US Airways Dividend Miles - Maximum number of US Airways credit cards




NYCommuter
Jun 19, 12, 6:17 pm
I have 2 US Airways Mastercards and 1 US Airways Bank of America card, and I'd like to get another (for the 10,000 Preferred miles after meeting the required spending level on each). I see that BofA has discontinued its US Airways credit cards, so it'll be a Mastercard.

Has anyone run into issues with being approved for yet another of these credit cards after having already obtained several of them? Is there a risk that applying for yet another one would backfire, with the bank canceling an existing one instead?

I've just had so many negative experiences with AmEx that I'm wary of credit card companies in general.

Thanks.


PaceLaw2012
Jun 19, 12, 7:50 pm
I'm not sure how AMEX fits into this question??

longhorn11
Jun 20, 12, 4:25 pm
I have 2 US Airways Mastercards and 1 US Airways Bank of America card, and I'd like to get another (for the 10,000 Preferred miles after meeting the required spending level on each). I see that BofA has discontinued its US Airways credit cards, so it'll be a Mastercard.

Has anyone run into issues with being approved for yet another of these credit cards after having already obtained several of them? Is there a risk that applying for yet another one would backfire, with the bank canceling an existing one instead?

I've just had so many negative experiences with AmEx that I'm wary of credit card companies in general.

Thanks.

It's always possible a bank will take adverse action, is it likely? Probably not. If it is not instantly approved, I think you're going to need a good reason to have 3 of the same cards with one bank. There are some stories about this in the credit card programs - us airways card thread.

I'm not sure how AMEX fits into this question??

I would think a financial review has something to do with it, or a massive credit line decrease (2008-09).


pinniped
Jun 20, 12, 4:43 pm
I've never had a CC company cancel an existing card to open a new one - but one time I did have Chase call me and ask me to shift credit from an existing account so they could open a new one.

That was right in the midst of the financial crisis. Chase never reduced my *total* credit limit across all of their cards, but I was clearly above some sort of threshold for that time period. I told them which card to take a small amount of limit from and they opened my new account.

I remember when the threads were common here about Amex financial reviews. I had a bunch of cards open with them too...kind of expected a couple of them to get their limits reduced. But for whatever reason, they left me alone. Probably because I was using both SPG Amex and HH Amex as my primary spend cards at different points in that period.

AlohaDaveKennedy
Jun 20, 12, 4:53 pm
Because AMEX is "special" and prides itself on really getting to know its customers through surprise financial reviews.:D

I'm not sure how AMEX fits into this question??

PaceLaw2012
Jun 20, 12, 4:54 pm
Because AMEX is "special" and prides itself on really getting to know its customers through surprise financial reviews.:D

Well, i've only had AMEX for about 1 year, so hopefully I wont be a victim also!



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