Credit Card Programs - Amex Business Card App




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imisspretzels
Jul 22, 12, 6:20 pm
I'm thinking about applying for a amex business card (Delta Gold) online and I had two quick questions.

1: How do I input my ssn into the EIN field in the business section. It has two fields (XX XXXXXX) so I don't know how I would put my SSN into it correctly. Would I use just the second or both (the first only has space for 2 characters)?

2: Is there any reason not to put non business related expenses on an amex business card? (ex. personal flights not related to the business)

Thanks


biggestbopper
Jul 22, 12, 11:34 pm
Just use your SSN, putting first two numbers in box one and the rest in box two.

The main reason NOT to use a biz card for personal expenses is because biz card charges are not protected by Fair Credit Billing Act and you can be very unhappy about this if a problem comes up.

My policy, use biz card to extent needed to get bonus miles, otherwise use personal card.

imisspretzels
Jul 23, 12, 6:45 am
Makes sense. I was thinking to just use it to purchase flights to be reimbursed by my employer to get the bonus miles/priority boarding then stop using it. I'd put everything else on my personal spg.




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