Middle East - Access to cash? Help!




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Gregorso
Dec 18, 11, 1:02 am
I used to use traveller's checks, then a debit card. This time I was going to use my Citi Visa credit card to withdraw cash advances. I told the card company that I'd be using the card overseas, but nobody ever reminded me that for cash advances you need a PIN. I never withdraw cash from my credit card, so it didn't occur to me. I fly out of the country tomorrow, but there's no time to request a PIN (they say the PIN activation has to be mailed to me.) How will I have access to cash in Israel? (Other than carrying a big bag of dollars with me.)
Tomorrow's Sunday, so my credit union isn't available to advise me.
Can I buy traveller's checks with a credit card? Should I withdraw a ton of cash from the ATM and buy a pre-paid credit card with it? Would it be worth it? Would cash advance restrictions apply to the purchase of a prepaid card?


ale.penazzi
Dec 18, 11, 1:36 am
Don't you have a debit card?

Gregorso
Dec 18, 11, 2:01 am
My debit card will not be available for use for a couple of weeks. (Bad timing)


Jaimito Cartero
Dec 18, 11, 2:04 am
You may be able to get a cash advance at a bank. Probably more expensive than getting it from an ATM. Either that or somehow get cash before you to.

joshwex90
Dec 18, 11, 1:18 pm
If you can take out enough cash from your home bank in advance, you can use that money and simply convert in Israel. You don't need a debit card to withdraw cash from the bank itself. Just go to the teller. Then in Israel, go to any money-changer or post office (all post offices, called Israel Post have licensed money changers).

Alpha Golf
Dec 18, 11, 7:48 pm
If you have access to an ATM, why not just use that card in an ATM in Israel?

februaryfour
Dec 18, 11, 10:33 pm
Hope this isn't too late, but to the OP, some banks can give you a credit casd cash advance over the counter without needing a PIN. You'll need to ask a local to recommend one, though.

joshwex90
Dec 19, 11, 4:05 am
If you have access to an ATM, why not just use that card in an ATM in Israel?

My debit card will not be available for use for a couple of weeks. (Bad timing)

awayIgo
Dec 25, 11, 2:30 pm
Some of the money changers will negotiate, with loads of ID an American check. The fee charged makes this NOT the way to get money---unless you are desperate!

joshwex90
Dec 26, 11, 11:42 am
Some of the money changers will negotiate, with loads of ID an American check. The fee charged makes this NOT the way to get money---unless you are desperate!

Depends on the location. There's a money-changer in the Jewish Quarter of the Old City (Jerusalem), who will cash checks at the current Bank of Israel rate, and charges 1.5% commission. Not perfect, but far from terrible.



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