or the 25 k first spend and 25 K after $5 K instead of $10k which I originally applied under

They gave me an additional 40 days to meet the spend

P.S.i met the total $10 K spend in the original 90 days and complained and got
5K Good will for the delay in matching. Ask for the extra time especially in light of the fact that card was delayed . I always have them expedite via Fed ex if there is a big spend

I complained about not being matched to either the $5 K total spend open offer that is out now , or the 25 k first spend and 25 K after $5 K instead of $10k which I originally applied under

They gave me an additional 40 days to meet the spend

P.S.i met the total $10 K spend in the original 90 days and complained and got
5K Good will for the delay in matching. Ask for the extra time especially in light of the fact that card was delayed . I always have them expedite via Fed ex if there is a big send

thanks ! I appreciate the info and advice....

I had the "call back after 90 days" for the change from $10k to $5k. I did so last night and it was no problem. Took five minutes for the guy to send out an email.

Got ink plus 2 months ago. Registered with loungeclub. Didn't get any notification by mail. How do I access lounge in Vegas? Van I used the united club one?

I had the "call back after 90 days" for the change from $10k to $5k. I did so last night and it was no problem. Took five minutes for the guy to send out an email.

Just to make sure I understand correctly, you applied under 10k spending bonus, but asked to match the 5k bonus. You spent less than 10k, and called them after 90 days to get the 25k extra? Is that correct?

yep, that's correct. It was surprisingly easy. I spent just over the 5k for the 25k points.

I got pending further review (never happened before) for my ink application. I called the number and they said business lending is closed on saturday so call back on Monday.

Is there anything I can do?

^ yeah..wait until Monday

I guess that's why people recommend doing aor on weekdays.

I got pending further review (never happened before) for my ink application. I called the number and they said business lending is closed on saturday so call back on Monday.

Is there anything I can do?

no reason to panic....most folks get that...and then it comes in the mail...just relax and wait :)

i applied for the chase ink on saturday - of course i was not approved on the spot. i have good credfit and i am starting a relationship with Chase - i currently have a united explorer and sapphire prefeared card --i now applied for the freedome and ink plus.

anyways - i called chase credit card number today but i don't think it was the right one as i was re-routed to a business credit card number i assume...the lady told me i have to waite to talk to lending in two days.

i REALLY need this card as i have an upcoming spend and need to talk to someone to get my card approved..what # should i call about this?

thanks !

This post (http://www.flyertalk.com/forum/18029454-post447.html) shows the Chase business card reconsideration number: 1-800-453-9719

This post (http://www.flyertalk.com/forum/18029454-post447.html) shows the Chase business card reconsideration number: 1-800-453-9719

Thanks Mia - i am gonna call and see :)

This is what I get when I click "apply now"
An error occurred while we were processing your application. Please begin a new session and re-submit your application.

Is it just me?

I really want to get this card. I manage the cable/phone for myself, my fiance, and my parents. That's $230 for the phones, $55 for my internet, $80 for fiance's FIOS, and $120 for my parents cable/internet. I just transfer funds each month from our corresponding joint accounts.

$485/mo x 5 = 2425 * 12 = 29,100 UR points a year, compared to the 6227 (5820 * 1.07) i'm getting on my CSP for that spend. That's not even adding in other ways this card is lucrative.

I have 4 cards with Chase (and a Chase Checking), all on the personal side. Freedom (2010), UA and WN (2/2012), and CSP (2/2013). I have a 780 (creditsesame), but citi identity monitor gives me a 700, 710, and 740 FICO from the 3 credit bureaus.

Can I likely get this card?

Edit: I would also add that I do have a small side business, buying and reselling broken, incomplete, or discounted items on eBay or CL. Usually somewhere in the $250/mo purchase range, and $400/mo sale range. Not a huge amount, but $5K/year in sales, $3K in expenses. It would be nice to isolate those onto this card. No DBA on file, though.

Can I likely get this card?


Only one way to find out for sure. On the plus side your side biz is plausible. On the negative, you have a bunch of cards with them already, and if the monitor scores are correct, you are on the line. I'd mentally have decided which one you could live without if they ask you to trade.

At the end of the day, the worst that could happen is you waste a hard pull. You can justify the reason for another card by saying you need to isolate your business spend to track your finances.

Only one way to find out for sure. On the plus side your side biz is plausible. On the negative, you have a bunch of cards with them already, and if the monitor scores are correct, you are on the line. I'd mentally have decided which one you could live without if they ask you to trade.

At the end of the day, the worst that could happen is you waste a hard pull. You can justify the reason for another card by saying you need to isolate your business spend to track your finances.

That's my thought, too. I'd give up the WN card in a heartbeat. I got it sort of spur of the moment--I never have flown southwest since I got it. It was also the reduced annual fee / reduced anniversary mileage card, during that brief window when the premier application was down. I applied thinking they were both going down, when it was just a 1 day glitch/update. Actually, when I applied for the CSP 3 months ago, I fully expected to have to shut down the WN card, but they instant approved me

That's my thought, too. I'd give up the WN card in a heartbeat. I got it sort of spur of the moment--I never have flown southwest since I got it. It was also the reduced annual fee / reduced anniversary mileage card, during that brief window when the premier application was down. I applied thinking they were both going down, when it was just a 1 day glitch/update. Actually, when I applied for the CSP 3 months ago, I fully expected to have to shut down the WN card, but they instant approved me

I don't think you will have any problems at all getting the Ink Plus card - even with four personal Chase cards, it looks like you've only applied for one other Chase card in the past year so you should be golden. ^

I don't think you will have any problems at all getting the Ink Plus card - even with four personal Chase cards, it looks like you've only applied for one other Chase card in the past year so you should be golden. ^

Looked at putting the app in today, and I've never done a business card. I'm not even sure what to put in half of these (business name, number of employees?). I know I'll use my SSN and that it's a sole prop, and that I'd be the "owner."

But...my business is just a tiny side business.

Put in the app, called recon, answered 20 minutes of questions, and was denied.

Reasons being: 2 CC apps in 2013, 7 CC apps in 2012, and a total available credit limit over 2x my annual income. Lady was extremely nice and polite, but just shut me down, even when I offered to close and move credit from my WN card.

That was my last CC app until my mortgage (home purchase likely 12-18 months out).

Sucks to end on a decline.

Have the Ink Bold already.
Applied for Ink Plus - pending review - called recon line right away - answered questions on biz - shifted personal credit - approved.

All very predictable.

But what I didn't expect was that Chase would pull ALL 3 Ex,Eq,Tu credit reports.
- last time for Ink Bold they only pulled Eq and Tu.
- am sensitive about Ex being pulled cause in CA Citi and Amex pull Ex exclusively here.
- glad I got approved but what a bummer that they would pull ALL three.

Put in the app, called recon, answered 20 minutes of questions, and was denied.

Reasons being: 2 CC apps in 2013, 7 CC apps in 2012, and a total available credit limit over 2x my annual income. Lady was extremely nice and polite, but just shut me down, even when I offered to close and move credit from my WN card.

That was my last CC app until my mortgage (home purchase likely 12-18 months out).

Sucks to end on a decline.

Try calling again. I had 8 CC apps in 2012 and 3 more in 2013 when I applied for the Ink plus. My total credit limit is close to 2.5x my income and I was still approved for a line of $11,000

Double posted from ipad for some reason.

My credit score isn't that great as I only have a 682 according from a recent car refinanced I was approved on but I applied and got instant approval for a CSP then I applied for the ink bold 3 days later.

My business is a startup and only listed $300 as my annual profits as I am just starting out and I was approved after a 5 minute recon call as a sole proprietor.

I applied Friday and received the "we'll let you know within 30 days" message. Called them first thing this morning and was told I was approved and card was going out today.
Only a $2k limit though!? I have a $9k line on my sapphire preferred. It seems weird they gave me such a small amount. I don't mind paying it off over and over again during the month but that's frustrating. When I activate it should I ask if they can move some over to this card since I'm going to put the CSP in a drawer for a while anyways?

I applied Friday and received the "we'll let you know within 30 days" message. Called them first thing this morning and was told I was approved and card was going out today.
Only a $2k limit though!? I have a $9k line on my sapphire preferred. It seems weird they gave me such a small amount. I don't mind paying it off over and over again during the month but that's frustrating. When I activate it should I ask if they can move some over to this card since I'm going to put the CSP in a drawer for a while anyways?

Yes, tell them that you expect to spend more than $2k per month and ask if they can increase the limit. If they say no, ask if they can move credit from your CSP