MilesBuzz! - Easiest Biz card to be approved
Looking to apply and be approved for a Biz class next year.
I am interested in Chase INK Bold, Amex BIZ or AA Biz
Will be sole proprietary and using SS for tax id. Very little income as it is a side job selling stuff on the internet...less than $1k profit. However, very good income from full time job. (Do I use this or the side BIZ less than $1k profit to input in application form?)
Which would be the easiest to get approved?
Thanks in advance
Dec 28, 11, 1:41 pm
I was in similar position, with good personal credit rating. Was first approved for AA Citi biz card instantly (in fact twice after cancelling the first). Was a bit tougher for the Chase Ink simply because I had by then so many apps on record, both with chase and overall. I had to call the business card reconsideration line, answer some verification questions about business and my plans for the future, then they approved after moving credit lines around on other Chase cards.
If you apply with you SSN as sole proprietor they will ask for both "regular" income and business income, separately. Good luck.
Dec 28, 11, 1:51 pm
I was denied on the AA biz twice now. I started it this summer, and my biz is quite similar to yours.
However, I was instantly approved with a 3k credit line for the Amex SPG biz
My applications were:
Oct - denied AA biz (no biz credit info)
Nov - approved SPG biz
Dec - denied AA biz again (biz too new)
I hope to get the Chase Ink Bold soon because the new rewards structure corresponds very well to my business spending habits
Dec 28, 11, 4:23 pm
You might want to check the Chase Ink thread in the credit card programs section.
My experience with the Chase Ink was that I was initially denied, called the reconsideration line and had a good 5 minutes of several questions about my business and intended use. They wanted some detailed answers and I don't know if an ebay business with $1k in profit will do it for you.