Credit Card Programs - New Card coming in 2 Weeks - Who is it?

Can we all start to guess who is issuing the new card and what it will mean for our church and application dates

from Frugal Travel Guy
Insider News

"I have it from a reliable “inside source”, we can look for a new product in the portion of the frequent flyer game where I earn the majority of my miles. It is to be announced in about two weeks. I promised that is all I would say, but I think we will all be pleased."

Can we all start to guess who is issuing the new card and what it will mean for our church and application dates

from Frugal Travel Guy
Insider News

"I have it from a reliable “inside source”, we can look for a new product in the portion of the frequent flyer game where I earn the majority of my miles. It is to be announced in about two weeks. I promised that is all I would say, but I think we will all be pleased."


Dumb - why should FTG post anything if he is effectively posting nothing.

Psst... I have a secret. No, I can't tell you what it is... but Im special for having one.

Dumb - why should FTG post anything if he is effectively posting nothing.

Psst... I have a secret. No, I can't tell you what it is... but Im special for having one.

DUMB you say ?

Think how many times a day you get with messages that shape your buying decisions ?

The FTG has made a science out of CC churning. I do listen to him and profit !

I just noticed on the credit card forum that there is a discussion about a new Discover card coming on 7/20, so it maybe related to that. IF so, Discover would have to drastically change their marketing and perks to be worth while

For what it's worth (nothing), given the thread in the credit card forum about a new Discover card, I'm guessing a new Discover card.

EDIT:
Nuts-jrreynolds clearly types faster than I do!

I just noticed on the credit card forum that there is a discussion about a new Discover card coming on 7/20, so it maybe related to that. IF so, Discover would have to drastically change their marketing and perks to be worth while

Agreed. Discover is typically not the 760+ credit ratings, so they haven't had to pump up the rewards. Okay, somebody did their job and got my attention. Let's see what they can produce.

Mike

FTG usually give clues in his post of upcoming things, as the way he earnd most miles as i recall is the amex spg card, so i would guess this is a new spg card or an increased bonus as we have seen the last two july's

I thought I read something a few weeks ago about a new Ink card coming out. It's equivalent to the bold but it will be a revolving card as opposed to a charge card. I think it's already circulating but it's not being offered on the website yet.

I thought I read something a few weeks ago about a new Ink card coming out. It's equivalent to the bold but it will be a revolving card as opposed to a charge card. I think it's already circulating but it's not being offered on the website yet.

That would be Ink Plus

Dumb - why should FTG post anything if he is effectively posting nothing.

Psst... I have a secret. No, I can't tell you what it is... but Im special for having one.

I think one of the ideas was that if you were going to do a churn cycle now, hold off for two more weeks.

As has been pointed out by others, it is always nice to get a heads up about a new product coming soon. It helps me plan my spends, regulate my churn cycle, hold off on applying for a card with average miles/points bonus and cancel the unwanted cards so as to minimize the number of open cards (which may or may not be a positive thing). So, yes, I want to know if something new is coming in 2 weeks that I should wait for. Even if it turns out to be not a stellar offer, at least I would have the choice of making decisions based on the spread available at the time.

Dumb - why should FTG post anything if he is effectively posting nothing.

Psst... I have a secret. No, I can't tell you what it is... but Im special for having one.
I am not sure why some people have to express negative opinions. If the information provided is not of any use to you, just move on. The next guy (that is me :)) might be able to use it to his advantage.

MillionMileSecrets posted this a few weeks ago...

"If a credit card had a history of increasing the sign-up bonuses during a certain period, that pattern may be repeated again – as early as this summer."MillionMileSecrets (http://millionmilesecrets.com/2012/06/26/visiting-the-banks-in-new-york/)

I'm guessing it's an SPG bonus again. Thank goodness. I've been waiting for this card to up their bonus. I hope I'm right.

Dumb - why should FTG post anything if he is effectively posting nothing.

Affiliate commissions

I thought I read something a few weeks ago about a new Ink card coming out. It's equivalent to the bold but it will be a revolving card as opposed to a charge card. I think it's already circulating but it's not being offered on the website yet.

Hoping this is true. I currently have the Ink Bold card with the 50k bonus sign on back with $5,ooo spent in March or April and not the current $25k spending as this is way out of what I spend on one card. Gladly sign on for another Ink card if they offer the same sign on bonus.
But just off hand, if I already have the INK Bold card, will I be allow to sign on for another INK card?? or will this be consider a different card??

I just noticed on the credit card forum that there is a discussion about a new Discover card coming on 7/20, so it maybe related to that. IF so, Discover would have to drastically change their marketing and perks to be worth while

Agree, I currently have the Discover card and really can't even remember when was the last time I used it (2 years ago maybe). Their card cash back plan is no better than any on the market and can't remember if they even offer any sign on bonus when I had the card (maybe they sent me a toaster as a sign on gift??)

I know one of the bloggers had mentioned there is going to be a Club Carlson card at some point........

I'm happy about getting a heads-up from the Frugal Travel Guy. He tells as much as he can without breaking his contractual agreements.

I TOO would be happy to hear of a new SPG signup bonus. 50K starpoints?:p

One can hope...

Agree, I currently have the Discover card and really can't even remember when was the last time I used it (2 years ago maybe). Their card cash back plan is no better than any on the market and can't remember if they even offer any sign on bonus when I had the card (maybe they sent me a toaster as a sign on gift??)

I still think back to how little I knew when I would apply for those MBNA card offers at sports events just to get a lousy free t-shirt. Hindsight is 20/20 I guess...

Cheers

Dumb - why should FTG post anything if he is effectively posting nothing.

Psst... I have a secret. No, I can't tell you what it is... but Im special for having one.

Maybe someone ready to do a churn will wait a few weeks instead of doing a churn now and another in a couple of weeks. Save an extra credit hit.

May be it is a new Hilton card with 120 K bonus on $3 K spend. Just wishing ...

May be it is a new Hilton card with 120 K bonus on $3 K spend. Just wishing ...

That's only 20K points more than the current offer. Dream bigger!

Given that the official BA 100K card offer goes away tomorrow...and that FTG says the new card program is the one where he accumulates the most points, I'm guessing it's a new version of the BA card with a lower spending requirement (than the official offer, not the $150 backdoor)...still 100K Avios points, and some added BA benefits.

That's only 20K points more than the current offer. Dream bigger!

Given that the official BA 100K card offer goes away tomorrow...and that FTG says the new card program is the one where he accumulates the most points, I'm guessing it's a new version of the BA card with a lower spending requirement (than the official offer, not the $150 backdoor)...still 100K Avios points, and some added BA benefits.

After they restructured the whole BA mileage program last year and change name to Avios, I have not been a big fan of BA. Alot more miles needed to fly with their "segments" instead of the all in one RT miles for a flight (not to mention no more free stop overs like the old days) and what about those high fuel charges that sometimes make the "free" flight mileage unusable as I sometimes found cheaper flights online just paying for the tix. No more BA for me. I still have over 150k BA and don't know what to do with it, best use of BA would be to fly domestic but using BA for AA redemption is sometimes not easy and I also have plenty of AA miles just for that.

That's only 20K points more than the current offer. Dream bigger!

Given that the official BA 100K card offer goes away tomorrow...and that FTG says the new card program is the one where he accumulates the most points, I'm guessing it's a new version of the BA card with a lower spending requirement (than the official offer, not the $150 backdoor)...still 100K Avios points, and some added BA benefits.It seems u got it mixed up. I am talking about the Hilton card (not BA). The best offer for AMEX Hilton card I know of was 60 K.

It seems u got it mixed up. I am talking about the Hilton card (not BA). The best offer for AMEX Hilton card I know of was 60 K.

I was referring to the current Citi Hilton 2 browser trick. Which equals 100K points for $3K of spend in 6 months. (2 cards @ $1,500 spend requirement)

I'm thankful for the info.

I was about to do a churn today for two of us, but I think I'll hold off to see what the future brings. More info is always a better thing (even if he can't divulge on the details yet), and my guess is he said something because he knows it's worth waiting for, otherwise he wouldn't have risked saying something and facing a backlash in 2 weeks.

Dumb - why should FTG post anything if he is effectively posting nothing.


Traffic, ads, money, I would assume.

It's almost certainly a new SPG Amex product. Million mile secrets first alluded to this a few weeks ago.

It's also roughly about the same time of year SPG ups their AmEx card bonuses.

I know one of the bloggers had mentioned there is going to be a Club Carlson card at some point........

This would be my guess as well. FTG has probably received a lot of miles from the recent Club Carlson promos.

http://www.hospitalitynet.org/news/4054923.html
"The group announced during the conference that it is partnering with U.S. Bank to launch a Club Carlson Visa credit card in the fourth quarter of 2012."

This would be my guess as well. FTG has probably received a lot of miles from the recent Club Carlson promos.

http://www.hospitalitynet.org/news/4054923.html
"The group announced during the conference that it is partnering with U.S. Bank to launch a Club Carlson Visa credit card in the fourth quarter of 2012."

If they issue a credit card it would be great if it wasn't through Chase. I'm tired of them having all the cards I want to apply for.

This would be my guess as well. FTG has probably received a lot of miles from the recent Club Carlson promos.

http://www.hospitalitynet.org/news/4054923.html
"The group announced during the conference that it is partnering with U.S. Bank to launch a Club Carlson Visa credit card in the fourth quarter of 2012."That will be good. Don't have much interest in Club Carlson. Will have one less card to apply for :).

Just to add to the old news that has a slight chance of being relevant: Diners Club (US/Canada) personal ("professional") cards has not been available for new signups for several years, as Citi very slowly sold it to Bank Of Montreal. That sale completed half a year ago, but for a few months after that they had "teething problems". Those have mostly finally cleared up by now. At some point, new DC personal cards should become available again. Whether there'll be a signup offer then or not, that I have no clue about. And whether it will be in two weeks or two months or two years :), that I have no clue about either.

Just to add to the old news that has a slight chance of being relevant: Diners Club (US/Canada) personal ("professional") cards has not been available for new signups for several years, as Citi very slowly sold it to Bank Of Montreal. That sale completed half a year ago, but for a few months after that they had "teething problems". Those have mostly finally cleared up by now. At some point, new DC personal cards should become available again. Whether there'll be a signup offer then or not, that I have no clue about. And whether it will be in two weeks or two months or two years :), that I have no clue about either.

I would totally sign up for the diners club card with the right bonus!

I've always wanted a DC card.

I hinted about SPG long ago, way back in June, thats not it but may coincide ;)

For all those that assume it is for affiliate commissions go ahead and continue with that negative thinking :confused:

It won't change the fact that thousands of people read my blog and others everyday and they appreciate any inside information that may help them plan a current or future churn.

Ultimately happy readers are loyal readers and any information I can give them helping them plan ahead makes the reader the winner. It is so much more fun to read about reader successes than listen to the complainers. If readers are successful, I am successful.

Please remember, I gave my word I would say no more. I don't want to lose the confidence of the inside. I wish Diners would come back too but I have no info on Diners or Carlson cards.

"I hinted about SPG long ago, way back in June, thats not it but may coincide "

Geez, I hope whatever the surprise may be, it would be around for 3 months or so...I just made 5 applications within the last 3 weeks and the last one was a Chase CC

Here's betting it's the Chase Ink Bold Plus -- the revolving credit card vs. the charge card. I'm hoping it is anything OTHER than a Chase card since I already have a wallet full of Chase cards.

Here's betting it's the Chase Ink Bold Plus -- the revolving credit card vs. the charge card. I'm hoping it is anything OTHER than a Chase card since I already have a wallet full of Chase cards.

How about AMEX? They have high bonus offers from time to time and the only business cards I have seen from them are charge cards.

I'm guessing Chase Bold because FTG alluded to the new card involving the program in which he primarily accrues his points. I think UA is his primary program and Chase points is one of the few ways to transfer to UA. Also, he is a big fan of Chase UR.

For all those that assume it is for affiliate commissions go ahead and continue with that negative thinking :confused:


Keep posting FTG!! Many of us appreciate it. Don't let the naysayers bother you. ^

Keep posting FTG!! Many of us appreciate it. Don't let the naysayers bother you. ^

+1!!

I'm surprised there hasn't been a mention of the Chase Southwest card in this thread. There's a post about it in this forum and in MileBuzz.

50,000 point sign up after $1000 spend in 3 months. Once a blog link is posted, I'll have my wife sign up for the business and regular card. ;)

dh

FTG is hinting that there will be a new miles card, and much as he loves SPG, he prefers using SPG points on hotel rooms. United is his primary carrier now, but I seem to recall that he earned the majority of his miles churning AA cards.

I guess that it will be a new AA card. United introduced the Explorer relatively recently, but Citibank hasn't changed their AA card in a while.

For all those that assume it is for affiliate commissions go ahead and continue with that negative thinking :confused:



Why are we talking negative thinking here? The FTG blog is owned by Internet Brands and the last time I checked it, Internet Brands was a FOR-PROFIT organization that has a long-term goal of (surprise!) maximizing shareholders' profit.

I find it really amazing that the blog with last months' content primarily aimed at engaging readers into credit card churning through affiliate links (with a thin layer of other travel-related information) all of a sudden starts talking about affiliate commissions being a distant secondary goal .... To me that sounds similar to all the miles and points devaluation being marketed as "improvements of the program's value to our members".

And please understand me right that I'm a very pro-business minded person and the right to earn profit here is not an issue. Integrity of what you say vs. what you do is.



Please remember, I gave my word I would say no more. I don't want to lose the confidence of the inside. I wish Diners would come back too but I have no info on Diners or Carlson cards.

There are not so many options out here what the original hint meant and excluding two of them (or three counting SPG card a couple of paragraphs above) doesn't sound like "saying no more" to me.

here is a quote from Million Mile Secret

"There may be a new business credit card (as opposed to their current charge card) coming out soon in Q3 (July to September) with a decent sign-on bonus from a bank which offers the boldest business cards in the market."

If that is not a Chase Ink Bold Card I would be surprised. In the article he wrote there maybe be a larger spend, and incentives to keep card etc rather than to churn.


Another Quote "If a credit card had a history of increasing the sign-up bonuses during a certain period, that pattern may be repeated again – as early as this summer."

This appears to be an AMEX sign on bonus increase similar to last summer. I know I got 100K for Platinum and $75K for AMEX PRG last summer, so that maybe returning as well.

I guess that it will be a new AA card. United introduced the Explorer relatively recently, but Citibank hasn't changed their AA card in a while.
Well, actually, Citibank did change their AA cards a few months ago, it's just that they didn't change them while changing them. :D :p

Ie, they added new benefits to existing cards (checked bags, priority boarding, 10% rebate on award redemptions up to 10k a year, double miles on AA purchases, etc), and said they'd be raising the annual fee to $95 (the same as UA Explorer and DL cards with somewhat similar benefits) on those cards, but didn't give the cards a new name.

http://www.flyertalk.com/forum/american-aadvantage/1331464-new-citi-platinum-select-aadvantage-visa-signature-card-benefits.html

nice pun...Discover It card...

new card being launched July 20.

Saw it on MMS' blog. Whatever it is, I'll hold off on the apps until August.

Hoping AMEX is one of them ... crossing fingers for fee waived AMEX Platinum, since SPG isn't it. If not fee-waived, at least 75K bonus.

Though the clues seem to be related to Chase. Kind of wary, as I don't have the current Ink Bold and was planning to apply for it soon. Hopefully the new card doesn't replace the current card.

Though the clues seem to be related to Chase. Kind of wary, as I don't have the current Ink Bold and was planning to apply for it soon. Hopefully the new card doesn't replace the current card.

In the comments on Frequent Miler it seems he has to take down links to Ink Classic and Ink Cash. See #11

http://boardingarea.com/blogs/frequentmiler/2012/07/17/exciting-credit-card-rumors/#comments

Here's betting it's the Chase Ink Bold Plus -- the revolving credit card vs. the charge card....

I'm hoping this is it. I'm ready for another Chase card and LOTS of UR points. :)

Doesn't Chase already offer some INK cards that are not charge cards, and participate in UR?

I believe it's called the "INK Classic"

Doesn't Chase already offer some INK cards that are not charge cards, and participate in UR?

I believe it's called the "INK Classic"

Yes, but if you read more of the previous posts, and blogs, you'll see talk of a possible NEW Ink card. With, maybe, a big bonus. OK, pass the popcorn.

Saw it on MMS' blog. Whatever it is, I'll hold off on the apps until August.

Hoping AMEX is one of them ... crossing fingers for fee waived AMEX Platinum, since SPG isn't it. If not fee-waived, at least 75K bonus.

Though the clues seem to be related to Chase. Kind of wary, as I don't have the current Ink Bold and was planning to apply for it soon. Hopefully the new card doesn't replace the current card.

When has AMEX ever waived the annual fee for platinum card holders except for that height in the economic boom when even then they only offered such waiver to select individuals???

Doesn't Chase already offer some INK cards that are not charge cards, and participate in UR?

...talk of a possible NEW Ink card. With, maybe, a big bonus.

Ink Plus was one the original four Ink products. Each has been refreshed since the introduction, and Ink Plus disappeared from the public website, but there have been targeted offers reported since January. You are correct that Ink Classic is a credit card which participates in Ultimate Rewards, but to transfer the points to airline or hotel programs you must also hold another card (Ink Bold, Sapphire Preferred, JPM Select or JPM Palladium). Ink Plus points can be transferred even if it is your only card because it carries an annual fee.

There is no particular reason to prefer Plus over Bold, but if Chase treats it as a separate product there will be an opportunity to earn another new account bonus.

I know I got 100K for Platinum and $75K for AMEX PRG last summer, so that maybe returning as well.

How did you get $75,000?

When has AMEX ever waived the annual fee for platinum card holders except for that height in the economic boom when even then they only offered such waiver to select individuals???

During that height in the economic boom when even then they only offered such waiver to select individuals.

Like I said though, if it's not fee-waived (which is likely), a 75K or 100K bonus would sweeten the deal.

Middle of the year is the best time to get the AMEX, since you can most efficiently use the $200 airline credit twice to bring down the $450 fee.

This is a pretty clever marketing campaign by one of the issuers--I guess we get to see which one in a couple weeks.

My bet is a Ink Bold Plus (with 50-60k bonus) or a "premium" SPG card a la Delta Reserve. Spitballing here... 40-50k bonus, instant SPG gold, free night annually and concierge. ~$400 fee not waived.

ITS ALL ABOUT THE DISCOVER CARD On july 20th but its pathetic offer like always!

There was a survey at the beginning of the year for a new Hilton card. Could it be that by any chance?

There was a survey at the beginning of the year for a new Hilton card. Could it be that by any chance?

May be Citi Hilton Visa Card?

May be Citi Hilton Visa Card?The one I was referring to was an AMEX hopefully with a 120 K + bonus .

nice pun...Discover It card...

new card being launched July 20.


I already have too many Chase, Amex, Citi cards. Discover would be nice.
But today's already July 22. I guess not Discover card(?).

I already have too many Chase, Amex, Citi cards. Discover would be nice.
But today's already July 22. I guess not Discover card(?).

The subject line of this thread makes it pretty obvious the affiliate page the OP referenced means the Discover IT card. "who is it?" get it?

the card is a joke.

There was a survey at the beginning of the year for a new Hilton card. Could it be that by any chance?

+1

If I would guess, it is a AMEX HH with a higher annual fee and an anniversary free night.

The one I was referring to was an AMEX hopefully with a 120 K + bonus .

+1
That's what I've been witing for a good bonus on a Hilton card. :)

+1
That's what I've been witing for a good bonus on a Hilton card. :)
600k HHonors points a year from a Hilton card is not enough for you??? :confused::confused:

http://www.flyertalk.com/forum/milesbuzz/1219687-50-000-citi-hilton-hhonors-visa.html

(Churnable 2 at a time, every 65ish days.)

The more you wait, the more 65ish day cycles you lost out on. So why wait if you want HHonors points that much??? :confused:

Well it hasn't been two weeks yet, but Gary at View From The Wing just posted about a new Citi Hilton HHonors Reserve card that is going to debut tomorrow (Monday). Seems like a pretty decent offering. Link (http://boardingarea.com/blogs/viewfromthewing/2012/07/22/citibank-introduces-awesome-new-hilton-hhonors-reserve-card/)

[Mod. edit: existing thread HERE (http://www.flyertalk.com/forum/milesbuzz/1369272-new-hilton-hhonors-reserve-card.html)].

At least according to the comments that Rick left here (http://boardingarea.com/blogs/deltapoints/2012/07/25/planning-for-my-wifes-credit-card-churn-new-choices-are-perfect/) (if they're to be believed), it's not the Citi Hilton card, and it will be coming around Aug. 10.

I read that comment also. Rick has said it isn't SPG, but a larger SPG sign up bonus is coming soon. And it is in a program where he earns the most miles--perhaps United or an Ink Bold card. Discover does not make any sense, as Rick does not seem to value the Discover card programs. I did wonder if it might be an American card, but now I'm thinking United or Ink. It is too bad so many of the best cards are Chase cards, I need to stop applying for Chase cards so often! I've had 3 new Chase cards this year.

I read that comment also. Rick has said it isn't SPG, but a larger SPG sign up bonus is coming soon. And it is in a program where he earns the most miles--perhaps United or an Ink Bold card. Discover does not make any sense, as Rick does not seem to value the Discover card programs. I did wonder if it might be an American card, but now I'm thinking United or Ink. It is too bad so many of the best cards are Chase cards, I need to stop applying for Chase cards so often! I've had 3 new Chase cards this year.

I doubt it is the discover card. All we get with discover offerings at our house are either 0% BT or $100 signup bonus. We don't need the $$ and $100 is not worth our time. Discover offerings get "fed" to our shredder. We only got 1 decent offering by mail and that was a few years ago when my wife got a 50K bonus for AMEX Gold rewards. It was targeted. Nothing on FT for AMEX Gold at the time was anywhere near 50K. It was a couple years later that the "bump" the bonus was taking place.

Bottom line: My guess may not be very good. We will just have to wait a little longer to find out. ;)

I doubt it is the discover card. All we get with discover offerings at our house are either 0% BT or $100 signup bonus. We don't need the $$ and $100 is not worth our time. Discover offerings get "fed" to our shredder. We only got 1 decent offering by mail and that was a few years ago when my wife got a 50K bonus for AMEX Gold rewards. It was targeted. Nothing on FT for AMEX Gold at the time was anywhere near 50K. It was a couple years later that the "bump" the bonus was taking place.

Bottom line: My guess may not be very good. We will just have to wait a little longer to find out. ;)

maybe next week;)

maybe next week;)The wait is killing me. I hope it is not an anticlimax - I mean Discover, Citi HH Reserve etc. Can we do better pls..

The wait is killing me. I hope it is not an anticlimax - I mean Discover, Citi HH Reserve etc. Can we do better pls..

US Airways perhaps? :p

Well, we've got our answer...and I couldn't be happier! Ink Plus has officially hit the Chase app site!

Well, we've got our answer...and I couldn't be happier! Ink Plus has officially hit the Chase app site!Can u pls share the link to the offer? If it is 25 K on first purchase and another 25 K on $10 K purchase, then I will have to pass. There was a 60 K Ink Bold offer just sometime back.

Here's the link:

https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=DYSN&CELL=6J1L

And yeah, it is 25 + 25 after 10K. Sorry! But maybe you'll get targeted for a 50K after first purchase offer, like I did for the IB last Christmas!

...But maybe you'll get targeted for a 50K after first purchase offer, like I did for the IB last Christmas!
Or maybe the bloggers will get links to better offers.

For the increased SPG bonus, do you (all) think that the spend amount at 5k will stay the same. Or do you suspect that a lower min spend could come with it?

Last year it was $4500, the year before only $500! But seriously, I'd take 50K UR points over 30K Starpoints any day, even if it is twice the spend.

Continues here...

http://www.flyertalk.com/forum/credit-card-programs/1371037-chase-ink-plus-now-available.html